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200011180 <br />Reports: Any document, agreement or item of information, verification or <br />evidence specifically required of Borrower or Guarantor under any Loan Document, or which <br />American Family reasonably requests of Borrower or Guarantor from time to time to protect <br />American Family's interest in the Indebtedness and any Collateral. Such items may include, <br />but shall not be limited to, all required insurance policies, all renewals, amendments and <br />endorsements of such policies, insurance recommendations and adjuster's reports, official receipts <br />and statements for payments of Impositions, financial statements, operating statements, sales <br />reports, rent rolls, title reports, surveys, site plans, building plans and specifications, legal <br />opinions, engineering and /or architectural reports, environmental audits or assessments, <br />appraisals, market studies and certifications. <br />Request for Payment: Borrower's written request for payment accompanied by <br />a certificate by the Architect in form, scope and substance satisfactory to American Family <br />which states all of the Work completed to that date has been done in compliance with the <br />Approved Plans, that the amount requested has been paid or is then due and payable and is <br />properly a part of the cost of the Restoration, and that when added to all sums, if any, previously <br />paid out by American Family, the requested amount does not exceed the value of the Work done <br />to the date of the certificate. <br />Restoration: The complete repair, restoration and rebuilding of any portion of the <br />Premises that has been damaged or destroyed, in full compliance with all legal requirements, <br />including but not limited to Disabilities Regulations, to substantially the same conditions and <br />character that existed just prior to any damage or destruction to the Premises. <br />Restoration Funds: The Insurance Proceeds or condemnation award if sufficient <br />to cover the cost of the Restoration, American Family's reasonable expenses for collecting and <br />disbursing the Restoration Funds, plus an additional ten percent (10 %) of the anticipated cost of <br />the Restoration to provide for unanticipated contingencies, or if not sufficient, the Insurance <br />Proceeds or condemnation award and a deposit by Borrower with American Family in the <br />amount of such deficiency. <br />Tenant: Any tenant, subtenant, licensee or concessionaire, or other person or <br />entity granted a possessory interest in the Premises by a Lease. <br />Trust Deed: The indenture entitled Trust Deed, Security Agreement and Fixture <br />Financing Statement providing security in the Collateral to American Family for payment of the <br />Indebtedness contemplated by the terms, provisions, covenants and conditions hereof. The Trust <br />Deed, Security Agreement and Fixture Financing Statement or the Mortgage, Security Agreement <br />and Fixture Financing Statement from Borrower to American Family for each of the nine parcels <br />constituting the Real Estate shall collectively be referred to as the Mortgages. <br />Trustee: Arend R. Baack, Esq. <br />10 <br />