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<br /> poymp�ls m�y no IonQer be nequired,at thc option of l.eider.if mortQ�o inaurnkY coven�c(in t +�m�wnt�!fix thr period
<br /> that Lendcr roquirosl provided by�n inwnr appmvad by Q.�nder�ain hoamrcs�v�ilpble�nd i���inod. 8omnwer slull p�y
<br /> -- t!a prrmiunn roquired to m�inUin mo�tg�ge inw►ance in efiect.or�o pmvkk a los9 miervc,umil the roquiromat tar mo�ti+�e
<br /> in�urance enfs in+iornrrl�ace with ru►y writun�roeme+w betwaa�BMrawer�nd l.rnder ar�ppliaibk Iww.
<br /> 4.lpt�tectba.l.ender a►itc�grnt m�y m�lc�rrss��nablo em�les upon wd irupoclion+�ot Ihe Properly. I.ender sMl!Qive
<br /> porrowY�naice u lhe time of or pdor to an inspo�Kian:pocit�ina rc.s�►nubic cau�e fur thc inspa,ylnn.
<br /> - �p�Cw�dem�wtloa. The prnceods of ony Awud a�cl�im Par�1am�gea, diraci or�nnsoqucMipl. in rnanr.�yion with any
<br /> - rnndenwtion or other ukin�of a�ry p�of�he Pmprny.or for oonvay�noe in lieu of'oondom�uuian.an haaby n�i�nod ad
<br /> _ _�----=�-_� �hall tx p�W to l.et�der.
<br /> �11 UIB GY�pf Of i(OtYI IYIIIR$O�lIIQ Pf11pR11y,the pn�ood�sh�ll be applicd to tha wmR securod by Ihis Seaurily Irwrumrnl.
<br /> :� :���. whether o�nat thcn duc,wfU►any ex�css paid ta Bornawer.In ihe event af a p�Miwl tuking of the Pmpcny in which Ihe fni�
<br /> ._�.,. m�lcet vulue of the Property immediately bafaro tho taking i4 equal ta ar g�eater tlum the umcwm of the wms r�ccured by lhio
<br /> Sccu�ity I�suument immediotely 6efare�ho taking.unless Borrower and I.ende�otherwltcc agroc in writi�.Ihe cuuB savrod by
<br /> =_= thi�Secu�ily Insuumenl shall be reducad by �he amowu oi ihe proceads muUipliod by tM foltowin� iranion: (a) the tou�l
<br /> s--- wnauot af thc sumS secured immediately bei'ore the takin�.dividod by (bl the f'stir m�rket value oi'tM Property imunadiateiy
<br /> - bcfore the�aking. Any ba�lanoe sl�11 be p�id to fbrrower_ In tM evenl of a paAial taicirtg of the Prope�t� in which the f�ir
<br /> market value of the Property inuriediotely befwe Ihe taking is less 11wn the amount o`1he sums�secured imn�odiu�ety before Ihe
<br /> -- - tWcing,unless Wx�ower and t.ender Wherwise agree in writing ur untess applicabte law otherwise prnvides.�he pnaceods shall
<br /> "'- bes�pplied to tl�r�ucns secu�d by Ihis Security 1�►strwr�eat whether or not tha sumc are then due.
<br /> �f ' lf the Prope�}�is al�and��ned by Borrowar.or iP,sdk�natice by Lemier to Borrower�hw tlie c�x�Cemnor offera to make an
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<br /> ''._„ �,��,f.� M, �.c�ow�i or seple a cl�im t�x damuges. Borrowe�fuils to respond to I.cnder within 30 days uficr tlr�date the notice ia given,
<br /> - �`�.�v�+. - M: i..c�cf is auit�oci�ti.i.ulir�i a�i apptj i�h:ps'��.�i ii>�►ti��i,cittkr to r�:st.,r�tia��w �CNai� ui iiw P�u�,r�ar t�s!x ststt�
<br />-.;.Ei�t eacured by this SecWrity Instrumem.whethrr e�iwt then due.
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<br />;,.�:..,, Unless l.eiui::r ynd Bortower otherwise agree i� writing. any ;aptalication of procet�ds to pri�ipnl shall tat extend or
<br />���`�'� � ' ' nc the due date of�he monthl a mcnts refcrted to ia ra h, !and 2 0�chu�� e the amaunt of such tnents.
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<br /> _-�F_ �' ���',� i 1.Borrower Not Releas�.�d;Forbearnt�ce By l.e�de.r Not a Walver. Extension af the time for payment ar a�odificwion
<br /> � � '' t .�J amcmi�ation of the sums secured b this Securit lacarummt rnnted b Lender�n:u� suecessor in intercst uk Bc�:�rower shall
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<br /> � not eperete to rele9se the IiabiNty of�he orig+nal Barrower or Borrower's successor�iaa enterest.l.ender slwll not�r requircd to
<br />° ; ,,. ' ;c.' ='r commence procoedings against any sucees.�rr in intercst or refuse to extend time for paya�ent o�K�I►;rm�i.se modify urwniration
<br /> - �` ' 'tit-� � of t1�e sums r�ecured by this Security Inatrument by reoson of any denwnd made by Ihe ori�i�ra9 �orrower or Borrower's
<br /> _.lY•M :
<br />_y�,,.,,. ;;., , �•s�$' �su�cessar�in inter+est. Any furbear�nce by l.ender in exercising uny rfght or remedx �ull nat be r+waiver of w preclude the ,
<br /> =••� �� •�` exerrise of uny right oc rcmed��.
