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<br /> :..�F.�,�.�,�� � -�03�3�2
<br /> =-=-'"°s�:,�..ni;� periods thnt Lender r�equires. The insuranco cartier provlding tho inaurunce shall be•c94 by Boaower subject to I.endcr�s
<br /> _-- �- �;-�- , approval whfch shai!not bE unroasonably wtthheld. If Borrower faila to matntain cmvernge described ubove,Lender may,nt
<br /> -�:�=4i�. � L.ender�►option,obtain coverage to protect LenderT�dghtx In the Property tn axordanoa wlth paragmph 7.
<br /> , �'�'� .' .� Ali�nsurance polteiea und renewals shall bo acceptable to I.ender and ahall include a stendsird mortgage clause. Lender
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<br /> �:,� r�•. , shall htsve the right to hold the policies and renBtvAls. If Leader requires,Borrower�a11 promptly glve to Lencler nll receiptA -----
<br /> __:r?;��. , of paid premlums end renewal notices. In the event af loss.Bnmower shall�ive pmmpt nodco to the insumnce carrier and -
<br /> ` �.; : i.ender. I.ender may make proof af loss if not made prompdy by Borrower. �__�_=- -
<br /> _ -- . .� ��... Unless LcadEt ar�d Borrowc:athcra�i�ay.ti in wrIting,iss�rwncc procccds s:s�ll�sppU�te s�stQratler.s:tt��s aF r =_ -_- --
<br /> - • �Y^��� tha Property damaged, if d►e nstoration or repair ia economically feastble t�nd Lenderk secue�ty ia not lessened. If the
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<br /> '' restoratton or repair is not economically feasible or Lender�s sec�uity would b„ lesserted, the iasuranca proceeds shall 6e _
<br /> , applied to the sume secured by this Security Insuument,whether or not then due.with any excoas paId to Borrower. If --
<br /> � ' Borrower abandons the Property, or does rtot answer within 30 duys a notice from Lender that the insurance carrier has =--
<br /> . , , offered to settle a claim.theu Lender may coltect the insurance proceeds. Lender rnay use the praceeds to repaIr or restore >' —
<br /> '� the Property or to pay sums secured by this Security Instiument,whether or not then due. The 30-day period will begin when ��j''`"°° —
<br /> ' the nottce is$ivcn. �a�•W�_ --
<br /> . " Unless Lender and Bocimwer otherwise agree in erv�iting,any application of geroceECls 10 principal shdl nat extend or �.::��.�.-�:---
<br /> st ae the due d.ate o�the mon4�h1 a ertts te�ened co in ara hs I and 2 ou c�e e the amount of the ents. df �`�'�'""�
<br /> P� P� Y� Y� P �P az►P PaYm ,�*,��—_
<br /> under h 21¢C�e 1Pro is ac uia+ed b Lertder,Sorrower's ri ht to an insurance Inries and roceeds reswl' ���'"'"`�`""'�" �
<br /> P�"�P P�rtY � �9 Y 8 Y Po� P w►g �:.�.x�:,af�.._,.
<br /> fium clamage to¢he k�o�erty g�rior to t�Ce acquisition shaU pass to Lender to ttae exeent of the sums secured byr this Security • ��:wr<�''"``�
<br /> .,. ,. Qnstrurneat ianmediateEy prioa��ro the acqaisition. u<w:;.-°:`°-
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<br /> . 6. mi�aapsncy, P�u�es�ption, Malntenance a�u� H°cotectton of the Pr� rt , Borrower•s Loan A �ica4fiom; `:::�ti��<-�
<br /> _ � Y' P6� .t.:,:.-3;.-,,;;�.,.
<br /> .. � - � H.easeholds. �orro�ver aBea;!xcupy,estab8ish,and use the Praperty as$orcower�principal residence within sixty c�ays afteP :' •�,. �.;,:,:-
<br /> � . , the execudon of this Securitv Insmiment nnd shall wntinue to occupy tlie Pmperty as Borrower's principal residence for at
<br /> ' . „ least one year after th� da7e of occupancy. unless Lender othenvise ag�es in writing, which consent shall not be . ��,{��„:��
<br /> unreasonably withheld,o�r un9ess extenuating cicrumstances exist which are beyond Sorrower+s contro(. Borrower shall not �,,.:--: -
<br /> ,.r; destroy.damage or impair�E�e Praperty.allow the Property to deteriorate,or comreeie��aKte on the Property. $orrower shall ���'�-
<br /> • be in default i:any forfeieurr action or proceecling,whether civil or criminal,is begun�hat in Lender's good faith nudgment �=.=����c::�:-
<br /> could result in forfeiture of the Property or otherwise materially impair the lien created by this Security ln.ctn�ment or �:{.;_""`
<br /> Lender's securiry interest. Borrower may cure such a default and reinstate,as provided in paragra�ph 1 R,by causang the action � i'
<br /> or proceeding to be dismissed with a ruling that,in Lender's good faith determinazian,precludes forteiture oF tbne Barrower�s ' .::�',.�•�
<br /> ,�� interest in the Property or other muterial impairment of the lien created by this Security Instrument or Lendert securiry �� °
<br /> � '•°• interesG Borrower sha�l Ai.o be in default if Borrower, durin the loan a hcation raess, ave maternali false or ��;`<<,` � �
<br /> ..����} „ . ' inaccurate infortnation or stTCements to I.ender(or failed to provide Lender with aPi�y material information)in conn�ction with '��•��;•�. l� '
<br /> `� i��, the loan evidenced by the Note, including, but not limited to, representadons conceming Bo�ower� occupancy of the • �'i
<br /> - °-� Fiopcdy�u H priucipat�sidence. If this Security inswment is on a ieasehold,Fsorrower shall coanply wuh all the prov�sions 1' ��
<br /> t)`•��,.' • of the lease. If Bornower acquires fee title to the Property,the leasehald and the fee title shall not n�crge unless L.enderagrees • ��;•_.,•
<br /> 1'�`�'`' to the mer er ir�writin y ';r,�!
