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<br /> y� J S. Haxanli o� Pr�perty insurnnce� Borrower shall kecp the impravements naw existing or hereAfter emcted on the �
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<br /> • Proprrty i�guraci�alnst loss by fim. hiuurds included within the term "extended coveruge" und uny other hururds, including � �,.;-
<br /> �.�(`. pnods c>r flnodin�, f��r which Lende:requirey insurance.This inaurunce shali be maintuined in thc nmounts und far the periods _
<br /> � '"' tl�ut l.ender requite.5.Tha insurnnce cutrier providin� the insurus�ce shnll be chasen by Burrawer �ubject ta [,ender'ti upprav�l �
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<br /> - which xliall nat bv unrc:ASOnubly withheld. !f Harrowcr fatlx�o maintutn cmemge described abavc, l.endcr may. at I.en cr a
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<br /> :,q�:, nption,oba►in awerage to prntect Lertder's ri�hte in the Praperty in accardunce wtth purngraph 7. �
<br /> _. ••.,�". AIf in�utttncR �licics ��nd renewnla shall be aceepwbls to I.ender and shull include u stundurd mortgage clause. L.ender �
<br /> � shall huve tha�ight tn hoW the poltcfes uml renewais.If Len,der requires.l3orrower�shatt prnmptly give to�.cnJce ull reccipts of � �=`
<br /> .,� �,F�;,, pnid premiums And ren�wal noitccs.In the event of loss,Bo�tow�er RhaU give prompt notice to the insurance currier and L.ender. w
<br /> ..�:•;r� � Lendee may ms�ko prc�f af loss if nat made pmmptly by Borrower. aj
<br /> •'-�" ., �R�a�g t,qndFr unai Borrawer otherw[se agree in wddng,insurance procee�a shull be spplial ta restorntian or repalr of the
<br />-'�Fr����� Pmperty dam�ad�1P the restoratton or repuir la cconomically feasible and Lender's secudry is not lessened.If the restoration or
<br /> i�,- re�,air is not c�anomicr.11y feaslble or i.ender's secudty would be lessened,the insurance proceeds shall be applied to the sums c
<br /> ��''" secured by this 9ecudty Instrument. whether or not then due, with any excess paid to Barrower. If Borrower abbndons the
<br /> , �� .:�j�� , PropeRy,or dmss not answer within 30 days a nodce from Lender that the insurance«�rrier hes offered to settle a claim,then
<br /> �;.• . Lender mfly oalla�t th�Insurance proceeds. L.ender may use the pra;r,eds to repair or restare the Property or to pay sums
<br />' `'`�,'•����'�. � secured b thix 8ocudt Instrument,whether or not th�n due.The 30-d�y period will be�in when the notice is given.
<br /> �''`l��` >�}?�, Unt�ss Len�er and�orrower otherwise agree in aridng. tu►y application of proceeds to principal shall not extend or
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<br /> r �';`s1l�, poscpon�thn dua ducB af the monthly paymenta refer�ed to in paragraphs 1 and 2 or chenge the amouat af the puyments. If —
<br />:',�;.�.,.,..- —
<br /> ��r,.:, }����.: und¢r pa�grAph 21 thc Propecty Is acs�ulred by L,ender,Borrower's right to any insurance pollcles and proceeds resulting from
<br />�. .�� .ek,. .
<br /> f��s, damage ta thE Prc�perty pri�r to the ucquisttion shell pass co Lenaler to the extent af the sums secured by this Security tnstnime�U —
<br />``�' A'� immediutely prior ta the acquisitian. ,
<br /> , �
<br /> '•`�:�. ��%• 6.Uacaps�ncy,Preservudon�Mnintenunce and Pratesdon of the Property; Borrower s I.oan Application;i.easehoicis.
<br />" .��(,:�,, Bi�nru�ver shnll axupy.cstablish.nnd use the Propetty as Bortower's principal residencc within stxry days after¢fi:execudon of �.,-
<br />' ��'�'"'� as Borrower's drtci al residence for at least one year efter
<br />` '��'�t"�'� this 38curity Insuument nnd ahall continue to occup� the Pmperip P P �-��
<br /> "7'.�.. , the date of c�oaupancy. unless Lender otherwise agrees in wridng,which consent shall not be unreasonably withheld,or unless °
<br /> �''^ extenueUing ciroumstanccs e�ist which are beyond Hornower's conuol. Borrower shell not dextroy, damage or impair the
<br /> .:;:�y;;, Borrower shall be in default if any forfeiture
<br /> .-. _ Property. atla�v the Property to detedorate.or commlt wastc an the Property.
