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<br /> S. Hauird ort�1'eoperty I�.ss�runce. Borrower shull keep the improvements naw existinp �r hereufter erectai an thc -
<br /> � PropeMy insured u�ain4t lass by fire, hazurds included within thc term "extendcd rovcrage" und uriy��ther h�v.urds, including
<br /> ,. fl�ody ar fluading, for which Lcndcr requires intiuranca This insur:uicc shuli bc muintainixi in thc umounts iuiJ fcir the perirnls -
<br /> ' � thut 1_cnder rcquires.Thr,insurnnce currier providing the insurunce shult be chusen by Borrower sul�ject tn L.cnJrr'.r i�pp�oval
<br /> - � which nhull nut bc unreasonubly withhcld. If Borniwcr fai�c;t�� nn►inwin cavcrngc dcscril►cd ubmc, I.�:ndcr muy, ut I.cndcr'r, � --
<br /> ° optto�i,ohu�in covcr�gc to protcct l.cndcr's rights in t{ic Propeny in accordnncc wlth pnra�rupl�7. � _
<br /> . � All intiurancc policicti und renew:dS tihnll hc urceptnhle tn I.�ndcr i�nd chull includ�u�tundnrd nu►n�mt!e rluu�c. l.cndrr _
<br /> �° yhi�U hu�re thc �ight w hi�ld the pollcics und renewulti.If I.endcr rsyuires,Bormwcr tihull pn�mptly gjve t��l.�n�lct ull rerc{pt+u[ �
<br /> puid premiumx imd rcno�vul noti��e..In the�vent af lass.l�or�ower shull give prompt notice to the in,urimce rurrier und Ixnder.
<br /> Y�:�M;�;�,i IAndrr m+�y makc pnx�f of luys if not mude prumptly hy Norrowcr.
<br /> <„m,,. i)ntcyv[.ender nnd Bormwer othrrwiac ugree in wtitin{;,insuriu�ce pnscecd�xhull hc i�pplied ti�resturuti�m ur rep,►ir uf Qu
<br /> - „ , s Propeny durnu�tcJ, if thc re,tonUli.n or rep.iir i�+ec�mumiatlly fca+ible und Lendcr's,ecurity is nut Icsencd.li'thc rr�turution or
<br /> repulr is nnt economicnlly fea+ihle�tir I.ender's+;ecurhy wuuld hc Iesxcned, U�c inyu�ance pnmced,,Bull be upplicJ tu Uu tiums�d .
<br /> securcJ hy thiti S�:�urity Intitrument, whethcr or n��t then duc, wlth uny cxcctis puid a► &m�iwcr. If 8orrowcr uhan�luns thc
<br /> � ' Pruperty, i�r doc�not unswer within 30 days u noticc from I.cndcr thnt thc insuruncc curricr hu+��ffcr�Kl tu.cttic u cluim, dun
<br /> � l.ender moy cotlect the insurance procecJs. l.ender may use the pmcecds to repuir or re�tnrc the Pruperty or to pay sums
<br /> ' • sccured by this Security lnrtrument,whether ar not then due.Th�30-day pertud will begin when thr. notice!s given.
<br /> �.r Unless I.ender ru►d Bonower otherwise agree in wdting, nny upplicution of proce:cds to principul tihull not extend or
<br /> _ ' �: postpone the due date of the monthly pnymcnts referred to in paragrnphn I and 2 ar chunge thc amount c�f the puyments. If
<br /> under pamgruph 21 the Fru�e�iy is ucyuI��ed by i.ei�dc:r. 8orrower's r�ght ta any insurance polici�+und proceeds resulting from
<br />„ damage to the Propeny prtor to the ucquisitlon shaU pass to L.ender to the extent of the sums secured by this Security Instn�ment
<br /> , immediutely prlor to the ucquisition.
<br /> . 6.�tcup:�ncy, Preservatton, Maintenance and Protec28or�of the Pcogerty;Borrower's Loan Applicntion; Lepseholds.