<br /> .'•., t�_ —.
<br /> ;,�: ' 32. Su�xrsson�i�d A��r�s S�uu�d:����lai At�.i &ie�i I.Gibtlfty: Castgacrs. The coi:�:.es a.w ag:�emxnts of shis
<br />- "�}•�; �' � Sectority 1nttQUmcn� tihall bind und ben�i+t t�c su�ressc�rs and assiFm of Lrnder and Borrower, �ub•�zct t��he provisions of
<br />.:,,i!. '•�,: ; .r'�.1i ,�,; kn.
<br /> -.,Y��� * W,� putugrnph I�. f7�*;TOwer's cavennnts pnd agrcemenzc sha11 be jofnt and se�•ernl. Any Bonower whn co-�igns this Security
<br /> "�'`'�� 1o�strument bu� c�oev not execute the Note: lu) is co-signin�this Securiry Ins�rutnea� only to mortga�.e. Arnnt nnd convey thut
<br />°''k`, Ac�rrower's i�ntc�est in the Property under the terms nt this Securily Instrument;(b)is not pers�nally c�bligated to pay thc sums
<br /> '; " ±� -;; =t secured by�his Secodty Instrument:uncl(c)agrces thut Lender�u�J a�j}other Qorrower mey agree tc�eatend. maJiiy, ibrbear or•
<br />-� ' �'�'�-�r��' � make any accammadutions with regurd a►the ternn of this S�xu�ity Instru�nt or the Note without tQ�at Dnnower's consent.
<br /> `'' �y`' 13.l.oan CFw��.If the loan secumd by thig Security Insirumen� i+subject to a luw which.r•ets rnaximwn loan churges,
<br />'"_ �� '�L'�' and that Inw is finally interpreted�that the interest or other loan rharges callected or to be collected in connection with Ihe
<br />-':1'� loan exceed the perniitted limits, then: (o)uny such loin chargc zlwll be n,�iuced by the untuunt neceswry to reduce the chnrge
<br />�..�'�1f �` to the permitted limi�: and(MI any+umti ulrc�dy mllecteii fmm Borrower which exce�deJ permiued limi�s will be refunded to
<br /> Borrowcr. I.ender mav choose to make this refuncl by reducing the prinripal awod unJer thc Note or by muking u direct
<br /> '�'t�"�: •„- -�- - payment to H,,rrower. If n rcfund rcduccs principul, the reductir� wfll be treutcd n.� a {�a�aiul prepuyment without any
<br /> `+ ��' pnpayment charge under the Note.
<br />__.�__�:
<br />_--;.�;b. ;� ':< � 14.Notices. Any notirc to Borruwcr prnvided fix in thiti Sesur)ry Ins�rumeni s!�u�;!be given by delivering iQ ar by muiling
<br /> - ' +�`i it by fitst clags mail unlesti Applicuble luw reyuires usr uf:mn�her methaf. 7'ha noti:e shall hc directed to the Property Address
<br />-=�:.. `�'""�`�,:_ nr on cuher ncldress Borrowtr d�wi nates by nuticc tu Lcixlrr. Any notire to I.ender shall b�
<br />_ y � given by first class mail tu
<br />_ .��, �,.,, ' ,iy.�.
<br />-:,�� ,,.. , ;.,�,� l.ender's uddress statcd hcrein or any m'her a.fdrt�;s Lender designate�by noti�e ai Barrnwer. An}� notice provided t'ur in this
<br />-�: ``! •�, Security Instrument shull bc deetaecd to huve becn given ta Barcower or Lendcr wh�n given aa pravidcd in Ihis para,raph.
<br /> ` '���'.° '�•;� IS.Governing I.�w; SeverablNtv. Thig Sccurit}� Instrument shall he gr�rrncd by Pederul laa� and the law of Uie
<br /> _- ' ��,..� ; ,�uriufidian in which the Property i�lacated. In�he e�ent thut uny prnviaion or clause of thiti Securhy lmirumem or the Note
<br />- }:•��.., �•.�S.o, canilirlr with applicublc Inw,such rnnflict shull n�H aCF�ct u�hcr pr���ision�M'�his Scrurity In.trun;ent or thr Notc which cun be
<br />-! .',, � j,*trr �r��.��((,
<br />- - � ,�.�: �r��� .: s;,. given effec� �citfiaut thc conflicting prm•isi�m. Tn thi,eiul tlx pmvhinns of this Sccurity Inxtrum►nt un�i�hr Note are decla�cd
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<br />:�:��i:,;` .t,.,,.... . �o be severable.
<br /> :�t;•;y�� • �r,����: ,: 16.Borrower'R C v ah�rruwer siwll bc �ven one umti►rnkd ro of the tintc and uf this Sccurit Insirumem.
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