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<br />' TOi3F'�HER WITH utl the improvementa now or hereniter�reciai v;.�.a r��r-••i• �-•----- --
<br /> � �t tixtures no�v or her�i►lter n pnrt of tho property. All replacements and uddItions ahall atso ba covered by this Securlty _
<br /> - " � Insuument. Ail ot the foregoing is mferred to ta this SQC�utty Instru�nent as the"PropsrtS+o° -
<br /> �ORROWER COVBNANTS tU�►t Bonower la lawtl�lly selsr�d of the estnta her�eby conveyed And has the dgt►t to grnnt and
<br /> ���`� � '� convey the Property cnd�hnt the PcapertY�e unencumbered.oxcept for encumbmricea of ceoord. Horror�or wnrrante and wtll
<br /> defe�td grncrutfy the due to the Fru�serty nBnfnst nll clnims und demunds.a�abJect to uny encumbrtutces of eecord. ,�
<br /> ' THtS SECURITY INSTRUMENT combines uniform covennnta for anttonul uso nnd non-w�iform wvcnaut���Ith IliniteA �
<br /> ��'� vtuiati�na by Jurtsdlctton tu constitute n unlform seturity lnstaument covering ceut proper�Y•
<br />��`�' ���J UNIFORM C4VBNANTS.Borrower ond Lender covenant�rtd ugcee t�a followac
<br /> a when due the
<br /> l. �yment of Prtncipal ond Ee�terest; PrepaYmeat aIId Late C6argea. Bortower Rhull pmmpdY P Y
<br /> -� _._ `` �tincfpal of and inqerest an tke debt evidenced by tha Note and uY►y prepuYatent and late cltnrges due under tho Note.
<br /> �`' a"� 2.�L n d�B o s T a x e s e n d I n s u r n�ce. Sub jest to o p plicable law or to n written waiver by Lender� Borrower sholl pay�
<br />"'".`��� ents are dus uader the Note.uatil the Nate i s p u i d i n f i�l,n a u m t°��°)f o r.(n)Y�1 Y� .
<br /> � ,�.� . L.ender oa the day montblY PaY�
<br />-" ``� ' uad assessments whish mny atwin pno�ry over this Secudry U►strument as a lien os tGe Pmperty:(b)YeFUIy lcusahold payzaen
<br />'�;,��„ " or goound rents on tde Property.it eny:(c)Ye�r1Y haznnl or properry iasurunce premiums:(d)Yeur1Y flaod iusuraace premiwns.
<br /> '�+��'� if uay;(e)Yearly awrtgage iusuranoa pnmiums iP sany:aad(� anY Sums Pal'IIbie by Bortower to Lender. in uc�ordanoe with
<br />-"�' - h 8.in lieu of tke payment of mongage insuraAC�e premiums. '[iiae items are caUed"EsLmw Items."
<br /> =.,=�;� the provistons of paragrap
<br /> Lender ivay,at any cime� c:oll�et and hold Fuads 1n aa amount not to exceed the ma�cimum amouat a lender for a fede y
<br />_.;�:�±,�� related mottgage lonm m�y requiro far Baxrorrer's esccow aaovnt uader the federal Real Estate Settlement Pcocedures Act of
<br /> `�'' `:_� 1974 as amended ftom time w dme, 12 U.S.C.S�ctton 2fi01 et seq. CI�PA').
<br /> upl�ss enother law tbat appliea to che�+mds
<br /> �°?:.=�A sets a lesser amouat. tf so. Lender may�at any dme. collect and hold Funda in an amouat not to e�ccced ttte lesser aaxaunt.
<br />-=;'`�°=-`� Lender may estimate the amount of Funds due on the basis of current duta aud repsonublo eatinaates oP e�enditures of ft�ture
<br /> �scrow Items or otherv�Ise in accoraaace with appllcuble law. iasuumentality. or endry
<br /> ="':� 'fhe guuds shaU be held ia an instttutian whose deposits are iasured bY a federal agenoy,
<br /> ,.y�s._�'33°1� (including Lender,if bender Is such aa Institution)or in aa�►Federzl Home Loan Bank. Ixnder shall apply the Fuuds w puy the
<br />-_:_...;�� Escrmv ttems. L�ader may not cherge Bornower for holdiag and aPP�Y�$the Fands�anawsUY analYzing th6 escrow acflount�os
<br /> �erif�ng the gscmw Items.uniess Lender paya�orrower interest oa thg Furtds and appiicable law pemaita I.ender to znekc such
<br /> J�� a chacge.However,Lender may recNire Borro�ver to pay a one-time charge for an fadependeat real v°atau tax reparting servlce
<br /> -----� licable laa pmvides otherwise. Unless an agrameat is mada or
<br /> -- used by a.eader in connecdon v�ith tlila IoLender shall notbe required to PaY Borrower any inteiest or eaminga on the Fonds.
