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<br /> �. f1�rd ar �aperty I�ursnce. �rrawcr �ha11 kccp �r�� in�pr4iveu�.�ita uuw exiettn� nn c�rcaftcr crrxtc�t un tlic
<br /> Propc»y insurod agsinat la9r by.,fire,ha�ards fnchtdecl withln tha tcr►n"cxtended coo�eraga"Hn�1 uny MhCr hazNrds,including '
<br /> Qonda nr IIewJin�,.foc which l.endar ceguica►insurar►ce.'C'his inxuranro bh�ll b�e r►u�int�inod in thr arn�wntq�ux1 fur the�criade �
<br /> tiiat[.eniler requ�ctx..The imurance cxrricr�ruviding tho insuranco xhal{ tse chaun hy&irrower �ubjat to L.eider'R a{�+ro�ul
<br /> vrhich �imil nnt be unrauocubly wlthhcld. if Bumower Pail�ta maint�ln cover�n deu.ribed above, Lcnder nuy. �t L.aber'�
<br /> _____, „_�,_,__� option.ohtaln cvverage w pratoct i cncler'H rf�hts in the Proyeriy In nccordance witfi pura$roph 7.
<br /> All insurntrnc poUciea wnd renewal�s4w11 6e acceptable to Lender and shall inetude n stwxlurcl mostgago ctaase. Lendea -°
<br /> shall havc the ri�ht to hald iho pnlicics and�cncwals.If Lcncler requirc�.Barrowcr ahull pmmpdy glve to Lender all raseipta of
<br /> paitt premiumn and rtnew�l natices.In the evcnt of loss.Borrowcr shall give prompt nottcc te the insurance�rder and I.end�r.
<br /> I.ender may make proof of loss if not msde pnompdy by Borrower.
<br /> Unless Lender und Bormwts•mharwise nsrce in wrhtr�g,insurance proceeds sha!!be appliod W restaration or repair of the
<br /> -- P�operty dnnwgal,if the restoratton or repuir is economicnfly feasIble und L.ender's secur�ty is not lessened.tf ehe restoration or
<br /> ^� upair is nat economicapy feasible or L.ender's secusity woutd be(essened,the insurance proceeds shall be applied to the�anu
<br /> secured by thts Security Instwnant, whether or not then due, with anp excess paid to Borrower. If Borrower abandons tlie
<br /> Propsrty,or does not answer within 30 days a notice from i.ender thut the insurnnce carrter has affered to sattle a claim,then
<br /> I.ender may collect thc insurance proceeds. Lender may use the proceeda to rc�pair or r�store thc Property or to pay sums
<br /> securr�d by this SecurIty Instwnent,whcther or not then due.The 30-day period will begin when the nodce is�;tven.
<br /> Unless Ltrlder and Borcower othenvise agreE in wridns. er►y appltcatiou of pmoeods W pr�nclpal shall not extend or
<br /> - posspane tlte dti�date of the{nonthly payments re,ferced tci in paragraphs t and 2 or change the amount of the payments..li, .
<br /> under parngraph 21 the Ptaparzy as aoquirad by i.ender.Borrower's right to aa�y iasurEmce policies and proceeda resuldns fram��•
<br /> • dar�aage to the Prqperty prioz ta�the ncyuis�tion shall pass to Lender to the extent of the sums secured by this Securlty Insm�ment
<br /> � im�r1a91atcly pridu to tfie uoquisidan:.
<br /> - --- , . ::.'�b.Ooa�pAney,�Serv�tdcin,Mainte�eAnt�e�►tad iProtectlon af the Prupertyi Borrower's Loaq t�PPltcatiani I.e�sehol�.
