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<br /> S. Riu�aM or IMopaf� 1arw�atioe. Bom�wcr�II keep We impmvane�w aow esWiq� ar t�aaftar e�ected on �be ,
<br /> pn�peMy inw�ed�Inq loa by Rre.Iwardo included wtihin tho tom�"oxta�ded aover�e' �nd�ny otUer Iward��incN�dtn�
<br /> �or floodie,g,for which Ls�xiet ioquira i�unmoe.Thia inwwnoe cb�ll be anint�ioed in Ihe unounu�nd for Il�e periad4
<br /> dW Lader roqui�a. The inwnmoe catria�pnm►iding�ho i�surmoe:ltwll be cl�by Borrowa wbjea w Lrender'o�provd
<br /> whid�ctMll �ot 6e uruaica�a�►ly withheld. If Bomnw�er fdla ta m�inudn oavu�ge dcicribod above� I.eader na�y. �t I.a�de+r's
<br /> apion.u6Wn aovex��ge to pmted I.onder's rigUtc in the P�uperty in accordanoe wiW p�nph 7.
<br /> All inw�anoe policiea�uid nennwal�ctull be aooqN�blo to L�ender and stwll incfude�u�atd mon�o clwc�. Ladet
<br /> _ . -- �1�n.ve the dght to now tho policjes ana�neand..�r l.aider raqul�.Bomnwer cl�wl�promptlf►�ive�a t.aoaer d�roo�p.af
<br /> _�,----�— � P�1�'�iums and�oanil ootic�es.in the aved of lost.Bonower sl►dl gfve pnompt aotioe 10 the inwmioe ca�rlet'aa�d l.eoder.
<br /> Isn�fer en�y m�cc pmiaf of locs if aot m�de promptly by Boao�►w.
<br /> Unkss Irnder�nd Ho�mv�ah7wice�groe in wriUqg.incunu�oe prooeeds s6a11 be appUod to rcuo�tion or repir of the
<br />' proppty danqgad�if�he iestaation or tepair io 000namically feacible and I.ender's�cvrity i�oat lesceriod.lf Ihe nxioration or
<br /> a.pair iQ not aoonomiplly fasiblo or l.anler's securiry would be less�ened. thc lncuranoe prooeedc sh�ll ba appffed to the wm�
<br /> sowred by � 3aurity Inshuma�t. wlKtlier or not tGai duo.with any exaess p�id ta Bomowu. If Borrower�1►�ndo� Ihe
<br />-- � propaty,�r does not ancwu within 30 days a notioe from I.ader�hat the i�unuioe c+�nier ha�offdcd ta cdtk a cl�im�tUen
<br /> I�ender m�y oolloct ttie insurAnoe pmoeod:. I.a�d�r may use the prooeeda to ropair or nxtoro the Propaty or w p�y cums
<br /> cocured by thic Securiry I�t.whdher or not tben due.The 30�d�y period will begin whaa tUo nMioo i�given.
<br /> -- --=_ Unkss Lcnder aad Horrowa utherwisc agroe in writing� any appliation of prooeeda W principal shdl not o�ctaid or
<br />;,���� postpuno tho due date of the monthly ppyme�u r�eCemed to in pAn�graphs I �nd 2 or dwige the amount of the paymdits. If
<br />,�;;;.-.,,�,� wndcr�wph 21 the Property is aarylrad by La�dor. 1lomawer�dght to�ny insuraMe policks and pr0000ds rowiting froro
<br /> - -- d�unago ta the PnipatY Prbr to the aoquicition sl�ll puc to I.�nder w die eutan of tlx aw�savrod by thic Secudty Incpum�nt
<br /> —_- luw��edlately prior to thc acquicitioa.
<br /> • 6.Oowp�r+cy.Pre�vstioa.Maiatenwoa aod Pt+ntectioo oi thc P�+uperty;Bon+ow�a's Loso Appik�tbni i.ca�ebotd�.
