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<br /> � S.N�nrd or Propert9 Iwacaaoa Borrowx dull keep the improv�ment�noM eYirtin�w 1►ee�aiter erocted on
<br /> the pn�perty innirod y�irnt IaN by�ro I�s�rd�included with�n ehe term"e=taded aav+xa�e and aay uthet h�ndr, �
<br /> ___,_ _ - -- . ittcludins�tooda ar tico�in;,ta whicA�der e±�rn+i�►�snoe.Thts ln��noe eiw�ll be m�rimained in ths unanti ._
<br /> and tor.Me periad�tbat Lender requiroa The inuranoe c�urlor povidin�the(nnu�noe�U be oLoaen by Bomoxer
<br /> w�b�ct to I,,aider's approval Nhich�11 noe bs�Wy�rithheld.lt BorroMx!db to matatain aovat�e daaribed
<br /> abovo.Lendx may.at La�der'�opeion.obdio aowra�e to proteat L�ndK'�r��hd in the Prnpa�ty in�000�d�noe Nitb
<br /> , prop'sp�7.
<br /> Ali inwrarwe poliaiea�nd r�a�a�rat�shsll 6e aooeptable w Latder�nd sh�ll include a sw�dsrd mort�e al�u�e.
<br /> I.ender du�ll luve the d�ht to hald the poliola�nd ronexd�.lf Larderroq u1t+e�„ Borroper rhali promptlY�ive to
<br /> _ I.ender dl reo�eipts otpdd p�+emium�and neneval natiaa.ln the event otlw�,Bormver elall�ive prompt twtioe to tla _.._
<br /> inppanoe cmler and I.aider Lender m�y m�ke pmot of lar i[not m�de promptlY by Bonowa'.
<br /> Unlar Londer snd BorroMer othenvi�e a�ree in wnitin�,inwranoe prooeeds rh*11 be applied to resta�tion or i�
<br /> ot the Propa�ty d�e��ed,if the restoation or repdr i�eoonomically teaible and l.e�der's eecudty ie not leeeened,l the
<br /> reot�oradon or repair 1e not aoonomically ta�eible or Lendar'e eeaurlty Nou1d be leeeened�the i�snoe p+a�eede eiuill be
<br /> applied to the sums eocurod by thie Seawlty Inetrument.whesher or not tibn due,wlth any o:cas pid w Bomower,lt
<br /> Borroxa sb�ndaue the Pr�opetty�ot doee not ana�ver Mlthin 30 days a notioe trom Lender th�t the insuranca carria!ua
<br /> - oftered oo�eettto a ciaRCx�,then La�der m�y colleat the insuranoe proceede.L.ender msy uee the �eds to reprir a
<br /> - nstoro tt�e Plropec�r ac oo�pg muane seaurod by this Security Ir�atrument��rhetber or oat thea c�ue TR�e 30'd�y pereod�r�il
<br /> be�ia Rhcn tAo ao�cc is�ivv�n.
<br /> iJnleee l�c�ad Ham�ra otheraiae a�+ee in writin��any��'on o�'���ood��p�oci�►1 sL�il n�x o�tcad or
<br /> postpone the�iue date a�t the moethiy PaYments retemd to npsra 1�od 2 or c tAe amouat of the Xment�
<br /> -�.,: -- Xt u�n�.x 21 the Property is acquu+o�by Lender. Horro�er's ri�ht to any insur�noe �pdicies and pv�oode
<br /> ` : - rc:-�Sia�g ���:to�he Pres�rtY Priot t�s tl:e a^q�dtiot�aka!!p�ta!�r to thA erte�td tAs auma ae4�eed by `_-
<br /> this SOC,�t g l�aat immediatel or to the acqunit�ae. -
<br /> � 6.Qccupaacy,Areservation� �intensaee�ad Ylrotoctia�ot tho Property;Bonower's Lwn Applicatioa;
<br />;;;� Le�seholde.Borroper shdl aocupy.establieh,and use the W+operty+�s Ilonowa's g�ninclpl residanoe within sixty dsys
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<br />_,� atter the execution ot this Secur�ty instrument and shall oocetinu� ta aocupy tiwe Praperty �s Borrowor's pri�cipal
<br />- residonco[or at last one yeu atter the d�te o[ocaup�nay.unless L.cder attb,awise s�ra8 in writing,Mhich oonsent shall
<br /> � � �:y, -;��. �� .e�..,�,; not be unreaeonably aithheld.or unlesa extenw►tin�clrcumetenasexist��acb�re beyond Borrower's conuol.Borrower
<br /> ` `'� . ' shdl not desttoy.dam�ge or impair the Property.�Iloa the Property w detariorate.a vommit waete on the PropertX __
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<br /> + �,�,,:x���„ Borrower ahall be in default it any faiaituro sation or proceeding,whether civll or criminel. ie be�un thot in I.ender'a
<br />-- � �;'��� .;�,r'< good taith jud�ment vould result in torteituro of the Proporty or otheraise mate�3�lly imp��r the lien crated by thie
<br /> - � ° �,;�:�i,::'..t., l4 Seaurity Inetrument or Lender's a�eeu�ity intera+t. Borrower may eure such � detault and reinshte,�e providal jn