<br /> _---- �or�a�wer s�all accupy,estubljsh:nnd use the Aroperty r�v�arrower's prtncipal res(dence within sixry"days after tha execudon of
<br /> - this Security(nstrument and shail wntinue to occupy the�n►perty as Borrower's primipal resIdence,for at least one year after
<br />_-- the date of oocupacicy,unless Lender utherwise ugrces in wdting,which consent shall not be unnsa9onably withheld,or unless
<br /> ---- extenuating circumstances exist which are Feyond Borrower's control. Borrower shall not destcny, dumage or Impair the
<br /> -= Property. allow the Property to deteriorate, or rnmmtt waste on the Property. Borrower shall be in defuuit if uny fortetturo
<br /> actton or proceedIng.whether ctvif or criminal.is began thut in Lender's good faith judgment could result in forfeiture of the
<br /> _: _ _ Pmperty ar otherwlse materIaily Impalr the lien crented by this SecudtY instrument ar L.endet's recurlty fnterest.Barrower mny
<br /> cure such u dafault nnd reinstate,ag provided in puragmph 18.by cnusing thc actian ar proceecling to be JiHmis.sed with a ruling
<br /> that, in Lcndcr's gaod f�ith determinutton, preciudes forfciture af the Borrower'A interest in the Prope�ty or other materiul
<br /> impairment of tho llen eteated by this Security Instrument or L.ender's �;ecurity interest. fi�rrower nhuil also be in default iP
<br /> Borrower.dudns the loan applicuttun procass,gavc mnter�ully fulse or in:ucurate infarmution ur stutements to [.crtder(or fatled
<br /> to provide l.ender with uny�stterial information)in connection with the loan evidenced by the Note.inctuding,but not limited
<br /> to. repnsent�ttons concerning Bormwer's occupancy uf the Property as a principul residence. If this SSr�eurity Instrument is on n
<br /> leusehold. F3orcower shall comply wlth all the provisions of the lease. If Borrower acqufres fee title to the Property. the
<br /> leasehold and the fee tide shall not merge unless[.ender agt�to the merger in writing.
<br /> '7.ProlecNon of Lender's lLights in the Property.If 8ormwer fa�ts to perform the covenants and a�reements conwined in
<br /> this Security Instrument.or there is a legal procceding that may significantly affcct I.ender's rishts in the Property(such as a
<br /> proceeding in bankruptcy,probate,for condemnation or forfeiture or to enforce luws or regulations),then I.ender may do and
<br /> pay for whatever is necessary eo pmtect the value of the Property and Lender's rights in the Property. L.ender's actions may
<br /> T� include paying any sums secured by a lien which has pr�ority over thia Sccuriry Instturrtent, appearing in court. paying °
<br /> reasonable attorneys'fces and entering on the Property to make repairs.Although Lender may take action under this paragruph °-
<br /> --- 7. I,ender does not have to do so. _
<br /> Any amaunts disburseti by 1.ender u�tder this pnragr�ph 7 shall become addit{onal debt of Borrower secured by this
<br /> ___..,.,�.R.,s Security Insuument. UNess Borrower anrI t.ender agree to other terms of payment, these amounts shall bcar interest from the
<br /> ==�'''�! date of disbursement at the Note rate nnd shall be puyuble. with intcrest, upon notice from Lender to Borrower requesting =
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<br /> � = --- 8.Mortg,t�e Insurance.If Lender requirai mortgage insurunce as a condition of makin�the loan sec.iued by this Secur�ry ;;
<br /> ------=-= Instrument� Borrower shall pay the premiums required tu muintuiu the iuvrtgage i�surancc in cffcct. If, for�r►y reason, the F
<br /> — mnrtgage insurance coverage cequired by i.ender tapses or ceases to be in effect,Barrower shall pay the premiums required to �'
<br /> obtain coveruge substantlally equivelent to the mortgage insurance prcviously in effect,ut u cost substantiully equivalent to the I
<br /> _— --- rnst to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by I.ender. If �
<br />--_ __`�� substanttally equivulent mort�age insurancc coveragc is nat uvailable,Borrower shall pay to Lender eaeh month s sum equal to �:
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<br /> - one-tweifth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to
<br /> ---=� � ��� be in effect.Lender wfll accept,use end retain these payments as u loss r+eserve in lieu af mort�age insurance. Loss reserve `
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<br /> "--- — Form 3028 8/90
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