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<br /> S. H�zArd nr ['mperly Invu�wnce. I�orruwcr tihnll kecp the hnpraventents naiw exlsting or here.dler crectcd un Uir,
<br /> Praperty lut,ura�d c��nintit Inrv h.Y fiee, hn�nr�1� fnshidrd �vi�hin �I�e trrm"e�.rtencicd coveri��;e" nnd nny oUacr I�nii�rd�. includinZ
<br /> I1�Nx1s ur ll�Hxting, for which I.cndcr r�;qidres ins�n•imcc. Thi�: insiirnncc sludl tyc maintnincd in tt►c iimuunts iind fur thc�x:riocjs
<br /> Ihat l.endcr rcq�iirc.r•. '1'I�c in.r•uri�ncc curricr providing thc insuruiicc shnll be chasen hy Cii�rrowcr subjcct to L.cndcr's approvul
<br /> which shall not bc unrcasunahly withhcld. If k3orrowcr fuils to mnintnin covcragc dcscribcd nbuvc. I,cndcr nury, ,►t l.endcr'.r•
<br /> aptinn, obtufn cavcragc to nrotcct[.endcr's rights iu tlic E'roperty in nccnrduncc with par�i�rnph 7.
<br /> All insurance pnlicics und renewals shall be accept�ble to L.ender nnd tihall includ� a standurd mnrtbiige clnuse. l.ender
<br /> shall huvc tlic right to hoid Utc p��licics and rtincwals. If I.cndcr ru�uirr,s,F3an��vcr shafl promptly givc to l.endcr all rcccipts of .
<br /> paid premie�ms and rcnew.d nc�tices.In Uie event of losa,Rorrower shidl give prampt notice ro the insurance carricr and I.ender.
<br /> Lcndcr may makc proof of loss if nnt mudc prompdy by Burrowcr.
<br /> Unless l.�nder anc7 Borrower odicnvise agrec in writing, insurance prucccds shall bc applicd to restoration or repuir of the
<br /> Property clamage�f,if the restoratiun or repair is econamicully fcasiblc unJ I.ender's securiry is not Icssened. If tlie restnration or _
<br /> repair is not cmnomicnlly feaviblo or 1_cndcr's sccurit}� wcruld be Icsscncci,the inEUrance proceeds shall be applied to the sums
<br /> secured by this 5ccurity Instnunent, �vhetlter or not Yhen duc, with nny excess paid to Borrower. If l3onowc� nbandons thc
<br /> Property,or docs na1 answer within 30 days u nutice fruw[.c��dcr ii�ul liic Inauraa�e cari ier has offe►c�l to setU�u claini, then
<br /> Lender mny collect the insurunce procecds. I..endcr may �ce hc proa •ds to r�nair or resmre the Property or u� pay sums
<br /> secut:.d by this Security Instntment,whether or not then duc. The 30-day}�eriod wul b�bin�vh... the notice is given.
<br /> Unlcss l.ender und F3orro�vcr otherwise zgrce in writins. any application of pracceds to principal shull nat cxtcnd or
<br /> postpone the due datc of the monthly p:�ymcnts referred to in parn�nphs I and 3 ar changc thc:unount �4'the payments. !f
<br /> under parab��aph 21 the Propeny is ncyuired by I..e�ecicr, Borrower's right to any insurance policies and prpceecls resulting tiom
<br /> damage to thc Praperty prior to the ncc�iiisition�hall puss to Lender to the extent of the sums sccured by this Security Instrwment
<br /> iinmcdiutcly prior to thc acyuisition.
<br /> 6.Occupancy,Pr�ervattai,Mainten:�nce ou�d Protection oP the PropeMy;lQorrowFr'�iLoan Appllcatlon;I.casc'h�1cis.
