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<br /> 'I�UO�THER WITH dl the im�pwvemenu nc�w or i�fter erocted on the propaty���d���iQUane�. ��.�ad
<br /> fixttua nuw �x hercaRer a put uf th�� proNenY. All repla►xir�nts :uxi srkiitioni siWl,Wsa be oovaed by thii Seauity
<br /> -- � IoitluntetM.nti ui i�ia f���roitta{a eefe��al w in thir Scxuri�y Iiulrun►�nt�ii�e'Pru�x�iy." -
<br /> 80itROWBR COVENANTS th�t Borrower f�lawfully�eised of the ewte heroby cunvryad md t�the ri�ht w�nru atd
<br /> crmvey the Prope�ty �nd th�t Ux Nro�xny is unenwmberod. except for encumbtan�ww�of rocotd. Borrower wart�tMS and wW
<br /> — defeod�cnen�tly thc�ida to thc Propeny a�dnu Ali al�im�uK1 dem�nds.subjoct to any cncumbrsn��of roc�rd.
<br /> TH1S SECURITY INSTRUMENT oombinas uniform covenant�for natiw�! use xnd twn-uaiform oova�ants with limit�d
<br /> variations by Jurlhdi��tion to canstkuta a unifurm xcvdty instrument rnvering real property.
<br /> ��— UNIFORM CUVLNAN'fS.tbrtowcr�tid 1.�c:nder��ersusstt a��egree es foUuws:
<br /> -- l. Paymeat ot Priacipwl and IMen�li �MY�� �d l.�te Ci�r=a. Horrowu stuli prompUY PaY when due tbo
<br /> � _ prlrn;ipal af and intareu on thc deM evidcnoe�d by thc Nata and anY P�Y�M+�Iate charges Juc utder the Nate.
<br /> ° --- — 2. FuaiM fae Taxa snd liwunu�ct.Suhjt'c�ta�pp��cabie law or to a written w�ivcr by l.ernier, Borrower st�all pry w
<br /> --- Lender on tho day mcmthly pxym�ntr ara due�under the Nate.until the Note is paid in full,a sum("Funcis")for: lA)yearly tasa
<br /> — - — �nd essestiments which mwy attpin priot�tyover this Security Inscrument as a lien on ttie Pro(�cny; Ib)ye�rly IeYSehold paymeru�
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<br /> or ground t�ents an the Ihune�ty. if any;(c1 yeuly hau+rd or property insurance premiums:(d)ycarly Ilaad insuranx prcm�ums,
<br /> ----- if yny: /e)Yearly mongage inwrance premiums, if any: and(fl any sums Payable by Borrower w Lenier, in accord�rxe with
<br /> the provlsians of parr�graph 8.in lieu of the payment oF inartgage lnwrancc prcmiums.These items ore callod 'Escrow Items.'
<br /> Lender ms►y, at any tinx,collect�nd hold Funds in an amount not to excad the mazimum enxwnt a le�de�for a federally
<br /> - � relatod m�mgage loan muy rcyuire for Borrower's escrou•�ccount under the federal Rea! Estste Settlement Pr�xeciures Act of
<br /> --r';�� 1974 a.s amendod from time to timc. !2 U.S.C. Soction 2601 et s�y. ('RFSPA"). unless anotber Ixw that applia to the Fut�ds
<br /> seta a lesscr amaunt. If sa. Lcndcr may, ut ac►y time, collxt and hold Fuids in an amount not to excood the lesse�anxwnt.
<br /> � �'�}"'�` Lender muy estimate thc wnrwnt of Funds due on the ba.sis of currcnt data and rcasorwble cstimates of expenditurcs of fuwre -
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<br /> " 9�� Escmw Itetns or otherwisc in accordanoc wjth Applicable law.
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<br />- , ,. ;; : �� The Funds shall bc held in :ue institution whosc deposits are insured by a fedcral agency. iaurumentality, or entity
<br /> , ���;;�;��'' ' (including I.ender.if Lende.r is such an institution)or in any Federal Home Loan Bank. Lender shall�pply the Funds to pay the
<br /> • ';4,"=s• ,�• Escrow Items. Lender may nut charge Bonower for holding und applying the Funds,annually a►wlyzing the escrow account,or
<br /> , ;;`'a t;,w ;r,r�''� ` veritying the Eurow Items, unless I.ender pays Borrower interest on the Funds and applicable law permits l.ender to malce such
<br /> 1:'{w�„#;�;"�� ".F , a charge. However, Lendcr may requirc Borrower to pay a ane-time char�e for an independent real estate tax reporting service
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<br /> _ r,:�r�:�•,.��;�,``:.�,,,. t , used by L.ender in connar.eion with this loan, unless applicable law provides othtrwise. Unless An agrcement is made or
<br /> . `��`;.:�',;�;;,�`v�„�;�;ti`'K: � ; applicable law mquires interest to be pnid.Lender shall nat be required to pay Borrower any interesc or earnings on the Funds.
