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<br /> _ pedcufs that I,ender rcqaires. 'ftte insutance cnaler providinII thc inaurance shnll be chosen by HoaaWVet subject to[.enderk
<br /> nppr�vnl which sholl not be untetu+onubly withfield. lf Eiarrower fails to maintain covernge described ubove,L.ender may,at
<br /> � Lender5�opllon.obtoin covemge to pmtect Lender'x dghtx in tho Propeny in accordance with paragmph 7.
<br /> All insurunce policies anc!renawalx ehull ba acceptnblo ro 4ender artd shnli include a atandard mortgnge cluuse. Lender
<br /> shnll havo the�ight to hold the policies und rertewuls. If Lender requires,Dorrower st►utl pramptly give to Lendar all rcccipts
<br /> of paid ptemtume and nnewul notices. In the ovent of loss,Borrower ehull give prompt notice to the insurance cwrler and
<br /> l.ender. C.ender may mnlce proof uf lass if not�nade promptly by Borrawer.
<br /> Unlc:;s Lendcr ard Borrawer atl�erwise ugn•e in wrlting.insumace proceeds shnll be upplied ro rcwt�mtion or repalr of
<br /> the Prolxrty dnmaged,if ths t+�►toratiun or repair is ecanomicully feaslble and Lenderk �ecurity �s nat less:ned. If the
<br /> t�eatoratton ur tr.psiir ia not ecanomtcally feasible or Lender's securlry woald be lessened. the insurance proceeda shull fse
<br /> applted to the Rums secured by thie SecurIty Inswment. whether or nat then due,with any ezcess paid to Borrower. If
<br /> Borsower ubundons the P�vperty.or dces not answer witPiin 30 deys a notice from L,ender that the Insurance catrIer has
<br /> offered to settle a clnim.then Lender may collect the inaumnce proceeds. Lender may use the proceeds to repair or restore
<br /> tlie E'ropeKy or to pay auma Fecured by thi»Securlry Instrument.whe�er ar not then due. The 30-duy period wiU begin when
<br /> the notice is given.
<br /> Unless Lender and Horrower otherwise agree in wdtin�,any applicntion of proceeda to pdecipal shall not extend or
<br /> postpone the due date of the monthly pAymcnta r�eferned to in paragrnphs 1 and 2 or change the amount of the payments. If
<br /> under pacagraph 21 the Property is acquired by Lender. Bomnwer`s right to any tnsurunce policies and proceeds resuldn� �
<br /> from damage to the Property prior ta the ncquisitlon ahsll pass ta l.ender to the extent of the sums secured by thts Securlty
<br /> Inauument immediutely prior to the acquiaition.
<br /> 6. Occupancy� Preservatlon, Metntenance and Protection ot the Propecty; Horrower's Laan Appitcution;
<br /> Leaseholds. Homower shall occupy�eatubltsh.und use the Property es Borrower�s pdncipal nsidence wltl�in slxty days after
<br /> the execution of this Security insuvmen�and shali cuntinue w uccupy the Properiy as 8orrower's principal residesxe for at
<br /> least one year aftcr the date of occupancy. unless Lender othen�vise agrees in writin�, which consent shall not be
<br /> unreasonably withheld,or unless extenuadn�circumstances exist which are beyond Borrower�control. Borrower shall not „+;
<br /> destroy.damage or impair the Property.ullow the Propecty to deteriorate,or commit waste on the Pruperty. Dorrower shall � �
<br /> be in default if any forfelture actlon or proce�dtng,whether civil or crimjnal,is begun that in Lender's good faith judgment
<br /> '. =,;� could result In forfeIture of the Property or othe�se matedaUy impair the lien created by thls Secunty Instniment or
<br /> Lender�s security interes� aorrower muy cure such default and reinstate,as pmvlded in paragrnph 18.by cuusing the acdon
<br /> ar proceeding to be dismissed with a niUn�that,in Lender`s good fnith determ�nation,pncludes forfeiture of the Borrower�s ?•
<br /> { - . � interest in the Property or other material impaicment of the Uen created by this Securiry Instrument or Lender�security ��
<br /> �`^ '` � intemst Borrower shull also be !n default if Borrower. during the loan applicatIon process, gave matedally fnlse or '�
<br /> +� � . . ! inaccurate infonnat�on or statements to I.ender(or fulled to pravide Lender with any materisl information)in connecdon with _
<br /> "�',�.�,;. , tha lostn evidenced by the Note, including, but not limited tu. representuuons conceming Borrower�s occupancy of the
<br /> � � Pruperty as e prinr�pal resid�nce. If this Security Insmlmpnt ic on n I�asehold,Aormwer shalt comply with all the provisions
<br /> . ;��� � of the lease. If Borrower acquiies fee Gtle to the Property.the leasehold and the fee title shall aot merge unless Lender agrees
<br /> k�'+�t�� ' to tho merger in wrlting.
