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<br /> oaidar�►�tiat or ather t�id�y ot�ny prt d dw Proparty�or fa couveyaaoe ia llou rf conda�uuuion,�uio havby aul�neA�nd
<br /> iW I Ee p�W w Lendor.
<br /> In d�e eve�t af�uMrl ukin� of d�e Pmporty. � �hdl ae appUed a the wau �ecured by 1h1� Securlty
<br /> In�tew�eal.wh�U�er or ant diqi due.wlth�ny exoes� to Barower. in�ho�vnu of�p�rtid uiklns oP�he Pro�eey in
<br /> whkh the faft muket vdue af tha Prnpeny irnmedl�cely befao tho taking it aqual to or�rester Uun�he unouut of lhe wm�
<br /> �ocwod by thls Secudcy lawument immediately beforo�I�o t�lcing.unkss B«mwer�nd 4ender mlhcrwi�o a�Re in writing�
<br /> 1he sums�ucurcd by this Security Inwuramt�h�ll be nduced by the urwunt of 1he proceed�multiplied by�tw fdbwln�
<br /> fnctbn: (a)tho wul unounl of tho swn��ecurcd immediately beforo thc 1Mking.divlded by(b)tbe fdr mukct v�lue ot the
<br /> {'topetty lmmediataly before the ulcing. My balanc��hdl be paid w Botrower. In the event of a patial u�king at'thc
<br /> Propeny in whlch the fair muicet value of the i'raperty immediately befor�e ihe t�king ic les:U�an the amoum of Ihe aums
<br /> �ocwrd immodiatoly befone�he Ialcing� unlcca Bamwer nrrM l.ender dherwise Agrce In writing or unkas applic�ble law
<br /> otherwlae pmvldes.the pmcood:�ludl ba y�pliod to the aums coeurcd by thie 5eeuriry Inrwmem whether ar�a11ho surtu�u�e
<br /> tt�due.
<br /> J If the P�r�erty i�at�ndoned by Borrower,or if.after notioe by Lender w Borrower ihat the co�demnor offera w makc
<br /> an awuid or scttle a cl�im for d�moges.Bomower falls to respond to Lender wlthin 30 days after the date the ndice Is�iven.
<br /> L,ender is aulNorizod w collect and apply 1he pro�coods.u its optian,eilher ta nc:tornlion or repair of the Pno�orty or to thc
<br /> surt�aecurod by this Securlry Instrumen�whather or rwt�hen due.
<br /> Unleas l.e�der and Bomower otherwise agnee M writing.any upplication of procads to principal shall not exlend or
<br /> postpone the due data of rhe monthly Fayments t�efemed to in pazagraphs 1 and 2 a change Ihe amaunt of such payments.
<br /> Il, Borrower Not Itekased; Fbrbearance By Lender Not A W�Ivrr. Eztension of thc timo for paymenl or
<br /> modltication of amonlxallon of the sums securod by this Secu�ity Insuument grsmted by I.ender to any successor in inlerest
<br /> of Bamwer ahall nat operate to mlease�he Ilability of the o�iginal Bomower or Bomower's successors in interest. Lender
<br /> - --� - -�- �all not be requited w commence proceedings again�t any successor in interew cx refuse to extend t�me for pryment or
<br /> dherM•ise madify amartjzution of the sums secured by this Security Insuument by rcuson of s�ny dema�d mede by tbe original
<br /> Borrower or Borrawer's succez.sors M interest. Any forbearance by L.ender in exe�rising any�igln or remedy shall not be a
<br /> w�iver of or prCClude Ihe eaercisc of any dght or remedy.
<br /> lZ. Successors and As�ti�ns Bound;Joiwt w�d Se��erAi Liability;Co-siRoers. The covenants and agreer�een�.v of thix
<br /> Security Inatrument shall bind and benePd 1he succe9sors and susigas of Lender and Borrower,subject to the pmvisions of
<br /> --- patagmpte I7.Barrower's covenan�s wnl aRreemen�s ahall be joint uad seversil. Any Barower who casigos this Security
<br /> �nsimument i�ut daes aot execute the Note: la)�s casigning this Security Inslrument only to mnngage,grunt and convey that
<br /> '9ornnwer's lnterest in the Propeny under the terms ot'this Secu�ity Instrumenr. (b)is not penonnlly obligated to pay the xums
<br /> _— securod by thia Security)nsttumen�;and(c)ugrees�hut Lender und uny other Borrower muy agree to extend,modify,forbeur
<br /> - or make any eccommodations wi�h regard to the 1►�rtns of lhix Secu�ity Instrument or the Nate without that Borrower's
<br /> consrnt.
