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<br /> _-.°-��''�� S.�rd or E'roperty[neur�nce. Bcxrowcr shail kap�ha impraveirrer+t�now exlsiing or huaifter aectod an th�F�c�pertY -�
<br /> __.._._�- inwral �g�i.��kras by Curo�ltir:ud�inciuded wYthl� tha tam "ext�erukd cover�go"+�n�l any othr�furard�,includir�fk+od�uv
<br />`T�"�i'�°�`���� ilooclina,far which Lender requins Insurence.This insurance ehali be msintn�inal in th�o amcxsnta and fcx d�o perlods th�t I�e»da� ,
<br /> --__ - roquic�s.71�a insunrxe carrkr providing tho insur�nc,e ehW bo choxn by liormwrx suojact tu I.�s�c:��'s�y,�::a�..;t�;�.`.:ch:,h��l xat �_--
<br /> - _ ---- be unre�.vorwbly withheld. lf Aae�owu [nils w m�int�ia wvexugo dexriF�ed �tsove, IR.ndar may.nt l.ender'a optkw�,oM�in
<br /> ��'.�:��•�� covtr�ge W�xotxll.cnder`e rights in the PronertY in aCCOrdnnce wl►h pAragraph 7. . -
<br /> __ All insurAnc:a Pul9cks and renewab sh�li be actqN�b7o e�I.ender wnd eh�all include R swtid�rd mRxtB+�[Se c4�u�e.l.a�der sfu�U
<br /> ���:^a�A• �`~ have the right to bald d�e policic�und renewals. If Ler�dar ra�aires�Hormwe.r ehall P�P�Y Bive to L�ler�Il ra�ipu uf qW
<br />--�=�T'�"`��� �miums and reascwa�noticcs.U�the evens of lass,Borrnwa ehaU givo prompt natice tn tho insurance carria and I.ender.Ltnder
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<br /> E,����'� , may make(sroof of bss i�not made P►nmPt1Y by Barowcr.
<br /> �st `' n��1' :r., Unless Lra�der and Barrowa otherwlse egroo In writing�insuronca procood.s shall he eppliod to rastora8on or rep�ir of Iha
<br />--��",:^�",�u.. : Property dan►aged��f iha nstoradon or nepalr is ecortomically feasible pnd Lender'a securiry i�not kssened.If the reqcxati�on or
<br />'��:'',�.�°'�-`.� `° r��air is not�onon:cally fwsible or Lendr,r's security wouid be lesse�ned.the insw�ance proceuls ahall be opplkd to the euen�
<br /> Y`-�_r;•.?• "' �:, se�cur�cD by this Securlty Instn�ment� whett►er or not then due. with sny oaoes� paid to Borrower•If IIorrower�ado:.a �s
<br /> -;,-;'�=�;',��,'•',r'j,w r prope�y,or doe�not answu within 30 days e nodce Crom I.ender that the ir►sw�nco ca�rkr has offuod u►seule a clalm.tt�►
<br /> _ . � ._ � ,� Le�d�:i�'�y cottxt ths insusanco prac��!s.i.,enc�er may use�he proccxds to repair or xastoce t}�e Propaty or to pay sulais secasod
<br />___�w.... " ,� by ihis Security Insuumcrit,whethcr or not then dua Tha 30-day period will begin when the noticc is given.
<br /> = Unle;s Lendee and Borrowes othenvlse agree in wridng�any applicaflon af proceeds tfl principal shalt not extend or Postpone
<br /> _.. .. ...... ..;, the d���daus af the monthlY paYments rcfened w in paragrnphs 1 er�d 2 or changa the amount af the paymonts.[f under paragrnph `-
<br /> �::, � �+• .�.� n.,...e.u.. :e d•m�i�A hv TrlidPS Aomcswer's rlaht w anv insurance poli�ies and pnoceeds resulting from damage a the
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<br /> ' , Property prior to the bcquisition shall pass w l.ender to the axtent af the sexms sr�ured by this Secunty instiunnent unmeaia�eiY
<br /> '� prior to the acqnlsition.
