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<br /> � oondannatiun or atior uucin�oi.ny pue ot dw t�opett�r,or ror aanvey�nce tn uw d ooneMnn.�toa,•�+e I�re6y u.i�ned.na
<br /> �bd1 be pid ro t.e�riar. `� . ..
<br /> in the e+►6nt af� tobil W�fnj ot Uro Propert�r�a proceeM slu�ll be Mppllod to the �ums �ecund by dit� 9�o�eity ,
<br /> La�tr�ment whe�her or�t�I�on due,with+u�y exeeu id to Barower. In the eveat ot�pnW ukln�ot tha Pr��pe�ty in
<br /> whict�the�d�muket v�lue of the Propetty immodiuely beforo the t�kin�i�aqwi w or pre�ter tlum tlb�maunt ot�he auns
<br /> �ecured by thir 3ecurity lnct�ument inttnediataly betoro the��Icin�,unkaa 9arrowet u�d Lendee otlKrwi�e��ee in wtitins.
<br /> �he aums tecurod 6y this Socudty ltutrWmwtt�ull be t�educed by the amount of the prncaedi muidplied by the following
<br /> fnction: (�)the toud�mount�f�he wmi�ecurod immedl�tely betore the ukinj,dlvlded by(b)th�fdr mrrket v�lue o[Ihe
<br /> ---°-�----- Propetty i��+tely bafam 1ho taking. Any bAlwnca ch�ll bo paid to Borrower. In du cveut oi u p�rdal taklng of tbe
<br /> propaty in whkh the fdr m�ticet vdue of tho Aroperty immedi�tely beton the Wdn�1�bu dwn the amount of the wme
<br /> �ecurod immediately 6ofa�e Ihe t�king.unles� Barrower u�d Leader otherwi�e agroe in wriUng or uokas �pplicabk law
<br /> aherwf�e provWa.tha proceeda�hall be�pplied to�he sumA soaurod by thi�3ecurity Inswment whNhor or not the wms u�e
<br /> thw�due.
<br /> If the Propaty ic abuidoned by Bortower.or if,after notice by Lender to Borrower th�t the candemnor offera to mdce
<br /> _-- _... _._.�__ ��„���pla�alaim for d�un��ee.Barower tails to respond to Londer wi�hin 30 dayi aiier�Iw da�ti��wtice Ic givcit, -
<br /> l�nder�.x wt4orized to collect wid apply the proceeds.u i1u opNan,ei@�er to rcator�tion or ropair of tlw Property�r to tho
<br /> wn�s eocwrod by tdls Secudty Innrumrn�whether or not lhen due.
<br /> Unkss 4ender and Bortower otfierwise�►g�ae in wrlting,any a�pplic�tion of proccede to principai ahail not extend or
<br /> po�tpone the dua dwte of tho monthlY paymente�efarte�to in ptusQnpi�s 1 Aod 2 ar ch�utgo the wnount of auch paymnus.
<br /> lt. gorrower Not Rdawed; Fbrbes�e�aa Br �I.e�der Not • Wd'iver. �xtension of the time far p*yma�t a�
<br /> modification of�artizatlon of the sums aecwed bX this Soctaity insuumeut gnnted bY Lender to�ny s��ccessor in interest
<br /> at Bomawer shwll nnt operAte to release thc liabiliry of d�e arigia�l Bomowcr ar Borrower�succesw�s in jatercst.I.ender . ,
<br /> shdl not be�q uira!to commence proccodings#g�inst my auccessar in mteRat or rcfuse to extend dme for p�ymeat or • � ,
<br /> W � aAenvise mod fi y amortization af the eums secu�d by this Security Instrument by resson of+�ny dem�nd made by the ariginal
<br /> Barrower or BotrnwerS�succeasors in interost. My forbeuance by Lender in eaenlsing�ny ri�ht ar remaly ahwU pot ba r► � .