<br /> 13. Lo�n Charges. If�he lonn tiecured by Ihis Security Insirument ix subject ta u law wbich �ets maximum ban
<br /> - charges,and that law ia finaNy inlerprctcwi w�iw�ti�c i��tzre,i.►r otixr ioan charges collcricd or to be callrcir.d in cos�stecYicxt
<br /> with the loan exceed�he permitted limits.lhen: (u)uny such loan churge�hpll be rcduced by the wncwn�necexw�ry�o reduce
<br /> the charge to the pemiitted limir,und(b)ony sums ulreudy collected from Bomower which exceeded permitted limits will be
<br />- refundeJ to Borrovvec L.ender may choose to muke this refund by reducing Ihe prineipul oweJ under the Note ar by making a
<br /> divecl payment ta Borrower. lf a nefund reduas principal,�ha reduction wlll t�tres�ted us A pani�l prepnymen�without any
<br /> prepayment chnrge undc�the Nate.
<br /> lA. Natices. Any no�ice to Borrciwer pmvided for in thi.Security Inx�rument tihull 6e given by deliveriag it or by
<br /> mAiling it by firvt clu�s mail unle�s applicuble luw requicex u.re of another methad.The notice shull De directed ta the Property
<br /> Address or any other uddre,z Borrower dexignates by nntice to Lender. Any nntice to Lender shnll br given by fint cluzs
<br /> mail 10 Lenderl uddre+s smted hcrcin ur any other nddresv Lcnder de.ignutc+by nMice to BorroN•er. Any notice provided for
<br />_.:= in this Security InMnimem xhall be deemed ia huvu been givcn u► Borcowcr or Lender when given ug provided in this
<br /> ��15. Governing Law; SevembiUty. This Securi�y Ins�rument shall bc �ovecned by tederul law und the luw of thc
<br /> jurindiclion in which the Propeny is Iceated. In the evenl that uny provi.rion or clautie of thix Securi�y Instrumenc cu the Note
<br /> - conflic�c with uppliculde luw.tiuch conilict shull nnl uff'ect�Iher provizionti oi'this Security Instrument or Ihe Not�e which cun
<br /> be given effect without the conflicting provision. Ta this end Ilx:provi�ionti nf'Ibis Security Inxlrument und the Nate ure
<br /> declared to hc sevcrnblc.
<br /> 16. Bo�rower's Copy. Bortuwer�hull 6c givcn nne confiirnmd cupy of Ihe Note und of thix Security Instrument.
<br /> ! l7. 'IYansfer ot Ihe Property or a Beneltcial Inferest In Borruwer. If ull or nny pan of the Propeny cx c►ny intere�t in
<br /> �'}''«' it is sold or traosferred (ar if u beneficial intcrcst in Borcawcr i,sold or truntifcrrcd und Born►wer ix niH a nuturul person)
<br /> ';_' withow Lenderk prior wriuen conxent.Lendcr muy,ut it.op�ion,rcyuirc immcdiatc pi►ymcnt in full nf ult sumx secured by
<br />- �=,,;:,�'--�� thiR Securiry Instrument. However,thls option xhull nat be exeni4ed by Lender if exercise is prohibited by federnl luw as of
<br /> -� �°-iy� the dote of thi�Sewrity In�trument.
<br /> If Lender exercises thiw option.Lender shall�;ive Burcowrr nntice ul'ucr�leruti�m. 'fhe notice xhull provide u periad of
<br /> �`"'=`'�� not lexs thun 3U duy+from tlx�dnte thc noticc i+dclivcred��r muilyd wUhin whirh B��rr��wer mu.t puy all.um.xecured by thi.
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<br /> ^�:. Security (nstrument. If Borrower fnils a� pny thc,c �um� priur tu the expirution of thi. �xrial, l.endcr may invokc su�y
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<br /> °��,': � remediex permitted by this Sccurity Inxtrument without further ni��irc or dcmund�m Borrowcr.
<br /> .�.,';�'•�".°:G� 18. Barrower's RiRht b Reinstale. II'BoROwer mects renain co�xliti�m., Rorrowc� shall huve thc right w hAVc
<br /> �- ti��4 enforcament of this Security Intitrumrm diuon�inucd ut uny timc priur lu�hr rurlicr of: 1•r14 dayx(nr xuch uther periud u.
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