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<br /> y�y �'�' �_'•'-� 'I'a{3�iER�'VTI�I u�1 the impmvement�n�w or herafter etzact23 o�a the pro�ny.and all e�etus.aPP_�cs� - 4 � _
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<br /> � . . nnd fixtmes aow�or hereafter a part of the pmge�cy. A11 reptareq�ents nnd nddisioas st!a!l�lso be co�rered by tAis Security ��„�,�- _
<br /> � • , � Instrument. A14 of the foregaing is refeaed ta in titis Security instruE�ent ag the"Praperiy." , � �c�,��«..4 _-
<br /> • ti seised of tbe estate heteb sonvc d und Etas dt�[apht to g�ni ��_��'�_.�"` _
<br /> ;.;Y� . � . $ORRQlt+lER COYENADfTS tttat Bnsrow�er t91n vfulty Y YN -
<br /> :.�; ` � ` und coAVey the Property sad that the Propepty is utsencaunbered.except for encumbmnoes of cesord. Bom��er�vnrrants nnd ����_-
<br /> ' . . ,:: will d�fend getttrally tbc titte to ti�e Ftopetty against nll c13ms'aad demands.subject to any eatumhrances af recoid. °W
<br /> TaIIS�SECIJRTfy IN�TftUM$�T combines unifarm coven�nts fas nat�onal use and non-unifor�n covanaads cvitts , '��
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<br /> ; � •'. limited variatioas 6y juQisdiction ta:constitutt a uttiform seeurity iastcutneat covering real pmperty .. ��.�,`"�__ -
<br /> �' � Ulv'�OItM C4Y0VANTS. Borrawer and Leadercovet�t and agee as fo�Iows: �-'•��.� ,_
<br /> � � �� -- L �ymtent of Qriad�sal�intcrest;E�i�pa3�esat�i.a�C�'g� Bor:awer shell p�atngttY P�Y�;rl�n d�se ttee — V
<br /> �>�--� - p t i a c 6 p a l o f a n d i n t e a e s t o n t h e d e b t e v i d�ce d b y t l'►e N o t e a n d a n y p r e p a)'m e nt rind laie c H a r g e s due under the Not�. —
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<br /> ' .t ' i F�ds far Tases aa�IasurnAS� Subject ro appliraf�lelaa os to a written waiver by i.endPr.BorrowRr sh�II gaq t�O -_----
<br /> ' Leader an the day manthiy paymenis ate due uadet the Note,unb7 the Note is paid in full.n swn("Fimds")far.(a)Y�Y . --
<br /> - , . � f a x e s an d a s s e s s m e n t s w 1 u c 6 m a y a t m i n{s ri o r i ry o v e r t i�i s S e c u t i t y I n s u u m e a t as a tien on the Yto p K r t y;(b)Yearl y Ieaseho2d -
<br /> , . . .. . paymenu a�r p�ound�nts on the Praperty. if aay;<�) Y�Y ha�azd or properry insasaace pteminms: td)Yearly itoad -
<br /> '_ ;nc�,.�„�p�riums.if any; (e?Y�Y�n�Se ���P��ums.if an}r. and tfl�Y��Yable 6y Boirower to
<br /> "� � • • . Leader.in acrordance with the provisions of patag�nph 8.In lieu of the payment of mortgage iasuiance premiazms. '�ese
<br /> �, items a�called"Fscmw Items." Lender may.at any amQ,wllect and hold l�mds in an amount not to exoee3 the maximurre _
<br /> � . amount a tender far a federally celated mortga�e loan may mqnire for Bormwet's es.c�nw accouat uader the federal Rea1
<br /> j � u� • " • • Estate Seulement Pmsedures Aca of t974 as amended from time to ame.12 U.S.0§2601 et seq.("RESPA"),'untess a�odter
<br />" ' � ` � taw�at appGes to the l�nds sets a lesser amounF. If sar.LEnder may,at�y time.coltect and�old FYmds ia an amouut not to
<br /> •.� . . .. �, . excxed the lesser amount Lendei may estimate the amount of F�nds due on the basis of cwrent data aad neasana�Ie
<br />-` ; � . • estimates of expendit�es of futare Fscraw Items os otherwise in accardance witb applicab2e law.
<br /> *; TAe Pands shall be held in an institution whose deposits a:e msured by a fedeial agency.in �,,,prtality.or entity
<br /> � (inc2udiag I,ea�er.if Lender is such an instiwtion)or in arry Fedecal Iiome Loan B�k. LeaQer shal�aPP1y the�ds�wY
<br /> a��'-�-..._ `,';;._�:_., the Escmw Items. f�ader may aot charge Bolra�ver for holding and appIyiag the Funds.anuually analYun„
<br /> �„;�>;;" ;;.:. . account,ar verifying the Escmw Items.umtess Lender pays Borrower intaes2 on the Fands aIId agplicable 1aw pecmits
<br /> • • Lender to make sach a charge. However.L.ender may reqnire Bormwer to pay a onertime chazge for aa iudepeIIdeat c+eal
<br /> :,. : .� - estate rax repmting service nsed by Lender in wnnection with this loan,u n less applicabte law provides otheca+ise. Un2ess an
<br /> ,; , - '' agreement is made or appticable Iaw requires interest to be paid,Lender sha11 not�he required to pay Bonower any interest or
<br /> - -- -_- - -- - - eam'sngs on the Funds. Boaawer and Lender may agr�in wnung.bowever,that inter�s�t shall be paid on the Fvads. Lender _ - - -
<br /> ' ' ,. shaU give to Bormwer.without charge.an annuai xccouuting of the Fuads,sbowing ctedits and debits to t6e f�mds and the � �--�
<br /> • ` ` ; � purpose for which each debit to thc�Funds was�ie. TY�e P�mds are pledged as addi6anal security for alI sums secmed[ry � _
<br /> � • ':J� ' this Se��rd_ry Instrament. • . _.
