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<br /> � �efladR�h�t C.c�xlcr e+�quiras. 'I'h�lnsuranc,�cNrrler pmvidYeg t?K ir�surrqxx sh�li be chosen Ly&►rtvwer aubject ta Lendery
<br /> �+�'�"'-"”' npprc�val vah3ch shall n+�t lbe u:ttxasanaUly tviti�hcid. IP ttur.urr•cr fails ta n�aintaln wverage dcscPibed a6ave.Leader nuy.xt
<br /> —= I,cniicrS�option,ahtain coverage to prutrct Lcnderk Qlghtg in thc Pn�xrty ln a�ccordan�c with parngrnph 7.
<br /> A1{insurax:o pc�ltcic�and RerKwal�tihail be�;cept�bk ro Lcnder and�lutl iqclude a atanda�d motta�t cl�una. i�es
<br /> nh�ll Men the�ight to hold the policIe��nd muwal�. If i.ender requir�ea,Barrower ahqll promptly give to Lenckr dl noeipu
<br /> of puid prcmiumy and terrewal naice.9. !n the ev�en�of los�,Borcawar sh�ll give prompt nottre to�ha insur�rece cutkr and
<br /> Lrnder. l.ercde�may mdce pioof of loss if not m�de promptly by Bamwer.
<br /> _, Unless Lcnder and HaTrowcr othenviria agreo in wdtinq,lnsurancc�roc�eds shall6e applled co reswrntion or v�p�ir af .._
<br /> ----- -- the Property damaged 1f the rcatorarlon.os.rcnrti�,js econamically fexsibla and I.ender's security te not le+wcned. It the
<br /> resroret�on ar�epair i�not economicnlly fatslb+te;;.at,LenderA securIty wauld bo lessenod.the insurance p�xab shtll be
<br /> - - - - applicd to the sums secured by thts Security InSt[t+�x;n�,whether or not thou due, with uny excess paid to 8orroKer. If
<br /> '�__- - Bomowar abandonv tho PtopeRy.or doea pot sn,5wot,�+eth[n 30 days a notice from Lender that the Irisurarxx carrier has
<br />-=�, offered to r,ettle a cl�im,[hen Lender may coll�ct thR,lq,sursuke proceals. L.ender mAy use tho pmaeds to re�ir or restora
<br /> _�� the Property or to pay sums securcd by this Seaurtity�trument,whether or rsti2.thtn dua. Tha 30-day periad wtll begIn when
<br /> _ �ei■o the notice Is sivea
<br /> = Unless Lender and Boaower othernisa agcr,e in�,writing,any appltcation of ptocetds to principa!shalt not extend or
<br /> %, postpone the due date of tlie month➢y paym��n69.�fet�t�ed to in parugruphs 1 c�nd 2 or change tha amount of the payments. If
<br /> under paiugmph 21 the Property Is acquired.by l.e��er,Borrowee�s ri�ht to any insnraace policies and praceeds resulting
<br /> from damage to the Pruperty prlor to the acqufsitit�'�shall pass to L.ender to the eatent of tha sums secxued by thls Securiry
<br /> instntment lmmecliately prior to the ucquisitdo�n,,.
<br /> 6. Occupaacy, Preservatiu�, Mat�tt�t+ttce and ProtecHon of the Property; Attrsower's Loan Appllcation;
<br /> Leaseholda Borrower shall occupy.estnbAnsh.and use the Property as Bom�wer's principul nsidence within sixty days ufter
<br /> , tho cxccutios of this Secudty Insutu�e�ent��uid sha11 cuuWme W a.�:upy�he Property as Horrower�s princlpal residence for ut �
<br /> _ least one year after the date of occup:uccy. unless Lender otherwise agrees la wrlting. which consent shall not be
<br /> _ unneasonably withheld.or unless extenuating cinumstances eaist whIch are beyond Borrowerb cantrol. Borrower sliall not
<br /> destroy,diunage or impair the Poopec�ty,nllow the Prope�ty to deteriarste.or commit wnste on the Pbperty. Boerower shall
<br /> � bs in default if nny fo�fettune aetioaa or praceedic�g,whether civil or crim�nal.is begun that in i.endrr's good fuith Judgment
<br /> could result in forfelture of the Prape�ty or otherwise matedally impair the lien cr�ated by this Securtty Inspument or
<br /> Lender�securiry intemG Boirawer mny cure such a default and reinstate.as provided in parngraph 1$,by causing the scHon '
<br /> or proceeding to be dlsmissed witA a ruUng thut.in Lender's good faith determine�don.precludes forfeiuure of the Baa.'rower�
<br /> interest in the Pmperty or other. materinl impaiiment of the Uen created by this Security Instrument or Ixnder�s securlty --
<br /> - ��,. � intctes� Borrower shall also O�e in defnult if Horrower, during the laan application process, gav�e materinlly false or
<br /> - tnavc�uate informAqon or statements to I.ender(or fa�ted to provide Lender with any material information)1n connectlon with
<br /> � r,= th�loan evidenced by the NcYte,includin�.bue not limited to. nepresentatfons concemIng Borrower's occupune�r of the
<br /> "� �' - Property us a princ3pat.msidance. If this Security Insuumeat is on u leasehuld.Borrower shall complv wlth all the or���isions —
