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.� _ <br /> _ ,� ��`'�� -a.-=— <br /> • ' _ ...._:� -.� <br /> ---� - = =----.� �„�10�9�9 � � . <br /> n. ur�ubUa►�a�,l�'r�r�NSneuMrr�rr:c�ov..�uuu�cz u►w:s�vra�w�'ryr • <br /> Udto�Covmiac 1!or tba SraultY la�trumeat!��ma�d�d w�rwd iu tollo+►�: <br /> __.___ . _-------= u.v.it.nr.i:;i�'�f�i ••• a�:5eras�.'!7+ls r«m M s.auicy ururunwnc oomht.e.uoitora�oo,�uww tar aWw�l uu <br /> aad qaa-unlfarm oovay+us wIW INaibd v�cWioos b�r juri�dktioa ta ooeutitute a ualtana wcutity lateniawet 4ov�ri�eMl Pr'o0M'�y.TW <br /> Se�wity Imtrun�t�hW be�overned bfr Fedral4w�ad tM kw of tM ju�dialoa In whkb tM PtopKtY 1�toat�d. la tM w�et Nrt� <br /> provWon or c1Rwe of th4 5ecurity lnstruearnt or tbe Nae oonQicts with�ppllcabk I�w.wc6 conflict�half aol atf�ct ottwr provi�ios�d tW <br /> 9�urlty la�uawnc or tM Note wbich aa bt dwa eft�ct witbout tb�caaAictl�W provWoa��nd w thM wd 1M ptovWoa�of t6Y�auk� <br /> _ ��,�_� Iauuwint sad tb�Nole ue d�clu�d to be uvKSbk. <br /> `, TRANiE'�Oir THB rROf�RYY OR A/BNVICIAI.INT6R1'81'IN�I�YrR <br /> Uaiforro Coven�nt 17 ot tbe Sau�ity Iwtrumeat 4 unended to r+Md u fdionn: <br /> 17.Tw�dK�/tM l�+Mtty K�i�fkW IrMrwt i�MrrewK.It all or�ny part ot the Proputy a�n intarat tMnin I��old or tramfirnd <br /> (ot it a beneficitl Intetat in Honowa u wW or tra�uferrod�od Borrowa Is not a tutur�l perwn)without l,ender'�prior wtltten ao�uenl, <br /> -- L.ender may.at Lenda'o optloa.decl�re att the sums:ecured by th(s Sccurity Imtrument to be immediatdY due�od pay�blc.Howeva,th4 <br /> optioa�haU not be execciKd by Lendcr�f exerd�e is not authoclud by Fedeal law.Leudcr may w�ive the acacLe of thW optlon it:(s)Borrowa <br /> qiwes to be iubmitted ta Lender infomiWon roqWrod by[.ender to evaluate the intended tran�kra o!f�new twn wue bda�m�de to the <br /> u�uu�eroe:and(b)L.e�der re�so►ubly determiea that Lender':security wlll not be imp�lrod by ihe lan�uumption aad thst the dsi�of the <br /> brach of�ny oovenanc or a��ament in this Security Instrument Is aocepabk to i.ender. <br /> ---- To tho excent permSttod by applicabk law,Lender may ctuurz a r�soiu►Gie fee�a condition ta Ltnda's con.tat to the!an a��mptian. __ <br />- l,eaikr may dco requtre the a�mferoe to Icap all the promtsa�nd�ramenu made in the Note and in this Secudty Imtrument. <br /> - '9f l.endar ezercisa such optlon co accekrate,Lender shail mrJl Borrower notice of aoceierallon ia sccordanca with para�raDh 14 haeot. - <br /> - Such noikx shatl provide a perlod of not las than 30 daya from the dste the notice is m�ikd within which Borrower miy pRy the tumi daluad <br /> due. If Borrower fdls to pay such sums prior to the expiratton of:uch perlod.Lenda may.wlthout turther aotia or demand on Horrower� <br /> invoke tny remedies pern►itted by this Sccurity Instrument." <br />'+� ��lVotwitlutandina s sale or transfer,Boaower will condnue to be abli�ted under the Note and thi�SawitY Intu�meu unkst Lender hiu <br /> rdeased Bocrower ln wdtin�." <br />. � F. LOAN CHANGFS <br /> - If the loan�ocured by the Security Instnrment Is subjec�to�law which sets mwcimum loan chArges.aad that law is finally interpreted w <br /> ��` th�t the interat or othor Iwtn char4es collected or to be coltected in conncetion with the loen exceed permitted limiu,then:(1)any such low <br /> .,. . <br /> � chuQe�hdi be rcduced by the amount necesxary to reduce thc charQe to the permitted limit;and(2)any sums already coqated from borrowa <br /> ,.. --- <br /> which ptceedeG permiued iimits wiif be rcfunoeci iu Bc,i�uwei.Lender may choosc ta nakt tfiis rtfund b�rtduc3stt!ht prfrscl�s!oyvtd e!sr!!r t _ <br /> y;;. ;,�,..�,�, Note or by makina a direct payment to Borcow�r.If a�efund reducec pdnctpal,tho roduction wlli be trexted as a puti�J prepayment unda the <br /> �.,�,��' � Note. <br /> n�r�y�.�' ,vF <br /> �;1���+•".:.,::.-;..ilrr IN WITNFSS W HF.ItEOF.Borrower ba�eaecuted lhis AdjusUibk it�te Wder. <br /> � � <br /> _:--.�-�- - - '/� <br />_ •���+i�' .. .,... � <br /> �_y.. •�.. .' (�) <br />_�s +�"��`���. ORROWER <br /> -� ����-�2: DONALD D. GILLHAI+� <br /> '��',Y` <br /> �4'���:� , ' <br /> .�:�..... ...: .:..� �_.� ��! <br /> _ ,�u .:.-.r.. . �. . �=1r�`;�.. �nr.f,n cseaq <br /> l <br /> � BORROWER <br /> ' 'I,:S Ar��.5.. .. ;�. , o <br />, � .;�:3'r,:_�: .. * OANA L. GILLHAm <br /> ��,.�-.. -- <br /> .=�',' w <br /> , t,-: ��� <br /> .,;..�y. , , BORROWER �- <br />- �:;�. (SIGN ORIGINAL ONLY) <br /> ;�.r . <br /> ��� <br />�.,.�.�i�:�:--�.., <br /> ,f-.� :xw.,�""r,. <br /> ._'-.:�y'.. ' <br /> u cr�� ��r Tis+1�' <br /> i�} <br /> '•�� <br />