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<br /> priod�Hwt I.encler raqtiirn. Tho+lnwnm�e c�rricr ptovidln�the(nwn�noo shdl be choaen by llarowtr huGjecl to Lenderk
<br /> appawd whkh�h�ll not be u�on+ibly wilhbeW. It Bo�+uwer t�ila w m�int�in rnvera�e deuribed�ixwc.l.rider n�ay,M
<br /> I.Mduti optk�n,c6laia��w pro�e�y L.e�derl��i�M{in d�e�iiY in�c�cced�nce with prrajrnph 7.
<br /> All in�umc�e pdblei�rW mnew�rhd�be acaqtrbla lo uid�11 includu a st�ndard mat�ge clw�e. L.atdet
<br /> �ull hnve tbe t�hl to hdd d�o poiiries+�nd tetoewats. rf l.cndcr requirc�.BormwCr�11 pranptiy�ive to l.ender eJl rewipt�
<br /> of pdd pemiums ia�d rceew�l nwlue. In 11�even�of loas.8�,xrower ah�ll�fve prwop�nodce ta iho inwnnoe c�u�rler ad
<br /> �,eNder. l�der nuy mdr�e pnwf'af las if nd m�de prany�tly by BoROwer.
<br /> Unku,i,en�kr and Bun+nwer a�herwise��ree in wtiting,inw►ance proceeda eludl be opplied ta muanuian or rop�ir oP
<br /> —' the !�pprty if� rr►tur��kw�ur r�pai�iy ccau�micaily fc�ibW �uxl t.�:mkrL K:curity i.iwi I�iacticd. If�he
<br /> re�toat�on or is no1 ecananically feuible or l.etwierl��curity would be ks�enod.Iho inwr�utce procoaix tl�ll be
<br /> appUod to the wms sa�urod by thi�Secu�ly Instn�meol, whether or nM ihen due. wlth any excess pRid ro Bo�mwor. If
<br /> Bonower�lw�do�u thc Propeny.or docr � anrwer within:�Q dayw o notkc fmm l.eodcr tbst �he in�uru��o canier h�s
<br /> offerod Io eatb a cldm.ttkn I.ender mAy colloct tha inwmnco procoala. Lcnder miy ure the proueodx to�epil�ar rcst�nc
<br /> the Propehy or lo pwy wms socurcd by thic Socudty InitrumeM.whe�her or nW Ihen due. 77rc 30�day period w�ll be�tn when
<br /> tho tMitice is aiven.
<br /> Unkss f.ender and 6nmowcr oiFKrwise a��ec in writbi8.+�ny u licaliun oP pnk�w prim.ip�l Khall not extend or
<br /> pastpona tha duc data of the m�xuhlY paYmenro referrcd ta in parag�is i w�d 2 or ch�ngc tbe�untwnt of�he p�ymema. If
<br /> undet pa�ragcaph 21 the Piroperty is acquircd by l.en�fer.Bor�ower�s dgM to any incuran�.�e policies ar�i pto�xeds rcYUlting
<br /> fmm damnge to tho Pioparty p�#or ro�he a��qui�ltian�11 pASS to Lender to�ha extent of the sum�secund by�hi�Socudty
<br /> Inwuitient immedi•r�aly prior to�he a��quisi��iun.
<br /> f. Ooenp�wcy. Prese�stba, Matate�snc� �nd PeMeclbn ot tbe Propertyi Borrawer'a L.rwn AppW�tioai
<br /> La�ebolda, Ba�mwer shdl accupy.estaMish.and use the Ptoperty aY Barmwer�prin¢ipW rcaideix.�e within six�y days after
<br /> thr execwjaa of�6Is Socurity Insavment wd stuill canfinue to occupy the Propeny as Bormwert�princip�l rccidena far u
<br /> Ieast one yeu afler Ihe date of occupancy, unkss I.ender dherwi.se agrtex in writing. which consent shali noi be
<br /> umrasaWdy witt�held.or unksg ex�rnw�ing circum�ances eai+:t which ame beyond Bamiwerti canuol. eomnwer shall not
<br /> destmy�donwge or impair the Pmpeny.allaw�he Propeny to deterior�te.nr commit waste an the Prapeny. Fiomnwer shall
<br /> be in default if any forfeitute xtion or proceeding.whe�her civil or crimioal.is 6eRun Itu�t in Lenderk good i��h judgmen¢
<br /> oou{d rcsult in forfeiturr of the Property ar aherwise matcrially impair�he lien �vaaleal by �hi4 Socurity lnstrumcnt or
<br /> Leadrr's sxuriry interest. Bom�wer muy cure auch u default ond�eins�ute,ac pmvjded in paragraph 1 R,by causing 1he action
<br /> or proaeding w be dicmisse�d with a ruling thw,in LcrK1e�i:good fuilh detennination,precludes forfeiwrr of thc Bamowcr C
<br /> intercst in�he Prnperty or wher material impairmenl of the lien c�rateJ by this Security Ins�rumem or l.cnde�fi re�urity
<br /> interest. Borrower shall ulso l�e in defauli i( Borrower. during �he loan applicalion pracek+, gave materially false ar
<br /> inaccurate informetion or uatemenls la L.ender lor foiled w proviJe Lende�with uny material information)in cannection with
<br /> - ---. the loan ev'�denced by the Nde. including, lw1 nat limited to, �eprenentations conceming Borrowerk acrupnncy of the
<br /> - Prope�ty ac a principal residence. If�his Security Insm�ment is on a leaiehold,Bormwer r�hnll comply wi�h all the provi+ions
<br /> - of tl:e lrase. !f Sasra�xrr scqnis+e.s fee tislr so tl:e Ps�perty.the kasrl:uM and the fcr titk�Hal!na mcrge an[e��!�►�c�cr egr�
<br />-" to the merger in writing.
