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<br /> s. IVlala Of Pl�Opq'�r I�q'aML't. BOROWC[ �IYII � WQ III�[i0VlJOdIRf IIOW�fl� O� RIR� 011�!0
<br /> Propeny i�urod a�atnct locs by 6rc. ha:andi included withlu the term "extudod wver�e'�nd�ny atl�er t�r�rd�, includio�
<br /> �- -'-- fioods or ftaodin�,fo.wtuch l.essd..-r r.�ufrs iruur�. Thi:i�sr�sce:.t�s!!�msintsiexd ia tlse amovass snd!'or!!ee perk+d�
<br /> th�t L.aider roquira. The inwranet cacrie�providing the inwranee sh�ll be chaen by Qorrower wbJact w l.er�der's�pproval
<br /> whic��hall not be unreaw+ubly wlthheld. If Borrower ftils to m�int�in oovtn�e described�bove. L.ender taay. at Lader'�
<br /> , — optiot�.obtain mvcrage to protoct Lcnder':rights in the Propeay in aocor+dmoe with porsgrsph 7.
<br /> All insura�oe perUcles mcl rarcwats ah�ll bc aoocpt�ble to l.ender ud slwll include s standud mott�e clause. I.ender
<br /> =,A shall tnve the dght to hold the policia and renewds.]f I.ender requires, Bornower stwl!prom�tly give w Lender dl rooelpu ot
<br /> r. - pxi�premiums�nd renew�3�tir.ts. !a the event of toss,Borrowtr ahaU�iv�prompt na:ce to the imurmee rartier and 1�d�er. _
<br /> �:t l��der�ruy mdce proof of las if not rtude promptly by Borrower.
<br /> - Unless Lender and Borrower otherwis��groe in writing, insuronce procoeds siull bc appliod to crstoration or repair of thc
<br /> pnopeny dRmxged.if the r+estoration or repair ls econanically feasible and Lender's secudty is not leuened.If�he rataation or
<br /> __ repAir is not eca�omically feasible ur I.ender's security would be lessenod,the insuance proceeds shall be applied to the suma
<br /> - — secured by this Sa�riry Inumment. whether or not the�due. with any excas pafd to Bomawer. If Bo�rower�bandon�the
<br /> � S1 ----__--�— Propecty.or does not uiswer within 30 days a notice from Lender that the insunm carrfer has offuod to sdAe�t cl�im. then
<br /> Lender rrwy oollect the insuronce prooeeds. Lender may use the proceeds to r�ir or restorc the PropeKy or to pay suma
<br /> sewred by this Security Iastrument.whether or not then due.The 30-day pedod wiil begin when tFie notice is given.
<br /> _ Unless I.erder end 8orrowu othcnvise agroc in writing, any appliauion of pra�eeds to principal shall not eatend or
<br /> =-===, 1xKtpnnc the due dnte of the m�nthly payments nfemed to in pangraphs I and 2 or change thc anaunt of the p�yments. If
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<br /> ,,,�. urnkr puagraph 21 the Property is acquired by Lendtr. Borrower's right to any insurar�ce policies and ptncneds rewlting from
<br /> .•,r,,,��, „_ ,� damage to the Property Prior to tlx acquisition shatl pass to Lender W the extent of the sums securod by this Securiry Instrumant
<br /> ��'��° ��'��= immediately prior to the acquisition. �-
<br />- ��''��t�; .. 6.Ooa�Pu�cY,P�eserv�tbn,Maintmance and Protection oi tLe Propertyt Borrower's Lo�n AppUcatfoai I.ea�eholds.
