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<br /> - perl�rt�thst Lender reyuines. '!lrc in.+urance enrrier pmvldieg the in+:u�«nce�hKll be cl�en by Borrower►ubject to Lenderk _
<br /> - � �ppmvwl which rhall not lx unnasonably withheld. !f Bormwer fails to m�intuin cavera�c dencdt+ed ubove,Lender m�y.rt
<br /> Lenckr;aption,abtain coverage to protect l.ende�h rights in the Propeny in accordance with puragr�ph 7.
<br /> • All insurance policies anci rcnewalg shull be�cce�xuble to Lender axt�h�ll include u x�andard mortguge clAU�e. I.ender
<br /> =;,�„�,--�°-�---a��;;�-- �h�ll huve thu right to hold the palicies�nci r�newats. lf Lender rn�uircc.Bnrtnwrr�hrll pmmptly give t��Lender ull recoipts
<br /> - nf puid prcmiumx und renowul notire�, In the event af Ins.r•,Bnrn�wer shrll�{ive pr�nnpt nwice ro thr in�urance currier�►nd
<br /> • Lendcr. Lendar may cnoke praaf of loss if na made promptly by 8nrt�owcr.
<br /> Unlec.Le�xior und Hcxmwec otlxnvise a}trce in wdting,inwr:uice pr�xecdy+hull tk applied to restor�tion or rcpair of
<br /> � t Pro n dami► cd,if thc restocation or rc uir is economicully feuxiblc and l.endcr's sccurity i+ not lesuned. lf the `
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<br /> 'ei'� _, , .,,, rctitorutian ar re{x►ir is nat ecanomtcully fea�ible or Lender!�security would be les.ened,the insurance proceeds shult be
<br /> --'� r.�'��'�� � upplied to thw sumh securcd by this Security Instrument, whether or not then due, with any exretis paid to Borrower. If
<br /> `�`—`�=`—'*'x� '— Borrower ubau�dans the Propeny, or dacs not answcr within 30 duy.a nwicc from Lendcr that thc insurnncc curr�er hu
<br /> -'���-"�= affered to setda a cluim, then Lender ma callect the insuronce roceeds. Lender ma u�e the roceeds to re air or rcstore =
<br /> f �;�;�;r; Y P Y P P
<br /> ��.'��.a.�� the Propeny or to pay sums r�ecurcd by this Securlty Instrument,whether or not then due. The 30-day period will begin when =
<br /> °:-�� �""•'��jS`� the notice i�given
<br /> � '��'�' � `�� Unless Lendar und Bortawer otherwise agrce in writing,any appiicution of pruceeds to prfncipal sball not extend or
<br /> ���'�-'f"{"`�'�'''�"' ct tha dua date of the montht ments referred to in ra s 1 and 2 or chan e the umount of the a ments. If
<br /> • po• Pone Y Pa9 P�8 Ph R P'Y
<br /> y.;,., -•• under parngraph 21 ihe Property is ucquired by l,ender, Borrower�s right to any insurance policies and prnceeds rc,ulting
<br /> •?�;;;;.,. �;' from dcunage to tho Pmpeny prior to tha acquisition shal!pass to Lender to the extent af the sums secured by this Security
<br /> x�'^'"'"�'""°'+°` Instrument imm�diatel nortathe ac uisit�on. -
<br /> •- r�:�_:. YP � 9 -
<br /> �+»�— w'��''�+��'a�. 6. Occu nc Preservatfon, Meintenance and Protection ot the Propeny: Borrower's Loan Applicat(on;
<br /> t%.':�.- :aJ i m+ce�4 Z'tiire � y�
<br /> . :.;�,:. • Les►seholdis. Borrower.hall occupy,establish,and use the Praperty us Borrawer's principal residence within sixry duyti after _
<br /> '" • .. � .' � tiie rxctiutiuu uf this Security instrument und sfiall continue to occupy the Propeny as Bacrawer's principa!residence for ut -
<br /> . . Ieast one yeaz ufter the date of occupancy, unicss Lender ahen�vlse agrees in writing, which consent .r•hall not be =
<br /> �'�°., unrersonably wilhheld,or unless extenuating circumstances exist which urc beyond Borcower's control. Banower shall�ot
<br /> `'� ' destroy,dumage�r imp•rir the Propc:rty,allow the P�roperty to deteriorate,or commit wuste on the Property. Botrower shall _
<br /> t,;; -•••-� � �_ n be in default if any fodeiture action or procetding, whether civil or criminal,is begun that in Lender�good fuith judsment
<br /> ccwid result in forfeiture of the P�aperty or otherwixe materiully irnpair the lien cmated by thi, Security Instrument or �
<br /> ' ' � Lender's�ecurity interest. Boirower may rute such a default and reinstatc,as provided in paragraph 1R,by causing thc actian �-
<br />_-.. �` or proceeding to be dismissed with a rulinF that.in Lendert gaod fulth detertnination,precludes f�rfeiture of the Borrower's
<br /> � interest in thu P�q�erty or other material impai�ment of the lien created by this Security Instrument or Lender's security
<br /> (� ' ''�'"� . ��, intcrest. Borrower shaU also be in default if Borrower, during thc loun application proces�, gave materially false or
<br /> inaccurate information or statements to l.ender(or failed to pravide Lender with any material infortnation)in connectian with
<br />'T%� �,, i•.v.w.:u:.,•�:.,..,•. � the loan evidanced by the P1ote, including,but not limited t�, repmsentations cancerning BarrowerS cecupancy of the
<br /> � � : Pro n as a rinci 1 residence. If thts Securit lnstrument is on a leusehold,Bortower shall camply with a!I the provisions
<br />_ rar.h�,_...:Ycs_��•.-� F� Y P Pti Y
<br /> '' -- • . � of thc lea�e. If l3orrower acyu�res fee titk to the i'ropeny,[he ieasehoid und thr Cec tiilr�hufi rwt u�r��a uuir.r�Lan�kr agrees
<br />, ��� . to the mcrgor in writ9ng.
