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<br /> °"��' payraents mny ao lubger be rec�uired.at the option of Lender.if mortgage lnaurauce coverage(itt the nmount auu tor cae gcrioo �_
<br /> -� that Lender reqaires)provided by un insurer approved by Lender ugelu Is�comes available and!a obtained. Borrower shall pay
<br /> �• t;� the premiwns requtrcd to mafntain mortBoge insurnnce ln effect,or to provide a loss resexve.undl the requirement for mortgage _
<br /> ' Insw�naca ercda in nccordance�vith any wdtten ugeeement betaeen Borrower and Lend�r or upplicable law.
<br /> ����-'�+� 9.Ingpectton.l.,endsr or iu�qgent aiay make reasonuble entrles upon and inspections of the Pmperty. Lender ahall give
<br /> Bnrrower notice at the time of or prlor so nn laspection specifying reasonnble cnuse for the inspec2ion. �
<br /> 10.Cond�nnauon.1�e procaeds of m►y award or eluim for damages.slirect or consequential, in cor�nection wich ony '�
<br />'a�,� condemnudon or other taklnB of any putt of the Property,ar for coaveyanc�in lieu of coademnation, are hereby assigned and
<br /> �� ahuti be putd ta I.ender.
<br /> _.� Ia the event of a tatal taking of the Property.the prooeeds shall he applied to the swns se�ured by thia Securiry Insctunisnt,
<br /> .•_T��� whether ar not then due.wlth any excess paid to Borroaer.In the event of a partial caking of the Pmperty in wtttch the fair
<br /> maficeet value of ttte Property lmraediately before the takiag is equal to or greater than the amount of the sums secured by thia
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<br /> :'.;.';� Secartty Iusuvment imuacdiately before the takjn�.uNess Borrower and Leader otherwise agree ia writing.d►e sums secured by
<br /> ='��' this Sec�rity Instcument ahalt be reduced by the azaount of the proceeds multiplied by the following fraction: <a) the total
<br /> _�;. nnuount of the sunas se�ured innmediately before the taking,divided by(b)the fair market value of the Pmgerty immed�ately
<br />�.;�� before the talcing. I�ny balaaoe sha11 be paid to Horrower. In the evem of s partial taldng of the Property in wtuch the fair
<br /> �"�- market value of thc Praperty imm.ediately before the taking is less thaa the amouat of the sums secured irnmediately before We
<br /> ____�-- taking, untess Borrower aad Lender otheiwIse agree in wrlting or unless applicable law othenvjse provides,the proceeda shall
<br /> -__— be applicd to tho stmtit seau+ed by this Stcurity Inatcument whether or not the sums are then due. .
<br /> ° lf the Property is abandoned by 8ornower,or if,aRer notice by Lender to Bomower that the oondemnor offers to malce an
<br />_�;�,�� award or settie a claim for damages, Borrower fails to respor:ci to t.ender withln 30 days after the date the notice is gtven,
<br />_..___-- L,ender is authorized to collect and apply the pmcceds.ai its op�3on,either w reswratton or repa9r of the Progerty or to the sams
<br /> secured by this Sccudty Insuumem.whether or not then due.
<br />.---.-_---- Upless Lender and Bornower otherwise agree in wri+�ns. aay applic�Ion of proc�cls to prtnclpal eha�l aot extead or
<br /> -- _ postpone the due date of the m9athly payments referred to ia paragaphs 1 and 2 or change the ainauat of sucd►payments.
