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<br /> ,' S. H�prd or Prope�iy Ioa�. Barrower �II keap tho improvemenic naw oxicti o�lkreafter ercctod an the
<br /> Propeny ineured��i�t loss by firo,lu�zani�included within tha tcmi •ex�emled rnvera�e' und any uthcr h�urd�, including
<br /> pcwdN or Qoodiog,Por whieh Lender roquit�es incut�anee.Thic in�urance s�h�ll be mximainod in�ha am�wnta u�d for Iho perladx
<br /> �`°� thp�I.ander raqrins. The insu►wKx caRier provlJing the inwrance�hull he choscm by Bormwcr xubject ta l.en�kr's appmval
<br /> whkh chall nat be unriasorwbly wilhheld. li Borrower fpils ta mai�uuin eoverago da�c�ihod �ve,lxnde�may.al I.endec's
<br /> optian.abtain ooverage to protect Leoder'n�lghts in the PropeRy in uccoedar��e v►�Nh pamg�aph 7.
<br /> All insutanco pol�Cies and renewals sltnll be uoceptable lo Lender and ahall inrlude a standard martgagc claur�e. l.ender
<br /> - -_-- - ctwll lwve ihe�-ight w hold tt�c polidcs ar�d t+emwAls. If Lender nquircs, Bocrower shall promptly givr.to l.�nde�aU reccipiA of
<br /> `_-'�'�----��' paid pr�cmiums and renewnl nutices.ln the ev�nt oi bss.Burn►wer clwil �ive prwnpi noticc to the inwmnce catrjer and L.endcr.
<br /> ,,�4;f L�nder may nwke proof af loss if nat meda promptly by Barnower.
<br /> Unless I.ender and Borrower othcnvise agrce in w�iling,insurnnce prcxeeds shall be applied ta restoration or rcpair of the
<br />`�= PmpcAy dn�ruged,if tha rcstaratian or repair iR ecanomia►Ily fcasible uod Lendcr's r.ecu�ily is nat iessened.If Ihc rcstoration ar
<br /> nepoir is not eronomicz�lly fessible ar l.cnder's sacur�ty would be lesscned. Ihe iasurance pra.�eeds shell bc applied to the sums
<br /> socured by this Secanity Insuument,wl�her or not �hen due. with amr e�patd to Hornawer. If 8omower aba�edanc the
<br />� - — Pmperry, or dues not w�wer within 30 days a natice from I.ender that the insuear�ce carrier•haa offered �o se�lle a claim.tl�en
<br /> - l..euder inay collect the lnsu� pwcc�la. l.ender may u� nhe procee�l�ta repair o� ae��are the Property or to pay wms
<br />�. ..s�ru�cxt hy this Sav�ity lnstrumentt,whetheQ or ix�t��en due.7'��0-day perfod will begin a•hen the notice is given. '
<br /> - , ' Ualess Lender and Borrowe�otherwase ugree in writing. any appiiaHfon of pmceeds to princiPal shuU nW exrte�d or
<br /> -�" � F,osipone the due date of the mont�hly �uy�ents refened to in parngrep6s 1 and 2 or change the amoum ot the paa•�nts. If
<br /> _=:r �� under paragraph 21 the Properry is.'ac�uired by Lender, Borrower's dght to any insurunce policies and praceeds reauq3d�from
<br /> � dr.ma.��ta the Pmperty Prior to the ucquisitian shaJl pags to l.ender w the ex�ent oi'�he sum���cured by tliia 3ecuti¢}Ins�tcuntent
<br /> _— - -- immediat�ly arior to thc uquisitio.n.
<br /> r_ 6.4lrcapancy.Pra�rvadon, 117uin1tnum�e and Protectfon of Ihe PmpeKyi Borre�•er's aoxn AppW�don;l�a�ild4. .
