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<br />....---,._._,�__._;.t� Eh�+y�:idy lr'.1��'�!!vE;�dn°8 I����hy fLi1, 1e..'���1•�lu�Im�.�1 t�iiid�� Eir.� ir•n•� °C::E�'.�i:L��t��•.r�•, . ii,•�1, ��y��ii;:: I� „�t� u�c I�:�,I,.. =_�-- -
<br /> Nr�s�k or flrr��lln};. I;ir���ht�lt I�;nilcr reqtttrc4 Intitir,�5ics, '1'I�Is l�ivu+.ukt�c,h!�li be�n�+lnt,ili�r�l li�iht:rn�i:t+nis�c+xl t��r Una�rcrl,kl�
<br /> ihut l.enc�i�r r�:��uircti. '!h�iu�nr;uic��ea�rrii�r�:iuvi�iiuK�lic; itirut,u��:e�nb�ill itie��lro�ru hy N��u��wee ti�d�Ject tu Iiruetrr's nprirru,,l
<br /> wf�ich shal! nut t�e wtnuM�i��hly wllhhclil. iP f��s�ruwzr Tails ti►mulutul�r coveraxo descrlhecl u�ive, l,cikter n�ay, at f�eyuler'w
<br /> - _ � uptio�b obt;dn c<��•c�,�gc tt��ortitect l.cndCi•'s�ihhts iu Ilic 1'��iprrEy in ncF•urcL•ui�c wlth pai��grapli 7. _
<br /> All insuruixc �x,ii�:ieh u�x! rcucwuls bl�uU lk ucccptnblc tu I..cixl�r uiKl �liul� includu u htundurQ uiung�gc ciauu-, I,�ixler —
<br /> �ha�i iu+ve the rlght tu ho1�1 the rxilicies nnd r�newalti. lt Ixndcr rcqufrcv,Fkrrrnwcr rl�all promptly bive ti�Lender All recclpts of
<br /> paid�3remiu�i��;und rencwul not[ccs. In dsc evcm of lotis,B�srrawer sliall give pron�pt nuticc to�1�c inswaiue cun�i�r ancl I,c��Ger.
<br /> Lcnd�r muy maY.c pmof oF luss if not maQe prampdy by H�rrower.
<br /> Unlcss l..cnder nnd I�urrox�cr othe�wisc ugrcc in wddng, insurm�ce procceds sl�nl! lx:applicd to rest�rntian or rcpnir af the
<br /> _. _
<br /> ____, ['ropeety dumaged, if thc restorntion or repair is econnmtc�lty fcasibla nnd Lendcr's secw•ity in nat Icssene�l, If thc restoratian or
<br /> repair is not cc:onom{c�lty feasible or l.end:r's security wauld be Icssened, thu insurance proceecls shult bc app icd to the sums
<br /> 6ecurcd by this Sccuriry Instrunicnt, whcther or rot then duc, with any exccss paid to Borrower. If Yiorrower abandons the
<br /> Pr�perty, or dacs rtat ans�ver within 30 days a notice from I.ender that the insurancs carrier hus offercd t�sctde a claim. then
<br /> I.cnder may cailect the insurance pcocu�ds. Lender inay use the procceds to repair or restore the Property or to pay aums
<br /> secured by tl�is Security inst�ument,whether or not thcn due.The 30-drzy period will begin whcn ttie noticc is given.
<br /> Unless [.ender and Borrower otherwise ngrce in wriNn�, Gny application of pracceds to �rincipal shall not extend or
<br /> --� pus*_gnne the due d2te af the monthly payments referred t� in pnra,raphs 1 and 2 or chunge the amotmt of the payments, If
<br /> under paragraph 21 thc Property is acquict�l by Lender,Bormwcr's right to nny insurance policics And procceds resulting from
<br /> damage to thc Propeny prior to thc acquisitinn shall pass to I.cnder to the extent of the sums secured by this Security Instrurnent —
<br /> —__ _ immediltely prior to the acquisition.
<br /> 6. Ckti�paaxy.Pc�servatfon,Mafntenunce and 1'ratection of the Property;Borro�ver's Loun ApNlicntton;Leaseholds.
