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<br /> =_ •,.4; ` . -..- ---d�.�a�4tl�er�Nazard Iasurano�Hormwer shall instt�e all improvements on the Property.whettter now in . - .
<br /> _« c�:�2„�°:�.,�. eaistenoe or subsequentIy emcced.agairist any hazards,casuaIties.and contingencies,incIuding fire.for whic5 i.eitder re�ui�s
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<br /> f�t � :;,,_�:�,:�:.-��f, insuranre.TBis insurance sha11 be cnaintained in the amowus and for the periods that I.ender requires. Bomowec sl�2ll also -
<br />-.,. s`-=�,�•'��'�''�Y;<`` insare all improvementson the Pr+uperty,whether now in eaistence or subseqasntly erecte�.against toss by floodsta,the extent __
<br /> - ,�:..��-.� :.;?�s�..- tequired Dy the Secnetary. Alf insurance si�all be cazried with oompanies appmved by Lender.The insurance poltcie�and.eny —
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<br />-- . `�:; ;�°::�,;,;':.^ renewats shall be heid by Lender a�d shall include ioss payabte clauses in favor of,asd ia a form acceptaFite to.Lender. �`r'�j�FY�-=�=--
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<br /> � �� �s;��k��. • In the eveut of lo�s. Botrower shall give.Lender immediate noace by ma�:.`�-�a,y make pmof:of•toss if not made �*,,�,�, =
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<br /> � _ ��° ' ...prnmgtly Dy 9osower. Each in���cdi�a..��r��is:�y,auilroriz�.�.����to.make paymeat:for suc�.loss .��,.�^� -
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<br /> _ ys�� `� directIy te I�nder,instead of to Ea�eoti�����eFX�.��fb+a�r any part af t�`�r�g:r�ee,ds.maY 6e aPA��eb bY ' : ,�`.
<br /> � �' ` �( Ixader,at its option.either(a)to di���r���e'iudebtedness tiader We Note and t#�2s�>.t�'�b�ti�rent�,Sis'r�o r,c3Y , = �' £��,��,, �
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<br /> � K,, �: deiiaqueat amount�applied in the ord�in paragraph 3,and then to prepayment of principal.or(b)to 6ie i�ioratian or repair ,, .�_
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<br /> `p � �- ' '� liqtion of tIte pmceads to the rinci s6a11 not extend or ne.the:du�:data.of the r-�-�
<br /> -�, r.. :;: . . . - � �.`S mamWY PaYments which ate refemod to in paragrapb 2.or change the amount of s�ch payments.Any excess insumuce pmCeeds -'�•:--;"`"itr�`:_
<br /> i . ; �, over an amount required to pay al!outstanding indebtedness ander the Note and ihis Security Instrument shall ba paid.to the '^�.::_�;;:_:��:.
<br />- � ' ' � - ;�� entity tegaliy entitled thereto. - - "� '
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<br /> = ��A ��� in the event of fnreclosurr of this Security Iqsmiment or ot�er aansfer of atte to the Propeny tt�at extinguishes the �` .�-_;_._���__
<br /> ^' ,� �... . . . '� iadebtodness.ai!right.title and interest of Borrower in and to insurance pulictes in force shall pass to the pun�haser. ', � �..�'"---�
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<br /> ' � : `�; S. Qccupancy, Pt+eservation, Maiate�ance end P�tectiom of the Pe+opepy: Horrower's Loan Aq�plttatio� '; ' =:.�r____
<br /> � I.eacehofd►. Borrower shall aecnpy.establish.end use the Property os Borrower's principal residence withi�sixty days aRer ;;� �� 3.�
<br /> `� ' the exerudon of this Securtty instroment and shall continue to occupy the Property as Borrower's principai nesidenae for at least -"'----�=---=-i-���°
<br /> . � � one yeur after the date of accupancy.untess the Seccetary determines this require�nent will cause undue hards6ip.far Bomower. :,';, :;�. .:`�'�'s�
<br /> ;� ; or unless extenuating circumstanoes exist wbid� are beyond Borrower's cnntrol. Botrower s6at1 rtutify Lender of any _': �,r�,
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<br /> ' • ' •,_' eatenuating ciaumstances. Bnrrower shatl not rnmmlt waste or dcsiroy.damage or substantially change the Propecty or aUow ,• ; �-_
<br /> . `'' "� the e to deteriomte.masonable wear and tear exc ted. Lender ma i ect the Pm if the Pro �s varant or •.':�`.,�:� ��::`
<br /> � �ri � y � �rh► ' ae�' ,. .
