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<br /> . . �► a�tii mcd and � .
<br /> condcmnation ur uthcr tatcing of'any p.irt of il�c Property,ur fur cunvcyan�.c in li�u uf eundcmnatiun.arc I�rr�t y �,
<br />' shall hc p:+id ro l.cndcr. .. -
<br />- In Ihc cvcnt af a tatal tnkinU of thc Propeny, thc prcx:ccds shidi bt applicd to thc tiums ticcured hy this Sccurity �,
<br />- . Intitninunt. �vhethcr��r not then duc, with nny excess paid to Rorrowcr. In the event of;�parti�d taking of the Property in ,.
<br /> � which thc fair market vuluc of the Praperty imrnedfatcly bcfare thc t�►king +s cyu.d to��r grezuer th�.�n thc amaunt of thc sums ��'-'- ,�
<br /> , ,,:run•a1 bp thi+Sccurit}• Imtrum�•ni.immrdritcly hcFnrc tltc taking,unlc�.ti 13c�rmwcr nnd Lcndcr uthcrwi�c agrcc in �vriting.
<br /> �hc +ums,ccared hy tl�iti Sccurity I��strumcnt shall lx: rcduced by the umount uf thc procccds multipiied Uy thc foUuwing
<br /> 6:ictinn: (cU tlir tut.il amount of thc sums sccurcd immcdiatcly hcforc thc takinE.dividcd by lUl the fnir markct valuc af Qsc �':+.v:
<br /> propcny inttncdiatcly b�.forc tl�c t,tking. Any balancc�hall hc paid to Born�wen I�� thc cvcnt uf a partial taking of thc .
<br /> Property in which thc fair market valuc of thc f'roperty immcdiatcly bcfare lhc takin� is Ictis�han thc aiuount of thc wms
<br /> �ccurrd �mmcdi:ucly beforc thc taking, unlesti Rorrowcr and Lcndcr othcrwisc agrcc in writing or unlctiti applicablc law
<br />- athcnvi+c pruvi�lrs,thc praccds,IiaU bc applicd to thc�ums sccurcd by thi�Security lnswmrnt whcihcr or not thc sums arc
<br /> " thcn due.
<br />- If the Propedy is abandoned by Borrotiver.or if, after nutice by Lcttder to Burrmver th:u the cundemnor offers w make
<br />- •m�nvard or settic a clairn for damages,Borrowcr failti to respond to Lendcr within 30 day�aftcr thc datc Ihc nutice is given.
<br />- I.cndcr is authorir.ed to collect anJ apply the proceeds,at itx option,either w nytoration or repair of the Property or to the
<br /> ,umti,ecured by this Security Instrument,whether or not thcn duc.
<br /> Unle+s Lender and Borro�ver othenvise agree in writing, any applicati�m of proce�ds to principal shall nut extend or �
<br /> po.iponc thc duc datc af the monthly payments refcrrcd to in paragraphs I and 2 or changc thc amount of such payments.
<br /> 11. Borr�«�er Nut Released; Forbearance By Lender Not a Wuiver. Extension of nc� time for payment or y
<br /> moJil icalion of amortixation of the sums sccured by this Security lnstrument granted hy l.rnder to any successor in intercst ±
<br /> of Born�wrr shall not operatc to rele;ue the liability of the original Borrawcr or Borro�verti succcsson in interest. Lender
<br /> shall not he reyuired to commence pmceedings against uny +uccessor in interest or refuse to extend time for payment or
<br /> �uhcs�vi,e mudify amurtization of the�um�+ccured by this Sccurity In>trument by rea�un of any dcmanJ made by the oriEinal � ,
<br /> • Borrower or Bottowerti successors in intercst. Any fotbearancc by Lender in cx�rcising any right ar remedy shall not be a �
<br /> waivcr of or pn:cludc the exercise of any right or rcmedy.
<br /> 12. Successors and Assigns Bonnd;Joint and Several I.iability;Co-signers. The covenants and agreements of this
<br /> Securiry Instrurnent shull bind and kx:nefit the succe.aors:und assign�of Lender :md BoRO�ver,zubject to the pruvisions of
<br /> - pangraph 17. Borrower's covenants and agreements shall be joint ainJ several. Any Dorrowe�who co-signs this Security
<br /> � [nstniment but does not executc the Notc: (a)is co-si�ning this Security Instrum�nt only to mortguge.�r:.nt;uid convey that
<br /> ' gorrower's intercst in the Property under the tertns of this Securiry lnstrument: Ib)is rtot pcnonally obligated to pay the sums
<br /> secumd by this Securiry Instrument:and(c)agmes th.0 Lender and any other Borrower may agrce ro�etend,modify,forbear
<br /> nr make nm accommodations aith reg:ud to the temis of thi� Security Instrument or thc Note without that Botto+ver's
<br /> • consent.