<br />=:=,�— --- Bomowcr ahull axupy.establish.�nd use the P�uperty as Borrower's principal rcsidenoe wlthin cixry d�ys aRa the axecutioa of
<br /> -=- -------- this Security Insuument and ct�all oontinue w aocupy the Pruperty as Borrower's principal rcsedence for st la+st ane yar afler
<br /> =_ -- �th�date of occu�wr�cy.unless I.ende�od�awise sgroes in wri[in�. which oonient shall not bo unroason�bly wlthqeld.or unless -
<br />-^�"°`��� eKtrnustinR circumstanas eaist wl�ich aro beyond Bortower's oontn�l. Bormwer s�hall oot dau�oy. danwge or impair the
<br /> ���""� pt �allow �he i�ropeRy to ddcrioretc.nr axnmit wasta an the PnopMy. H�►nawer shWl ba in default if any forf'eiturc
<br /> _ �`�u� xti�r ptnc�ding. whether civil or c�imioal,is begun�t ln l.endc�'s good faith judgmrnt oouW rosult in forfeiture of the
<br /> _----_:__ — Pm�aty or�otherwise moterially impair the lien croatod by thie Secudty lnstrument or I.��der's securlty i�tenxt.Borrower mry
<br /> � _=_--_ ' � carc:wch a dafwit And rcinstou.as pmvlded in parag�fi 18.by causing the action or proceeding w be dismics�d with a n�ling
<br /> —_- ' ' � ,thm, in I.atder's gond.f�ith dctcrmination. pncludes Fodeituns of�he Bomnwer's imenst in the P�o�Ctty or otiKr m�tet�l
<br /> " � ���rtsstt�! af!!:t liess crtated by th'ss Sscurily Instrument or L�nder's s!ru�ty 3ntenesl. B�+►m�vEr Rtwll alcn Ne in defAUlt if
<br />``'? -_- --VJei�'''Y� •' Barnnwcr.du�ing the loan appliauion procxss. gavc matedally falsc or inwxuratc infom�lion or stAtaneots to Lender(or f�il�d
<br />_ _ ��.�,,;�
<br /> _-_ �,�� to provide[�ender with any material inforn�ation)in oannection wltb the loan evidenood by the Note,including.but not limited
<br />- (,�, w,seprcsenuxbns wnceming Rorrower'�oocupancy of tha Property ws A princippl��esidence. If this Sav�ity I�s�n�ment is on a -
<br /> �leasehold. Bomnwer shall wmply with dl �he provisions of the leasc. If Bamnwer acquinx foc tide to the Property. tlro -
<br /> Ieasehold and�he fee tide shWl not mcrge unleas' •^' ag�+ee.s to tha merger in wr�ting.
<br /> 7.Protectlon of I.eader's Rlghta in the Qh,.w If Borrowcr fuils to pert'orm tt�e rnvcnents end agreemems oontAined in
<br /> - this Security lnstrument,or thene is a legal praceeding ahat may significantly nfkct L.ender's righla in the Property lsuch as a
<br /> �,p,oceoding in bnnknrptcy.probate. for rnndemnation ar fort'eiture or to enforce laws or rcgul�tians).then Lender moy do and
<br /> . .., p�y For whatever is neoessary to protect the value of 16e i �rty uncl Lender's rights in the Pnnperty. [.crwler's actions may
<br /> , ,. •.'i�act,wde payia� any sums secured by a lien which hes prwdly over this Secu�ity Inslrument. a�ea�ing in coun, payinQ
<br /> ;�'.'� • ,e�sqnabk atwrneys' fecc and entering on the Property to make nepairs.Althou�h Lende�moy take oction under thig p�
<br />•-.=�.,�, - ";�l.�l�ender does not have to do sa.
<br />�•��'•�+r�r-�y> , ' � ��y amouots disbu�l by l.ender under this parngraph 7 shall become additional debt of Borrower secur�od by i�bi.a ;
<br />-.-=-a�s7ifi3c,4)L.,S'; -.
<br /> '��6t���tt., , • Sacuiity I�tn�ment. Unless Borrower and I.ender Agree to other terms of payment, these amounts shell bear i�rtterrst from the
<br />�-,����1#lift .'. ' �. . =
<br /> _ ,•,�,,., • ,�te of disbursement W ihe Note ratc and shell be payablc, with interest. upon notice from I.ender to Borro�rcer requestoqg
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<br /> _�m.� ���.,h�
<br />_ _ '='.;.�X�l ' � Morl�age InsurAnee.If l.ender required mortguge insurance as a condition of malcing the loon securod by this Sewcin
<br /> --___ .��rument. Bornower shall pay the prcmiums requirod to nwintain the mongnge insuranoe in effect. If. for an�: reason. 1he
<br /> - -_--- � : �ottgoge insurance oove�ge required by L.ender lapses ar ceases to be in effect. Bormwer shall pay the prcmoumc roquired to
<br /> , o4�;ain ooverage substanti�lly equivalent to the mortg�e insuranre previously in et�ect,ut a cost substxntiolly e�dvtdent to the
<br /> . �.r'!':a � ooyt a Borrower of the mortgnge insunnce previously in effect, from un alternate rnongage insurer upproved by [.ende�. If
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<br /> substontially equivalent moAgage insurarkr ct�venge is nnt av�ilable, Sorrower shull pay to l.endcr each month a sum equstl to
<br /> •�z••;.. . ;�Sa� � nne-twelflh of the yearly mnrtgage insurance prcmium being paid b} Bc�mnwer when the insurnn�r covernge lapsed or ceased to
<br /> � Q�e eneffect. L.ender will aocept.USC 811d f�Ia�ll�IIC'SC�ii4'fli2fll8 AR a I�xs reserve in Heu of mcmRage insura�t�. Loss reserve =
<br /> "^ For�n 30Z8 9/!0 =
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