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<br /> t P�r�ods that Le°der ioqm�es. �'he�nsurrace c�iei pm�►idin8 the ins�uaoce sBall bt chosen by BoR�wu subjxt w Lender� .
<br /> app�av�l which sha11 na be�mnasaoahiy wetbt�eM. if BartoweF faiis co m�intain cover�ge d¢scribed a6nve..l.eader maY.at� - ` -
<br /> -- - -. -• -Lef�der's optiosR ebl8in coverige to p�oted Lender's rig6ts tni��rapeitX�si acca+d-a�ice wtith P�S�M!= - ,� - _
<br /> � A!I insu�ance pol�cies and rrnewals ahatl6e aoaptabk.to Leederand shall inciude a standand masgage cfausc�Lender
<br /> shalllwve.the right ta'hold die pulicies and muwaLc. If l.e�dsr�ines.Bortower shat!pc+'anptly g"►vc to I.eoder all rcceipts `
<br /> - . ` :of p�d premiums and�eaewat nopces, tn the evwt of ioss.Bamwe*shafl give pmaipt notice to the insurance c�rricr aed , .
<br /> =t,ei�deG Lendermsy make praofo€Wss i€not made pr�nPdY 1sy-$on�uwe:. : - , - -
<br /> Unkss Leodes and Bamwet oWtrwise aga in writing.insu�anc�proceeds shaU be apQlied w nstaation or repair of
<br /> the ptnperty damaged.if the restaati�or npair is ecawmically feasi6le and I.enders serurity is not te�stned. lf 1he
<br /> �storatipt or nepair.is not econwnicaliy feasibte or Lender's secunry would 6e l�d.tGe iasurance pracceds sl�al!he
<br /> applied w th�sums�ed by this Security[nstnm�ent,wt�ethes or aot then due:with any excess paid to B¢rtawer. If
<br /> Bamwer abandons the_�rope�tY.or does noE aaswec veithin 30 days a�wtice fram L.ender that the insurance carrier has
<br /> . offered w settk a elwn.ttxn i.endec.may coltect the insurance p�s. lxndes may use the proceeds to nep�air or resture
<br />- �be Property or to pay sums secured by tUis Socurity Insmiment,wb�t6er ar nnt then due. The 30=day penod wiU begin when
<br /> the notice is g'iven. _ " �
<br /> `� Unless,l,ender wd Bomawer otheryvise agnre in writing,any applicativa of pmceeds to principal shall not extend or
<br /> -- postpone tUe doe date of the monM1Y PaYments cefeued to in paragraphs i and 2 or change the amount of the payments. If
<br /> -_ under Qaragraph 21 the Propecey is acquired by Le�er,.Borrower's right to any insurance poGcies and procecds iesulting
<br />--=- from damage to the Pcopertg pnar to the acquisiuon shaIt pass to Lender to the extent of the sums secared by Wis S�urity
<br /> —. - Instrumrnt immediately prior ta the acquisidon.
<br />- 6, Oe�paucy, Presetvatloo. Mainteaance And Pnotection'of the PropaRy; Borrawer�'Loan Application;
<br /> Lea�fiolds, Borrower stialt occupy.establisl�,and use itie Ptoperiy as�orrower g PnaCtpal�idepce within su[ty days aftei �
<br />-_�• �•; ::.the sxecutiar of tbis Seeurity tnstrumem aiid shall continue to oeeap�.the p�,��ecty as Boirawrr's principal msidence for�t .
<br />-��- �''ieast one year after�the date of ocenpancy, unles.c Lendee athecwise'ag�ees in.writing, whicfi consent;shaA na be
<br /> = ..�:;.�unrcasonably.withheld.or unless extenuating c�rcum.stances e�ist whict�aie beyond Borrower�conael. Boriov►�:shall not
<br /> - - . .:'.s�estrop.damage or impair the Pt+npercy,altow tha Ptapeity to deteriardtet:qr commit ws+ste on the Ptoperty. •Boitoi4er shall .
<br /> be in default if arty farFeit�ne action or proi�eding,whether civit br ecimmal,is begun that in L.ender's good faith judgment
<br /> could n�sult[n forfeiture of thc Praperty_or od►erwise materialiy impair.the lie�created by this Security lnstrument or , —
<br /> _ � Lender's security intec�es� Borrower may caQe sucT�a defauit and re"mst3te;av�provided iit paregcaph!S.by cansing the action - �
<br /> or proceeding to 6e dismissed with a niling that,in i.ender's gaod faith d'eteisi�inatiop;precludes forfeiture of the Borrower's
<br /> fnterest in the Ptaperty or other materia! impairment af the lien created by this Securiry (nstrument or Lender�security
<br /> interesL Borrower shall atso be in default if Borrower. during the Ioan applicarion pracess. gave materially false ar
<br /> iaaccurate iaformation or statemen�s to Lender tor faited to provlde Lender with any materia!infarmatton)in connectian with = —
<br /> ' the taan evidenced by the Note, inctuding: Dut not timited to. rep�sentatians conceming Hurtawer's arcupancy af the
<br />'��;, cr Anperty as a principal residence. If this Security lnstrument is on a leasehold.Borrower shall comply witb all the provisions
<br /> �� of the lease. If Borrower acquires fee title to the Proper[y,the leasehold and the fee titte shall not merge unless Lender agrees
<br /> ta the merger in writing. . .
