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<br /> TodB7'NeR wfi'Ft.n�ha�mproremant��ow a I�ro.ner erxua�a�ho p�a�any��na�I�e.bmenu��n�oa.
<br /> ■nd tixtunw now a ha+after�prt ot tla p�opettr. All�apl�oement��nd�ddltiom shdl ala b�oovaed by twis 8�a�rUy
<br /> [awmant. All of tho fom�oinQ i�rofarod to in tiiis Sootid�y in�trpment a the'Propatty"
<br /> BQRROWIIR COV�tAN't'3 th�!Bonowrr!s LwN11y�oi�ed ot�he atak hereby ooeveyeA�nd ha�he d�t la�nt
<br /> and obnvey the Proppty u�d th�t IM+PNpcny i�unancumbet+od,exoopt fa oncumbmce�of rocord. Barower w�pmml�iu►d
<br /> v►dll defand��I(y�he dtb w the Prope�ty yalnW�I ctdrrw a�d denwid��wbJsct b any anc�mbdu�oer otrocad.
<br /> 7'H!S 38CURlTY lNSTRUMBN7'comMr�ei unifam covenu�n fix natlon�l we and �tion•unifam covanaiw wkh
<br /> IiMted vulitlont by juri�dictiot�w cawiwta�uNfortn�ecuNty inurument rnvaiiy real property. �
<br /> UNIPORM C'OVENAN7'S. Bonuwer�nd Lander covpNnt�nd�roa+u tdlow�:
<br /> 1. P�yreN u�Pel�ctpU wd INawli MPqiaat aib 1.�t�CI�� BoROwer shall P�Pt�Y P�Y WM�n dua tbe
<br /> pdnci aY�nd inte�u an the debt cvidenoed by thp Nota md�ny prop�yment�nd I�te ch�r�as due under tho Nole.
<br /> �lh�ds tar'ItizM a�d iMUr�ce. SubJect to a�plicablc law or to a wriuen wRiver 6y Lender�Romnwu slWl pay w
<br /> - - -----�------ t.cndcr an dtc daY rs�y psY�enu�a sum m�kr Ihe��ole,uniil the Nc�tn iu paid h�Nti.a sun("f1uti�")tar.tA3 Y�Y
<br /> wces and s�se�amenti wblch n�y attein pdority rner thie 3ecNtlty Inetnxnent w a Ncn on the Property;lb)Yeuly le�ahold
<br /> p�ymenu or�ound rcnu an the Property. if any: (c) Yeady h�zer�d ar property insa�nce p�miums: (d) ye�uly ik�od
<br /> inwnu�oe p�miwns. !f my:(e)yeady mortgage lneurance p�miuma,if nny;and(�pny suma pay�ble by 8ormwer to
<br /> i,ender�in accard�nce with thr provieions oP peraghph S,i�liw of the payment of mortgage insurence pnmiuma. 7?jese
<br /> items�ro called"P.scrow Items" Lender may,�t eny time,coAect and hold Plmds in a��amount noc to oxceW the macimwn
<br /> wrnount�lender for � fedenlly releted mortgaga lan m�y rcquire for BarowerY escrow account under thn fedenl W�l
<br /> P.q�te Sealeanent Pioceduner Mt of 1974 u amended fi+om timo to dme,12 U.3.C.4 2601 et seq.("RESPA").unless�nother
<br /> law thu�ppiles[o the Fi�nds sets a lesser amount. If so.Ler►der may.at my drne.collxt And hold P+�nds in�n�mount not to
<br /> exc�ed the lasor wnauu. Lender m�y estimrle tlte an►ount of limds due on the bosis of cwrent datw and oe�awble
<br /> c�imatw of exp�a�ditunes of futw+e Escrow Items a atherwlse in accordence witp wpplkable law.
<br /> The Iimds slull be held in an inatitution wiwse depasits aro incurod by a faderal�gency.iastru�n�atality. a e�ryr
<br /> (including Laider,if I.eader is auch+ui insdwdan)a in aay Federal Home Loan B�nk. l.ender sh�ll�pply the Funds ta pw�r
<br />- ::`:�,: tlie Escrow Items. Lender m�y not charge Barowcr for holding and opplying the Eiinds,annually a�wlyzing the escmw�
<br /> �`•���'��' acxount,or vtrifying the Escrow Itams.unless Lende� pays Baimwer interest on the Fu�ds and applicahle I�w perrs►its
<br />- a•.�::.R�Jn:
<br />_ �,�;,,��;�,4_ Lqider W ma�e such a charge. However,l.ender mny require Borrower to pay a one-dme charge far an indepeadent rcal
<br /> � estAte tex reporting service used by I.tnder i�co�eoecdon with this loan,unless epplicable law provides otherwise. Unless�n
<br />� agroement ia made or applicable l�w requires int�rest tn be paid,Lender ahall nw be reyui�ed to pay Horrower any intereat or
<br /> .. --;S;:j� � eaminga on t6e Funds. Borrower un�J Lender may agrce in wriqng.howaver,that intcnest siwll be puid on thc FLnds. Lender
<br /> - .f�,��a slull give to Bomuwer.without ct�arge.an annual accoundng of the FLnds,showi�g credits and debits to the FLnds and the
<br /> - ;�i� pu�pose for which each debit to ti� �ncla waq made• The Funds are plalged u additional security for all wma cecured by
<br /> = thit 3ecurity Inswment.
