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<br /> Ibodt or floodinj. tar whkh L�ader roquira ituwnr+oo.Thi�jnwrmoe�116e nuitaained in the wnou��nd Pot the perbds —
<br /> th�t LeMer roquita.'1'fie inwrmoe carrler providin�tl�e inwnnoe�11 be ciw�a�by&►nuwer wbJoct ta l.ender'r�pp�nval
<br /> whicti�II not bc unrcasombly withheld. If Borrower fiJls to maintain vovtra�e dacribod�bove, t.ender m�y. at Lada''�
<br /> aption.oblain oovaqe w protea L.aider'�ri�in the ProperiY in�cootdiu�ce with p�ra�r�h 7.
<br /> Ali iawra�we poUcia�nd tenewtic�iwll be�ooept�bb to Lender�nd �il includa a �lordard mortQa�e clause. L.ondor
<br /> - - �lull iuwe the�ipht w hold the polickr and renew�lr.if Lender requircs.eorrower�iul�pmmptly�ivo to Lemier all�ipt�of
<br /> p�W prcmiwns�nd rer�swd notioa.ln the event of lo�s.Barrower eludl Rive prompt iwlioe to the inaranoe carrier�ad l.arkr.
<br /> L,ender may matca proof of las iP twt mpde promplly by Borrower.
<br /> Unleso Lende:r�nd 8orrower dherwlse�e in wddng.incurance pr000ed::iu�l be applied w rcatoruion or repilr of tf�e
<br /> property d�nwgod.if the restantion or rspair ia eoonomically fe�sible u�d Lender's secu�ity ia not lesrened.If tha Ratototion or
<br /> i+epair is not eoonomically feasible or i.en�ler's aa�urlty would ba les�ened.the inwr�wx prooeeda �ell be applied to the aume
<br /> sewred by this Sxudty Instniment, whdher or not�hen due. with pny cxcesa paid to Borrower. If Horrower sb�uxlonr the
<br /> Property.or does nat answer within 30 days a notice from I.ea�der that the insuranc:e��rricr Iws offered to settle a claim.tlyen
<br /> L.ender may collxt the insuran�e pnooeeds. L.erder may use the ProcaAs to repair or restore the Property or to pay sums
<br /> �ecured by this Security lostrument.whaher or nat tt�en due.Tho 30-day period will begin when�he notice is given.
<br /> UNe.gs I..endcr and Borrower otherwise Agree in writing. any applk�tion af proceods to principal shall not extend or
<br /> poatpono the duc date of the monthly paymentc referr�d to in paragraphs 1 and 2 or chenge tho anaunt of ttie payments. If
<br /> —�- under parag�aph 21 the Property is acquirai by L.ender. Borrower's�ight to any insurance policies and pra�s rcaulting from
<br /> --. demage to the Property Prior to�he acquisition ehall pass to l.ender to the extent of the suma securcd by thi�Security Insurument
<br /> - - immediasely pr�or to the acquisitbn. . ---
<br /> � 6.O�ecap�ncy,Freservation,MAinteaAace a�d 1Nrotectfon ot t6e Property;Barrower's I.opn Applicatlon=I.easeholds.
<br />;;; Borrower shall occupy.eswblish,and use the Property as Borrower's principal residence within sizty days after ihe execution of
<br /> this Secu�ily Instrument and shull continue to occupy the Property as Borrower's principal residonce for at least one year after
<br />-- the data af accupancy. unless L�ender othcrwise agrees in wrlting. which consem ahall not be unreasonably withheld. or unless
<br /> •� , extenustiog circumstances exi�t which are beyond Borrower's control. Borrower shall nat destroy. damage or impair the
<br /> 'n�i Property. allow the Property to deteriorate, or commit waste on the Properry. Borrower Ahall be in default if any forfeitua
<br />'r fi action or proceeding.whether civil or criminal, is 6egun that in L.endar's good faith judgment rnuld result in forfeiture of tha
<br /> Pmperty or othcrwise materially impair the lien crCated by this Secu�iry Instrument or l.ender's securfty interest.Borrower may
<br /> -- cure auch a default and reinstete,as provided in paragraph 18.by causing the actian or praceeding to be dismissed with a ruling
<br /> � � that. in I.ender's goocl �'aith determination, precludes forFeiturc of the Borrower's interesst in the Property or ather material
<br /> impaimiBnt of ihe lien created by this Security Instmment or Lender's security interest. Borrower shall also be in default if
<br /> • Borrower,du�ing the loan application process.gave materfally fulse ur ineccurate information or statements to I.ender(or failed
<br /> -t.. to provide Lender wlth any materiul information)in rnnnectinn with the loan evidenced by the Note,including,but nat limited
<br /> " to, representations conceming Borrower's accupancy of the Property us a principal residence.[f this Security Instrument is an a -
<br /> � leasehold. BoROwer shall comply wita all the pmvisions uf the lease. If Borrower acquires fee titic to the Property, the __
<br /> �' leasehald and the t'ee title shall not merge unless Lender ogrees to the merger in writing.