<br /> �= . • � Borrower shall occupy,establish.u�d use the Propeny es Borrower's principal nsidence wtthin sixty dAys after the execution of
<br /> ��.�'r:�=v�,':✓���' this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at leau one yeu after
<br /> �•�"'"'''"~'�� ' tha date of oocupancy.unless Lender otherwise agrees in writing, which wnsent st�ll rat be unreasoiwbly withheld.or unless -
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<br /> :;-�:.:s;�{:ir..�' extenuating circumstances exist which are beyond Borrower's control. Borrower shall not deatroy. damage or impair the -
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<br /> . �. PropeRy. allow the Property to deter�urate. or commit waste on the Ptoperty. Bornower shall be in default if any focfeiture
<br /> `!�`i'f�'� '�' '�''" " action or proceeding. whether civil or criminal,is begun that in L.ende�'s good faith judgment could result in fotfeitut�e of tha
<br /> .:±•;1.,�,' �;:'�;�`,:�:;3;:•. ```.,;^ Property or otherwise materially impair the lien cruued by this Security Instrument or Lender's security interest. Borrower may
<br /> � �� � curc such a default nnd reinstate. �s provided in paragraph 18,by cuusing the action or proceeding to be dismissod with a ruling
<br /> _ . �'�``�"'� 4;1-.'�:'• " that, in Lender's gaod•faith detetmination. precludes forfeiture of the Borrower's interest in the Piroperry or other materi�l
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<br /> - • • � impaim�cnt of the tien created by this Secuaty Instrument or l.ender's sec�irity interest. Borrower shall �Iso bc in default jf
<br /> Borrower,during ths loan application process,gave materially false or inaccurate inforn�atian or statements to Lender(or failed
<br /> ,,;,; to provide I.ender with any materiul information)in connection with the loan evidenced by the Note. including,but not limited
<br /> , � to,representations concerning Borrower's cxcupancy of the Property as a principal residence. If this Security Instrument is on a _
<br /> ' '-:�� leasehold. Borrower shall comply with ell the provisions of the lease. If Borrower acquires fce tide to the Property. the -
<br /> leasehold and the fce title shall not merge unless Lender agrees to the merger in writing. ��
<br /> • 7.Protectfon of Lender's Wghts in the Property.If Bonower fails to perform the covenants and agreements contained ia -
<br /> ' this Security Instrument, or there is a Iegal proceeding that may significantly affect Lender's rights in the Property(such As a
<br /> y'��, • � praceeding In bankruptcy, probate, far condemnation or forfeiture or to enforce luws or regulations), then Lender may do and _
<br /> � ; p•ry for whatever is nocessary to protect the value of the Prapeny and Lender's rights in the Property. Lender's actions may
<br /> -.� include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court. paying
<br /> , reasonable attomeys' fecs and cntering on thc Property to m•rke repairs. Although Lender may take action under this paragraph
<br /> � 7,I.ender does not have to do so.
<br /> Any amounts disbursed by Lender unde� this paragraph 7 shall become additional debt of Borrower secured by this
<br /> ; Security Instrument. Unless Borrower and Lender agree to other terms of paymeni,thel+e amaunts shall bear interest from the
<br /> date of disbursement at the Note rate and shail be payable, with interest, upon notice tirom I.ender to Borrower requesting
<br /> PaYment.
<br />=�, � 8.MortgaAe Insurance.!f Lender required mortgage insurance as a condition of makin�the lo;►n secured by this Secudty
<br /> '-�� . �' , Instrument, Borrower shall pay the premiums required to maintain the mort�age insur:uice in effect. If, for any reason, the
<br /> * !?:: mortgage insurance covera�e rcquired by Lender lapses or ceases to be in effect,Borrower shall pay the premiums roquired to
<br /> ;�;�.�;:;�- obtain coverage substantially equivalent ro the mortgage insurance previously in effect, at a cost substantially equivelent to the
<br />° �� �i�"` cost to Borrower of the mun a e insurance reviousl m effect, from an alternate mon a e insurer a roved b [.ender. If
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<br /> ��• • substantictlly equivalent mortgage insurance coverage is not available, t3orrower shall pay to Lender each month a sum equal to
<br />"��` `�'' one-twelfth of the yearly mortgage insur•rnce premium being paid by Borrower when the insurance coverase lapsed or ceasai to
<br /> � ''. � be in effect. I.ender wilt accept, use and rctuin these payments ac a loss reserve in lieu of mortguge insurance. Loss rcserve
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