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<br /> oan�idnuuidan ar ather uik@ta af+�ny taui ot+i�e PmpMy.�tac coe,re�►.me tn�Iteu of co�w�on,�n 1�+M��1d�
<br /> iuq b p�id to LeMbr � dwll be�dbd �o d�e�atns Mwiwd b�► dik 9�w�ri►9
<br /> 1n�hs avent af a taW Wciq�ot N►e PropeAy.
<br /> iiuunment�wl�l��r eat d�en due.wlth any cavaa to Barow�ar. ln the ova�t of�p�rtW aicby of Ibep�pe�ty In
<br /> ahich�he hlr mnicet v�1ue of�ho Propaty lmmodi�tely befae tho tdti��s eqwl w or peMa�tMn the antow�t of tfM wan
<br /> �ocwrod by thi�Security lasmuaent imrt�ediuely befaa tho uking�unla�s Barm�wer and I.endot adierwite y�+ee h wrilin{.
<br /> die suar�eowed bY dds Sewa�iry In�trun�ent�iWll be reduoad by thQ�x�uN of�hep�c mulllplledby the fdb'�vini
<br /> 6�do�: (R)da taW�x�unt of the wms�ecurod imn�edirtely bttoro tM 1�1n�.divlded�lb)the fiir m�ricu v�lue of IM
<br /> proq�y i�aa�edi�lely l�ofa+e the tddni. My b�lwwe �Iwli be FwW W Barowar. !p the event ot a pardd t�in a{th9
<br /> P�a�paty in which the tiiir mako�vdue d 1he Propeity ImnwdWely betaro the Iakin�b lea du�n dM�nowK at��
<br /> �ecund immedtNelY betaa IUe �unb�n �tbe wna�scu�ed by thi��i8xwitY �Iwt�me�wbMl�or or�d�e wnn ra
<br /> od�a�ri�e p�ovlda�the p�ooMd��II �PP��
<br /> � H�ihe Phupetty is�b�loned bY Borrowa�or if.afk�ndico bI'l.eakr ta Bamwer t!W tho oandara�or d'fers w m�k�e
<br /> �n�w�d or seple a cUim for dmu�a.Bort�ower fdls to rospard to t.endar wlthin 30 dayn�fler the date the notioa it g[ven,
<br /> l.a�der u.utboriz�d a wqen�ad�pp1Y�P�•a its optioo.ei�her co re�wradon or repair af�ta Praperty or to d�e
<br /> wms sectuod by thfs Sacurity Inotrumcnti whaher ar not that due.
<br /> Uaka�L,ctder and Bartvwer atherwise+�oe in wtitinj,any�pQlic�dori of pmcads to p�incipal dWl not extend or
<br /> postpare d�o dua due ot the mon�hlY P�Y���ferted w in pAra�raphs 1 aad 2 a ch�age tho amount of such p�ymarts.
<br /> 1t. Bon�o�wer 1Vat itekasedt Forbear�,�ce BJ i.ender Na • Watver. Bac�ensioa of �he dme [or p�yanani or
<br /> modiflcation ot amort�foa of the sums secwed bY this Secu�itY Inst�una�t 8r�noed bY Lender w�ny aucce.+sor io intaest
<br /> ot Bortuwer�ll not oQes�te ta�kase the liabitity of the arlginal Barrowa or Barower�a anc.oeason fn interest.L,etder
<br /> st�slt acs!r_ lr!!�t�mmmmce�ooeediogs against any wca+ssor in intaat or Rfuse to axtend dme for payment or _
<br /> od�erwl�m�od��y amort[zulon of tho aums aecu�ed by thls Securi�y Inswmrnt by reaga�of ony demsin�m�e uy dio or:�
<br /> Bar�nwer a Borrawcrh aucoeagors in interest. My farbearance by l.ender in exercisin�pny ri�ht or remedy sholl not be•
<br /> w�iver of or prcclude the exeocise of any right or rmxdy. _
<br /> 12. Sooastara aod Aai�m Bauodi Joiat wd Several I.labiliiqi Co-�� The covenanta and agroemenls of�his
<br /> Security Imwment slwll bind and bene8t the succesaors and assigns of l.ender and Borrawer.cubject to Ihe provisiom of
<br /> 17.Borrower�a covenants end agraments shall be jaint and several. My Botrower who caslgns thls Security
<br /> T�rta�t but daes not execute the Note: (a)is co-signing this Security Instnunent only to mortgage,grant and conveY that
<br /> Bocruwerg inurest in the Property under the temns of�his Security Insttument: (b)is not perrorwlly abligated to pay the sums
<br /> socwsd by this Secu�ity lnstrumlent:and(c)agrees that i.ender and any aher Borrower may agroe w exteod,modlfy,forbear
<br /> a m�ke �ny �ccomnwdAtians with regard to the tenns of this Security Insuument or 1he Note without �hat Bartower's
<br /> cro��serK. .
