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<br /> - � p�rin�l��Ilt;it I��j�dcr r�yuira�;. 'llt: ivauf'�±st!�c c:uricr�,�avic'.iu;;ilic�ii�•.:��aurc��r�ll ir ciiir:c��iry f'urio�:cr r:vi;f,:^2 tr Lcu+��e�, r"n' "
<br /> . � �a�i��rov;i!�vliicii;iiall :mt h�ui3re�l:a;���Stly t��ilithr.lc7. Ik'k�a��t��vc�•fail::to mai�►t(1�I1 4�yrcr:�.;;c d:�.c�il�cd:�{ii►vc.l.c�id:�•r u�ay.t!�
<br />__,�Y������,,� I.endcr�optian.obt2in cavcrage t�pratcct Lc��dcr's ri�hss io�tftc Prop�ny in::ccui�':�»cc�vith pa�:��r,qzh 7. �..^v. .
<br />.�„x,�;^.-�� ASI entiurlace pulicics ancl renc�vals siiall bc arccpl�hle[o Lender�ncl shnll includc a st;uid�rd mort�a;;e claustc. Lei�dc�• -___
<br /> -- — sliall havr thc riblu to hold tlie pnlicioF and n:newuls. If Lcndcr rcy�ires,Durruvrcr simll pron�pdy givc to Lenct�r m11 rcccipis
<br /> __. � ..,.. `. af���id premiums nnd rene�vnl nutices. hi ihe event af Ipss,Borrower sball give prompt natice to the insurancc c�rrier and
<br />=""_ -�-°- r� Ler,c�er. l.endcr may niake proof uf loss if nut made prom�tly by I3orrower. _
<br /> - Un(ess Lcndcr and Barro�vcr otlicrwisc a�rcr:in writing,insurancc procccais ti{�all l;e a}�i�licJ tu i�::t�ratio:i or rcp:iir ot'
<br /> __v� the Propeny d:►mag..d, if thc rostamtion or �epair is ecanomically fc�.sible and L.cnster's :sccurity is nnt Icssened. If�he _
<br /> _ - _.__� restoration or repair is not cconomicafly �casiblc c�:Leicderti s�curity would bc Iesscncd. the insurancc pnx:ecds shall l�
<br /> _~,.���� nppfied to thc sums secured by this Security Instrument. whether or nol then due,with any exces5 paicl to Ciorrawer. If �
<br />=_-.�x.�;r�}�j� t3orro�vcr abandons the Pcop�ny,or docs not answcr within 30 days n noticc from L.ender that the mtiurancc carrier tius
<br /> offered tu�ettle a claim,�hen Lender may collect the insura�ue proceeds. Lender may use ihe pruceeds to repair or resto�
<br /> �-'=�'—� the Property ar to pay sums secure�l by this Securiry Instrument,��hether ar not then due. 7'he 30-day period�vill begin when r_
<br /> -'"�"�=�w� thc notice is�ivcn. ----�
<br /> -- �-='�'="'� Untess [.ender and Sorrower othenvise agree in �vriting, any application af procceds to principal shall not extend or
<br /> --�=•=�t'�� postpone the due date of the monthly p:►yments refemed to in par,+grapf�s I and 2 or chAnge thc amount af thc paymenes. If
<br /> �`��==°�-� under paragmpli 21 the Proprrty is acquired by Lender. Bortower's ribht to any insura�ice policics and procceds resulting
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<br />,,:,,,,��q����� from damage to the Property priur to the acquisition shall pass tn Lcnder to the extcnt of the sums secured by this Security --
<br /> ---�--� Iastrument immcdiately prior to thc ncquisition. _
<br /> � 6. Orcupancy, Preservution, Maintenance :�ud Protection of the Property� Dorrower's Loan Applf�.�tion;
<br /> +p:`,,,,� l.r.►sei�o9ds. Borrower sh�dl uccupy,establish,and use the Progerty as Borrower�principal residence within sixry dnys after
<br /> --"'-"'-r='�` the execution of this Security Instrument and shall continuc to occupy tht Property as Borrowers principal residence for at ___
<br /> --°�'����• least one ycar after the date of occupancy, unless Lender uthenvise a�rees in �vritins, which consent shull not be `
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<br /> •1,;;�;�_ , :a,•�, unreasonably withheld,or unless cxtenua[ing circumstances exist�vhich are beyond Borrowers control. Borro�ver shal not
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<br /> desaoy,dama�e or impair thE Property,allow the Property to deteriorate,or commit wu,tc on the Property. Bo�rower shall �,;�=5`
<br /> ,: be in default if any forfeiture action or proceeding,wt�ether civil or criminal,is begun that in Lender's good faith judgment � T
<br /> �``",:.�H'�; +!S►t, could result in farfeiture of die Property or olhenvise materially impair the lien created by this Security Instrument or =
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<br />�_':i'�,,, ,j',,�,*;:�� i_ender�security intemst. Borrc�wcr may cure such a default and reinstate,as provided in paragraph 18.by causing the action :.__
<br />=�a•i:�;' or proceeting to be dismissed a•ith a ruling that,in Lendler's'good faith detemiination,prccludes forfeiture of the Borrower's �-=-_
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<br />-=,�.„w�N;�.,;„�L,, interest in the Prapeny or other material impairment of the lien created by tt�is Security lnstrument or f..ender's security �,��� -
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<br />.•,..�.,_,_ � A, ;s,.,. interest. Borra�vcr shall also tc in default if Borrower, during the'loan application process, gave ma[crially falsc or ___
<br /> ,:,�•.;�, inaccumte i�formadon or statements to Lender(or failed to provide Lender with nny material information)in connection with �;�,`._
<br /> ' �� - � die loan evidenced by the Note, including, but not limited to, rcprcsentations conceming Barrawer's occupa�icy of Ihe ��.