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<br /> � • oi ths tease. tf Botrawer acqu.ites fee tiUe to the Property.the leaschold and the fee dU�shull not merge unless Lendar agnees
<br /> •;:,�.;�••.����� • to the merger in writing. ---
<br /> y �`��`''�' 7. Protectton ot i,ensler's RI ts in the Pro
<br /> ��'� r•, •-:�# .����x. gh perty: If Borrower fails to perfortn the covenants ar�d ugreements -
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<br /> �ti,,���;�;,,. ,..;.., contu[ned in this Security Inswment.or tF re is a legul pracee�tng that may sigoificnntly uffect L.cnder`s ri�hts in the
<br /> ��''�! G:; Ptoperty(such as a proceedin�in bankmptcy,probate.for condemnatton or forfeiture ar to enforce Iawe or r+egulatiot�sl,then �
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<br /> - !� {.; tit���. � Li:nder may do und pay for�vhutever is necessary to protect the vulue of the Property and Lender�riyyhts in the Psoperty. � ��r."4�`�
<br /> ' . ��`��,'` ,1,"• Y P Y E Y• Y P � Y tY PP��B F�'!���
<br /> �, ; �.;�..�� ::�?;�; . �, Leaderk actions ma inctud� a in un tums secuc+ed b u Ilen which has nodt over this Securi InRtrument.a
<br /> � '•"'�t�'• In coart.paying reasonable attorneys'fees and entering on the Propecty to rtnake repalts.Aithough 1.ender may tuke tution �,;.:
<br /> - ya,.�.:. ',�,:r,:,,;,:,,,�� under this para�ph 7.Lendar does not have to do sa. --
<br />_- ° � ;,w;�,;. Any amounts disbursed by Lender under this para�raph 7 shail become addition�l debt of Borrower secared by this -°-�;.".
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<br /> e�;4;=k•-,.�»�.�t Security Inscrument Unles.s Borrower and Lender agree to other terms of payment,these amounu shcill bear interest from the �.
<br /> ' '�:�,":;;,:•,:�,'+.,�•.'`"��. date of disbursement at th�s Note rate and shall be puyable,with inrerest,upon notice from l.ender ta Borrower requesting
<br /> ,�'•x, �ua�`;'����tu�o�, payment. �.�±;�_
<br /> - �'�>'? cwr:.�rtx�r;,r�atsv�.d,, 8. Mortgage Insurence. if Lender �required mortgage insurance us a condition of mnking the lonn secur�ed by this
<br /> •���'�; •±xr�a�~^�:�r�<;`. Seauity instrument. Borrowec shall pay the premiums required to maintain the mortgage insurance in effect. If, for nny
<br /> :''Z•'' •� ��,�s�. .�;l:•' neason, the mortgage insuraACe coverage reyuired by Lender lupses or ceuses to be in effect, Bumower shall pay the :',-:�;
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<br /> ;�c,:;,.:�:;•., , pr�miums cequired to obtain coverage substantiully eyuivalent to the mort�uge insurance previously in effect, at a cost
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<br /> ,;,���,�,.��,; ; .� substantiully equival8nt to th�t cost to Borrower of the mort�age insumnce previausly in effect,from an ultemnte mortgu�e
<br /> ;it:i " • " insurBr upproved by L.ender. If substantiully equivalent mortguge insurnnce coverage is not avnilable,Borrower shalt pay to
<br /> :r';��'' '+'�"r=�-� ° --° Lepder each month ct sum equal to one-twelfth of the ycarly mortgage inswance premium being paid by Borrower when the
<br /> :r'.:��`_ .n insurnnce coverage lapsed ar ceased to be in effect. Lender wiU accept,use and mtain these paymet�te as a loss reserve in lien
<br /> -=�'�;�- - � � ' of martgage insurunce. Lmss reserve payments may no longer be mquired, at the option of Lender,if mortgage insurance
<br /> ���1•�. �'`s�j; � „ coverage(in the amount and far the period that Lender requires)provided by an insurer npproved by Lender again becomes
<br /> r;;�;,:: • ?'':� ' available and is obtuined.Bormwer shatl a the remiums re uired to mnintain mort a e insumnce in effect,or to rovide n
<br /> ;��•' P Y P q L� B p .
<br /> �r'.. :i y loss reserve,until the requirement for mortgage insurnnce ends in uccordance with any written ngreement between Borrower
<br /> ;;,:.;��:,' �`:; � •- und I.ender or applicable law.
<br /> �`���� `1:,f�t;_•,: 9. Inspection. Lendcr or its ugent mny make reasonabte entries upon and inspections of the Property. Lender�hsill
<br /> �".;,;a � �°: "' �ive Borrower notice at the time of or prior to an inspectian specifying reasonable cause for the inspection. ,'�;;:,
<br /> ` `'' s�' ������ 10. Condemnatton. Th�s proceeds of any uward or claim for damages,direct or consequentinl,in connection with nny � °
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