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<br /> . p:�ii�ds tl�at A,ciidcr�•.:yuir:���. 'i'iie i�is�n�anc�r caj�i�r�is��vidiul;titc im�u��aiicc�,12:��t fr iiui:�n hy Iln�.u��.�r snUj::ct tn F��n�i:��i� 4
<br />°`.:-`c�-=s.;�';:�. n�pr�vni�;+hech�;hnll not fh.un��asnnaUly�v d�hhalJ. IC E3ar�awcr faifs ta��iaiiitniEi covcra�;c:dcr.crilf�d a[�uvd.Lcnct.t fii:lY.at tY�_- .
<br /> -'�;^;,..:�"�R�'�- t.ctzdcrti uption,c�btnin c•o��crnj;c to pmicct L.cndcr's•ri�.his in the Properiy in ctacordanc:.�vill�paragraph 7.
<br />� '"����",.:�"-,°•'-- � nu i�ztiur��,���i«��5�,�,a����-�y:�1�;sl�:�ll tx:a�:ceptablc tu Lcnder aitd sh.+ll incl�utc n titandcrd�iiorignFc riau•:c. ll.cuc.icr
<br /> ..,,�-�:=:_,_�.� sholl havu the ri�ht ta hold ihe pulicics nnd rencwulti. If'L.endcr requircs,Bo�xawer sh:�il prom�ztly givc to Lcndcr all reccip:s _ _
<br /> ...�----;r1���y of�'t'I�+r?n,iun��:nnd itne�vnl nnteces. (n rhe event of li�ss.[iorrawer,i�ull giv�prompt n�tice tn ihc inyu�•.uice c�n�ier and
<br /> _,.....
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<br /> ------ L.endcr. Lcnder may make proaf ot l0o-:9 if not m2dc promptly by tiorrotiver.
<br /> ��.. Unlcss Lcnsler and porra�vcr oth�r�vi�ligrec in writing,insumnce procccdti shn11 be cipplicd eo restaratiun or�epair af
<br />-->s=: •'`' �-r thc Nmpcny dan�agcd, if thc restontion or Rpair is cconomically featiiblc nndl l.cnder� sccurity is not lcstiencd. If ehc
<br /> ,�5�,..;r,�
<br /> _,�,.,:s;���.?�;�j rcst�,ratio�i or m.��lr is not economicnlly fcas(ble or I.enderl secusity wauld be Iessened,the insurance procecds sha�l be
<br /> '`•`»• `� ' `w7'•' uppiicd to thc sw:�s sccured by �his Security le�strumcnt. �vhether or not thcn due, with cuiy cxcess paid to Hoaawer. If
<br /> " ".,::�:,, Fion•owcr abandons thc Property, or docs nm answcr within 30 dnys a aoticc from l.cndcr that thc insur.mcc carricr h�.s
<br /> � �'."! '"' offered ro settle a claim,lhen Lender m�y collect the iusur,mce ptnceeds. Lender may use the proceeds to r�epair or rest�re
<br />�?'•L�.�'' :+:.;`
<br /> �•�• � _ .,. the Property or to pay sun�s s�cured by this Sccurity instruntent,whether or ndt�hen due. Tiie 30-day periuJ will lkgin whcn
<br />- thc noticc is given.
<br />_ '. � Unless l.ender and Barrower atherwiae a�;re.e in writing,any applicatian of praceeds to principnl shall not extend or
<br /> '� ' otit ne die duc date of the monthly payrreents�ferred to in parographs I nnd 2 or changc the amount of tlie payments. If
<br /> P •�P�
<br /> � undcr pangraph 2l thc Property is acquired by Lender, 8orrowcr's nght to any insurance policics�nd procceds resulting �
<br /> � : ' '; from damagc to thc Propeny prior to thc acquisition shall p:►ss to Lender to the extent of thc sums sccumd by this Sccurity -
<br />= Instrument immediately prior eo the acquisirion.
<br />_ � 6. Occupancy, 6Treservailon, tifni�tet�urtce aad D'ratect[ua uf tl�e 6'm�►erty; Ourrower's Loan Application;
<br />�' I.eusehulds. Borrotver shall occupy,establish,and use the Property as Borcower!s principal r�sidence within sixty days after �r
<br />- the execution of this Security Instniment:Lnd shall continue to uccupy the Propeny as Boaower's principal residence for at __
<br /> � Ie:�st one year after the date of occuparicy, unless Lendcr otherwitie agtres in �vriting, which consen9 shall not be -.....�-
<br />_ unreasunably wethheld,or unless extenuating circumstances exist which are beyond Borro�verl control. Borx.�vec shnll not ir-�-:-::
<br /> desiroy,d:►mage or impair the Property.allow thc Property to deteriorate,or commit wastc on the Properiy. Borrower shall `,�
<br /> be in default if any forfeiturc ac[ion or proceeding,whether civil or criminal,is begun that in Lender's good faith judgrre�nt R,;,,;,..