<br /> 7. Protectbn of Lender•s Rigbts ia the PropeHv If Bomower failx to perf'orm �he covenants und agrecments
<br /> _— contnined in this Security Insuument, ur the� iti a IeFul proceeding thu� may ,ignific:mtly vffect Lender's rigM� in the
<br /> Roperty(QUCh as a proceeding in b:u�kruptcy,probn�e,for caxl�mnation or fodeiture cx to enforce luwx or rcgulations),�hen
<br /> � I.ender muy do and pay far whate�•er i�oecet.•rry to protcct the vulue��f�hc R+openy and Lendcr's�ights in Ihc RopeNy.
<br />, LenderE octions may include paying nny.um.�ecured by a lien which hus priority over the.r Security Inswment.appearing
<br /> in coun.pnying rea+annble unamey.s'fee.and entering on�he Pmpeny t�make repain.AUhough Lender muy take uc�ion
<br /> - x t hnve to do w.
<br /> under this paragraph 7.Lender dce no
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<br /> r under thi� ura ra h 7,hull tx.YOme additian�l debt of B rro er,ccured 1hi
<br /> Any umau�ts disbuned by Lende p g p y
<br /> Unles�Bormwer und Lender u rcc to other tertm of u�mem,the+e naiouMs shnll tiear intere+t from thr
<br /> ��� Sewnty Instrument. Le p )
<br /> �°"", �� dute af diFbursement a� the Nate rs�te nnd shall 6e puyuble,wlth in[erest,upon naire Prom l.ender to Bormw�er rrquacting
<br /> payment.
<br /> � 8. Moetgage In6umnee. If Lcnder required mongage imurance as a candition of making tlx.loan+ecured by this
<br />�+,�;.;� Security Instnimenl, Horrower shull puy the premiomti rcyuired to maintuin Ihe moAguge imursmre in effect. lf,for uny
<br />_ - � reason. the mortgoge insumnce covervgr rcyuir.:d by Lrnder lupse� or cra+r� tu t� in eiicci, Bom�wer shail pay the
<br /> pmmiumr reyuired to abtain aweruge substuntiully cyuiaalem to �he monguge in.uranre previoutily ia effi�l, ut u cost
<br /> �ubstnntiWly equivalent to the coxt to Burmwer of�hc monguge intiurrncc previou,l�� in ef'fec�.I'rom un nhemote mongage
<br /> ' {_�� insucer opproved by Lendcr. If subxtuntiallv equivrlrnt mungagc inwrunce r�wcrugr i.not uvuiluble.Bormwer�hull puy to
<br /> ��•,�,1i,,�, Lender exh month u sum equol tn onc-tWclith of thc yevrly mongagc in.urarnr pnmium lxing paid by Bo�rower wlxn�he
<br />__� ` �y insurunce covert�ge Inpsed or reased to be in�Ifect. Len�kr will accept,u+e:u�J n:tum Ihe.e�ymrm.a.a losti reurve in lieu
<br /> •� . �� of mprtgage insurunce. Loss reserve puyment.may na Ion�:er t�e rcyuired,ut thr uption of l.riider,ii mortguge in�urunce
<br /> �`'''•'{� s' covera e in the umaunt ond tor the nod thut Lcndcr rr uirc,) mvideJ M un imurer n rovrd b Lemier n ain heromex
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<br />—'.-����:,'; available and i�nbtained.Borrowcr shull puy�hc premium,nyuircd ti,muintuim m�rtgaFe in.urunrr in effec�.or to pmvide a
<br /> - ��•.,• loss rcserve,until the rcyuircmem f��r monguRe inwrunce rndc in ucranlunre a�l�h uny writ�en ugreement between BorroWer
<br />_�—_ :�;.�� und Lender or applicublc law.
<br /> �;-.�•��� •: 9. Inspection. Lender or i�s ubcnt muy mukr R u.un:►blc ent rie.u�►n und in.�xrlionx of Ihe Pmpeny. Lender shul l
<br /> ��-�''• � -. give Borrower nadce ut the timc of ur prior to un inti�xction.�xrifyinE rru.onaMc ruu.c tix the insper�ion.
<br />° ��'"'= 10. CotNlemnatbn. The nxeeds of+m �warJ or cl��im tiv damu�« Jirrcl or cunu uentiul,in connection with nn
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