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<br /> - condemnntian ar ather tnking af any pnrt of the Propcay,�r for canveycmce in lieu of condernnntian,nro heraby agsigned aad
<br /> fihall bo patd to Lcnder.
<br /> Io the evcnt of a total tuktne af the Propetty�the prcxeeda ePoull bc applicd to �he xum»secured by this Sccurity
<br /> Itisuument,whethcr or not then due,with any excess pnid to Horrawer. [n the ovent af a purtinl taking of tho Praperty in
<br /> whtch the fair market valuB of the Prapcny immedlatoly befom the tnking i�s equal to or greater thon ihe amouut of tha sums
<br /> secured by thtg Suurity[nstrument immedlntely before the taking,unless Borrowcr and Lcr�der otherwiso ngao in wdting,
<br /> the sums secured by this Sccudty Insuumee�t ahall be reduccd by the amaunt of thn proceeds multiplied by ths following
<br /> fractEon: (a)ti�►e toW emount aP thc sums sccun;d imnlcdlAtelp ts�fore the taklnB,divtded by {b)Ihe fnir mnrket value of the
<br /> Property Immediatoly befora the taking. Any bulance shall be paid to Hoaawer. In tho event of a partial teking af the
<br /> Property in whlch the fair market value of the Property tmmediately 6efore the taking ia less than the amownt of the eums
<br /> secwed Imme�dintely before tha takIns,unleas Borro�ver end i.ea►der atherwLse agrec in wddns or unless applicable law
<br /> othervvIsa pmvtdes,the ptoceeds shall be eppUed ta the sums secured by this Security Inswment whether or not the sums are
<br /> then due.
<br /> If the Property Is abandoned by Borrower.ar if,After notice by Lender tv Horrower that the condemnor ofters to muke
<br /> an award or settte a cluim for damages.Borrc�wer faila w respond to Lender witl�In 30 d:►ys satter thc datc the ssotice Is g�ven,
<br /> L,ender ls authorized ro collect and uppIy the proceeds.at its option,either to reatoretian or repair of the Property or to the
<br /> sums secured by this Secwity Instrument,whether or not then due.
<br /> Unless Lender and Bomower othenvise agree in writitxg,ciny appltcntion of proceeds to pdncipal shalt not extend or
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or chun�e the amount of such puyments.
<br /> 11. Borrower Not Released; Fbrbearnnce 1By Lender Not a Wetver. Extension of the time for payment or
<br /> modificadon of amortization of the stuns secured by this Securlty Inatrument gsante�by LeQtder to any successor in Intetest
<br /> �u��� of Horsnwer shall not operata ta release the liability of the�ri�inal Borrower or Bortower�successors in interes� Lende�
<br /> � shall not be required to commence pmceedings ugainst nny successor in interest or refuse to extend tima for payment or
<br /> otherwtse modify amo�tizadon of the sums secnred by this Secur�ty Instrument by reason of any demand made by thc original
<br /> Soirower or Borrower's successors In i�ten�st Any forbeurance by Lender in exercising any nght or remedy shall not be u
<br /> �•����' � • waivcr of ar preclude the exercisa of any right or remedy. '�
<br /> .,n.� F� 12. Successors and A�signs Bound;Jofnt and 3everal LiabiUty;Castgners. The covenants and agreements of this
<br /> : � :'r�•�� ••�•.�- Security Instrument shall bind and beneflt the successars and assibms of Lender end Borrower,subject to the prnvisions of
<br /> �f'>'f�t'�` puragraph 17. Bomower�s cm�enants and agreements shuU be joint and several.Any BoROwer who co-stgris this Securiry �•
<br /> ,'•`����'�"��-'�: Insuument but dces not execute the Note: (a)is casi nin this Securit Instrument onl to mort e t und conve that
<br /> :�'�'.�;sF.�y!-.•: S S Y Y 8� �B� Y �
<br /> � Borrowcr s interest in the Property under the terms of this Secwity Insuwnenr, (b)!s not personally obliguted to pay the sums
<br /> '��r y7t•;.;,-;•,:•'. ' ;'
<br /> y �;,...., �.,, secured by thts Security Insaument:and(c)agrees that Lender und any other Borrower may agree to extend,modify,forbear ^,�
<br /> ��- !��'t;;.::;.••.��' or make any accommodati�s with regerd to the tetrtts of ihis Secunty Insuument or the Note without that Bornower's �
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<br /> ' '� � �' 33. Lassst Cliarges. Ls she losn secu.*ed by this Security In�tn�menr i� subject co u law w6ich sets mnximum loan `
<br /> ,.,,-,��;�j;'..'.�'';ft; � charges.and that Inw is tinally interpreted so that the irnerest or other loan charges coltected ar to be collected in connection '{
<br /> ,�:����,% • : i•, with the loan exceed the permitied limits,then: (u)uny such loan chnrge shall be reduced by the umount netessary to reduce �
<br /> "�^�'�'`� ' ''�' the charge to the permitted limit;and(b)any sums already collected from Borrower which exceeded permitted limits wiU be ��y'•.
