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<br /> ��,.�`�� ;��.,���d!eks 4��ts�+�,sar►«�r�d4��d an�6a pe�p�y..m.u.r.00�a���w�..oM�.d
<br /> _ .. — _----,-' _ . .. tpeMpw iw+�w qi i�wriv�i:w r.� .T. � �. � ��MM�Y�M� AIY� /Y�1�1MM ���rMl���� ��.�V - -.
<br /> -- - - r..�_��»... �. ------- - .- ....,__ . -- :-.�
<br /> Ip�nied.Af1 of It�b t�ro�o�u/ii�efened a ia thu Seaaity 1a�un�eat�tbe"Pr�opatY.'
<br /> BD�tROweR cbV6tvMITS s6�t Boero�►�er i�tawlbii�.ei�.d af we ertMu ha�eby aoavay�d aae t�s th�ri�lu a�ec�t
<br /> oonvep tla Property and Hat the Ptepaty i� unencumberad. exoept for a�nunbnnoe�ot rocord. Aorrowa w�mnts and wAl
<br /> dMbad gaia�ily tbe dtle w the Propaty�in�t�11 cW�m�nd deinnd�.aubjxt w�ny�of rerad.
<br /> m1S s8cuwr�r trtsTitvMBN'r ooa�bi�unir«m covawMa ror n.doe.�we�na aon-uniram oovan�s ww� ud1.d
<br /> vuiation�by Ju�ion w ao�tlww a unitona�xur(ty inurument ooveriu�ral property. �
<br /> UNlRORM COVENANTS.Bormwer ud L.ader oove�wN�rd�roe u follows:
<br /> 1. hya�at ot P�i�clpd xod iMet+ati �'� �d LNe CW�s. Borrower �iyll P�M�Y P�Y wixu due tbe
<br /> princip�!of�nd inten�t on the dabt evidenoed by Iho Nota and aY P�Y�����a dua unda the Ncta�
<br /> 2, �1und�tor Tua�ad ipau�noe.Subjax w q�pNanble law or to R wriue�waiver by La�du, Borr+nwor�Fwll pRY w
<br /> L�cnder on tbe d�y ma�uhlY payments ane due under the Note, until lhe Ndc u paW in full.R wun('Fwds")for:(o)Yeul y taxe�
<br /> and ar�a�aiw which may pttain pdoriry over this Sa�urity Imtcummt s�a tien on the Property:(b)Yar1Y le�eiwld p�ym�ots
<br /> m gnwnd nent�on tho Property.if ary:(c)Yearly haz�M or PropenY insurana p�+niwns:(d)Yarly flood inwr�noe prcmiums.
<br /> if ony;(el Y�Y��ga8e inwr�na premiums. if anp:�i (�enY sums PaY+�ble by Borrower to I.entler.in aocord�na wlth
<br /> the provitiom of paragrqph 8. in lieu of the pnymau of utoRgage iasurance pnxniuma.l'hese items are c�llod"Eacrow Ite�.'
<br /> l.ender rn�y� at any time. collect and hold Fw�ds in sn�nount not to excxod the m�cimum�mount a laKler for a federally
<br /> . nlatad rnortgage Ican mey roqoire for Horrower'r escrow xaount wder the federal Real Est4te Settlanent Procedu�es Act uf
<br /> 1974 as emended from timo to time. l2 U.S.�C. Sactjon 2601«srq. f"RESPA").unleas another law tiwt ipplies to the FuMs
<br /> eets a lescer emount. lf so, L.ender may. at any time, collect u�d hold Funds !n an r.mount not to exoeed the la�er Amount.
<br /> ---- Lendcr rnoy estimate the amount of Funda due on the basia oP cument data and maaatu�ble e�tim�tes of eapeidituroe of fLhu�e _
<br /> - Qscrow Itcm4 or otherwise in accardance with applicable law.
<br /> The Funds chali be held in an lnatitution whose deposits are insured by a federal agency. instnuneatality. or cntity
<br /> (including i.ender.if Lender ia such an inatitution)or in any Federal Home Loan Bank.Lender shali epply the Funds W pny the
<br /> Escrow ltemc. L.ender may not cherge Borrower for holding and applying the Funds,unntwlly an�lyzing the esc�aw s�ccAUnt.or
<br /> verifying the Escrow Items,unless L.ender peya Bornower lirtercst on the Funds and applicable law permits l.ender to mako such
<br /> - a charge.However.Lender may require Borrower to pay e one-time charge for an independent real atate 1ax r�eporting servioe
<br /> used by Lender in cannectbn wfth this lonn� unless applicable law provides ottiernlae. Uniess an agreement is nuide or
<br /> appliable law roquires interest to be paid,l.ender sh�ll not be require�to pay Borrower any interest or camings on the Funds.
