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<br /> � p4rMrdr dW Lender roquita, The lt4wranca carr�ar qovicifn��Iro lnxurnncx�►+d)be chowe�i by Hornu�l��7�'l.�t►dati
<br /> �pptovN whlch�IWI na►bo uiq'euombly wiU�held. It Bcxrower fdls ta m�inpin'cavera�o daorfbod sbove,�.endK nay.�t
<br /> L�da��apbn.ob�aln caveti�e tQ p�ota,K l.endert ri�hts in tbe Pr�npeny in�ccotdanco wlth parnaniph 7•
<br /> All Iruur�nco polkie��nd ronewxls�11 bo�ccept�bk�o L.ender utci�hall i�rclude��t�nOaM mortQye clwie. t.o�der �
<br /> �I!hwo the ri�M�o hoW the policley and rcnewals. ll Lander r+aquiro�.Iiorrower�lull promM1Y�ivo tu Lender dl ncalptr
<br /> ot pdd pramium.and renewNl notice�, In tho evcnt oP lox�,Bortower shAll�ivo prompt noiioe w�ho inw�anco carrier�nd
<br /> l.a�der. Lender may mdce propf of laa i1 not made promp�ly by Bonower.
<br /> Unteu Lender u�d Bomow�r aherwire�groe In wdting,insurance procredx xhwll bo�ppliod to rostontion or npair ot
<br /> the Property d�mw�ed.iP�ho n�taraUon or ropair i�e�ranomically fe�sible and l.enderk cecudty is nat le�rened. If the
<br /> �eswration or ropp r ie not economic�lly feasibte ar l.endcrk Recu�ity would be leasened. the In�urmce proc�oodR �hu11 be
<br /> eppiled lo the sumc secuKd by tbfa Securlry Insuument,whe�her or not �hen due. wNh uny exaae paid ta Burtower. If
<br /> Bomnwer Ab�ndom Ihe Prqierty. or dae��at anxwer wllhin 30 dpye a notico from Lender�hat the incuninw c�rrkr hws
<br /> ot�er�ed to setde a cteim.then l.ender mny collect Uro insumnce proceedc. Lender may usa the pr�ocxode to repair or t�estoro
<br /> - . ma rraporty or to pay auu�a s�xwrd i,y ili{A S�x;u�ily Giebui►leot.whather or nat then dua. The 3Q-day period witl begin when
<br /> tha nodce ie given.
<br /> Unless Lendcr and Borrower otl►erwise agrce in wrlting,any applicalfon of pmceede� �o principal shall not extend or
<br /> postpone the due date of tho monthly payments refemed to in purugraph� 1 a�d 2 or change tla wnount of the payments. If
<br /> under puag�aph 21 thc Property le ticquircd by L.endcr. Borrower`s right �o any�nwrarK�policles and proceeds nsulting
<br /> from dwn�e w�he Roperty prior to the acquisition shell puss to i..endcr to ihe eate�t of the sums secwroal by�his Securlry
<br /> insdument immaliatcly Oxior to thc acquisition.
<br /> f, O�rnpaacy, PneRerv�Uoo, Mdntenaace aad Protectlw� of tbe Propert�y; Borrower's I.atw Applkativa;
<br /> Leml�olda Bonow�er shall occupy,establish,and use the P1nP�.•r�y as Bot�ower�princ�pal residence withii�siary days s�Rer
<br />__ � __._..�_,_�_� �execudon of this Secudty Instrument and shall c�ti�ue ta a��,apy the P�+openy as Bomower's principal nsidence fa at
<br /> least one year after the dute of accupancy, unless Lcndet .����rrwise agrees in writing, which cansent shall not be
<br /> unreasawbly withhcld.oe unless ealenuating circumstancea eais�which ur+e beyond Hornower�control. Barrawer shall not
<br /> destroy,damage ar impair the Properry.allow the ProPeny tn dc¢eiiorate.or commit waste on the Property. Bomnwer sh�ll
<br /> be in default ff any forFeitu�e acuon or praceeding,whether ci��6A c�r cdminal. is begun that in Lender's goai faith judgment
<br /> �",;,� could reault in forfefture of the Pru}nrty or otherwise materittlFy impair the lien created by this Security Instrument o�
<br /> � Lenderh security interest. Borrower may cure sur.h u default and reinstate,as provWed in pnrngrnph 18.by causing the acdon
<br />'�;4� or proceeding to be dismissed with a ruling that,in Lender�s good fuith detertnination,pc�ecludes fort'eitur�e of the Borrower�s
<br />` '"`-� interest in the Propeny or other materfal impaimient of the lien created by this Security Instrument or L.ender's security
<br /> ;:,.� interes� Borrower shAll ulso be in default if Borrower, during the losui applicatian pracess, gave mate�ally f�lse or
<br /> -- inaccurete infortnadon or staternents to Lender(or Puiled to provide Lender with any motedal information)ln coanection wilh
<br /> ";••'",� the loan evMenced by the Nde, including, but not limited to, reprcsentatians concerning Borrowerk occupancy of �he
<br /> �.,33� property es A principal r�es9dence. If this Security lnatrument is on a leasehold.�orrowcr shall comply with all the provixio�s
<br /> ;��� of the lease. It Borrower Acquires fee titie to the 87operty,�he feasehoid and�he iee title shali not merge unless Lerderagrees
<br /> :f to the merger in wridng.