<br /> :;`�Yi'' ',:��rj';�'•: ` ' . � � Borrower and Lender may agree in writing. howcver, thut interest shap be paid on the Funds. Lender shall give to Barrower,
<br /> :,.'�:�..__ �'��'�:�_.• � without charge. an xnnual accounting of the Funds. showing credits:md debits to the Funds �nd the purpose far which e�ch
<br /> '' "�''`•'�'�"�'''� ' debit to the Funds was made.The Funds are pledged as t�dditionat secunty tor nli sums secure�by this Socuriry tnsttument.
<br /> � ' If the Funds held by Lender ezcead the amounts permitted tn be hcld by applicable luw.[.ender shall accuunt to Borrower
<br /> for the excess Funds in accordance with thc requirements of:�pplicable law. If tbe amount of the Funds held by l.ender at any
<br /> time is not sufficient to pay the Escrow Itcros when due. I.endcr may so ncKify Borrower in writing,and,in such case Borrower
<br /> � shall pay to Lender the amount neceti�ry to make up the deticiency. Bnrn�wer shall make up the deficiency in no more th�n
<br />' + twelve monthly payments,ut I..etxler's u►le discretian.
<br />'" � Upon payment in full of al1 ,ums �ctiured hy thi, Security Intitrument, Lender shall promptly refund to Borrower any
<br /> ' � '' �� Funds held by L.ender. If,wxier paraFraph?L Lender.hall acyuire or sell the Propeny.Lender,prior to the acyuisition or s:�le
<br /> �'�. �1•�` , of the Property,shall upply nny Funds held by Lender at the time of'acyuisitiun ur ss►Ir a+s u credit against the sunu secured by
<br /> � �` this S�ruriry Intitrumcnt.
<br /> ��` 3.Appl(cution of Puyments.Unic.rs applir•rble law pruvidrs athrrwitir.all pnymrnts received by Lender under paragraphs
<br /> ., I and 2 shull tx uppli�d: first, t��any prcpayment chargc+due unJer the Note: ���uncf, t��anxiunh payahle under paragraph 2;
<br /> - � third,to intcrc�t duc:fiiunh,tu principal duc:mx1 lu�t,to any latc rhargcti duc undcr thc Notc.
<br /> ' , 4.Ctwr�cs; Liens.&�rroa�cr�hall pay all taxr.r, a.x.�nx�nt., rhargc., tinc+a�xi impu.itiun.•rttributablc to thc Property
<br /> .; which may uttain priority��vcr thi, Securit}• In�trument. and lca.chold p:��•ment. or grounJ rrnts, if any. &irrower shall pay
<br /> ' .'' these obli ationti in the m•rnner ro��ided in ara�ra h 2,or if not aiJ in that m:�nnrr. &�rruwcr shaU � them un time dimrtl
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<br /> • . . to the person owcd paynxnt. B��nower.rhall prnmptly furni,h t��Lendcr all nutirc+ul'umount.to bc paid unde�this paragraph.
<br /> � • � If Bonowcr muke�thcuu paymemti dieecUy, licttr��arr.hull promptly furni�h t��Lrndcr rcrriptti rvidcnring thr paymentti.
<br /> �ti.. . ��'"'~ ;; ` Borrower,huU promptly dischurge any lirn which hx+priurity e�rrr thi.Scru�iry imtrumcnt unletis Borrower:(a)agrees in
<br /> � � ' writing to the puyment nf thr oblig•rtion xrured b�•thc lirn in a manner arreptable tu L�nder, �b►runte,t.in g�ioJ faith the lien
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<br /> �. �,,, by, or defeods against enfiirccment uf th� lien in. Ic�al prcxrcding� w•hirh in thr Lrndrr'. upiniun operate to prcvent the
<br />�; . enforcement of the lien:or(c)krureti fr�nn thr huldcr uf the lirn an agrcrmen�.ati+furtocy ti�I.crnicr�uhordinating the lien to
<br /> r^ " � this Seeurity Instrument. If I.ender determine.that any pan ��f the Pru�xny i�tiuhjrct to a lirn which may attain priurity aver
<br /> _�t, : ���. _, ; � this Security Instrument. Lerxler m•ry give&��rawer a notirr identif�ing the licn. Burruwrr.hall ,ati�fy thr lien or take one ar
<br />-'� more of the actions set fonh�bovc within 10 Jay,ot'thr giving��f notire.
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