<br /> 13. l.oan Charges. ff the loan s6cured by this Security Inswment is subject to a law which ,ets maximum loan
<br /> charges,and that la�v is finally interpreted so that the interest or othe�loan rharges collected or to be coltected in connection .
<br /> with the loan exceed the pemiitted limUs,thert: (a)any�uch loan charge >hall be rcduced by the amount necessary to rcduce
<br /> the charge to the permitted limih and(b)any sums alrcady collected from Bormwer which exceeded permitted limits will be
<br /> f� refunded to Borrower. Lender may choose to malce this rcfund by reducing the principal owed uncier the Note or by making a
<br /> � d'uect payment to Borroa�er. If a refund reduces principal.ehe►�eduction will be treated as a panial pmpayment without any
<br /> prepayment charge underthe Note.
<br /> • 14. Notiees. Any notice to Borrower provided for in this Security Inttrument shaU lx given by delivering it or by
<br /> mailing ii by first class mail unless applicable law nequin:s use of another method.The noticc tihall be directed to the Property . �
<br /> _ ;�3m���s�,.,���hPr�ddrecc Borrower designates by notice to Lender. Any notice to Lender sfiall be fiven by first class
<br /> mail to Lendcr s nddress statcd hcrein or any other addrcss L.ender designates by noticc to BoROwer. Any noticc pio�ided fo:
<br /> in this Serurity Inswment shall bc deemed to have bcen given to Borrowcr or Lendcr when given as provided in thi�;
<br /> . ; parsb'raph• .
<br /> 15. Coverning Lnw; Severabfl[ty. This Security Instrument shall be govemcd by federal law and thc law of the
<br /> � � � �" �� jurisdiction in which the Property is located. In the event that any provision or claus�of this Security Instrument or the Note ,
<br /> ' . conflicts with applicable la�v,such eonflict shall not affect other provi�ions of this Sr.curity Instrument or the Note�vhich e1n :,
<br /> ., , be given effect�viihout the conflicting provision. To this end the provisions ot this Security Instnument and the Note are , ._,
<br /> . declamd to be sevcrable. ����`��•
<br /> � 16. Borrower's Copy. Borrqwer shall be givea�one car,�'om�ed copy of the Nute and of this Security Instrument. '_:«,,�
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<br /> 17. 'iYansfer of the l�ro�crty or a Oene�cial Interest in Borrow�cr. If all or any p:ut of thc Pmpeny or any intemst in _ .�.,Y.:
<br /> it is so.'.d or tra�s;'etred(or if a bcnefrcial ir�terest in Boreo�ver is sold ar transfemed and Borcowcr is not a natural persan) :�-:�Y=._
<br /> —.,..}.�y: .. -
<br /> ===�;` _ witho:a�.end�r's y rior written consent.Lertder may,at its option,rcquirc immediate payment in full of all sums securcd by -__
<br /> -• � ' this Security Insn�ment. Huwever,this option shall not bc excrcised by I.ender if exercise is prohibited by federal laev as of _
<br /> --�'''' '' � ' the dzte of this Security Instnzr�enG
<br /> .���'t�'" �y�_,,� If Lend�r cxercises this m�lion.Lender shall give Borro�ver notice of accelerarion. Thc notice shall ptovide�pesiod of . •
<br /> '�`'�` ' �;:�.-i� not Icss than 30 days from th�date the noticc is delivcrcd or mailcd within�vhich Borrowcr must pay all sums securec��y this
<br /> ' � ���.•���`���'� Security [nstrtiment. IP Bomower faits to pay thcse sums prior to the expimtion of this period.Lcnder may invoke any
<br /> n. '� -� ��°w" mmedies pemiitted by this Security Inswrs��nt without further notice or dem:uid on Borrower.
<br /> " � "��r'�'� ' 18. Snrrower's Rigt►t to Reinstata. if $orroK�er meets certain conditions, Borrower shall have the right to have
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<br /> -. �.'r=.�.� - enfonement of this Security instrument discontinued at�ny time priur tu t��e eadier af: (a)5 days tor such othcr period as
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