<br /> s . � " � • abandoned or the loan is in defauit. l.ender may tatce reasonable action to pmtect and preserve such vacant or abandoaed =;:'.:� ._- ._�-;: � "
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<br /> ' �Property.Borrower shall also be in default if Bornawer,during the loan application process.gave materiall�r falseor ina�ccu�ate ;�';d.;:, sf,,. =_
<br /> . infom�ation or statemen�s to l.ender(or failed to provide l.ender with any material infom�ation)in aon4actian with the loan ''°::i;�{�,.;�`�f�"�_;�
<br /> i, . evideswd by the Note,inclading, but not limited to. representations rnnceming Borrower"s m�attcy of the Pniperty as a . �;��`{; �,� :_
<br /> � � ptineipal tosidence. If this Securiry Insutunent is on a leasehold. Borrawer sitall mmply �i€��he pmvisioas of the Iease. If . ��� ��`.' �_=_
<br /> �' Borrower acquims fee tide to the Pr+operty,the leasehold and fee title shall not be merged untess 2.endcr agnees ta the merger in > j�F# 4> �
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<br /> '. 6. Charges to Borro�vee and�Pt+otectton of I.cnder's Risdts in the Pro�nerty.Barrawer shall pay aU�gavamment�l or � ��``+��� � _
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<br /> '�-��� •� � � municipa!charges, fines and imposiaons that are nut included in pazagraph 2. Borcower shall pay these obligations an time t� r��� • � ������
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<br /> �:�::��.,�-"- - dimctly to the entity which is owed the payment.If failure to pay woutd adversely affect Lender s interest in the Propecty.upon 'S;r�.� : � � �:`!�::�_
<br /> • �� l.ender s request Borm�ver shall prornpdy fumish to I.ender receipts evidencing these payments. `�� .. f� , �`�=
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<br /> � �l�;, lt'Borrower fails to mal�e these �rnents or the a ents re uired b ara h 2,or faiis ao edorm an other rnvenants . ,:�:�,,.ti-.�
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<br /> � � ;;4�,�,.•�•;.- and agreements wntained in this Se�'�.rity�Inarument,or there is a legal proceeding that may significant[y affect i.encier's righu �. - • ,�;: ,.,.-,
<br /> : ;; ;�; �*�„�;:; in the Property(such as a pmccedin�in bankruptcy. for condemnation or to enfarce laws o�re�:la�ions?,then Lertder may do '. � � : ��`�`
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<br /> • �:'�•�;�.: .;,;.;;;R�.:..; _ and pay whatever is necessary to prosect the value of the Propeny and L.ender's righes in cEce Property, including payment of ;�,_�.
<br /> . '��.�` taxes.harar�insurance and other items mentioned in paragraph 2. % . , �"�
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<br /> �� ,•� . . Any�.:vounts disbur.sed by Lender under this paragrsph shall become an additionai deat of Homawer and be secured by ;�,
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<br /> ,: r, r this Security Instrument.These amounts shall bear iatercwt from the date of disburs�r.tent,ar the Note rate.and nt the option of �a
<br /> A• �';�C; '�1, , . . Lender.shall be immediately due arsd payabte. ' ':, t
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<br /> :� `� � ' . 7. Condemnatton. The proceeds of any award or claim for dnmages. direct or cons�yuential, in connection with any :ti�zi�r�,�J,.� :,
<br /> �� . condemnatian or other taking of any pan of the Praperty.or far conveyance in place of condernnation,aro hereby assigned and ;.,�i�j�����:. i
<br /> ���:. . - ,�� � shall be paid to Lender to the extent of the fuU amount of the indebtedness that remains unpa�d under the Tiota andthis Security ,;j;,�:i?,;;Yy,:�.:•_,.•,��,.:�;
<br /> , � Instrnmem. Lender shall apply such prooeeds to the redaction of the indebtedness under tAe:�'ate and this Serurity Instrument. ���;,y�. ,�� " '`
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<br /> ',�.y.,: � first to a�y delinquent amoun�s appliad in the order provided in pamgraph 3, and the�r :o prepayment of principal. Any �. �`�,��r ���,,,, ,��-
<br /> ' ' '����'w'�y'•�� � a licauort of the roceeds to the nrt�i al shall not extend or ost one the due daze o€the monthl a ments, which are ��°��;�^,�� ,`��
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