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<br /> A�lI in.tiurarKa puticiKS w�d rrnew�li shult tx:xci�trbfe ta Cx�u3ec a►�l.etiall ]n�1uci� a s.tx�x;lnnl ���urtg�gr ctaux: i.erxlcr
<br /> :F��if�r.;�:�ti�,����f�t.t,�1���1,1 it:,.�i��:tr.i�:�;uic!t;i�r.i4��ls. IClslt�lcr su�iairr.�'.fTurr,.���,��� ;lt,�t���rum�tiy t�i��r t��1x.rMicr��tl�rcri�w.,,t'
<br /> naid nremi�nu an+i trnrwnl'ntKis�i.In tho eti•c:nt ai'IdeS.tst2rmw'€r s�wif geve ommr,[rx>ticz ta znc�ri�uru�x�e:u+rt;rr Y�i�;exu,,ici. - -
<br /> ,,, t,rndrr muy�m;ilc�pruof af!os�if rKx mbcle nmmpGy by.Iinrrnwrr, .
<br /> C)»letis I.e��xlcr and&�rrower utherw�ise agrer.in writii�g,i�i�urai:ce pre�ci�xls tl�ai!I•,�appiicxl t�+retits�r„►eion or repxir c�f th�
<br /> 3'ro�n.y dAn�agul.if�hc nsu�ration nr rr�x+ir►s eccmomicall3�feasibY�e arxl I.en�!cr'ti s�:urity iy�not Ic�scr:al. if ttte nstorktu�n,nr
<br /> repair i,�uit r.cunomEcally f�asiblc or [�nde;'s sedurity wo�ld bc Iesscncci,thr insairrine�:pr�xcals shall lre Applia9 to ihe rums
<br /> sccuroci by tMs Scti'urlty Instrument, w(xthee or i�nt ti�en due, with mq' CXCt'.SS pHI() IA I3(1PfUWCC. If�JIyURCI'fAbRtlCJ�qS ItIC
<br /> �'ra�xrty,ur does nat unswer wFthin 30 ds}s a neQice from Lc;Miee that Ihe insuranc�r.arrier ha.�offereci to settic a cixim, incn
<br /> Ixnd�r n�y coltect �he insoraner procEai�s. I�enti�sr may use !he�r��ocr.rcls to repair eir restoro the Pruperty air tq {x�y sU.+ng
<br /> sec.ured by this�ecurity Instrurt�ent,whetl��r or not theis duc.1'lio 3Q-day perioci w+!{kxgin whrn tfie natice is givca�. -"
<br /> Unless Geixle�uncl I3orrower Q�hzrwise ugxee in writing, v»y npphication�f procctcls to principal shatl n�lt ex:en.i or
<br /> postpnr�e thu due datc of thc�noithly paymKnts qefcrrcd ta in paxagr�pt�s 1 r�ncl 2 ur change the amount of tha payments, If
<br /> nnder paragrapte 2➢ the Q'roper:y is acguired by f.ender,�rmwcr's right to any in,surancc policics and proccods rosulting from
<br /> d�maoe r�Pnc Praaeny nrim•m ci�e acquisitiun shall pass ta l.ender to the cxtent af tt�b sums securcd by this Security Instn�menr '
<br /> immcxliat�iy prior to tlie a.cquisltion.
<br /> 6. Occapsncy,i'restrvation,lV��int�e�ance and Protectton ot the ih�operty; Borrower's i,aAn Appttcation;Lea�rsehold.a.