<br /> ='�'��G'•�`:a`.�~c.` property:�s a principal residcnce. If this Sec��nty Instrumem is on a ic:uciwiu.G�,�.,x.:�s:��l:�a::�;.!;�°^.4'.211 thr �rovisions
<br /> ',:.;�,;��.. .:.; �� ,, of the lease. IE Bo�rower acquires fee title ro thc Property,the leasehold and the fee title shall not m�rge unless Lender agrces _
<br /> •-� , to the merger in writing. _-
<br />." ' '1. Proi¢sdion of Lender's Rights nm the Property. If Borrower fails to gerfom► thc covenants and agreemcnts _
<br />+'fr��:ir"�;+ ."" • conta'sned in this Security Instrument, or there is a Icgal proceeding that may significantly affect Lender's rights in the _
<br /> ' , ,;. property(such as a proceeding in banF:ruptcy,probate,for wndemnation or forfeeture or to enforce laws ar rcgulations),tl�en �
<br /> �,� � �� �' � � I.ender rnny do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. z.
<br /> - -=�� `�-..�•��'�� 1Lender's actions may include paying any aums secured Uy a lien which has priority o��er this Security Instrument,appearing ��,..
<br /> -.-�• � •� �, � in couR,paying reasonable attomeys'fees and entering on the Property to make�pairs. Although Lcnder may tal:e action ��.-
<br />-,--`-°=-,�-�•r� under this paragraph 7.L.ender dces not have to du so. __-
<br /> "`^°'''`"""."r` Any amounts disbursed by Lendcr under this paragraph 7 shall hecome additional debt of Borcower secured by this
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<br /> - ���''^• Securiry Instrumcnt. Unless Borrowcr and Lender agree to other tcrms af paymcnt,these amounts shall bear intcrest from thc �,�^_
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<br /> � a�irw,. date oF disbursement at the Notc rate and shall be payable.with interest,upnn no[ice from Lcnder to 8orrower requesung ��_,:�:
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<br />-n-.Y:-�:_::. paymcnt.
<br />- �-�- �T����''"' 8. Mortg:►ge Insurance. If L.ei�der required mongage insurance�.s a condition uf making the lo:ui sec�ered by this Etir-
<br /> � ,�` ` '''� Security Instrument.Borrowcr shall pay the premiums required to maintain thc mortgagc insurance in effect. If, for any L �
<br /> • `' '��� i "' • ,� rease,n, the mortgage insurance coveragc requircd by Lender lapses or ccascs to be in effect. E�orrower shall pay the r
<br />•' . ' '��'�'` ° • remiuzns uired to obtain coverage substantially cyuivalent to the mortgage insurance previously in effect, at a cost �'�:�
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<br /> stibstantially equivalent to the cost to Borrower of the mortgage insurance previously in effect,from:ui alternate monaage .,fQ..
<br /> �'� � nu�urer approved by Lciqdcr. !f subs[antially eyuivalent mortgage insurance wverh,c is not available,Borrower shall pay to ���,
<br /> "" Lender each rnonth a sum equal to one-twclfth of the ycarly mortgage insurance pr�err�ium being paid by Borro�ver when the
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<br /> -- - ,- insurance coverage lapsed or ceased to be in effect. Lender will accept,use and n:tain these paymen�t as a loss reserve in lieu r,
<br /> = w � • � of mortga�e insurance. Loss rescrve paymenGti may no longer be n:c�s�ired,at the option of Lender, if mortga�e insurance
<br /> ::.•_:-. , .. . •
<br />_= covcra�;e lin thc amaunt and for thc period that Lendcr mquires)providcd by an insurer approved by[.ender again becomes
<br />-'��J available and is obtained.Borrowcr shall pay thc prcmiums rcquired ro maintsin mortgage insurance in effect,or to providc n ;
<br /> —• loss reserve,until the reyuircment for mortgage insurance ends in uccordanee with any�vritten agreement between Bonowcr
<br /> _� . and Lender or applicable lu�v.
<br /> � '" 9. InspecUon. L.ender or its agen[ may make reasonable entries upon and inspections of the Property. Lender shall
<br /> give I3orrower notice at the time of or prior to an inspcetion specifying reasonable cause for the inspection.
<br /> � . ' 10. Candemnatlon. The proceeds of any award or claim for damages,direct or consequential,in connectian with any
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