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<br /> ;•!;'��•;:,���%� " . . 7. Protection of Qe��er's Rights in the Property. If 9arrower fnils to �erform the covenants and agrecments .,''?�x?r,,: �'`�
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<br /> ,.:,,;n,. ., .,.�5�,�. contained 'fn this Seeuri¢y lr.strumant, or there is a legal proeeeding that may signi9icant�l} afffect Lender�s rights in the ����.i ,., �t�r. �
<br /> .. � ;;���.>.� Property(auc�as a proceeding in bankruptcy,probate,far cundemnation or forfeiture or to enforsT laws or ragulationsf, then • ����.��';.r.
<br /> , • '.-i;��^, Lender ma do and a for whatever is nece5s to rotect the value of the Pro rt and Len�3er: ri hts in the Pro rt . '�'�G�;`•
<br /> Y P Y �' P Pe Y 8 Pe Y __m1r,
<br /> ., Lender's actions may include paying any sums secured by a lien which has prioriry over this Securny instrument,appeurin€ s''��,
<br /> in court.paying masonahle attomeys'fees and entering on thr Property to make repairs.Although Lender may taQce action , j!`�T`
<br /> �'��'r" under this paragraph 7,Lender dces not huve to do so. •.�
<br /> `"''J'� M amounts disbursed b Lender under this �
<br /> „ . , Y y paragraph 7 shall t�ecome additiunal debt of Borrower secured by this ,
<br /> � Securiry Instrument. Untess Borrower and Lender ugree to other termti of paymen4 these amounG�shall bear interest from the :;;-<j'�,,�n
<br /> date of disbursement at the Note rate and�hall be payable, with intrrest,upon notice from I.ender to Borrower reyuesting �,;;'�.•,'!'���»�
<br /> ���,�. • Payment. " ;.yr':;�::,-:,�
<br /> y:;';�, 8. Mortgage Insurance. If Lender reyuiced mongage in,aran.•a us a condition c�f making the loan secured by this �•'� • .y���i�'s4�
<br /> `���,,1::. � Y P Y P 4 b b y ',�';��;•r4�.; �;:Y ...
<br /> ..;.:,,�; Securit Instrument, Borro��•er shull a the remiums re uired to maintain the mon�a�e inwrance in effect. If, for an
<br /> ,,t••• reason, the mortgage insurance coverage reyuired by Lender Ivpse. or ceatieti tu be in eb'rct, Sorrower shatl pay the ��'u�•
<br /> - . „S�y,.,
<br /> J" premiums required to obtain coverage substantially eyuivalent ti. ihr mortgage imuranre prrciouxly in effect, at a cost �;
<br /> • .: �... t
<br /> •Y�;��:a substantially equivalent to the cost to Borruwer of the mortgage insurancc previ�usly in effect, t'rom an altemate mortgage '`'��,��,{
<br /> �'�'�'�L insurer approved by Lender. If substantially eyuivalent mongage insur.snce coversge i�not available, Borroaer+hall pay to ..�''� >
<br /> •;i�; l.ender eacfi month a sum equal to one-twelfth of t�r�earh•mortgagc inwranrc prcmium being paid by BoRUw•er when the
<br /> '.:-�^ insurance coverage lapsed or ceased to be in effect. Le»dcr w•ill arrept,use und mtain thetie paymrnls a.a los�rr.erve in lieu ' �
<br /> :�i,;;�' of mortgage insurance. Loss reserve paymentti may no lunger be reyuircd,at the option of Lender, if mongage inwrance
<br /> ��`�. coverage(in the amount and for the period that Lender reyuim�l provided by an in�umr approved h} Lendera€ain become� •
<br /> �� available and is ohtained.Borrower shull pay the premiums reyuircd tn maintain mortgage imur�nce in effect,or to provide a � '
<br /> _�`.''�•' loss reserve,until the neyuirement for mon€age inxur,�nee end+in accurdsnce with any written agrrcment be�N�een Bormwer �
<br /> ;•: �•.• and Lender or applicable d.i�v. ��}•
<br /> f�`�;� . 9. Inspect6on. Lrnder or its agent may make rea,nnublr entricti upon anJ in.prctiom of thr Propen}. Lender�hall ( '
<br /> . .. give Borrower notice at t7�r time of or prior to an imperti�.m.prcif�ing rea�onablr rau�r for thr invJxrtiim. G •
<br /> • 10. Conder�naation. 'f'he pmceeds of any a�vard�u.laim for damage+.Jircrt�x conxyueaii.il.in connection with any i � '
<br /> Smgle l�amiy-•Funnle�fae;Freddir\tac l\IFO!t\t l\tiTRI 1tE\T••l'ndunnCo�rnam. 9;40 ip,�Yri.�/np.r��.� .
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