<br /> `. 6.Occupancy�Preservati�n,Maic�tenaace sad Protectlon of the ProErerty; IIorrovver's LoAn Applkation;Lasel�nid�•
<br /> �. � Borrow�r s:uL'occupy,:stnbllsh,and usc the Pcoperty es Borr�ower's prineipal residence with�n sixry days atter the execution of v-
<br /> ,, �..; this Security Insmuncnt and shall condnue w occupy the i'roperty as BorrowePn principal resideacc for at lesst onc year efur thc
<br /> • � ' � date of occupancy. unless Lender otherwise agrees in wridng, which conseflt saall not be unrea5onably withheld,or t�nless
<br /> ��u�o t�����P�Px:�r whicb arc beyond Barmwer's conuol.Horrower shall not dcstroy.damage or impair the Pcoperty. -
<br /> „ �• � allow the F'roperty w deteri�rate, or aommit�vast� on th�Property. Borrower shall be in defaWt if eny forfeiwn; ecnon or
<br /> ' proceeding,whether civil ar criminal,is begun that in Lenda's gooti fa�th judgment could result u�forfeiture of die Property or _-----
<br /> otheny�se materiaiiy impair the 1len created by thls Security Insuument or Lender's seciuity interes4 Bomnwer may r.ure such a ��;`
<br /> 'r��: ` �� defaWt and reinstatc,as providcd in paragraph 18, by causing the scdon or proceeding w be dismiss�ed with e rulin8 that,in !G�t�=:
<br /> � Lender's good faith determfnation.precludes forfeiture of the Borrower's interest in thc Property or other matcrial imp��im�cnt of F
<br /> the llen created by this Se�urity Insuument or L.ender's security interest Soirower shnll also he in default if Aoaower,during the '�`�
<br /> .. loan appllcaaon proce.ss,gave materiauy felse or inaccurate infonnation or statements to Len3er(or failed to provide Lend�t with .����
<br /> ' ouny material informadon) in connection with the loan evidenced by the Note. including, but not limited tc�,representations ..':,�,.
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<br /> concerning riorcower's occupancy of 1he Property es a princlpal residenco.If this Secur[ty Instrument is on a teasehold,Borrowu •��.:
<br /> - shall camply with all the provistons of"the lease.If Borrower acquires fee dde to the Property,the lcasehold and the fce title�hall
<br /> „ no:merge unless Lender agre�es to thc mergcr in writing. "
<br /> � 7.Protection of Leader's Rights in the Property. Jf Horaower fails co perform the covcna�us and agreemcnts conteined in
<br /> this Security Inst�ument, or there is a legal proceeding that m�y signifecandy affect Lender's rights in the Propeaty(such as a •
<br /> . procceding in bankruptcy.prabate,for condemnation or forfelUue or w enforce laws or reguladons),then L.ender may do end pay
<br /> � ° � for w7�atever i�necessary co prot�ct Q►e v�lue of U�e Prope,rty and Lendcr's rights in the Property.Lender's actions may include
<br /> �. .. p8ying any sums securc.�l by a lien which has priority over this Sec�uity Insmunent� appcaring Ir� cowt,paying reasonable
<br /> J,� ' ait4meys' fees end entcring on ihe Pcoperiy to malcc repairs. Althuugh Lcnder mny take action under this paragraph 7.I.ender
<br /> ' � docs nothave to do so.
<br /> � � /+ny amounts disbursed by Leader under this paragraph 7 shatl become addidonal debt of Bormwer secured by U�is Security
<br /> Instr.iment Unless Bonower and Lender agrce to other tcrtns of payment,these amounts shall bear interest from thc datc of
<br /> � disbursement at the Note rete and shall bc payablc,with interest,upon noticc from Lcnder to Bonower requcsung paymcnc.
<br /> 8.14tortg.9ge Insurance. If Lender required mortgage insurar►ce t�.s a condition of making the loan secured by tliis Security
<br /> Instiument, Horrower shall pay the premiums required to maintain the morlgage insurance in effecG If, for any reasan. the
<br /> , . mortgage insurance coverage required by Lender lapses or ceases to be in cffect,Borrower shall pay the premiums requiced tc� �
<br /> � obtain caverane substandally equivalent to the mortgage insurance previously in effec:t,at a coss substanrially equivalent to the
<br /> cost to Borrow�r of the mortgage insurance previously in effec� fmm an altemate mortgage insurer approved by L.ender. If
<br /> subatandally equivalent mortgage insurance covera�e is not availavle,Borrower shall pay w Lender each month a sum equal to
<br /> "� Qn�tweifth of the ycarly mort�age insurance premium being paid by�orrower when th�e insunmce coverage lapsed or ceased to � .^
<br /> � be in cFfec� Lender wiU accept, use and retain Ihese paymenLS as a loss reserve in lieu of mortgage insurnnce. Loss mserve � .
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<br /> � " Form 3028 9/80 �
<br /> . � �-8R(NE)ta�+2► Pape3of 6 inwei.: I
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