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<br /> TCXIP.THRR WITH all the impraiecments ru�w nr henafter erectod an the praperty.�al!ea.sea�ayss.�ppartavutas.u�d
<br /> — fixture� �ww or hrreaftsr a parc �f the prapeny. All rtpl�emertts und aJditions shAll also tx covettxl by tt�ib Sa:urlty
<br /> lnstcuraent.All nf the faegoing la referrad to in thia S�curiry InRt�ucnent as the"Praperty.°.
<br /> BORROWER�OVENANTS that Borrower ie Ixwfully seieed af the eatate hereby convayod and hA.s thc rigkt t4 g��1..
<br /> convey the Pro�erty and tlut the Property is unencumberat.exceps Pus encumbrancc�of rccord. Barrower wpaants and wtlt .
<br /> dtfend�enerally the tftla to the Pra�erty�gainst�i!ctaims u�d dem�nde.aubJect to any encumbxances of R+ecotd. -
<br /> _.�s�--__ .__ _ , 1'H�9 SN('bJR['1CX lids'r'RUMFN'!'rnmbincs�nifarm cvwenAnts for nationul use nad non-unifarm ca�e,-�unts wfth liroited
<br /> vruiatlons by Jurlsdiction ta conuituta�untfarm saurtry inununent covedng reai pmpertp.
<br /> UN[FORM C�VBNANTS.Borrower and I.ender covenant and agra es followa:
<br /> 1. FRyment ot'Yrie�dp�l And Imtereatp Frep�Yment and I.ote Ch�rgea. Borrower shull promptly pay when duc thc
<br /> principu!of a�d interest on the ddst evidenctd by the Nou es�d any prepayment end IRte chnrges due under the Noto.
<br /> 2.F'urw9 tor Tnxes And Tnsuranoe.SubJect ro app!lcable law ar to u writte�waiver by Lender. Borrower shall pay ta
<br /> — L.tnckr on the day monthly payments are duo under the PJnte.until the Note is patd in full,�sum("Funds")for.(a)yearly tazes
<br /> uad assessmtnts which muy attain priority aver this Secueity Instrument as a lien on the Pcoperty;(b)yearly ieasehold payments
<br /> or ground tents on the Prnperty.if any; (c)yeazly bazard or praperty iasurenoe premiums:(d)yerirrly flood insuranoe premiums.
<br /> if any;(e)yearly awrtgage iasuranoe premiums. if ur►y;and (t)eny sums payuble by Borrower to Lender, in accondence with
<br /> the provistons of paragaph 8. in lieu of the payment of mortgage insurance premiums.7'6ese Itoms sue caUed"Bscr°�a'Items•"
<br /> I.ender may, at a�ry dme. collect und hold Funds in an amount rrot to exceed the maximum ameunt a lender for a federally
<br /> c�elated mortgage loan tney require for Bomnwer's escrow accauat ucder the federAl Eteal Bstate Settlement Procedures Act of
<br /> ° l9Td a9 Hu�►�ded fco�t d[ne to dme. 12 U.S.C.Settian 260!et scq.("RESPA"?,�s another law that applies to the Fuads -. _,.
<br /> sets s�lesser amount. If so,Lender may.at uny time, collect and hold Ftutds in an amount not to exceed the lesser ainount.
<br /> Lendzr may estimate the amount of Funds due on tha basis of current data enc�seasoneble estimates of exgi�nditures of futsene .
<br /> — . ` Esccuw�G�s or otherwfse in accoidaAOe with appltca6te la�v.
<br /> — �'he 1Funds shaU be held.ia an iimstitution whose de�sits .are insuted by'a federa! s�genoy��i�stNmentality. or�e�tity�, ,'� ;.�� ,
<br /> .___ — � `';{including�I:ender.�f�.end�r'is�ia�}cfi�tu►institution)ar,ln any�erlezni�ome Loan Baak.I.ender ahali appl�the Funds to pay the -
<br /> � Fscluw items.LeAdep mt►y•no1 charge Bomnwer for fiolding and applying the�unds,annually.ana[yzing ths�scrow account,or ,
<br /> — � _ verlfying the Escmw Tfe�i9;iintesa L.ender pays Boantver interest on the Funds�und applicable law permits I.�nder to make such •
<br /> � a charge. However, I.epder may requh+e Bormwcr to pay a one-ume charge for an independent reat estate tax t+eportin8 Eer�'Ice
<br /> - — used by l.ender in cnnnection with this loan, uNess appl[cable taw provides otherwise. (Jnless en agreement ls made or
<br /> ` -' applicable law mmquires inierest to be paId,Lender shall not be mqutred to pay Borrower any interest or eurniags on the Funds.