<br /> � � `'�� •` L�.drw'Fimds held by l.ender exceed the amounLs petmimed to be heTd by applica6te Iaw. L�der shall ac.cauat to� -
<br /> . ' � `'`�.,y�, ' _ - _
<br /> , ,•� `��•� ` Borr��t�r me excess Funds in accordance with the�qwrem�nts of applicable law. If t�e amouat of the Fuads het�i Iry
<br /> , .•�f'. • Lendet�any time is not sufficient to pay the Escrow I[ems when due,Leader may so notify Borrower in writin�,and.in �°__�
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<br /> ,,�� s�ch��� Borrower s'hall pay to Lender the amount necessary to make up she de8ciency. Borrower shall make up the.'
<br /> '{:��:`:� • ' ' deficic-�:•in no more than twelve montlily payments.at I.euder's sole discre�o� ' - �-'�-
<br /> • . �� Eg:r�p�yment in full of sU sums secared by this Securiry Instrumen�f.ender shall promptly refund to Bormwer a�y �:�=
<br /> ' Fonds's��d by Leuder. If,under paragaph Zl.Lender shall aoquire or sell the Pragerty.I.ender.prior to the acqnisician or �__�-
<br /> sale of the Rvperty,shall apply any Funds hetd by Lender at ehe time of acquiition or sale as a ccedit aaa�t the sams _ '�'
<br /> ' . . sectued by this Security Instrumen� �"'•'�
<br /> . 3. Appltcafloa of Payments. Unless applicable law provides otherwise,aA paymenu received try Lender under '�• ''
<br /> . . paragraphs 1 and 2 shaIl be applied:first,to any prepayment charges due under the Note;second,to amounts payable under • •«,
<br /> ,;�,. paragrarh 2;third,to interest due:fourth.to principal due;and tzst,co any late charges due under the Note. _.�._..
<br />_ . , ' r.,'�F;.,. r9. Q'A',.arges+ I.tens. Boma:�es shaU pay all taxes,assy_sments.charges.fines and impusitions attributab2e to�isr. —:a„��_
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<br /> : . . • ' . 't�.iy j Properi�w��.'.sa rnay a.ttaia priority c:er this Secariry Instrumeni,and leasehold payrrtents or ground rents,if any. Borttw:r
<br /> • ; . • shaU pay these aL•[i,r�liues in the maaner provided in paragraph 2,or if noi paid in that ma�er.Bomnwer shaU pay them on ��
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<br /> •„,;;;:• time directly to the�n owed paymem. Horrowei shall prompdy fumish to t.ender aU notices of amounts to be paid nnner _-���
<br /> . ��, `� • ' ., this paragraph. If Borrower makes tltese paymc�:directly.Borrower shaU prompdy fumish to Lender receipts evidenciag ���-�_
<br /> . ..' � the paymenu. �" �,��
<br /> . � Bomnwer shall prompdy discharge any lien which 6as priority over this Security Inswment unless Botrower.(a)�s • t , --_
<br />.�. t �,' • in writing to the payment of the obligation seciaed by the lien in a manner acceptable to Lender,(b)wntests in guod fa..irL�i� . ���;��';
<br />- ,�•.� . � lien by,or defends against enforcement of the licn in,legal proceedings which in the Lender's opinion oper2!e to prere�t�:3e f-- c:�
<br /> � erifor�ement of the lien;or(c)secures fram the trci3er of the lien an agreemeat sadsfactory to Lender suSxc�.-�ating��te�en ��- ' �;' {
<br /> �� � to this Security Iastrumen� If Lender determ:�s caat any part of the Property is subject to a lien which m:.�=y attain F�iar.s!► .:;.. � �!'-
<br /> _ ' ° �'?'`�'c� ov�s tbis Security Insm�men�l.ea��ay give BoROwer a norice identifying the lien. Borrowrer sha11 satisfy the lien or�e �•
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<br /> � � � _ �;,�-,;, . oae ac sare of the actions set forttn::�rove within 10 days of the glving of notice. �
<br /> �.1�,,� . �. SWa�rd or Properiy�ce. Bocrawer shall keep the improvemenu now exisiing ar hereaftererected oa tx:e �{�
<br /> s;;;;{, ' ' • Propertp irsured agairt.a loss by t�.�iazands included within the term"entended wverage"sud any other hazards.inciuding . •
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<br /> ' { • � � f2or�ds or flooding,fer which Lender reguires insurance. This insurance shall be maintained in the amoimts artd for Lhe _
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