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<br />"��'__�����,.<< .. . 7. Protectlon oT II.epder'e 3�d�hta�ln the Properly. If Borrower fLUs w perform the covennnts nnd agrcements •
<br /> ����"`"f�;"����r contained in this Securit lnstrument. or there is n Ie A1 roceedin Ihat mA gi it�canQ Affect L.ender's ri hts in the
<br /> t,.,.. Y B P S Y • fi� Y B
<br />—'=--"'"''_!=��?;;;`;:';;?f: Property(such es a proceeding in bnnkruptcy,probate.for condemnetion or forieliur�or to enforce laws or regulntions).then
<br />-�-„u-X*�`--" Lender may do and pay for wnntever is necessury to pmtect the vnlue of the Aropeny nnd Lender's rights in the Propeny.
<br />:•,,,��� Lender's actions may include paying uny sums xecured by u lien which hus prioriry aver this Securlty instrument,uppearing
<br /> - in courl,ps►yfng reusonable atturneys'fees and rntering on the Property to make repairs.Although Lender mny tnlce action.
<br />�`�'t� under this paragruph 7.Lendcr does not have to do so.
<br /> - °��=�1'�'�° Any amouats dixbursed by Lender under this p•rragruph 7 xhall t+ecome udditional debt of Borrower secured by this
<br />�=-4i_,„x�,i:•;.� Security Instrument. Unless f3orrower und Lender agrce to other terms of paymen�,these umounts shall beur in�erest from�he
<br />_ ,,,,;...�� date of disbursement at the Notc rate and shull be�yable, whh interest, upon no�ice from Lender ro Borrower requesting
<br />_.:��_„�,.'�,�� • payment.
<br />�������f••r. � 8. Mortgage Insurance. If Lender required mnngage insurunce ax u condition of making�he loon secured by lhis
<br />:"",,sinr�n3t`,i..�L�,S��
<br /> r,���-,�„7:fA�ti;�� Sewrily Imtrument, Burruwer shaU pay�he premiunu reyu�rrd w muin�uin �he mor�guge insurance in effect. 1f, for any
<br /> :r,,�„y�-;�;.;r,•,rt�ul,y :i reason, the mortguge insurnnce coverage reyuired by Lender lap.srs nr cenxes ta be in effect, Bomower shall pav the
<br /> ;1��,�v,.�•:;:j premjums required to obtuin cov�rage substuntially rquivulenl to Ihe mc�rtgoge insurance previously in effec�, ut u cost
<br />`�.`'�.'�'�t',,�;'S . substantiafly equivalent to the cost to Borrower uf�he monguge inyunuice previnusly in effec�, from un alternate mort�age
<br /> =`=`_'�-��---�-„,-�".-''.i'"a'�'�;" insurer approved by�.ender. If sub+tantiolly cyuivulcnt mongage intiurunce cavemge is not uvuiluble,Bomower shall pay to
<br />- - -�--_'�°�` , Lender each month u sum equAl to on�:-twelfth M'�he ycurly mortgugc inxurance pirmium b�ing paid by Borrower when the
<br /> _ ��• • insurnnce coverage lapsed or ceased to tk in effect. Lendcr will arcept,utic;u�d mtain these puymenls us n loss rcserve in lieu
<br /> °'`�'��� of mort a e insurance. LO55 rc�erve u ment, ma no Inn•�r 1+e re uirod a��hr u tion of Lendcr, if mon a e insur.nnce
<br /> -=;_T;.���,,.�.. 8 8 P Y Y k' 4 p 8 8
<br /> coverage(in the amount und for the�riod that Lender n:yuire+)provided by un imumr upproved by Lender agein becomes
<br />_ --�':',�,,...� � uvwilAble und i�obtained.Horrowrr shall pay the premium�neyuircd to maimain mongugr insumnre in effect,ar to pro�•ide u
<br />-��;�t^:':".:'.. Ioss reserve,until Ihe�rquiremenl far mortkage in+ur�tnce ends in urrordance �vi�h any wrii�rn agreement between Borrower
<br /> ,���'� '� '. and Lender or applicahlr 1a���.
<br /> '_��'�'`�r'•'��'�1r: �� � 9. InspecNon. l.rndtr or��.iigrnl muy mukr nu,unublr emric.upon und inspectiom at'the Pro�wrty. Lende�shall
<br />-=�`c�;��4�:;;�;h;���'t; .: giv�Borrower notice at ahe tlrnr��'f or�+rior to un impection+�xcifying rcu�ona�lr cautie for t'�e inspection.
<br /> =-"�:;,`•��°�;si�,::�i;:',��`` 10. Condemaad6ato. Thc prcxeed.��f uny uwurd ur rluim tiir Junu�ges,d:re.l cx con+eyurnliul,in conneciion a•ilfi any
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