<br /> �.�•.; ., .. .
<br /> a��;,,_; .; :�i;.,. . .. refunded to Borrower. Lender may choose to mnice thls�efund by reducins the principal owed under the Note or by making a �-:'�
<br /> =;�;,•, � ' direct payment to Borrower. If a refund reduces principal,the reduction will be ueuted as u partiul prepayment without nny '' ;ti
<br /> ;�• �� - � prepayment charge under the Note. �'`"
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<br /> r• , 14. Notices. Any notfce to Borrower provided for tn thts Security Instrument shall be given by delivering tt or by
<br /> '°`'��r''�'��" "" �' mailing it by first class mail unless applicable law reyuices use of another method.The nodce shail be directed to the Property
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<br /> � Address or uny other addt+ess Borrower designates by notice to Lender. Any notice to Lender shall be given by first class
<br /> `"""""�"�F"''�"�"'' mail to i.ender�s address stated herein or any other nddress Lender designates by not[ce to Borrower. Any nodce provided for •
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<br /> � .;;��t. . , , in this Security Insuument shall be decmed to huve been given to 8onower or Lecedcr when given as pmvided in this
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<br /> �L�`'"�'�•�• 1S. Governiag Lnw; Severabilit' 'i1�Is Security Jnsuument shall be governed by federal law und the law of the
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<br /> . ,;:�,�.,.,•.,•,-t!=,': jurisdiction in which the Property is located. in the r.vent that any provision or cluuse of this 5ecurity Instrument or the Note
<br /> .�;v:;.1z;,,.. _,.;,;;.. conflicts with upplicable law,such confltct shall not affect other provisions of this Security[nstrument or the Note which cun
<br /> ;;;;,,�;.�.�,.. be given effect without the contlicting provision. 'Ib this end the provisions of this Security Instrument and the IVote ure
<br /> :>,�,•�,;x,�p= , declared to be severnble.
<br /> ':•��ti.r-�. 16. Borrower's Copy. Sorrower shall be siven one conformed copy of the Note sndof this Security Instrument.
<br /> `�"'� . 17. 7lransPer ot4he Prnperty or a Beneflcial Interest in Borrower. If ull or nny part of the Praperty or any interest in � .
<br /> �yw It Is sold or uartsfettcd(or if a benefcial interest in Borrower is sold or transferced and Borrower is not a naturxl person)
<br /> �:M• " without L.ender�s prior written consent.Lender may,at its option.mquire immediute payment in full of ull sums secured by
<br /> r'�' � this Security Instrument. How•ever,this option shall not be exercised by Lender if exercise is prohibited by federul law as of
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<br /> `':`' the date of thts Secur�ty Instrument.
<br /> � 't�'� ' If Lender exercises this opdon,Lender shali give Borrower notice of 3ccelerntion. 'llie notice shall provide s period of
<br /> • �`� not less than 30 days from the dute the notice is delivered or rnatled within which Borrower must pay all sums secured by this
<br /> �;;:.`.:`� �..;, _= Securiry Inswment. If Borrower fnils to pay these sums prior to the expiration of this period, ➢..ender may invoke gny
<br /> ;_,;, " remedies petmitted by this Security Instcument without furthernotice or demand on Borrower.
<br /> � 18. Borrower's Rig6t to Reinstate. If Borrower meets censiln conditions, Borrower shali have the right to have
<br /> ";. " � . enforcement of this Security Inswment discontinued at any time privr to the earlier of: (o) 5 days(or such other period as
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