<br /> 1 i.�ort+ower l�iot Rele�;Forbearance'By L4ader IVot a Wa1vw'•Exteaslon of the dme for payment or modiflcation
<br /> °>>_= of amortiz�ton of the sums secured by this Securlty r^�^,�"-t gcanted bN 1-ender to any sucrRSSOr in iaterest of Borrower shziil
<br /> � aot operate to release the liabiliry of ttfe original Boirower or Borrower's successors in interest. 1.ender shall aot be required w
<br /> commence pmc�edings against aay suc�ssor in interest or refuse to extend tisae for payment or otherw�se modify amorti�ton
<br /> , �s� � �w,.rn�i hy ihis S�riry Insavment by reasoa of a�► dem�nd made by the ori�inal Borrower or Bormwer's
<br /> succe^,sora in iaterest. Aay forbearence by Lander ia ex�rcising anY riSht or reme�lY shall not be a waiver of or p�ctude�he
<br /> e�cercise of any right or remedy. ¢s of thls
<br /> 12.Suaoes�o�s and Asslgos Boundt Joint aad Sevau7 LlabiUty: Co�nere. The wvenants and a8rceadeu
<br /> Sxurtty Instsvment shall bind aad beaeSt tt►e suocessors and a.�i�s of L.ender aad Bo:cower. subjea to the pmVlsions of
<br /> pa�agaph 19. Bomower's covenants and agreements shall be joini and several. Any Bomawer who co�igns ttda Security
<br /> [msmtment 6ut does not exaarte the Nate: (a)is oo-si�►ing this Security Insuument oniy to mortBage.gcant and wavay that
<br /> - -- Borro'aver's inurest in the Property uader ttce t�rms of this S�uriry pnstrument;N)is not personally obligated to pay tb.e sums
<br /> s�ureal�y thiss Security Insuuaieat;and(c)a8rees that Lender and aay oiher Bonower may agree w extead,modify.farbear or
<br /> malce any acoomutodatIons with c�egard to the terms of thLa Sxudty Ia4m�ment or the Nou without that 9orrovver's consent.
<br /> 13.Laan Cl�ages.�f tlne loan secured by this SccurIty Insuument is subjeGt to a law which seffi maximum loan char��s� .
<br /> and t6at law is�ntilEy inteiPreted so that the interest or other loaa c�ar�es collected or to be oolla�d in oonnsaion wtth the .
<br /> loan excead the permittod Umita.thea:(a)az►y such loaa charge shaU be reducecl by the amount neoessary w reducx tha charga �
<br /> -- co the permitted limit;and(b)anY sums altCadY eollected from Borrower which eaveeded permitted limits wiU be cefunded to
<br /> — Borrower. [.ea►der may choose to make tt�is�fund by reducing the princIgal owed under the Note or by maicjng a direct
<br /> payment to Botrower. If a refund reduces prtncipal, the reduction wIll bz t�eated as a partial prepayment without atry
<br /> preQaymeat cbarge under the Note.
<br /> °� ]!4.Notices.Auy aotice t4�'lonower pmvided for in t4is Security Insuument sha111'ie Si�'en bY delivetiag it or by mailin8
<br /> Y"�°� it by�iiat class mail untess aPP�sablc law requires nse af another method.The not�oa a�all be directed W the Frapetty Adclt+as
<br /> or aay other addmss Barrou►er ilesIgnates by aot�ce to Leuder. Any notice to Leader shaU be given by first class mail to
<br /> txnder's address stated herein or an.y other addresa Lender designates by aotice to Eott�wer. Any aotioa pmvided foi in this
<br /> Securlty Instrumen�s6aU be deem�d to have boen given to BomDwer or i�ender when givea as pravided'u►this paragcaph. .
<br /> �S.:Gover�iing Law; 3everabflfty 'Phis Se�udtY Instcumtnt sball be gaveiaed by federal law and the law of the
<br /> - jwist�,3oiiam in which the Propeiay is located.In the event that a�►pmvision or clause of this Sec.uritS+Insteument or the Nosa
<br />- eonflicts wlth applicable law,snch confllct shaU not affect osher pmvisions of this Secauity Insuvment os the Nou which can be
<br /> given etYeCt witliout the confllcting provision.To this ead trie pmvistons of this Securlty Insur�men=aud the Note are deciared
<br /> _= to be severable. �
<br /> -= --= 16.Hnrrower's Copy. Bomower shall bt given oas conformed copy of the Note ant�l of this Stcutity Insuument•
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