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<br /> , �c. *:.r.r�c; ,�;,,a.� p�rograph 18. by csusing the aetion or pracetding to be diemiseed with a rultng tlut. in I.er�der's �ood taith
<br /> . r�r�' determinadon,procludea[orfeituro of the Bottower a intercRt in the Property or other matorisl imppicmant of the lien
<br /> �ar.�l� cr-�aisst b y this Sccuri£y lsstrumestL ar I.essder'a�curiiy,iaterest.BorroNet shal!eteo l+�in�.faalt i/ �rt�►wer,during
<br /> �'�_�� � 6 ��'=�i�� '�� �� � '� the loan application process. Qave meterially f�lso or �naccurate information or etetaments w Le�tder (ar tailed w
<br />'��'�� � °"''"� " °° � provide Londer with any material intormadon)in conneatiaa with the loan evidenced by the Note,includiag,but not
<br />-�'.�,• u., ;,,��,;�.-:�:^�'� .:' limited to�representetions cornxrning Borrowor's ooaupancy af the Property as a principal residence, It this Security --
<br />-�"'•,<�' -.,�:.1.;; ; � Instrumant is on a leasehald�Sorrower shall camply with all the provisions ot tha leaso.If Borrower acquiros fee title w
<br /> '�" • � �`�` the Property.the leasehold and the fee title ahell not merge unless I.endet agroes w tha morger in writing.
<br /> � � • �'�` � 7.Protection of Lender's Rights in the Property.It Horrower iaile to portorm the covenants and agroements
<br />_- .,Y;,�.;;•�s� ��,�.�•.I' contained in thie Security Instrument,ar there is a legal procoeding that msy sl�nificently aftect Lender's righta in the
<br />-_ �;' . .. .. .� ' ;•. Property (such as a procooding in bsnkruptcy, probate, tor condemnetion or torteiture or to entorce laws or __
<br /> ,.;� _ �;� ��- �� �M�. ngulations),then Lender mey do and pay tar whatever is nec�ary to prouct the value ot the Property and Lcndor's —�
<br /> `' ' �� '�` ' righta in the Property. Lender s aotiona mey include paying any aume secured by s lien which hes priority aver thie --
<br /> �• ;, � ��`� � Security Inatrument,appearing in court�psying reasonablo ettorneya fas and entering on the Property to make rep�ire. —
<br />''=!` ; ;:,.... ' •, Althaugh Lender may tske action under this paragreph?�l.ender dces not have to do so. __
<br /> �`���:; Any amounts diabursed by Lender under this paragraph 7 ahall becnme additional debt of Horrower seaured by this __
<br /> ��`s'.�,;� ' ; '�' Security Inatrument.Unless Borrower and I.endor egree to other tetma of payment,these amounts ahall bear interest �,�_
<br />-:,s�'l�f;' '''�� s� " , , trom tho date ot diabursement�t the Nota�te aod ahall be payable,with interest,upon notice trom I.ender to Borrower
<br /> •`�:;. ' � , �.� requesting PaYment. �,�
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<br /> '"''�;� ���•" �•` $.Mort�a�e Ineur�oce.It Lender roquired moMgage insurance as a condition ot making the loan seaured by thie
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<br />- +r•`•'��• � Securit Instrument,Borcower ahall the remiume uired to maintain the mort a e insurence in ettxt.It,for any
<br />,, a�� ��•;.: ; Y PaY P �'�4 8 g ��
<br /> ` ++�=`�;.��„s:w.:.;;r'•�•� rea.son,the mortgago insurance envarage t+aquired by Lander lapses or ceases to bt in effect,Borrower ahall pay the �;_.
<br /> � " premiums required to obtain covereQe subetsntielly equivelent to the mortgego inaurance previously in et[ect,et a oost ���
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<br /> �.:�- � � aubstsntially oquivalent to the cost to Borrower of the mortgage insurance previously in ettect, from an elternate —_
<br />:�� ,� , m o r t g a g e i n su r e r a p proved b y Lender. it substantiall y e quivelent mort ga ge insurence covere ge is not available, �-_�
<br /> ��. Borraacr shall pay to Lender each month a sum oquel to one-twelfth ot the yearly mortgage ineurance premium being ,
<br /> � • peid by�$orrower when the insurance coverage lepsed or cea.sed to be in ettxt.l.ender will accept,use and retain these
<br />�,��� � ;� payments as a loss t�eserve in lieu of mortgage insurance. Loss reserve payments may no longer be required,
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