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<br /> .�v �,,• S.H�rard or Propert,y Insurance. Bo:rowtr shall kt�tha fmprovemcnty now oxisdn.g or herc,�tfter crectcd on�o Pccq�ttty ::� _ �� r:�,,,,�:
<br /> ---- i��surc:J ag:,t�.:t lo:.�by fu�� i�az^sd, In.luds�r�ithln the te,rm "exe�ndo�covert+gu" nnd nny othcr haaards,including ftoody or , _
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<br /> ,�-�`.r:�;,�'�:°i� flooding�fcx which L�►du require�insurancs.This insurance shalt be msir►tained in thc amoun�v and foe tha�Crlods that Lei�der �. �{Y,cy�wi.�._._�__'__'_,_�_�-
<br /> `'''''�' '""' roqulrea,lt�e i�su�az�ce c.arri�eJ providing the Insurance shall be chosan by�3orrawer sub,joct tn l,ender s approval wh�Ch st►ull not ' ''�
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<br /> °•� ' ��'�' be unru9anably withhcld. If Bvrrower failg to maintain covuegc dcscritxd above, L,c,ndu mAy, at Y.cudcr's option,obtain „•..;;�,r,,,,�„�;�;�r;N.Tn_.
<br />'`±���� coverago to proV,r,t Lender's dghts in the Property in accorMnce with par►gra�h 7. • :',����+i:,"+�;r�,,a,f
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<br /> ,°,;���#�''`"'` Ali insuranca policies and cenewal�shall be FacccUtable tu Lender and shatl i�cludo a standard martsago clnuse.Lcnrkx shall `� •� '�•_
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<br /> � hava tbc right t,o hold thc�mlicie�nnd renewals.If I.cndet requimg,Barmwer ehall promptly givo W Lcnda ail receipts of pAid -. �~:�'�-i��;+ .:
<br /> . •.`"%�`:� emiums and mnewal nodcrs.In Ihe evet�t of bsa,Borcawu shall give prompt notk:c to the insuuutice carrkr end i.cnder.[.ender : ,�,; : �;,.;.�;.��{,x��_��-
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<br /> mAy malcc proaf of loss if not made pmmptly by Borrowcr. .•� � i +r w�,°�,f� -
<br /> . . ' .,� : Unles.9 L�ender and Harower othcrwLsc agree in writing, insurance procoeds shaU ba appliatl to restoeedon or repair of thc �..��r : . . j.;='
<br /> .•, pmPerty dAn�ed,if the restoradon or rcyair is economically feasibl�end Lcndes's security is not lesscned.If the restoratinn er ;;!���. .� �t+!►;�,,
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<br /> , ...�� repair is not oconomically feasible or I.ender's securIry would be lessenod. d�o insunuice proceeds stiall tfe appliod to tho sume ,'�Y�-=__---
<br /> W �-"' �.:'..�� sccurod by this SecurIty Gnswment, whtther ar not then duc.with any eaccss paid to Bomnwer. If Bqrrowu abandons the -- -
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<br /> .. 1• Pnonerty,or does not answer withln 30 days a notice f�om L.endex ti�at the ta;-.tr3rco carritx h.as offere� u► :�,nle a clam,lktn -- -------
<br /> - : :�. ;•;,;ita I.ender may colkct the insurance pmceeds.Lender may use the procceds 10 repa'v or restare the Properiy or to pay sums secured �-•�•••�
<br /> - '� by this Securi.ty Insuumcnt,�vhether or nat thcn due.'ITie 30-day pericxl will begin wtten the nodcc is givcn. �•�;,:
<br /> �� Unkss L,ender and Bonower odu�wise agco�:in writi�A,enY aPPlicadan of procee,ds to principal shall not eaterid or postpone �;� - -
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<br />::;;�' ," _' ' the�fue date of tho momhty payments refemed to in parn��phs 1 and 2 ar chenge the tunount of tho puyme.nts.If under paraEreph ��,j-.,=�,-T_
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<br />_;{�,:.,. ,.-;,;- 21 the Pcoputy is ecquir� by I.ender. Bo:rower s rig�Y eo eny insuranc,e palicies end proceeds resulting 6+an damage to the �:,-y,---
<br /> " Pro3,,peity p�rior to the ec�u���i2��shull pass tn Lender to the eatent�f the sums sec�md by this Sxurity Instrument irnmaliatety ''�""°'-�
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<br /> .• �'•::,r.<<:`�;'� 6.Occu�ncy,Preservatbn�Mniatcnance uad Pivi�ectbn o�the Prop�erty; Borrower s �;oan Application;I.eaxbolt�.