<br /> o� Borrower shall a�cupy,establish,sMd use the Property as Borrower's principal residence wath9n siaty dati�s afltr�he ex�ecwtia�oJ
<br /> this Security Instv�omen�and shall continue to accupy the Property as Born�rv�er's princapAl Tesidence for ut•least o�x yr�ar A�tee�
<br /> �s." the clAie nf a�ceupancy, unless Lender otherwise agrees in wriling, which ca�nsent shal!not be unreasonably wiihhelcJ, or unl�ss
<br /> - � eAtenr�mting ciccumvlancey exist whirh are beyond Barrower'x mnlml. �lorrower shNll not destroy. damage or i�pair 7Pee
<br /> .f'ra�p�:�y. �Ilow tiie Pmpercy to deteriorate. or cammit waste on thc Prupeqy. Horrower shall be in default if�any FprPeiture
<br /> a�.-tian or proceeding. whether elvil or c�minal, is hegun that in Lender's�oxl faith judgment could result in farfeiture of the
<br /> �� Pmperty ar otherwise materially impair the lien creuted by this Security Inwtrument or l.ender's security interes�. BoROwer may
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<br /> ,r. �� �1 eure'4uch a defauh and reinstate,a+provided in puragraph 18,hy cauaing�he actian or proc�eoding to be dismissed wiah a ruling
<br /> .;�' that, in i.ender's good�faith tletc�miaiation. precludes forfeiture of the Bortower's interest in the Property or oth�r r��aterlal
<br />- - impaoea��er�t of the lien created by [hic 5ecurity Instrument or l.ender's secunty interest. Borrower shail aiso be in uefnui[ ii
<br />'='-a��� Bortaw�r..during the lwn applicaiion pracess,gave materfally tafse or inaccurate infornw�ion�r stutements to l.ender(or failed
<br /> �T' ` � -`�ti to rovide L.ender with an materia!informution) in connection with Ihe loun esidenced b the Note,inclu�iio but not limited
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<br />"='�t� ,,.,�.�. ., to,repr�.centalions concerning Bon�ower's occupancy of the Pro,peny ac n princlpal residence. If�his Security lnstrument js on a
<br /> � '�;;,i!F; leasela�tl, Borrower shall comply with nU the pmvisiun� o!' the lea.se. li Borrower acquires fer title to the Pa�erty. the
<br /> �= f� IeaRehald and the tee tnle sh�ll not mcrgc unless L.ender ugrees lo the merger in wnling.
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<br />_- .,~',,'� ,� 7.Protectbn ot I.cader's
<br /> Rights in the Property.lF Borrower fai Is to perfomi the rnvenants and agreements rnn�ainod in
<br /> h� this Security Insttumem,or there is a leg�l Froceeding tlwt may signiticuntly affect l.ender's rights in the Property(such os b
<br /> � ��'� prooeeding in banlcruptcy. probate, for�rondemnation ar forfeiture or to enforce luws ar regulsuions),then Lender may do and
<br /> � � .�t•,; � pay for whatever is necessary to pmtect the vulue of the Pmpe�ty and Lender's rights in�he Propeny. l.endcr's actions muy
<br />—�;.� ,��;;;,..;:.,•:; ioclu� p.�ying a�y sums secured by u lien which has pricRS�ty rn•er this Security InsaT�ment, appenring in court, paying
<br />--..T�; ; �, t+eusonabte attorneys' fees und encering on the Propeny to nwke repuira. Al�hough L.endtr may tuke actioa�»dtr t�his,parap,taph •
<br />--`':; r„�;� 7.I.endcr dcxs not havc ta do so.
<br /> ���•- -���� ' r' Any amounts disl►uned by I.ender undcr this purugrnp6� 7 ahala beco�++� nddi�innal drbt of El�rra�•er secured by this
<br />-.��'. ,<' �'��''R`��• � Security Instmment. Unless Borrower und L.ender agree to.xh�:�tcrms of payment. these ;Nx�unts sholl beur int�r�e�: �'c�om the
<br /> • � dete of disbursement at thc Note rate and shull be puyablc, wi�h interest, upc�n notice from l.ender to Bomower r�yuesting
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<br />- ;, ;' ..;,� Payment.
<br /> '.`a�`^'="': 8.Morlg�e Insurnnee. If Lender requi�rxl monguge insurunce u., �ccx�Jition of making the loan secured by lhis Security
<br /> �� � �' -+��L Instrument, Borrower shull pay the premiums reyuired io malnu�in the mongage insurun��e in effc�M. If, for any rea�on, the
<br /> • bw� rF��-c mortg�pe insurance coveruge reyuired by Lender lop.r•es or��a.cs ta be in effect,Borrnwer shull puy the premlums required to
<br /> -''" �j'�-+*• obtaio co��erage substantially equivalent to the mongoge insurx.e.a previausly in effi�c�,ut u coxt whtitomially equivak�ent ro the
<br /> � ' :�4t cost to 8axrower of tfie mortguge insuranre previously in efE�ct. fmrn am alternate nxmgoge insurer appmved by Q.ender. If
<br />- � � substnntlally eq,ui�:�Penc monRV¢e inwrunce awcraQe is not avr�Q�t+1e.�it.P�rcmv er slwll pav to l.ender each month a sum equal to
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<br /> • �;:�.�`�����,_'.�� one•twelRh of the y�.�rJy mangage insur�nce premium being pue�.°'�� &�rn,��,;r whcn thc inwrance coverage 1•rp.r•ecl M cease�i to
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<br />_ , ;��'�r�;.. �?'�;�i be in effect. I.etKler will ac�t.use and retain�hese p•ryment+a� u lacs rrserve in lieu of mortgage msuronee. l.�.. reserve
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