<br /> 13. Lwa Cbsr`ea If the loan secured by this Sa:urity Instrument is subject ta a law which sets mauimum loan
<br /> ���,������t��!y�����;Q����Rgt�����onp ehurces coUecud or w be collecttd in cannecdan
<br /> wlth the loan excxed the permitted limits,lhen: (a)any such loan churge shall be reduced by 1he amount necessuy ro reduoe
<br /> tho chuge w tAe permitud limit:and(b)any sumg already colkcted from'Honower which exceeded pertnittal Umita will be
<br /> rcfunded to Barower. I.ender may choose to make this refund by reducing the principal owed under the Note or by making a
<br /> direct p�yment to Borrower. If a refund reduces principal,tha nd��ction will be treated as a parti�l prepayment wi�hou�ony
<br /> prepayment charge under the Note.
<br /> l4. No�. Any notice to Borrower provided fbr in this Security Instn�ment shall be given by delivedng it or by
<br /> � mailing it by first class mail unlcwx upplicuble luw requires use of unother method.The notice shaU 6e directed to Ihe Property
<br /> Address or any other addres.s Borrower designotes by notice to Lender. Any notice�o Lender shall be given by fi�xt class
<br /> mail to Lender'�addrcss stated herein or any aher address Lender decignute�c by notice to Borrower. A�y notice provided for
<br /> in this Socurity insuument shall be deemed to hnve been given to eorrower or l,ender when given as provided in this
<br /> ra .
<br /> � �l . Governing 4aw3 Severability. This Sccurity Instrumenc shall be gavemed by federal law and the Is►w of the
<br /> jurisdict�on in which the Property is locn�ed. In the event that any provirion or clAUSe af this Secudty Insltument or the Note
<br /> oonflicts with applicable luw.such conflict shall not uffect other provixionc of ihix Security Insuument or Ihe Note which can
<br /> be given effect without the conflicting provision. 7b thi�e end�he p�+nviaion+of thig Security lnstrument and the Note orc
<br /> . declared to be severable.
<br /> 16. Borrower's Copy. Borrower shall be given one confonned copy of the Note nnd of this Seeurity Instrumen�.
<br /> 17. 7ranster of the Property or a Beneficl�l lnterest In Borrower. If ull or uny pun of thc Propeny ar any intcresl in
<br /> it is sold or transferred(or if a heneficial interest in Borrower ix sold or tr�nsfem:d and Barrower is nrn a natu�al person)
<br />- • without Lender's prior wrinen consenl.Lender muy,ut itti uption,reyuire imnx:Jiate payment in full of ull sums secured by
<br /> th�s Security Instrument. Hawever,this option shull not be exerci+ed by Lender if enercise is prohibited by federal law or of
<br />- the date of this Security Inytrument.
<br /> I . If Lendcr exercises this option,Leixier shLll give Bomower notice af uccelerotion. The notice shull provide n periad of
<br /> � not less than 30 days irom�he dute�he notice i,deliver�d or muiled within which Bnnower mu�t pay all sums secured by this
<br />° Security Instrument. lf Hanower fuils tu pay�hese .umx prior to �he expirution oi thix periad. Lender may invoke any
<br /> rcmedies permitted by this Security Instrument without further naice or demund cx�Borrower.
<br /> 18. Borrower's Right !o Reinstale. If Bortowr� meets cehain condi�ion+. Borrower shnll have Ihe right to have
<br /> enforcemen!of this Security lnsln�mPm di�ccontinued at any time prior to�he eurlier ot': (u)S dAys(or xuch other period ati
<br /> Singk Famfly•-F�nnk IN�dFteddk Mnc UYIFORM INtiTRUM1iNT•-l�nitorm Covenan�+ 9I90 fpuRe 4 nln Mxe��
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