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<br /> pnyments may no I�mger bc rcquircel,at th�a��tinn of Lcu�icr, if rnortfiagc insurance cavcragc(in the amount and for thc(�c�icxi
<br /> tl�at Lc�der renuir�)pravidcd by an insur�r apprnvcci by Lcnder ngain bccomes ava�lable and is oUtsiined. B*�rraw�cr shall pay
<br /> dis prcmiu�ns rcyu'sred to mnintc�tn�y�ortguge insuc~ance in cffeG,or to providc a loss tescrve,until tl�o requir�ment fc�r muftgu�c
<br /> ins+�rnnce ends in accorclanre with uny written agreenuent between Barrower ana I.endGr or.ipplicable lnw. —
<br /> 9, In�;°e*in�. [.�nder or its ��ent may makc n�asa�aUtc envics upon and Inspections of thc Pr�perty. I.c:nder shall Give
<br /> Aorrower notice at the time of or priar to an inspectian specifyinb reasanable cause fiir the inspecttnn.
<br /> 10. Conden►�utlm�.The pracecds of 1ny a�vard ar cla.im for danmges, direct ar consequentiul, in connection wich uny
<br /> condemnution or other talcing of any part of the Prap�rty,or for conveyance in lieu of co�idemnation, are hereby assigned und
<br /> shc�ll bc paid to Lendcr. -
<br /> In the event of�total taking of the Property.the proceecis shall be applicd w the sums secured by this 3�curity Instrument, ___
<br /> whetl�er or not then du�. with any excess paid ta Rorrowcr. !n the evcnt of a panial caking of the Propzny in which thc fair
<br /> market value of die Proper►y immcdiately before the taking is equal to or gre��ter than the amount of the sums secured 6y this -
<br /> Security Instrument immecliately before the taking.unless Borrower and l.ender other�vise agree in writing,the sums secured by
<br /> this Security Instni[ncnt shall be reduced by tlie amount of ttic procceds multiplied by the followin� fraction: (a) ttie total• _
<br /> antount of the sums secured immcdiatcly before die taking, divided by (b) the fnir inarket value of the Property immcdintely �
<br /> before the taking. Any balanc�shall bc paid to Borro�ser. In thc cvent of a partial taki�g of the Property in which thc fair
<br />� markct vnluc of the Property immediataly beforc the taking ig less than the amount of thc sums secured immecliately beforc the _
<br /> taking, unless�arrwver and l.end2r othcnvisc agrcc in tlriting�r unless applicable law othenviss pmvides,thc procceds shall �_
<br /> be upplied to the sums secured by this Security(nstrument whether or not the sums nre then due. E.�:
<br /> If the Property is abandoned by Borrower,or if, aiter notice by L.ender iu norrower U�at thr wnde�nnar offcrs to make an �
<br />• a+yard or settls e claim for dama�;es, Bnttawer fails ro respond w L,ender within 30 days after the date the notice is given, �:�::=;
<br /> L.ereder is authonzecl to collect and apply the procecds.at its option,either to restoration or repair of the Property or to the sums =_.
<br /> sccw�ed by tl�is Security Instmment. �vhether or not then due. �-
<br /> Unless l.ender and Borrower othenvise ngree in writing, any application of proceeds to principal shall not extend or -
<br /> postpone the duc d�te of the invntLly paymrntc refcrccd to in gu�agraphs 1 and 2 or change thc a�nount af such paymenGti. __ _Y
<br /> 11.Borrower Not Rcleased; Forbenrance By Lender No!u Wulver.Extension of the time fac paymcnt or modification �
<br /> of amurtization of tJ►e sums secured by this Security Instn►ment�ranted by Lender to a�ny successor i��interest cf Borrower shall __
<br /> not operatc to rcicasc the liability uf the original Borrowcr oe Borrower's succcssors in interest. Lcnder shall not be required to `___
<br /> Cuitttticiit,c NtGa.ica"�ti�f�TS S�Biiiit"a;�y ,.....:SP.JY!.^.lT.I-*=`r.,T��.fy�•rn�x��nd time for payment or othenvisc modifV umortization --�
<br />- of the sums securcd by this Security Instrument by rc:►son of any demand made by the ori�inll Borrower or Barrower's Y
<br /> successors in interest. Any forbear:�nce by L.endcr in cxercising any right or remcdy shall not be a waivcr�f or preclude the -_
<br /> exercise of any right or remedy.
<br />_ 12. 3uccessars nnd Assigns I�ound; Jolnt and Severul Lluttility: G►-sf�ners. The covenants and a�;reements of this =-_
<br /> Security Instrument shall bind and henefit the successors n3�d assigns of Lender and Bonower, subject to the provisions of -_-
<br /> paragraph 17. Bonower's covenants and agreements shall be joint and several. Any Burrower who co-signs this Security ---
<br /> Instn�ment but does not execute the Note: (u) is co-signing this Security Instrument only to mortgage, grant and comey that �
<br /> Borrower's interest in thc Property under thc terms of this Sccurity Instrument: (b)is not personally obligated to pay thc sums
<br /> secured by tliis Securiry lnstrument;und(c)agrees that Lendcr and any other Borrower may agrce to extend,modify,forbear or -_
<br /> make any uccommodations with regard to tl�e terrns of tliis Security Instrumcnt��r thc Notc without that Borvower's consent. _
<br /> 13.Loan Chat��.If the loan secured by this Security Instrument is subject to�luw which sets maximum laan charges. _
<br /> and that law is finally interpretrd so that the interest or othcr loan cliarges collected or to be collected in connection with the .
<br /> loan excced die permitted limits, then: (a)any such loan churge shall bc reduceci by the umount necessary to reduce the nc��rge -
<br /> - to the permitted limit; and (b)any sums already collectcd from Borrower whic6 exceeded permitted limits will be refundeci to -
<br /> Borrower. Lender may choose to make this refund by reducing the principal c�wed under the Note or by making a direct
<br /> payment to Bottower. If a refund reduces principal, the reduction will be treated as a partial prepsyment without any •
<br />= prepayment charFe under thc Notc.
<br />- 14.Notices. Any notice to Borrowcr provided for in this Secuiity Instrument shall be given hy dclivering it or hy mailing
<br />_ it by�rst class mail untess applicable law rcquires use of another method. The notice shall be directed to the Property Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to I,e»der shall be given by first class mail to
<br />= Lender's address stated hercin or any other aJdress L�:nder designates by notice to Borrower. Any notice provideA for in this
<br />- Security instrument shall be deemeci to have been givrn to Borrower or Lender when grven us provided in this paragraph.
<br />- 1�.Governing Lntv; Severabflity. This Security Instrumcnt shall bc govcrned by federul law and thc law of thc
<br />= jurisdictiun in which the Property is locateci. in the event that any provision or clause of this Security Instrument or the Note
<br />- conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Notr. which can bc
<br />_ given effect without the contlictin�pmvision.To this end the pravisions of this Security Instrument and the Note am declared
<br />- to be severable.
<br /> 16.Borro�vet•'s Copy.Borrower shull be givcn one conformed copy of the Note and of this Securiry Instrument.
<br /> Form 3028 9/90
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