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<br /> . ._�.�,� ,�,�....,Amenta naur e�istiag or hereafter encted o� th� __ -
<br />� s. Mt�zard or Properh' Insueanco. 1SOIioWei ai�iu� nw�.«..• ••••r•-•- _---
<br />;� Property iasured agoinst loss by 1iie. 6�znrda included witdtn the t�rm "extendect covernge" and nny other hozords, iucluding _
<br />� floods or flooding,for tvblch Leader requires irtsurnnce•'�hia iasuruuce sha11 be malnt�ined ln the araounts nnd far ths peeiods
<br />,:.1 t;aat Lender requirzs. The insurt�nnce cdtrler ptovidiag tho Inaur•utce ahnU ba chosen by Bonower sub�Ader mayQrat Lender'�s •--
<br />�, which shall aot be unreasenablY`Htth�eld. If B°r�°Wer fafls to muintain rnver�e described nbovo� ___
<br /> � option.obtain covera�e to pratect I.end�r's riBhta ia the ProPel'4Y in uceordnace vrith ParnB�+Ph�• �_
<br /> - p11 iasurance poltcies and renewale shuil be axeptable c�Leadec anci sbnU include a atendard mnnIIn�,e clause. Lender z
<br /> = shuU have the Nght eo hold che policie:►aad renew�ls.If lxnder requires.8ornawer ahuil promptly give to I.ender ull recclpta oY
<br /> _ p�d p�����A���a�(ces,In the event of loss.Bormwer shall�fve pmwpt notice to the iasuraric�cr►ni�r and L+ender. _
<br /> Lender aaay anake proof o�loss if not made promptly by Barrower.
<br /> -- Unless Lender and Borcawer othenvise a}�ree in writin6.Insur�n�P��shall be upplleA co mstorn�ton or repsir of ths
<br /> _, property d�naged,if the resc�rat[on dr repair is ecanomically fe,�sible aad L+ender's securlty is aot lesseaed.If the cestorntlon or
<br /> — repair is aot economicaUy feasible or Lender's securtty a►ould be lessca�d�ttte insurnac�P��a AhWI be npplted to cho sua�s
<br /> — with any excess patd to Bun+ower. [f Borrower ubandona the
<br /> — secured by this Security Instrument. whether or not then due.
<br /> " Property,or da�s not aaswer arithlu 30 days a nodce from Lender that the insuraace cnrrier has offered to se o=`�c1n�m.�
<br /> — L.snder may coUect the insurance Pza�s. Lender nnay use the pmceeds to repair or resmro the ProperiY p Y
<br /> � sec�red by this SecurIty Instrumeat.whether or aot thea due.The 30-0ay�cat�on of�roceedset�riacipal iahull aot eatend or
<br /> Unless Lender and Borrower other�+vise agree in wrldng��Yh.�s 1 aad 2 or change the am unt of tho payments.If under
<br /> � pasqwne the due dat�of the monshiP Payt�ents referced to ia paraB�P
<br /> Parageaph 21 the Propesty is acquired 3�y Le�►der. ��WLe�adsr w the eatent o�sums�secured by this�urity Ir�suumcnt
<br /> — damage ta the PropertY Prtaa to the acx�uisition shalt p
<br /> -° ipunediacely pdor to the aequisitioa.
<br /> � 6.ilacuPancY.Preservstlou�IHaintenance and 1'rotBorrawer's�riacip��resid ace within si�cty daYs�after�he executioa of
<br /> -� Borrower ahail occnPY.estamlish.and use the Propertythe Proper�Y �armwer's prlucipal residence for at leasi one year af:er
<br /> �$S�rityr Inshument aad shtdl condaue to occupY ���$� w�����t�aot b�urereasonably witbheld. or�lesg
<br /> � the date af occupancy.*anless Lender otherwt.se agrees
<br /> — �nuat�ng circumstances exist wMch are beyond �os�awer's conu+ol. Boiro BomowerII�shall be in�defaula if any forfeiturt
<br /> pc+cperty,allo.v the ProPertY to deteriorate.or commit weste on tba Property.