<br /> + 1 vrv .�Qo t�o�v �' F
<br /> !�rre�:ee•s4��!!�c��+y;e.�tsb!:st�.��!as^tlt:F�ra�rty us Ec:mevcr s pria:cipa. ;cs*.:lcncc.:ithEn�i...,�:ys� r 1 �u:c�:�
<br /> this 5r:r.urt�lnstrument and shall co�tinue to accupy die Propeny as Ror;ower's�rincipal r�sidenca fur at least one year aft�r
<br /> die date cf ecrupancy,unlcss Lc:ndcr othcnvise ngr�es in writin�,wliich cunsent shall not be unreasor►ably wid�hcld, or unlcss
<br /> oxtenuating circumst.nces exist which are beyond Bo►7ower's control. Honower sl�al( not desttr�y. damage or iimpair ttu;
<br /> 6'roperey, aUow thc Propeny to deierioratc, ar commit �vaste un the Propert3r.Borrower stiall be in default if a�ry furfeittu•e
<br /> ciction or procead�ng, whethet�civil or criminal,ls bcgun that in Le:nder's goxl faith judgmEnt could result in forfefture of the
<br /> � Property or othenvise�nnterially imp�ir the lien created by�his Securiry Instniment or Lender's se�urity i�iten�t.Borrower may
<br /> cure such u default and reinstate,as��visled zn p:vu�rap!i 18,bv causinfi tlie uction or proceedine ta be�Ismissed�vith a re�llnu
<br /> Wat. in lsnder's �ood faith detemunatlon, prccludcs forteiture of the Horrower's interest in th� Property ar other materiul
<br /> impairment of the (ien��rated by this Securipy Instrument or Lender's security interest. Borrower sliall 11so be in default if
<br /> 13orrower,during thr;tonn application pr�cess,ga�+e anaterially false ur inaccorate infomtation or statemeats ta Lender(or fniled
<br /> to provide t.ender with any material informacion)in��connecuon u�ith the loan evidenccd by the Note,including,but nat limital
<br /> to,repmsentations concerning Borro�ver's wecugax�ay of the Pmp�riy as a principal residence.If this 5ecurity Instcum.�t is on a
<br /> leasehald, Bormwer sl�all comply tiuit� all the �rovisions of the tease. If Borrowe�• acguires f�.e titic to die Property, th2
<br /> leaseliald and the feo titla sl�all not mcrge unlc;ss f.Tnder a�ret;s to the mcr�cr in writing. '
<br /> 7.Protectlon ot I.ex�dee's Rights tn the Property.If Bonower ftuls to perFoim the covenants and agrecments contained in
<br /> this Security InstRUment, or there is a legsil proceeding that may significantly affect [.ender's riglits ic�die Property (such as a
<br /> proceeding in bankruptcy,probate, for condemnation or fosfelture or to enforcc laws or negulationsj, tyen Lender may do 1nd
<br /> pay for tivt�.�tever is n�cessary to protect the value of the Properry and Lend�r's rights in the Property. Lender's act'rons may
<br /> include paying u►y sums secured by a lien which has priority aver this Security Instrument, appe,'�ritng in r,ourt. paying
<br /> rcasonable attorneys'fees and entedng on the Praperty to make eepairs. Although Lender may tuke sct9on under this paragruph
<br /> 7,Lender does not have to do so.
<br /> Any amounts disbursecl by [.,�naer under lhis para�rnph 7 shall bccome additional debt of Borrower secure�3 �y this
<br /> Security Instrumer.t. Unless Bonower nnd Lender agree to other terms of payment, thcse iunounts shall hear intere.,�t fron�thc
<br /> dltc of disbursement at the Note rate and shal( bc payable, with interest,u�on natice from Lcn.der eo 3.ionower requesting
<br /> payment.
<br /> $.Mortgage Ynsuranee.If Lender required mortgage insurance as a candition of making the loan securcd by this Sacurity --
<br /> Instrument. Borrower shall pay the �remtums requic�d to maintain the mort�age insura��ce in effr.ct. If, for any reason, the _
<br /> mortgage insurancc coveragc rcquircrl by Lender lapses or ccases tv be in cffect,Bonower shall pay the premi�uns rsquired to
<br /> ahtain coverag�substonrially equivalent to the martguge insurance previously in effect, at u cost substantially eqnivalent to tlie -
<br /> � cost to Borrower of thc morcgage insurance previously in effect, from an�ltematc mortgage insuror mp�roved by Lender. If .
<br /> substaatially equivalent mort�age insurancc coverage ls not avuilablc.Bonower shall pay to Lender cacd month a sum cqu�l to --
<br /> one-twclRh of the yeady moitga�e insurance premium being p�id by Borrawer when the inswEU►ce cove��agc lapsed or ceased to -
<br /> be in effect.Lcnder�vill accept, use smd retain these payments as a loss reserve in lieu of mongage insurance. Loss reservc
<br /> Form 3020 9/90
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