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<br /> pRyments m�y na langnr 6e roguirod,at the aption aY I.endec.if mo�tg�go Insuruxx cover�ge(in ttle amnunt�i fir d�o paiad
<br /> ih�tt 1 Kndtr rcyuirey)nravldec!t�y nn in�vrcr approv�l by t.e►sdcr again buutncs uvailable aixi is oMaincd.Barmwer gf�l)pRy ..
<br /> �hn premfums ceyuirod to maintain mor�gage insura�Ke ln ef���cs.ur to pruvide a loss recerve.until tGe requii:.u»f�t�or rr�a►4gagC
<br /> insuranco enda in arcardyncc wlth any written agsament�twcen Borrawer anct l,end�r nr a{�plicablo law.
<br /> 9.Inrpertlon.I.ender ur its agant inay makc reaac�iublr,entries upan�d�mpcciion�of tho Peuptrly. I.�trrder shall jive �
<br /> Bnrruwcr�xafce at tl�e dn�o af�e prior to sn in.gpeetiaro s�:cifying masonabla cau.�for t6e inspection.
<br /> A0. CorNlemnu�tlon.Tho praaecis of nny s►ward or cl�itn for dem�ges. direct or conseguentl�l, ia connoctiun with�ny
<br /> �•--�- , :, c�n�te+nnHtinn or nther takin�of nny part of thu�mperiy.or for conveyanca in licu of candemnution.��e lur�by assignod and
<br /> ehall be paid ta Ltnder.
<br /> in the event of a total taking af tho Praperty.dtc proctodA ghall bc upplie�i to thc sun��exurcd by this Security Instr�ment.
<br /> whether or not then due. with any ox�ess paid to Borrnwer. in tha event of n partisl taking of the Propeny in which the fair
<br /> _ market vulue of the Pr�peny immediately before thc taking is cqual to or greater thun thc amount of the sun�s s�w+ed by thts
<br /> Security Instrumcnt lmmedtately before ths taicing.uatess Borrower a�td Lender otherwise agree in wdling,the siuns socurcd by
<br /> wY� — this Sccurity ingtniment �hnil be raduad 6y die umaunt of d�e proce�ls multiplIod by thc following fmciion: (a) the total
<br /> amount of the sums securod immedlately br.fore the taking,divided by(b)ttre f;iir market value of the Pcoperty immodiauiv
<br />. before tha udring. Any balence shall be paid to Borcower. In the uvent of u psuttul taking of the Propecty in which the fair
<br /> market v�fua of the Property imme�iately before tha taking ia less than the amount of the sums secured immodiately befote the
<br /> taking�unless Borrower and Lender otherwis�ugree in wdting or unless appliatble luw othecwise pmvides,tht proceeds shull
<br /> bt�applted to the sums�ocut�ed by this Secur[ty Instrument whether or not the sums are then due.
<br /> If the Property is abandoned by Borrower.or if.after notice by Lendet to Borrower tbut the candemnor o4'fets to mske tup
<br /> - °——� awurd ur settte a ct�i�u fur �uiu�ses. BoPjower faits to respond to Lender within 30 days aftcr tho datc tfia natice is givea,
<br />- I.ender ls authori�ed to coqect end apply the proce�ds,at its option,etther to restaration or repair of tbe k'raperty or to the sums
<br /> secured by this Sezurity Ic�strument,whether or not then due.
<br /> __ — Unless I.end�r and Borrower otherwise agree ia writin�, uny upplicatian of proceeds to principai sh�ll not extend or
<br /> postpcane the due date of the monthly payments referred to in patagruphs 1 and 2 or change the amourtt of su�h payments.
<br />_— — - 11.Bormwer Not It�eleu§ed;Forbe�runoe By Lereder Not a Wetver.Extension of the time for paynient ar modificutinn
<br /> of umortiuttion of�ne sums secured by this Secuzity Instrument granted by I.endes to any successor in intcrest of Borrower shall
<br /> not operute to release the fiabltity of the originat Borrower or�orrower's suocessors in interest. Lender sliall not be�+equired tu
<br /> commence prnceedings against any surressor irt intec+est or reCuse w extend t�me for payment or otheiwise modify amortizntlon
<br /> - -- of the suma secvred by thia Security Instrument by repson of any demand mQde by ihe od�inul Borrower or Borrower's
<br /> suocessors in interest. Any forbearHnce by Ixttder in exentsing su►y r�ght or remedy shsilll not be a waiver of or preclude the
<br />- � — ° _ _ • e;.ercis�e of any:igttt or t��.
<br /> 12. Successors an�l Assigns Bound;Joint and Severut Liability; Co-signers. 'The covenvnu and agt�ements of this
<br /> Security Instn�ment shall bind and benefit the successors and assigns of Lender and Borrower. subject ta the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-stgns this Security
<br /> ' Inshument but does rtot execute the Note: (a)is casigning this Secudty Instcument only to mortgage. grant sind convey that
<br /> ' Bo�rower's interest in the Pmperty under the terms of this Secudty Instrument(b)is not personally obligated to pay the sums
<br /> secured by thia Securiry Insmimenr,nnd(c)agrees that Lender and any other Sorrower may agree to extead.modify.fo�ear or
<br /> make any accommodatIons with re�nrd to the terms of this Security Instrument or the Nute without that•Borrower's consent.
<br /> 13.Loan Chnrges.If the lopn secured by this Securiry Instniment is subject w a law which scts enaximum loan charges.
<br /> � and d�at law is finally iaterpreted so that the interest or other loan charges collected or to be collected in ainnectlan with the
<br />_ loan exceed the pertnitted limits,then: (a)any such loan charge ahall ba reduced by the amount ncxessary to�+educe tha charge
<br /> r to the permitted limit;and(b)any sums already collected fram Borm�ver which exceeded permitted limits wlll be rofunded to
<br /> Bormwer. Lender muy choose to make this refund by reducins the principal owed under the Note or by making u dinct
<br />_ payment to Borrower. If a refund reduces principal. the reduction will be treated us a partial pmpayment without any
<br />:• prepayment charge under the Note.
<br /> 14.Not[ces.My notice to Borrower provided for in this Security Instrument shaQ be given by delivering it or by mailing
<br /> .cri;, it by�iist cluss maii unless applicable luw requires use of anather method. The notice shall be directed to the Prnperty Address
<br /> �-"� or an3� other address Borrower designates by notice to I.ender. Any notice to Lender shall be �iven by fir�t class mail to
<br /> Lender's address stated herein or any other uddress L.ender designates by notice to Borrower. Any notice provided for in this
<br /> Secudty Instmment shall be deemed to have been given to Borrower or Lender when given as providrd in tt►is paragrnph.
<br /> 1S.Governirtg Law; Severability. This Sccuriry [nstrument shall be govemed by federnl law and the law nf the .
<br /> ' �: �� jurisdiction in which the Property is located. In the event that any provision or ctause of this Securiry Instrument or the Note
<br /> conflicts with applicable I�w,such mntlict shall not affoct other provisions of this Securiry Insuument or the Note which can be
<br /> ` given effect without the rnnflictin�pmvision.To thts end the provisions af this Security Instrument and the Note are declnred
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be�iven one conformed copy of the Note and of this Security Instrument. °
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