<br /> 7. �'rotertion of i.eader's Rig6t� in the Property. If Borrower fuils to perfomn the covenanu and agreements
<br /> �y l�.� contnined in this Security Instrument, or then is n legal proceeding thnt muy significuntly affect Lender's righu in the
<br /> �i++�`t,' Propetty(such as a proceeding!n bankruptcy.probate.for condemnation or forfeiture or to enforca laws or regulations).then `f�
<br /> '-�w. �!�•;�' . Lender may do and pay for whutever is necessary ta protect the value of the Property and Lender�s rishts in the Property.
<br /> � . ,t. Lenderis acKions muy include paying any snms secuced by a lien which hns priority over thts Security Instrument.uppeuring
<br /> ..,d _ � in court,puying reasonable attomeys'fees and entering on the Prope►ty to make repairs.Although Lender muy take action .��
<br /> "�: ,�::' f under thia parag�uph 7,Lend�r dces not have todo so. ';
<br /> � Any amounts disbursed by I.ender under this parn�taph 7 shull become udditional debt of Bormwer secured by this
<br /> �., Secwity Instrumen� Unless Bomower and Lender agee to other terms of payment.these amaunu shall bear interest from the
<br /> dsue of dlsbursement at the Note rate und shall be payable,with interest,upon notice from Lender to Bortower tequesting
<br /> paymen�
<br /> 8. Mortgage Insurence. If Lender required mortgase insurunce ns a condItton of making the loan secumd by this x
<br /> a Security instrument,Borrower shull pay the premiQ�ms requi�ed to ma�ntain the mortgage insurnnce in effecG If,for ar►y
<br /> F + � reason, the mortgage insusance coverage required by Lender lapses or ceases to be in effect. Bomower shall pay the
<br /> � �; � ' premiums required to aII�tain coverage substantially equivalent to the mort�age insurance prevtously in effect, ot a cost '.
<br /> ,�' •�=��'�•�'' substandally equtvalent to the cost to Borrower of the mo�tgage insurance previously in effect,from an altemate mortgage `•
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<br /> ..-,:4:r:, �• Insurer a roved b Lender. If substanttull uivalent moct a e ins�rance cove e is not avaituble.Borrower shall a to
<br /> ��k;.
<br /> '�°�:i�;.,A�,; Lender each month a sum equal to one-twelfth of the yearly mo�t�age insurance premium bein�paid by Borrower when the
<br /> :�4±���-," insucance covemge lapsed or ceased to be in effect. Lender will accept,use and retain these puyments as u loss mserve in Iteu
<br /> .�:,-. , of mortgage insurtuice. Loss reserve payments may no lan�er be required,ut the option of Lender,if mortgagc insurance
<br /> .,�_�'fs�.:z.?' coverage(in the amount and for the perlod that Lender c+equires)provided by an insurer approved by I.ender ugain becames ••
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<br /> . ��«.r.Y available and is obtained.Borrower shall pay the premiums require.ci to mainuun mortgage insurance in effect.or to provide u
<br /> �'''� ''' loss�+eserve,undl the requirement for moRga�e fnsurance ends in nccordance with any written agreement between Borrower
<br /> ,r;,, ':+ j and Lenderor npplicnble luw. '.�
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<br /> : :�;�.,:;�� � 9. Inspe�tion. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shnll
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<br /> - 1,.� ,,5�, � give Borrower notice at the time of or prior to an Inspection speclfying r�easonable cause for the imspection.
<br /> ....;�'.;::��==s ; 10. Condemnatton. 'I7te proceeds of uny award or claim for dnmuges,direct or consequential.in connection with nny
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