<br /> ' . . ?. Y►+otection of i.ender'.4 Rights in t1K Propert3. It Borrower fai}s to perform the co�enantti and agreements __
<br /> . contained in this Security In.sm�men� or there is a.iega! proceedi�that may signi�cm�tly affect Lender's rigi�ts in the __
<br /> Property(such as a proceeding in bankruptcy.probate,far condemnadon or forfeiture ar to enforca taws or regulations),then � � ,_
<br /> � ' Lender may do and pay for whatever is necessary to protect the value of the Prapeny and I.ender's rights in the Property. �-
<br /> Lender�actions may include paying any sum.s secured 6y a lien which hAS priarity over ihis Security Instrument,appearing �,�?����'
<br /> � - in court.paying rearonabte attameys'fees and entering on the Prupeny to make repairs.Although L,ender may take action �i;;{a°.�::�;`:_
<br /> �' under this h 7.l.ender dces not have to do so.
<br /> P�B�P '+�=`_����:.:
<br /> ' . � Any amounts disbuned by Lender under thi.t paragraph 7 shall bewmc additiana!debt of Barrower se�ured by this _;:�: �.-;:_�,,.
<br /> � Security Instrument. Unless Borrawer and l.ender agree to ather.temts of payment.theye amoums shall 6ear interest from the ;':_;�,.;,:�`.--
<br /> date of disbursement at the Nate rate and sha116e payable,with intere�t.u�n natice fram Lcmder to Borrower reyuesting {•�--r:,;_--
<br /> payment.
<br /> & Mortgage In,cusance. If Lender reyuired mortgage in�urance as a canditian of making�he toan secured by this
<br /> Security lnstrument,Bortower shall pay the premiums rcyuired to maintain the martgage insurartce in effec� if,for any - _
<br />_ . rea�on, the mortgage insurance coverage required by Lender lapses�or ceotie� to be in effect. Borrower sfiall pay the , � -�
<br /> • 'z• premiums required to obtain wveragc substantiully cyuivalero n�the mnrt€age in�urance previously in effect. at a co�t ,
<br />- , substandaUy equivalent to the cort to Borrower af the martgage insurance previau�ly ia cffect.fram an altemate mangage ' � '
<br /> insurer a roved b Lende�. If subtitantiall e uivalent mart a e insurance eovera e is nc►t Available.�orrowershaU a to �;:�'���"�a�c"',.
<br /> PP 9 Y N s F S p'y . 1,,. .
<br />� Lender euch month a sum eyual to anc-twelfth of thc ycady mortgage insurancc premium bcinb paid by 8orrower when the ��;:r ;��;:�r
<br /> ' insurance wverage lapsed ar cc��.�cd t��Uc in cffcct Lendcr will:�ccepl..use and retain the�e payments as A lass rescrve in lieu ' '�-�;'
<br /> ' of morlg:�ge inxuruace. l.oss reservc paymen�c may na tanger be rryuirc�.at thc option of Lender.if mangage insurance ��'•��•�
<br /> _.:.i.;�- :
<br /> . coveragc(in the sunaunt and for thc per�al thut Lcnde�rcquirc�)provided by an inrurcr approveci by l.ender again becomes �. ,.t;
<br /> s avnilnble and iz abtained.Barrower shall pay ihe prcmiums rcquired ta maimain m��ngage in�uranre in effect.ar to providc a , . i
<br /> ' ��� loss reserve.until the requirement for mortgAge insurance end�in aca�rdanrc wilh any written agrcement between$urrower �'��''" -
<br /> , and Lender or appticable iaw. � .
<br /> � . - 9 ltespection. l.c.nder or it.r:�gent may make rca���nvhle entrie�utx�n and in�pcction�of the Praperry. L.cnder tihall • •
<br /> � give Borrower natice at the time af or pri��r to hn intipectinn�pecifying r��awnabte c:�utie for�he intpeciion. ,
<br />" )�� 10. ['aqdemnatiun. Thr pr�ced�aF:my uw�rd or claim far damagcs.dircct oi cumcqucn�ial.in cc�nncction with:�ny
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