<br /> could msuU in forfeiture of the Propeny or othenvise mnterially impair the lien creatcd by this Security InsUVment or =_ _
<br /> Lender�security intercst. Borrower may cure such a default and reinstate.:+s proviaed in pnragraph 18,by causing the action ==
<br /> or procecding to be dismissed wi0i z:rulin�that,in Lender+good faith deterniin:tion,prccludes forfeiture of the Botsower's �.��_y_
<br /> intemst in thc Property or other ���::,ri�l impainncm of[hc lien created by this Sccurity [nstrument or Lcnder.l- security Y.=_
<br /> interest. Bonower shall also bc ia� .iefault if Botto�ver, during the loan ��plication proccss, gave materially false or �,__,__
<br /> inaccurate infonnation or+tatements Ila Lender(or failed to provide Lender with:my material information)in connection with -�,,
<br /> vprc rv�r ���6=�=.
<br /> thc loan evidenced by the Note, in.iuding, but not timi[ed co, rcprcacniuii.iii�c:,r��:Zi�e gC:T�'�•-•- ----'!n�nay of the -
<br /> Propert��as a principal residence. If this Securiry lnstrument is on a Ie.�.tiehold, Borrower shall comply�vith all the provisians _.�;
<br /> • of the leatie. If Borrower acqui�es fee title to the Property,the Ieaxehold and thc fee title shall not mergc unless Lender agrccs �v
<br /> R.�ll�_
<br /> to the mer�er in���riting. ��"_�
<br /> 7. Protection of Lender's Ri�hts In ttte Property. If Borrower fails to perform the covenants and agreements - �:.
<br /> contained in this Security Instnimcnt,or then is a Iegal procceding that may significantly affect L.ender:s rights in the jy�;�•
<br /> Property(such as a proceeding in bankruptcy,probate,for condemnation or forfeiwre or to enforce laws or regulations),then ,,,l•.
<br /> Lender may do and pay for whatever is nccessary ro protect the value of the Property and Lender's rights in the Pmperty. ;*;�
<br /> Lender'.s actions m:ry include payin�any�umti secured by a lien which has priority over this Security Instrument,appeannS
<br /> . in court,payin�reawnable uttomeys'feea and entering on the Property to make repairs. Although Lender may take action
<br /> under this paragraph 7,Lender does not have to do so. �r
<br /> Any amounts disbursed by Lendcr undcr this par:tgraph 7 shaU becomc additional de�t of Borrower sccured by this
<br /> Security Instrument. Unless Borrower and l.ender agrce to other terms of payment,these amounts shal!bear intemst from Ihe P '
<br /> d�tc of disbunemcnt at the Note ra¢e and shall be payable, with intcrcst, upon noticc from Lender to Borro�ver requesting
<br /> � paymcnt. •
<br /> 8. Mortgage Insurance. If Lender reyuired mongage intiursnce as a conJition of making thc lo:ui secured by this
<br /> Sccurity Inswment. Borrower shall pay thc premiums rcyuired to maintain thc mortgage insurance in effect. If, for any
<br /> reason, thc mortgage insur.�nce coverage requircd by Lender lapses or ceases to be in effect, Bortower shall pay the
<br /> p�+emiums reyuircd to obtain cover.�ge subst:u►tinlly eyuivalent to thc mort�age insur.+nce previously in effect, at a cost .
<br /> subatantially eynivalcnt ro thc cost to Borrower oF Ihc ntortgagc insurance pr+cviously in cffeet. from an altemutc mortgage
<br /> � insut�er approved b��Lender. If subtit,intiaUy eyuivalent mortg.tge insurance coverage is not available,Borroa•er shall pay to
<br /> � I_ender each month a sum eyual to oz►e-t�velftB�of the yearly mongage insurance premium being paid by Borrower when the
<br /> insurance coverage lapsed or ceased¢o he in eefcci. 7_.ender will accept,use a�id reta�n these payments as a loss reserve irn li�o
<br /> of mortgage in5urance. Loss rcscrve payments may no longer bc rcyuimd,st the option nf Lender, if rnortgage insur��ce
<br /> coveragc(in thc amount and for thc period that Lendcr requims)provided by an insurcr approved by Lendcr again becomes
<br /> • available and is obtained.Borrower shall pay the premiums n�yuired to maintain mortFage insursnce in effect,or to provide a
<br /> P loss reserve.until the rcyuirrment for mortgage insurance ends in accordance �vith any written a�mement between Borro�ver _
<br /> and L.endcr ar applicablc law.
<br /> 9. Inspecitun. Lender or its aFcnt may m:ilcc reasonablc entries upon and inspections of the Property. Lender sh111
<br /> give Borrower notice at the time of or pnor to an insp��ctioro specifying reasonable cause for the inspection.
<br />` �� 1Q. Condemn�tton. 'il�e procecds of any awnrd or claim for damages,dircct or conseyuential,in�onnection with any
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<br /> „ SinFlc Family••F'annle Rfuc/FYcddlc lfac UNIkOR�1 lNSTRUMEN'L'-•Uniform Covcnants 9/90 Ipa�ct 3 of6 pagPSl
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