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200011180 Work: All work necessary to complete the Restoration in accordance with Approved Plans. PHRASES; RULES OF CONSTRUCTION The following provisions shall be applied wherever appropriate herein: "herein," "hereby," "hereunder," "hereof" and other equivalent words when used in any Loan Document shall refer to the Loan Document in its entirety and not solely to the particular portion of the Loan Document in which any such word appears or is used. The definitions set forth in each Loan Document shall be deemed applicable whether the words defined are used in the singular or the plural. Wherever used in the Loan Documents any nouns or pronouns shall be deemed to include both the singular and plural and to cover all genders or entities, as the case may be. The captions and headings of various sections of this Trust Deed and the other Loan Documents are for convenience only and are not to be construed as confining or limiting in any way the scope or intent of the provisions thereof. The terms "Section" and "Subsection" when used in any Loan Document with identifying numbers and /or letters shall, unless otherwise specified, refer to the respective sections and subsections within that Loan Document which are labeled with such numbers and /or letters. The phrases "this Section" and "this Subsection," when used in any Loan Document without identifying numbers and /or letters, shall refer to the respective sections or subsections within that Loan Document wherein such phrases appear. Unless otherwise provided, any determination or Reports which require the application of accounting concepts or principles shall be provided in accordance with generally accepted accounting principles. Whenever any Loan Document grants any right of decision to American Family, whether by stating that any particular item, decision or course of action "may" be requested, required, 11