<br /> - — Rorrow�r and Lerdcr:nay egm.c in writing,however,that interest shell be paid on Ihe Funds. L.cnder shall give to Borrower.
<br /> '� without charge, an annyal acxaunting of the Funds, ahowing credits and debits to iha Funds and the pu�pose for which tacd
<br /> debit to the Funds was mada.The Funds ane pledged os additional security far aU sums secured by this Secu�ity Insirument. —
<br /> If the Funds held by L.endor eaceed the amounts pertnitted to be held by appUcable law.Lendr_r shall account to Borrower
<br /> t
<br /> for the excess Funds in accordunoe with the requirernenls of upplicable IAw. if the amount of the Fu�ds held by Lender at any
<br /> - time is not sufticient to pay the E�row Items when due.Len�r may so notify Borrower in writing.and, in such case Borrower
<br />: shall pay to l.ender the amount necescnry to make up the deficiency. Borrower shall make up the deflciency in iro mo�tiwn
<br /> twelve rnonthly payments,at Lender's sole discretion.
<br /> Upon payment in full of all sums secured by �his Security Instn�ment, Lender shall pramptly rePond to Borrower any
<br /> Funds held by Lender.]f, under paragraph 21, Lender shall acquire or sell the Property. Lender,pt�or to the acquisition or sale
<br /> of the Property,shall apply any Funds held by I.endcr at tha time of acquisition or sale as a credit against the sums socured by
<br /> thia Security Instrument.
<br /> '�° 3. Appiication of Ppyments. Unless upplicable law provides otherwise,ull payments received by Lender under paragraphs
<br /> .�:�;:: ' 1 ancl 2 ahall be applied: first, tn Any prapayment charges due uader the Note: second,tu amounts payable under paregreph 2;
<br />= a. .��!�':> � thir+d.to interest due;fourth,to principal duc:and lust, to any late chnrges due under the Nate. �
<br /> '�'%�f��.'���°,l^;�' 4. Charges; Liens. Borrower shall pay all laxes, assessments,rhurges, finec und impositions aqdbu�able to the t'roperty
<br /> � � ��4t which rnay attain prioriry over this Security Instrument, und leusehold payments ar ground rems. if any.Harrower shull pay
<br /> ��.:, .':.
<br /> :! s;�.l. . -' !
<br /> �a 4+i' ,,��,:� these obligations in the munner providcd in purugroph 2,or if not paid in that manner. Bonowcr shull pay�hem on time directly
<br /> ,�':.'�_«: : -�;r.
<br /> =:�:_ ;; .., .�, ta the person owed payment. Borrower shall promptly fumi�h to l.endcr all notices of amounts to be paid under this paragrnph.
<br /> ":,.��:i:-:�� If Bnrrc�wer mukes these pnyments dirccUy.Borrowcr Fhall promplly furnish to Lcnder reccipts evidencing the paymenta.
<br /> Borrower shull promptly Jischarge uny lien which has priority over Ihis S�.�urity Instrument unless Borcower:(a)agrees in
<br /> .:;,;�,.; ..� writing �o the puymem of the obligutian uxured by tiic lien in u manner acceptable to Lender;(b)conteals in good faith the lien
<br /> •�".;`;',.; ,, by. a defendx aguinst enfarcemcnt of thc lien in. Icgnl proccedingti which in �hc Lender's opinion operatc W prevent the =
<br /> w y enforcernent�f the lien:or(c)secure�from the holJer of the lien an ngreement satisfustory tu Lender suhardinutin�the lien ta
<br />_-�. ....';��.' . �_.
<br /> �. ',~�'1 . �.' this Security Instrument. lf Lender detern�incti that uny pan nf tiie Pn�perty is subject to u li�n which may at�uin priurity over
<br /> rr�
<br /> '�"'� this Security Instrument. Lender may give&�rrowrr•r notirc idcntifyin�;the lien. Bormwer shall satisfy the lien ur wke one or
<br /> more oFthe actions set forth a6ove within IU dnys of�he giving of M►tire.
<br /> =;�: -.
<br /> • form 30�8 91�0
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