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<br /> S. [i�ard or l'oropeety InsurAnce. Borrower shall keep the impmvzments now existing or I�crcaRer erectcd an the
<br /> �._ Propcny insur�ed againstloss by fire, hacards included within the term "extcnded coverag�' and nny oti�er hazards, including
<br /> � floods or flcoding, for which LenAer rcquires insurance.'1'his iusurauce shall bo maiusained in thc amoun+.s anA for�he peri«!s ,__,,_ _
<br /> that i.ender requiecs. The insur.snce carrier providing the insurance shull bo cSiosen by HorrowCr subje�t to Lencler's approval
<br /> �vUich shall not be unrcasonably withheld. lf Barrower fails ro maintain coverage described nbove, Lenaer may, at Lender's
<br /> --�"� o�tian,obtain covera��to�rotect I.ender's rigtiis in the Pmperty in accordance with paragr:�ph 7.
<br /> — All insurance�r:Li�iay and rene�vals shall be acreptabte to Ltnder and shall includr a stundard mortgage ctause, I.ender
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<br /> shal!huve the righu a�hnlr�titc policics and eenewals. If L.ender rcquire.s,Sorrower shall promptly give to L.endcr all receipts ot' _
<br /> �-. pcud preminms and rertewul notices. In the cvcnt of loss,E3orruwcj•shall give prompt notice tn the lnsurance c:vrier�nd Lender. �__
<br /> ----— Lender may muke proof of loss if not made promptly by Bono�ver. _
<br /> �. Unless Lender and Borrower othenvise acoee in writing, insurnnce proceeds sh:s11 be upplied to restoration or repair of the
<br /> Property damagcd,if the restnratiou or repair is ecanomically fcasible and Lertder's security is nat I:sser�.If che restoration oc
<br /> repair is not economically feasible or Lender'y security would be Iessen��,the insurnnce proceeds si�a�1 be applicd to the su►�s
<br /> - secured by this Security Inst�unient, whethcr or not then due, with any excess paid to Borrower. If Borrower abandons the
<br /> _-_--_____ -' Property,or dnrc not answQr within 30 days a notice fmm Lender that the insurunce carrier has offered to seule a claim,then -
<br /> ����°'�' L.ender ma� co, sct the �surarice pr�ceeds. T ender may use the proccxds to repair or restore the Property or to puy sums ___
<br /> �—'�� secured by this Securitv Instmmen�, whcthcr o� ..ot ihen due.The 30iiay period will begin when the notice is given. �
<br />-=°�'�.;�:c�,;4 I Unless Lcnder and Borrower otherwisc agrce in writing, any xpplication ot proceeds tu principal shaq no[ ex�end nr �..::.-
<br /> - -�--� -=�-�i postpone the due date ai tiie monthty paymcnts referred to in paragraphc 1 and 2 or change the nmount of the paymeats. If �==
<br /> _"����.�'.��� under paragraph 21 the Property is acquired by Lender,Rorrower's right to any insuranee policies and proceeds resulting from —,,y.h,
<br /> ��-'- damage to thc Propercy prior to the acquisition shall p�ss to Lender to tl�e extent of the sums secured by this Security Instrument
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<br /> -.--��,•�; imrnedi:�r.ely prinr to thencquisition. �
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<br />•':==��!�t�;�.; , 6.Occupancy,Praervntlon,Maintena�ce And Proteetton oY the!'ropercy;Borrotver's p.n,u��Appilc�tiifn; Lea.sc:�ofds. ;;h,.,
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<br /> ��--`"'�'�; � Barrawer shall occupy,establish,and usc the Property as Borrower's principal residcnce within sixty days aftcr the execution of
<br /> .�,,��'�' ;.� this Securiry Inst�-ument and shall conti�me to occupy the Property as Bonower's principal residence for at le�st ane year after F '
<br />�'� ":'.-'- the date of occua3ncv. unless Lender otherwise a�rec:s in�vriting,which c�nsent shall not be unreasonably withheld,or unless
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<br />_��i„���4.� extenuating circumstances exist which are beynnd Borrower's control. Borrower shali not aesiroy, dwnagn u, i����,air ihc ��;�;-
<br />��f�� Property, allaw the Property to detcriorate, or commit waste on the Property. Bonower shaU bc in default if uny forfeiture ?*ti�i;
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<br />-x,::;;.Y�'�,._ '�•. action or proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the .�,,.