<br />'-���?' If the 1'unds held by Lender exceed tfie nmvunts permitted to be held by applicable law, Lenek� shall account to
<br /> -"#�"'��t� Barower for the excess FLnds io accatdance wilh Ihe requirements of applicable law. If the amouns�f�the F�nds hetd by
<br /> 1 Lender at.any time is not sufficient to pay the Escrow[tems when due,Lender rney so notify Borrower in writing,and,in
<br /> rt",i
<br />_ ,ti�,,.� such cusa Borrower shall pay to d.ender ihe amount necessa•ry� to make up the deficfency. Borrower shoU mAke up 1he
<br /> _ ; • defi�i�ncy in no mone then twelve rnontl�ly payments,at Lenderk sole discredon.
<br /> llpon payment in PoII of nll sums secorecl hy this Secudty Instrument,L.encter aha0 prornptly refund to Borrower any
<br /> � Fluwis held by I..ender. If.under pAragrnph 21,Lender shall acquire or sell thc Property,i.ender,prior io the acquisidon or
<br /> • sple af the Propeny. sh�ll apply any FLnds i�1d by Lender at�he time of acquisitlon w sak as a er�srlii Against the cume
<br /> ��;y secw�ed by thls Security Inswment.
<br /> '`"�'t�"� 3. Appliptba of P�ymeats. Unless applicable luw provides otherwise.�II payments received by Lender under
<br /> i"�'•l
<br /> ��'_����4•���.4;,,;, _ �graphs I end 2 shall be applied: first,to any prepayment charges due underthe Note:second,to amounts payable under
<br />_ � � ' paragrnph 2;third,ro lncerest due;faunh,w principal due;and laxt.to any late clurga due under the Nate.
<br />' ":', 4. C�es= Ltens. Borrower shall pay all taxes, assessmenls,chugea. fines and impositions utuibutable to the
<br /> ProQerty which may attain pdority over tFiis Secudty Insdument,and leasehold payments�x grcwnd rents, if any. Borrower
<br /> � . =f�� - biwi:pay ti�sc obligetiuus in the mnnner provided in paragra+ph 2,or if not peid in that mnnner.Borrower shall paX them on
<br /> �!��Y�, time directly to the person awcd pnyment. Borrower shaU prcompUy furnish to Lender a07 notices of amounts to be paid under
<br /> . thia paragraph. If Borrower make��hese payments direcpy. �orrower shall pmmptly fumish to Lender receipts eoidencing
<br /> tha paymenta.
<br /> Botrower sholl promptly discharge any lien which baa priority over�his Security Inatrument unless Borrower.(a)agrees
<br /> ' ;. x„ � �in writing to the payment of the obligation secured by Ihe lien in a manner acceptable to Lender;(b)contests in gaod feith the
<br /> ��''��� lien b ,or defends a a�nst enfo�sement of ihe lien in,le al raceedin s which in the L�nder's o inion o rste to revent the
<br />- �� Y B � � F� 8 P Pe P
<br /> �---°u,`• enforcement of the lien;or(c)secures trom the holder of ihe lien an c�greement ss��istariory to Lender subordinating the lien
<br /> s
<br /> - _��'`���• " eo this Secudry Inedvment. If l,endPt detemnines lhat any paa of the Propen�+is subject to a lien which may attain pdarity
<br /> • over this Security Inshument,l.enr�rr may give Barrower a rootice identifyiaig's3x lien. Borrower shell satisfy the lien or teke
<br /> - '` one or more of the actions set forth aboti•e wil�in�0 days ot the Fiving of n�tice.
<br /> - ���" .'��'':` S. Hazprd or Properly Iosurance. Bortuwer shall k�e�p the improvernenis now existing or hereafter erected on the
<br />- :!:,•;��.,
<br /> ,s���r'. Property insu�ed against loss by fi�e.hazsuds included withi�ehe term"extended coverage"and any other hazards,including
<br /> �� ��`'�����}�k;';:+ tloods or flooding,for which Lender requires insuranc¢. 'dfiis insurance shall be maintained in the amounte and for the
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