<br /> _______._..__.� Borrotivcr ehull uccupy,estublish,nnd u�e the Prope�ly as t3orrower's principal residen�;c within sixty days nftcr the execucion of
<br /> ._ this Sccurity Instrument and shali continue to occopy the Property as Bonower's principal r�sidence for at least one ycar after
<br /> the date of occupancy, unless Lender otherwise ageecs in writing, which conscnt shall not be unreasonably viithlield, or unlcss
<br /> _—.—__::,�� extenuating circumstances exist which arc beyund Borro�ver's control. Bonower shall not destroy, damage or impair the
<br /> _=== Property, Allow thc Property to deteriarnte, or commit�vaste on thc Property. $orrower shall be in defuult if any forfeiture
<br />_ — �;;;,,,� nction or proceedin�, w4ether civil or criminal, is begun that in L,ender's goad faith judgment wuld result in forfeitureo�the
<br /> =%�*�+a�f� Pronertv or otherwi�e materiallv imnair the lien created bv this Sccuritv Instrument or Lender's sccuritv interest.Borrower may
<br /> �����':;;;� v cure such A default unc�reinstute.:�s�provideci in pnragrnph 18,by cnusing the uction or proceeding to be dismisscd with n ruling
<br /> --_�!�t�u{� that, in Lcnder's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other materisl --
<br /> `�',�,:�;;�� impairment af the lien creatcd by this Securiry D�strumcnt or Lender's security interest. Borrower shnll also be in cicfnult if _
<br /> --'�'v'�""s"' Dorrower,during the loan applicntion process,gave materially false or inaccurate information ur statements to Lender (or failed
<br />--���s� to provide Lender with any materi�l information)in wnncction�vith tlie loan evidenced by the Note, including,but not lirnited
<br /> ------= to, representations coneerning IIonower's occupancy of the Property as a principal residence. If this Security Instrument is on a �--
<br /> _°�—,���� Ieasehold, Borrowcr shall comply with all the provisions of the Ieasc. If Borrower acquires fee tide to the Propeny, the �-
<br />-'��`f".;'!a:µ;E7� Icasdiald and the fee tiEle shall not merge unless Lender agrces to thc merger in�vriting. -Ky.
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<br />_ssa��-�T�=?;� 7.P�vtcctlon of Lcndcr's Rights in the Pt'operty.If Burro�ver fails to perform thc covcnants and agrcements contlined in - °�
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<br /> -.�;�,� this Security Instrument, or there is a lebal proccedin�thut may significantly affect Lender's rights in tNe Froperty(such as a ;���••.
<br /> --�•��� proccaiing in bankruptcy,probate, for condemnation or forfeiturc ur to cnforcc laws or regulations), then Lender may do and -
<br /> __ 'u��,.� pay for whatever is neccssary to protect the valuc of thc {�roperty and Lender's rights in thc Property. Lender's actions may � '
<br /> _,_,,.,r;��-f, �� inelude paying any sums secured by a lien which has prioriry aver this Security lnstrument, appe:i:ing in court, paying
<br /> --___ -r.=� rcasonablc nttorrteys'fces and eniering on dic Propeny to make rcpairs. Aldiough Lendcr may tukc action undcr this paragraph '
<br /> -_=���:�= 7,Lender does not have to do so.
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<br /> - - ----- Any amounts disbursed by Lender under this paragraph 7 shall become udditional debt of Borrower +ecured by this
<br /> --- =-=- Sccurity Instrumcnt. Unless Borrowcr and Lcndcr agrce to othcr ternis of paymcnt, thcse amounts shall be:u interest from the
<br />-=;-�%'t=�"• �` date of disbursement at die Note r.ite and shall be payablc, with intcrest, upon noticc from I.endcr to Bonower rcyuesting
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<br /> --`..;;;�y�;;:.._, 8.Mortgage I�uurance.If l.eader required mortgage insurance as a condition oi nakin�the loan secured by this Securiry
<br /> -;"�='�,.'� Inserument, Bunower shall pay the prcmiums requireci to maintain the mongage insurance in effect. If, for any reason, the
<br /> � � mortgagc insurance coveragc rcquircd by Lendcr lapses or ccases to be in cffect, Borrowcr shall pay thc premiums required to
<br /> ��.'�-�?���.•• - obtain cover:►gc substantialty equivalcnt to thc mortgage insurancc previously in effect,at a cc�st�ub5tantiaUy cquivalem to thc
<br />=:8;;::�."�,`• �= cast to Dorrower of the mongage insurance previously in effect, frorn an alternate mortgage insurer approved by Lender. If
<br /> . ... , sut�stantiolly equivalent mongage insurance covcragc is�iot availablc,Borro�vcr shall pay to Lcndcr cach month a sum cqual to
<br /> °•� ;������• ,' one-tweltth of the ye:uly mortgage insur~ance pmmium being paid by Borrowcr when thc insurance wvcrnge lapsed or ceasc�l to I
<br />� -• be in cffcct. Lt:ndcr will acccpt, usc and retnin these payments as a los� reserve in licu uf mortgagc insurancc. Loys reserve I
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