<br />- <-�.�. ' 7.Protection of I.ender's Rights In the Propetiy.lf Bormwer fails to perform the cavenaMs und agreements contained in —
<br /> �u ..
<br />" �-,,�„�'ti., .� this Securit� Instrument, or there is A legal proceeding �hut muy significan:ly affect I.ender'x rights in tho Property (such as a
<br /> - "'•;- proceediag in bankruptcy,probate, for condamnution or fixfeiture or to enforce luws or regulwtinns),then L.ender trwy do und
<br /> � �`'°'���' for whatever is necessu to rotect the value of the Pro rt und I.ender's ri htx in the Pn� rt l.ender's actions ma
<br /> °^ � �;q,,.:,'t`::.:'�. PaY •ury p 1� Y B Pe Y• Y
<br /> - =.»vr'�'r.,<�. . include paying uny sums secua•d by u licn which ha+ priority over this Security Instrumem. appearing in couR, paying
<br /> �'9�`.„��• .,. �_
<br /> ±�'�" ,"a.."R;..' reasonable attorneys'fees and entering on the Property to make mpairs. Althuugh L.ender muy wke uction under this paragraph ---
<br />" , MI ♦1 i.. *_. ��[�
<br /> •..i. , ua. 7,Lender daes not have to do so. —_
<br /> ��y'"' ' ° "�' An amounts disbunsed b L.ender under Ihis aro rr h 7 shull beconie udditional debt nf Borrower xcured by this =
<br /> . �, .. . , y Y P 6 'P
<br /> �"f��=°'�``��. �".'�' ' Securiry Instrument. Unless Borrower nnd Lcixler�grr�e tu other tenns of puyment, thesc amounts shull benr interest from the
<br /> �t�'��..1 " date of disbursement at the Note rate and shall be payuble, with intere+t, upon ndice fmm Lender to Borrower requesting -
<br /> ��:xt., .,' __
<br /> „�..�,.. - payment. �-
<br />>.� � ••, • S.Mortgage Insuranee. If Lender�eyuired mungage insurunce us u�oixlition of nwking the loan tiecuned by this Security �
<br /> �' ..,,�..,t.�. .::7k„�,`',�., instrumeM, Borrower ehall pay the premiums requircd to maintuin the mnngage insurnnre in eft'ect. If, for any reasnn, the _
<br /> ,;,,:..., mortgage insurance coverage rcquired by Lender lupses nr cea�+ to t►e in effc�t. B�irrowcr�hall pay the premiums rcquired to
<br /> - �:�;�•a, ..::..,
<br /> _ �-•r., ,.��. .. obtain covera�e substuntiully equivalent tn the monguge insurs�nce previnuxly in effc�t, at •r cast.ubstantiully equivalent �o the �-��<
<br /> �;�� rnst to Borrower of the mortgs+ge insurance previously in effect. from an altemute mim�agc imurcr uppmvecl by I.ender. If _
<br /> ►'�?'�� . ''� substantially equivalcnt martgage insurunce covcruge is not avuilable. Borcowcr tihull puy tu l.cndcr earh mon�h a sum equal to �
<br />= � one-twelfth of the yearly mongage insurance premium txing prid hy Bnrcower when�he inwrrnce crnera�e IAptieJ��r ceused ta �F•`
<br /> � � . _ be in effect. l.ender will accept,use und retuin�hese puyment.as u lo�s rcserve in lieu ul' munguge insurnnce. la�sx re+erve
<br /> ' �=-' " Form 3028 9l80
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