<br /> - ` stppiicaoic ler�v i�ufr�iAtEt�t io bo'�- ,
<br /> -___— - Borrower aad Lender mal+88'r�ia wrldng.however,that interest shaU be paid on ttne Funds. LAic���s�at2�'fo w�hi��eac2►
<br /> wlthout charge, an t�nnual axauntiag of tttE Funds.showing ctedits aad debiis to ttte Funds and the puipo
<br /> debit to the Funds wus made.The Fands are pledged as addidonal s��3+for all�le l�aw�,Lender shell aocoun��i'�►�
<br /> If the Funds held by Lender e�the amounta pern�itted w be held by app
<br /> for the eiccess Funds in atxord�ce���E�4��n� of Appucable la�v.If the amount of ttte Fuads held by Ixader at a�Y
<br /> dme is nat sufficieat to pay the Fscrow Ite�w�������s��B shall make up�e�defci�ncy ia ao���
<br /> - shall pay to L+eader t�►e amoup►t aeassary
<br /> _-- - twelve u�onthlY Payme�ts.at Lender's sole discreSfln. •
<br /> p ment in full oY aU sums sewred by tbia Sea�rity Insuument.Lender shall pmmptly refuad to Borrower any
<br /> P�PaY ms
<br /> Funcls held by Lender.If.wnder paragraph 21.I.eader shall:►ccluit+e or sell tue Property.Lender.P�pr to the acquisitdoa or e
<br /> -- of tha 1'mpertY.shaU aPP1Y�Y Fuads held by Lender at the tirae of acquisitioa or sale as a credit against the sums secuced bY
<br /> �s�ry����. ucable laa pmvides othenvise�all Payments r�eived by L+ender under paraSraPlis
<br /> 3.Appticatlo�oi Any�eats.Onless app' h Z;
<br /> 1 and 2 shall be applied: Hrst.to aay FrePayment oharges due under the Note:sewad,w amovats payable aadar P�B�P
<br /> thirrl,�tci 9menesc due:fourth.to priucipal due;and lesi,to aaY late chazge.s due uader the Note.
<br /> -- assessm�nts charBes.Saes aad�mposittons att�utable w the Pc+aper►)'
<br /> 4.'C6arge9t L�. Borrower shall pay all taxes. ' ts or gcound renis.if a�►Y.Borrower shall pay
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<br /> whic�may attai�►prio�tiy over this 3ecurtty Tnsnuine°t. and le��sehold paymen
<br /> these o'bligations in the manaer pmvlded ia paragraph 2,or if not paid in that ma�ner.�orrower shall pay them on time Y
<br /> to the person owed payatent.Bermwer shall prompdy fuTnlsh t°Lender all notioes of amounts to be pni�vader this paraBr�+P�
<br /> If Borrower makes these payments directlY.Boreoaer sha114mr�flY t��to L,euQei reosipts evtdeatItig the payme�s.
<br /> -. -- �arrower shall promPdy discharge any liea which Y�as pstor�ty over this�fo Lenc��(b)conusts good�ait'����
<br /> wricing m the paytteent of the obligation secured h+y the liea ia�a ma�mer v,� ��e Lender's opinion opeiate to prEvent the
<br /> by. or defeads ngrdcst enforcemeaE of the lien ia. legal8roc�ngs the lien w
<br /> enforcement of the lien; or(c)seciues from the holder of�e�fetnh�p8��t���a�°������p�o�ova �
<br /> -- ------ this S�curtty Insuument. If I.ender detem►inea that anY p the lien.Borrower shall satisfy the lien or tatce oae or
<br />- ---- = - this gECUrlty Insuument.Lender maY give Boicower a aodce idenrifying .
<br /> __ _ __- more of the aaions set forth above withiu 10 days af the giving of notice. �ga�g 9�
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