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<br /> • .. c•. Dorrowu shall occupy,establish.end usc the Property�Borrower's principal msidence within sixty days afte�the execut'scm af '��'"—
<br />'�''�' �� `'•�'•-� this Sccurity Instrumei►t and sheU conqnue ta occupy t�e Pcoperty as Butrower's principal i�esidence for at Icastone year efir.r the �• 5�:�
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<br /> : d8L0 Of OCCUp8I1Cy� Ui1IC59 l.CJ1�Cl O!}ICiWISC 8$IECS III Wtilu��� wiiiwi "t�C'ii7�ia S�ia±�TatFt w :iYu��S2.:�J4j�.t'!»§{�nl�„�r� w�`+�,s+ ac - • r
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<br /> ' eatcne�ating x.�umstances exist which arc beyond Borrowcr's cantml.�orrowcr shall not destroy,arunage�r impair th�Pro�Cny, �ti;�+
<br /> �l„��`"�� allow the F'a�ozaty co deteriorate,or commit w�ste on thc Properry. Borrower s h a l l b e in dc fau tt i f any fo�fei uva ac tion or
<br /> � � proceeding,whether civil ar criminal,is begun that in I.ender's good faith judgment could result In forfaiwre of tho Propesty or ,
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<br />; _ `., '� ott�erwise materlelly impn'v the licn created by this Security Irtsuument or Iander's security interesG Bomower may cure such a
<br />".;' '•.�"'"•.• •, detaWt end ielnsmu.ns pinvidod in puagruph 16. by causing the action or pracecding to be dismissed with n ruWaR that,in �.�;
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<br /> T�._: y,•ti,� �5K I�cnder's g�d fnith deUCmiination,prccl�des forfeiwro of the Borrower s inte�est in tha Property ar aU►er mat,cral impairmcnt of �.,� �,;
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<br /> � the lien cc�eated by this Security Instrument ar I.ender s sec�uity intere.s�Borrowec shall cilso be in default if Bortower.during the . . ,4 �. ;
<br /> K�-�.�uF,:,-.r�.,a loan spplication procacs,Bave materially false or inaccur,ata infarmsuion or statcmenta ta Lender(or failed ta pmvida LenAc�with ;��_'.;;����;rf1�.
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<br />°° ,', : , any material infom�ation) in connecdon wIth the loln evidenoeci by the IdoGe,includIng, but not limitad to, reprasentations �;,;; .,•. . � Y
<br /> .' '�`�"'^- concerning Borrower's occupancy af ihe Property as ap�an�ipal residence.If d�i�Socurity Instrumcnt is a�n n leaseholA.Borrower ���`�i ,,.
<br /> . '"," sha11 comp�.y v�ith Nl the pm v i s lons o f U io lease.IF Bortawcr ac9tua�:s fee dda to�ha Property,tho l;.�seliold und the fcc title shall , ��;I���'-'=•-- �
<br />�,� :,•y��„ .�,��... not mcJgc ur�.ss I.endcr agcecs to the mcrger in writing. '�,.�. ���'-�r
<br />._ .�, .:<•.•`.�:...:� r' Ri ata in the Pro rt. If Borrowcr f�als eo perfoRn thc wvenants and agrccmcnts contained in ''";f",��`•�
<br /> .-i,,,. . r 7.i'rotectkm oP Lende e g P� Y �g , . �, "-r: �:
<br />',;�r�`�: :� .,;�r•�Y, this Security In.SUUmen�or ihuc is a legttl proceeding t�at may eignificanidy�4foGt Lender s nghts in the Property (such as a � ��
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<br />:,s.,.,• .. ���,-�� �xocoedi�$in bank�uptcy,�robate,for��ndr,mnation os Y'orfeiture or to enfome L�rvs or regulations),thcn LcaF.�er may do ond pay � #;,;� ,,�
<br /> '' ' for wl�atever is noccssacy to protoct thc vnluc of the Pcopccty and Lrnder's dghts in thc Prop�sy.Lcnder's Acdons may includc ����:� ��
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<br /> ', �, PdYtng any sums sxural by a Hen which has pr�oriry over this 5ecurity Insuument, aPA�ing in court. Paying rea�vnnble . �,:`;,,�;,..�:�•-
<br /> attumtys' fets end entuin�on the Property to make repairs. Although Lenckr may talce acbon under this paragraph 7,G;nder "�� � ,
<br /> . � : docs not have u�do so. � �
<br /> � ��� F ' My smounts dlsUurscd by Lcndcr undor this par,�raph 7 shall become addidon�l debt of IIotrowcr scxu�cd by this Socuriry �,� , " • „
<br />�,�r� . .� �•>�'�•.�+ lnstcutne�r��. �3nless Borrower and L.ender agrc� to other tecros of payment, thGSa amouuts sh,a7l bcar inuerest frc�m the date of ' ,:
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<br /> - -- ::-.��-�?;;, disburacmcmt at thc hot,�ratc and shall bo payablc,with interes�upon nodce fmm Lendcr to Bors�wrr rcqucsting paymen� . .
<br /> ' ����;': � 8.Mortgage Insuranc,e. Yf Lcnder required mortgage insurance as n condition of making tha loan secured by this Secucity ,�•���.,.;•'
<br /> - . . . �'• lnstniment, Scxmwer shall pay the premiums required to maintain trie mortgage insurance in effec� It, ff9x any reason, the { ' "
<br /> _ '�;•'�; mortgage insurance coveruge rcquirecf by L.ender lapses ar ce;ases to bc in effec4 Borrowcr s4�all pay the prrmiums iequired to ;; • '
<br /> �"r;,� �• oUtnin covErage subslantlally eqiiivalent w U�e mortgage insurance proviously in effc�ct,nt a cost substantinlly equivt►lent to tho � �,�•�
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<br /> -:�.��.�.t cost W I3.�flwer of the mottgsfga ins�zrsuzcc proviously in cffcct, Cxom an alternatc mortgage insurcr appmved by Lendcr. If � ' ;�
<br /> � •"'�;°�'•'� substanti�3;y oquiva{cnt mortgagc insur.u►cc covcr.�e is not uvailabt�,Bo[rowcr shall pay to Lendcx cxh month n sum cqu.d tn �
<br /> ����' ono-tweifth ot tho yc�rly mottgnge insuranee prem'sum S�eing paid by Hotrowee when tho insiuunte coverage lapsed or ccascd ro '
<br /> • - be in effect.Lendrr wlll accep�aso end retain t�a;��ymcnts es a loss reserve in licu of mortgage insurnnoc.Lass mscrve
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