<br /> ', � 7. Protection of l.ender's Rights ia the Yropc�rty. If Borrower failx to perf'orm the covenants and agreements
<br /> r�•'`� contuined in thin Security Inswment.or there is a Iegal proceeding that may si�nificuntly affect Lender� rights in the
<br /> � Property(tiueh ns u prceeeding in t+Ankruptcy,probate,for condemnation or forfeiture or ta enforce luws or regulations),then
<br />- l.ender muy de►anJ pay fur whatever is necessary to protect the value of the Property and Lender's rights in the Property.
<br /> . ; Lender:acti�ms may include paying;my sums secured by a lien which has priority over this Security Instrument,oppearing
<br /> � in ccwrt,puying reusonable uttomeys'fees and entering on the Propeny to muke repairs. Although Lender may take actian
<br /> � under thi�paragraph 7.Lender does not have to do so.
<br /> , Any amountx disbu�sed by Lrnder under this patugraph 7 shaU become additional debt af Horrower secured by this _
<br /> °��• " Security Intitrumunt. Unle.s Barower und Lender agree to other tenns of puymrnt,these amounts shall bear interest from the G
<br /> "' � datc of dir;hunement •rt tlx Ncxe rute and shall be puynble,with interec4 upon notice from Lender to Borrower reyuesting �
<br /> ; � ; --
<br /> paymm�t. __
<br /> 8. MortRuge Insurance. If Lender mquimd mortg�gr in�urance as a condition of m:il,ing the loan secured by this f;
<br /> ' Security lnrarum�nt, Borrowrr shull pay the premiumti rrquired to �uaintain the mortgage iosurance in effect. [f,for uny _
<br /> • i ' ' rea+on, thu murtguge insurance cover�ge requind by Lender lapses or ceatirti ta tx in effe�t. Borrower shull pay the �
<br /> �.�, � prcmiumx reyuircd to abtain roverage sub�tantially equivulent to the mortg•r�e inwrunce previoutily in effcct, at u cost _
<br /> substantiully cyuivulent to the cost to Bar�ower ot the mortgage insurance prcviously in effect,from an altemate mongage �
<br /> . imurcr upproved by Lender. If substantiuUy cquivalcnt mortgage inxurancc cuvrrage is not avuiluble.Barro�ver shnll pay to F
<br /> - Lender�:kh month a wm eyual to oncawelfth of thc yearly mortgage insurance premium being paid by Borrower when the --
<br />� � insurunce mveraFc lapsed or ceased to be in effect, Lender will acrept,u.e and retuin these paymentx as a lost reserve in lieu �
<br /> ;� • •. - ;a,:� � of mongage insurance. Lozs reserve payments muy no lunge�be reyuired,at the option of Lender,if moiYgage insurance
<br /> � .'�;'; • rovcrage(in tho umount and fcx the period that Lender reyuires)provided by an insurer approved by Lender again beromen =
<br />= b uvs�ilable und is obt�ined.Horcowrr shall phy the premiums myuired to maintain mo»gagc insurance in effect,or to prov[de u �,
<br />-,� loss reser�r,until the requimment for mortguge insurrnce ends in arcordance with uny written agreement between Borrower �
<br /> "� :�� .� and Lcndcr or applicablc law. `�
<br /> �,s ,_• • 9. Inspection. Lendcr or its agent may mahe ma�onuble entric+upon und ins}xctionti of thc Property. Lender shall R
<br /> b;• . �i^•�- •••�• •� � give Borrower notice at the time of or prior eo an inspcction specifyin�musonahk cau�c for the inspection. '
<br /> F -"'�'J ,�,�, 10. Ct►ndpmnation. 'Che proceeds ot�;u�y award or claim for dumages,dirert or conKyuential,in connection with an}• ;°
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