<br /> Borrower shnll occupy,es[abli,h,und usc tt►c Properay as Borrower's principal cesidence within sixty d�ys s��¢�r the execution af
<br /> this Security Instrument and shnll continuc to occupy the Property ns Borrower's principal residcnce for at le�st orte yesu'uRer
<br /> ti�C tj6ZC u�vCCuNui��y. ui�ici5 �.cin�ci i�I�'iciwi5c abicc,S ii1 i'vii2ti�b. �v�iiui Cui�ScTii S�iaii i�ve vi:ui�T2q5vTiu.�iji i'rli�i�icit�. i�i 23ilSi;.SS -
<br /> extemiating circumstances exist which are beyond 8orrower's cantrol. Borrower shall not destroy, damage or impair the
<br /> Propeny, allow the Pro�x:rty to detcrior�te, or commit wastc on ihe Property. B��rrowcr shall bc in dcfault if any forfeiture
<br /> �ctiun or pracecding, whether civil or criminal, is begun thnt in I.endcr's good fuith jud�ment could result in farFeiture of the
<br /> Ptapxny or othcrwise matcrinlly impair thc licn cre:Ued by tliis Security�Instrument or Lender's security intt:rest. Borro�ver may
<br /> curc:sucN A defauU und reinstute.�.S pruvide.i in pamgraph 18, by causing the uctiun or praxeding to be dismissed with a ruling
<br /> that, in Lendcr's gaxl faith dctermination, prer.ludes forfciturc of tlic Borrowcr's intcrest in the Propeny or othcr matcriul
<br /> impainnent of the lien cre:ned by tl�is Security Instrument or I.ender's security interest. Sorrower shaU alsu be in default if
<br /> Borrowcr,d�ring thc loan�pplicatiun proccss,guvc m�tcriidly falsc or inaccuratc informatiun or statcments to l.ctid��(i�r fuilcc!
<br /> to pruviJe l.endtr with any muterial informallon)in cnnnectinn�vith the Ic�an evidenced by thc Nnte, incluJing, but not limited
<br /> ta, rcpre�entatimis concerning Burrower's occup.tncy of the Properry asn prinripal residencc. If thiti Sccurity Instrument is on a
<br /> leaschold, ���rcmvcr shaU .omply with all thc provisions �if thc leasc. If Horcowcr ,�cquires fce titic to d�e Propcny, the
<br /> Ic.uchold nnd thc fcc tiNc shall not mcrgc unlcss Lcndcr agrccs ta tetc mcrgcr in writing.
<br /> 7. 1'rotcettvn of Ikndcr's Eti�litv In tl�e Pruperty.If Dorrowcr fails to perfonn thc covcnants and asrccmcnts contain�d in
<br /> this Sccurity lnsm�mcnt, or thcrc is:► Ic�sl procccding that may significandy afli:ct I.r.ndcr's rights in thc (�rcpcny (such as a
<br /> pracccding in bankrupicy, ptubatr., for c�ondcmnation or fo�faiture or to cnforcc la�vs or rcgulatiuns), thcn Lcncicr may dn:u�d
<br /> pay for �vhu�ever is necessary to protei:t the value of the Property and L.ender's rights in the Property. L.ender's:tctions may
<br /> include paying any sums sccured by a lien which has priority over this Security [nstrument, appcaring in cuurt, paying
<br /> reusonable attonuys' fcc,�nd cntcrinb on the Prupeny tu make repairs.Although Lcndcr may takc uction undcr tl�is paragraph
<br /> 7, Lcndcr dacs not h;ivc t�o do so.
<br /> Any amounts disbursed by Lender under this p�,ragraph 7 shall become additionul debt nf f3orrower secured by this
<br /> Sccurity Instrument. Unlcss porrowcr and [.cndrr agrcc to othcr tcrrns of paymcnt, thcsc a�naunts shall bcar intcrcst from thc
<br /> datc of disburscment at thc Notc ratc and shall bc p:ryablc, with intcrest, upon iwticc from Lcndcr to Borrowcr rcqucsting
<br /> paymcnt.
<br /> B. Mortgt►fie Insurv�aace. If Lendcr requirccl nmrt�a�e insunince as a condition of making thc loan secur.d by this Sccurity
<br /> instrument. Bonvw�r shn]! puy the preminms requirrd W maintuin the mortgaLC insurance in et'fect. if, for any re:uon, the
<br /> mon�agc insamncc cuvcragc rcquinKt 6y I.�ndcr Inpses or ccascs to bc iii cffcct, Borrowcr sS�all pay thc prcmiums myuimd to
<br /> obtain coverag,,substantially equivalent eo the mortga�e insurunce previously in effect,at a rns1 substantiully cyuivalenc tc�Ute �
<br /> cost to Uorrower uf thc ntongage insua►ncc prcviously in cffcc4 fram un:dtcrnatc mortgage insu►tr approvcd by l.en�➢er. If
<br /> subs�untiolly equiv,dcnt Fn;�t1�A�E:II1SUillIlCC CUVCI"��,is not nvailnble. Borrrnver shall pay to L.ender each monch u sum equul to
<br /> one-twclRh of the yc.�rly monBage insurancc prcmium bcing paid by Burco�ver u�hc��thc insutuncc cuvcr,i�c lapsecl ur ccasul to
<br /> be in effect. Lender will accept, usc and retain these paymc�tts as u loss reservc in lieu of mortgagc insurmicr�. I.oss reserve
<br /> Form 3028 �JI90
<br /> �otio 3 of 0
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