<br /> �� acdon or pr�ing.pvhether civil or criminal,is be8we that i�I.euder's good faith judgmeut could result in fnrfeiture af the
<br /> _- n�pa+ty�u c�env�se materiaUY imPaft the Ilea�reated by this Secu�itY Iastroment or Lender's se�ud��ian�issed aith a zuli�a8 _-
<br /> — cun such a default and se�nstute,as Provi�ed ia paragrnpi�I8.bY c�us;�$t�ar,�aa ar grc�l�
<br /> that� ia Lsnder's good fai�i detera�lnaHun.Pre�ludes�orfeiture of the Bortower's interest in the Property or other materlal
<br /> impainnent of the liea cseated bY this Securitl' Ins�u�ent or Lender's seauriry interest. Bor�ower shall alsm be in dofautt if
<br /> Bomower,ducln8 the loan applicatian process.gave mnterially felse or inaocurate informanon or statemeata w l.�de�'(or failed
<br />''� to pmvide Lieader with auy material inf�smadon)in connettlon wit��e p���cesidence.IfNth9s�Se�curtty�Insbu�IIt i�mited
<br /> ta,represent�tions concoming Bomower's axuP�Y of the L'ropertY .
<br /> leasehald, Borrower atnatt c4mP1Y aith all the pcovisi�ons of the leass. If Borrower acquires fee dde w the ProperiY. the
<br /> Iraseheld ansl the fee tit�e shall noi mccge unless Lendar �Bormwer fails to perform the covenants and agr�nzents wntai�aed in
<br /> 7,prot¢dton oi Lende�'s Ri�Dta in the ProP�rt9-
<br /> this Securiry Insuvment,or there is a legal Procee�ir►g that�r sigaiflcantly affect Lendzr's rigWs in tha Property (such at a
<br /> p�g ia bauX�aptcy�pmbate.for oondemnsdon oz forfeiau+e or w enfo�re lan+s or regulations).ttten Leader m�y do and
<br /> nc�Ir
<br /> gay for whatever is aeoasary to P��'�e v�ue of•the Pr�p�nY���'s�������. ��r's ons may
<br /> an swns securecl by a lien which Y�as PrlorltY over tt�is Secudty Insuument, aPP�T�B �oaurt� PaY�B
<br /> include PayjnB Y on tiie Property to make repai=s.Aithough Lendar may take aaion�der thfs parugraPh
<br /> nesanable atwmeys'fas and entertn8 .
<br /> 7,Lendec daes aot 6ave co do so. h .�� �� ���onal debt of Boreowec�secured bY t�s
<br /> Ariy aYauounts disbursed by I.�der uader this pat'agcaP thes�amoumts shall bear iateress�roida she
<br /> �:`Securiry�lsmiment.Unl�ss Borcower and Lender agxee to other terms of paymeat, ..--
<br /> — date o�disbuisement tit�se Note rete and shaU b4 payable•with interesb W�p aotice from Lender to Soactower requesttng , _
<br /> pay�' mortgage insuranx as a condition of walcing the loaa securod by ihls SecudtY ,
<br />_—_ 8.Mortgage Iosurance.IY Lrend��N���to maintain the mortgage insurance in effea. If, for any c�ason,the
<br /> = Instrument, Botrower shall PaY��,� the remiums requircd w
<br /> enortgage lnsutan�coverage required bY LeIIder lapses or ceases ro be in effect,Borc�ower shall PaY p valent to the
<br /> . obtain coverago substamially et�uvalent w the mortgage insurence Prevtously in effect,at a oost substAatiallY equi
<br /> wst w Bomower of tho nmottgage 1�su�ra°t�8��usly in effect,fc�n►an altemate mortgage ins�uer aPPmved by Lender. lf
<br /> =-.v snbstantially equivalent mortgage iasurance ooverage is ncrc available.Boreuwer shaU pay to Ltader each month a sum equal to
<br /> ons�wel�,h of the yearly mortgage in'sensance Premium being paid by Bomower waea the insumnce covetage lapsed or ccased w
<br /> be in effect. Leader wIU accept,�ase atcd mxain these paymeats as a loss rrsenre 9n lieu og tna�tga�e insaraace. Loss reserve
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