<br /> - - - : Bosrawar aud�may�sr�iss s�r�sing. lro::�sr.ihat inierfsi s4ta11 M paid on the Funds. i.ender shall�ive to Borrower.
<br /> without charge. an annual accounting of the Funds, showing credits nnd debits to the Funds and the purpose for which each
<br /> debit to the Funds was m�de.'L'he Funds nrc pledged as additional security for ail sums�exura!by this Seeudty Instrument.
<br /> - If the Fundis Qeld by Lender excced the amounts permttted ta be held by npplicnble luw.L.ender shctil account to Borcower
<br />- for tha excess Funds in nrcardnnce with the requirements of npplicable tuw. If 1hc amount of the Funds held by I.ender nt any
<br />- tinx is not sufRcient to pAy thc�uruw Items whcn due.I.cnder may ni►notify Burrawer in writing.�+nd. in such ca�e Borrower
<br /> nhall pay to I.cndcr thc amc►unt ncc�sury t�makc up thc dcQricncy. 8orrowrr s1�u11 muko up the dc8cicncy in no more thun
<br /> twelvc monthly paymeniR.ut L.endcr's s�lc discrctinn.
<br /> Upon paymcnt in full of uil ,ums+�ecuraf by this Sccurlty instrument. l.endcr shnl! promptly refund to Borrower nny
<br /> Funds held by[.ender.lf. under paragraph 21,Lcndc�shnll ncyuire ur nell the Property.LcndFr,pdor to the acquisit�on or sale
<br /> of the Property. shull apply any Funds held by Lender ut the time of ucquisition or sule�.v a credit ngainst the sums stxured by
<br /> this 5ecurlty Instrument.
<br />- 3.Appticatton otPayments.Unless applicuble law provfd�othenvise.ali payments re�eived by Lender under paragraphs
<br /> 1 and 2 shnl!be uppliod: first.to any prepayment charges due under the Note;second.to umounts payable under par�raph 2; __
<br /> thi�d.ta interest due:fourth.to pr�ncipal due:und last,to any tate charge.v due under the Note. m_.
<br /> 4.Charges;Lieat. Borrower shall pay all tmces.ussessntents, charges. fines nnd impositions attr�butable to the Property
<br /> which may attain priority over this Securiry Instrumcnt. and leaseho�d payments or ground rcnts, if nny. Borrower shall pay _
<br /> these obtigatiorts in the manner provided in paragcaph 2,or if not paid in that manner. Boaower shall pay them on time directly �
<br /> � to the person owed payment. BorrowFr shull promptly furnish to[.cnder ali notices of umaue�u to be puid under this paragraph. t-
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<br /> If Borrower mnkes these payments directly,Borrower shall promptly furnish to Lender reccipts evidencing the�ayments. �.
<br />:, - Borrower shall pmmptly dischurge uny lien which hs�.s prlorfty over this Security Instrument unless Borrower:(A)ugrees in �;',�
<br /> s- -- — � wdNng to the payment of the obligution secured by the iien in a manner ncceptable to Lender,lb)contests in gaod faich�he tien
<br /> by. or defe�ids ugninst enforcement of the lien in, legal proceedings whtch in the Lender's opinion operate to prevent the
<br />= enforcement of the tien;or(c)sccnres from the holder of the lien nn agreement satisfnctory to L.ender subordinatin�the lien to
<br /> - — this Securlty Instrursent. lf Lender determines that uny purt of the Propeny is subject to a lien which m;iy att�i�prIoriry over ..
<br />= this Secudty Instcument, i,ender may give Borrower u notice identifyin�die licn. Borrowcr shall satisfy thc fien or take one or
<br /> - more of tt�e actions set forth above within 10 days of the giving of notice. �
<br /> Form 3028 9/80
<br /> � Pope 4 of 8 .
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