<br /> • �` �� 8orrower shaU occupy,establish.und use the Property as Horrower's principul residence within sixh�days uRer tho executlon of
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<br /> �� i this Security Instrument and sh�ll continue to accupy the Property as Bottower's principal residence for at least one year uftcr
<br /> �� .. � the dnte of accupuncy,u�less Lender otherwise agrees in writin�,which consent shnll�ot be unreasonably withheld, or unless
<br /> � ..�} �� extenuatin� circumstances exist which ure beyond Borrower's control. Hanawer sh�lf not destroy, dnma�e or impair the
<br /> '.,i Peopetty, ullaw the Property to deter�ornte, or commit wastc on the Property. Borrower shalt be in default if any forfettum
<br /> action or proceeding,whether civil or criminul, is began that in Lender's good faith jud�ment coutd result in forfeiture af tha
<br /> � .;: ., : Property or othenvisr.mater�ully impair thc lien crented by this 5ecurity Ins2rument or Lender'�s saurIty intcrest.Borrower may
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<br />:::s.,r�.,`;�.:;`�• , iiiic SiI��'i a 3cfauii a;�i:.�tU28iC•�providt�!3n�rsarsph 1$.by t:3tZSit�a Ihe A%��i�I1 s+T Ft!w't'rKli�g t�,Fu��iicmi�.cc�1 whh a rui ng
<br /> ' � . � • t that. in l,ender'a good faith determination. precludes forfeiture of the Borrower's interest in the Property or otheY matorial
<br />- ' im airment of the lien created by this Security Instrument or L.ender's securtty intemst. Borrower shall nlso be in dafault if
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<br /> a� ••: � Borrower.during t9�e loan appitctstion process,gave materially f�lse or inaccurate information or statements to Lender(or failed
<br /> _"`='��' } to provide Lender with any muterial Information)in connection with the IaAn evidencc�l by the Note,includin�,but not limite�
<br />=�'�,��� ' � to.representntions concemin�Borrower's occup:incy of the Propeny as a principal r��sidence.If this Seca�dry Instrument ie ou a .
<br /> ^,��3�� '�'�`' 1eASehold. Borrower shaii com I with all the rovisions of the lease. If Borrower ac uires fee title ro the Pro � the
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<br /> `" '����'����y leasehold and the fee title shall not mcrge unless Lender ugrees to the merger in writing. .
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<br /> 7.Protectiom at I.ender s Rights in tieP Property.If Bormwer fnils to perfonn the covenants and agreements con4t►inod ln
<br /> �,i�.r���,:n,,-�r'�� this Security Instn�ment.or there ts a leg�l proceeding that may si�nificantty uffect Lender's rlghts in the Property(suoh ns u • ,.o
<br /> praceeding in bankruptcy,pmbate.for condemnation or forfeiture or ta enfarre inws or regu�ations),then Lender moy da und .. �
<br /> .-`��''`-'- � a for whntever is necessary to rote�t the value of thc Pro erty and Lendor's ri hts in the Pro ert Lender's actions may
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<br /> :�_;.�=���.�� inciude paying ony sums secured by a lien which has priarity over thts Security Instrument, appeartng in cv�nrt� payingt .
<br /> --'—z""`-'-•�+.�'.� reasonuble attAmeys'fees tuid entedn�on the Froperty to muke repairs. Although I.ender may take action under t114�p�regmph
<br /> -..._�--�-r�"�=�• ?.i.ender does not have to do so.
<br /> _~�''=-'j5'-'� Any nniaunts diabwsed by Lender under thts paragraph 7 shall becamc additton�l debt of Borrower secured by thta
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<br /> :.;;::%�;:.;• Secur[ry Instrumen�t.Unless Borrower and Lender agree to other tcrms of pnyment.these umounts shall bear interest fi+om the
<br /> '�����,�'• dute of disbursemPm ut the Note rate snd shall be payable, with intereat. ugon notice from I.ender to Borsower requesting
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<br /> _:�:;.;a,-:,�,�..._� payment.
<br /> �---=-_=�'-_� 8.Mort�ge Insurance.If L.ender required mort�age insumncc us u conditton of making ehe loan sccured by thls Secutity
<br /> � ---- Instn�ment, Borrower shall pay the premiums requfrecl to mnintain the mort�age insurance je effext. If. for any reason� tite
<br /> .-.��� mort��ge insurance rnverage requimd by Lender lapshs or ceases to ba in effect,Borrower shall pay the premiums ntqulrcd to
<br /> "_��;� obtain covera�e substantinlly equivalent to the mortguge insurence previously in effect,ut a cost substantially equivalc:nt to the
<br /> :-'-x:re�;:��;� cost to Borrower of the mortgage insurnnce previously in effect, from an alternate mortgagc insurer approvod by I.ender. If
<br /> --`�'`=�^7':�. subswntially equivaleot mortgage insurnna:caveru�e is not nvailablt,Bornower shall puy to Lendeg cach month a sura equnl eo
<br /> _ •�' -�::-�� one•twelfth of the yearly mortgage insurnnce premium being p�id by Bonower when the InsurAnce co►•erage Inpsod or ceased to
<br /> ,� ise in effect.Lender will nccept,use and retain these payments as u loss reserve in lieu of mortgo�e insumnce. Loss reserve
<br /> • . .. . :,;.� Form 3028 9l80
<br /> Pepo 3 N 8
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