<br />- waiver of or pr+eclude the exercise of eny dght or�emedy. �
<br /> 12. Su�cessora wnd Acei�ns Bound;Joiot and Several LtabiUly;Co-sigpera. The covenams und agreements of this �
<br /> Securily Insaument ehall bind and benefit the successors and assigns of Lender and Botrower,subject w the provision�of
<br /> puagraph 17. Borrower�s covcnents and ng�ements shall be joint and several.My Bortower whn casigna this 3ecurity
<br /> lastrument but daes not eaecute the Note: (a)is casigning this Security lnstrument only w mortgage.grant and convey that
<br />`�° Borrowcr�i inteiest in the Property under the terms of this Sccudty Instrumenr. (b)is not person�lly obligated to pay the sums '
<br /> securcd by this Secur�ty Insuumenr.and(c)agrees that Lender and any other Borrower m�y agce to oxtend,modify.forbcar
<br /> or make Any accommodatbns with rcgard to the tertns of this Security Inswment or the Note�without that Bomowerk
<br /> cunsent. �
<br /> - 13. I.oan Clwrees. If thc loan secured by this Sccurity Instmment is subJect to a law which aets meximum loan
<br /> charga.and ttsa!la�sr�s Hns!!y lnttrprettd so thst tht':n►.ltt9t ot othes lnat!chatg�s c!dlex�nl�u to tx+collected in ccxmection •
<br /> �,,�, vvi�h�he loan exceed the permitted limits,then: (n)any SuLh loan chatge ahal!be reduced by the amount necessary to reduce '
<br /> �F's ttie charge to the permitted limit;and(b)any sums already collected fiom Borrower which excceded permitted liniits wiq t�e
<br /> '•�.'',
<br /> refunded to Borcower. Lender may choose to make this refund by reducing the pdncipal owed under the Note or by making a
<br /> �'��`:� direct paymena ta,Borrower. If u refund reduces principal,thc reductlon wil) 6e treated as a panial prepayment wi�haut any
<br />"�-'�`�� n nt char o under�he Note. �
<br /> P PeY� �
<br /> �� . 14. Noticea Any notice to Borrower provided for in this Securiry Instrum�m shall be given by deliveting it or by
<br />- mailing it by fi►st clacs muil unless applicable law requires use of another methad.The nutke shall 6e directed to the Aroperiy
<br /> Address or any other address 8arower designutes by notice to Lender. Any notice to Lrnder shall be�iven by first cless
<br /> - mail to Lender's uddress stated herein or any other address Lender designates by notice to Horrower. Any notice provided for
<br /> in this Security Insuument shall be deemed to have been given to Bomower or Lender when givcn,as provided in thi�c
<br /> � P�Braph.
<br /> IS. Governing Law; .r,everablUty. ThiF Security lnatrument shell be govemed by federal law and the Iaw of the
<br /> Jurisdiction in which the Pro,per�y is located. In the ovent thal any provision or clause of this Securlty Inslrument or the Note
<br /> _ contlicts wiU�applicable law,sucfi conflict xhall not uffecl ather provisfons of thix Security Instrument or the Note which can
<br />`;:.+� ¢e glven effect without the contlicting.provision. 7b this end the provisions of this Securiry lnswment and the yae are -
<br /> _ � declared to tx sevemble.
<br /> _ � 16. Borrower's Copy. Barower shall be given one conformed copy of the Note und of this Security lnstrument.
<br />•• 17. 7lransPer of the Prnperty or a Benefklol lnterest in Borrower. If ull or any purt of the PropeAy or any interest in —
<br /> ' it is sold or trnnsferred(or if a beneficiul interest in Borrower is sold or transferrcd and Borrower is not a naturul person)
<br /> ____ wlthout Lender's prior written consent.Lender mny,at its option,require immediate payment in full of ull sums secured by __
<br /> 'x this Sccurity Instrumem. However.this option shull not be exercised by Lender if eaereise is prohibited by federal law as of =
<br /> �� the dete of this Security instrument.
<br />_ ;J,r If Lender exercises this option,Lender shall give Borrower notire of acceleration. The notice nhall provide a perfod of
<br /> not less thun 30 duyx from the date the noticc is delivered or mailed within which Barrower must puy all sums secured by this
<br />:i�.— • Security Instrument. If Borrower fails to puy these sums prior to the expiration of this period.Lender may invoke any
<br />''` ,• �;<<'� •;� '••;; rcmedies pertnitted by this Securiry lnxtrument without funher nc+tice or demund on Borrower.
<br /> ' '� ��k''`•' 18. Borrower's Right to Reinstate. If Horrower rnee�+ cana+n conditions, Borrowcr shall have the right ta have
<br /> "�"`� +�:�`' �E' enforcemenl of this Securi�y In�ctrumern discontinued at any timt prior to the eurlier uf: (u> 5 dnys(or such other period as
<br /> Single Punily••Fonnk Mae/FYeddk\1ac I1NIF(1RM111NSTRUM6NT••Unlfwm Covenuna 9190 (►�ugt 4 ojb pugts)
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