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<br /> �.:':,�,.ro,;�= >, ;� Property ar otherwise materially impair the lien created by this Security Inctrument or Lr_nder's security interest.Bormwer may .,�l.
<br /> r��,,;���';A �'� cure such a default and minstate,as provided in paragraph 1 S,hy cxusing the action or proceeding to be dismissed with a ruling ,, ,,
<br /> ��'�4� ���, that, in Lendei s good faith determinntion, precludcs forfeimre of thc B�rrowcr's intcrest in thc Property or other material .�,ry,'
<br />,�i r,��K• .�, impairment of the lien created by this Security Instrument or Lxnder's security interest. Borc�wer shnll also be in deFault if �
<br />*:.���:* � ���' eonower,during thc loan npplication process,gave materially false or inaccuratc informatiun or stutements to l.ender(or failed
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<br />:�,�;'"''-^ to provide Lender with arev material information)in connection with the loan evidenced by the Note, inc lu ding,hut not limi t e d .,„
<br />���?��. �� to, representations conaming Borrower's occupsncy of ths Property as a principal residence. If this Security Instrument is on a
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<br />=:W'�i�:':,�,. � lcasehold, Borrower shail comply with all the provisions of thc leasc. If Borrowcr ncquires fee tidc ro the Property, thc
<br /> -�=�-=���f�� Icasehold and the fce title shall not merge unless Lendcr agrees to the mergcr in writing.
<br /> =r�_;r.'�°_°�.��� 7. Protectton of Lender's Rlgh�S in the Property.If Borrower fails to perform the covenants and agrecments contained in
<br />--�au--`rs' this Security Instrument, or there is a legal proceeding that may significantly affect [.ender'ti rights in the Property (such as a
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<br />,.:;�--=_-- - procce�ing in bankru�tcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lendcr may do and ,,
<br /> -_---;�- = pay for whutevcr is nctessnry to protect thc value of the Pmperty and Lender's rights in thc Property. Lendcr's actions may '
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<br /> -_ include paying any sums secural by a lien �vhich has ��riority over thi.� 5ecurity Instrument, upp g p Y S
<br /> Ithou h Lender ma tuke action under this paragraph �,''.•,•.
<br />-�,���.-``, ;�, reasonable attomeys' fecs and entcring on the Property to make repaus. A g Y �
<br /> 7,L.endcr docs not havc to do sa.
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<br />� '�� r�'g Any amaunts disburscd by [.ender under this paragraph 7 shall bccome additional debt of Borrower securcd by this
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<br /> :.:.:���;_L '• Sccurity Instrument. Unless Borrowcr and Lender agrcc co other tcrms of payment, thcse .unounts shall bwr ittterest f'rom the
<br /> ;'�.�,�,.r','�;•`; = date of dis6ursemcnt at thc Note ratc anJ shall bc payable, with intcrest, upon noticc 1'rom Lcnder to Aorrowcr rcyueytin�
<br />.�F:�,,�#;'�.;.:w. �.= payment. '
<br />. � ";"'�4� $.Mortgnge Insurance. If 1.ender required mongage insurance:ss a condition of making�he loan secured by this Security
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<br /> lnstrumcnt, Borro�ver shall p3y the premiums required to maintain the mortgagc insurance in cffcct. If, for any reason. the
<br />••�,.�•V�^��y`=� ; mortgage insurance cvvcragc reyuired by Lcndcr lapscs or cwscs to be in effc-.t. Borrowcr shall pny the premiums rcyuircd to
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<br /> • .:.ta,;��. , obtain covcrage substantially cquivalcnt to thc mortgagc insurance prcviously in effect, at a cost substantially equiv,dent to the
<br /> �;; .:^.;-:� cost to Borrowcr of the murt�agc insurunce previously in cffect, frum an altemute mortgage insurcr approved by Lendcr. If
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<br /> .,.::.:": r. substantially equivalent mortgage insurance coveragc is not acailable, Borrrnver shsll i to Lender each month a sum equ11 to �
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<br /> � . one-twelfth of the ye:arly mo:t�;age insurance prcmium being paid by Borrower a-hen the insurance coverage lapsui or ceased to
<br /> � be in effect. I.ender will accept,use und retain these payments as a loss reserve in lieu of' mortgage ins�rancc. I.oss reserve
<br /> . � • �--�#� � Form 3028 9190
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