<br /> ��-���! nction or praot�eding, a�heu�►cr civil or cdminal. is begun tliet in Lender's good faith judgment could result in f�rFeiture of ths
<br /> =—'""'���:� property or otherwlse m:deri�lly impair the lten created by this Secuc�ty Instrument or Lender's security iaterest. Horrower mmy
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<br /> ��'� cu�su�a t�!:�1!a�3 se4s��re,an Qrnvided in QarageaDh 18,by causlns the actlan or prorceding ta be dtsmissed with a rnE
<br /> -_:;�""'4`���-.: that� in l.en��r'fi good faith determinadon, Precludes forfeiture of the Borrower's interest in tne PmpertY ar �ii�c� � • -
<br /> °,s��`°���''.'� impaitment o�tho Uen created by thia Ser.urity Instrument or Len�er's security interest. Barrawer ahall also be in defuult if
<br /> ��a�� Borrower.dutin�tha Lann appttcatton pmcess,gave mstertal�9 false or inaccurace information or statem�nts to Lender(or foiled _
<br /> -- to provid�I.ea�dtr with any muterisl int'omu►dan)fn coMerdon wlth the loan evidenced by the Note.tacluding.but not limlted
<br /> ---- — to.rept��nl�3ians ooaicen�Fng Borrower's occupancy of the Propecty es a pr�ncIpal restdence.If this Secudty Inswment ta on a
<br /> -- -- leaseho!¢l� Ao�lrawer sl�all comply wtth all the provisions of the lease. If Borrower ecquires fee dde to the ProperiY. the
<br /> __ leaceholal�src7 th$fee title shatl not merge unless Lender Ige�s�er failsgto�rform the covenants and agneements cantained in
<br /> � 7.Protec�ion of Leader's R1g6ts In the ProPeriy P�
<br /> '�� this Seouri3y Instivmasnt,ar there is a leg�l proceeding that may si8nificantly affett Lender's�ghts in the ProPeriy(such as e
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<br /> proceeding in t►�nkruptcy. probate. for condemitation or fodeiture or to enfone luws or regulatIons),then Lender mny do ua
<br /> -�= pay for wtl�•.o�sr is nt�cesssuy w Pro�e� w►e velae of the Prope�ty and Lender's rights tn the Property. Lender's nctions mny
<br /> incledp pqA��n$ nnY sums secured by a lion whtch hes pdorlty over this Securlty Iasuument, appearing 8n couK, payin8
<br /> --� masonabla stta�meys' fces und entering on the P[operty to make repairs.�°►lthough Lender may take ucdon under thia parograph
<br /> --- — 7.l.ender does not h.ave to do so.
<br /> _- -°_ � pqy ranoanta disbursed by I.ender under this pnragreph 7 shall become addidons�i debt of Borrower secw�ed by thfg
<br /> x;;:�,�,� Security 1r�.3ccnnent. Unlr.ss Borrower and I.ender agre�to other tem�s of pay�eent,thcse amounts shall bear intei+est fmm tho
<br />�;�,:o;.;„,�;;�,� dute nf disbur�nnenc at tho Note rate and shall be payab�e, with interest. upon notioo from Lender to Borrower requcsting
<br />--_---��� pa}nnen�. '
<br /> -- 3.P,iortg,t!�e tnQUrnnce.Tf Lender required manguge insurance as a conditeon of making the[oan secured by thia Security
<br /> —� Ir�su�mene, �orrowc3r sluill pay the premiums required�to malntain the mortgAgE insurerece in effect. If. for any reason. the
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<br /> -- — �rtg�m��urn�aovornge requic+ed by Ixnder lapses or ceases to be tn effect.Sorrower shutt pay the premiums requtr�d tu
<br /> �� - =='"?�`� obtaia ooa.c�+ge sub�qandally equ iv u lem to the mort�e ge insurunre pravlously in et�ect,at a anst substandally eqnivalent to ahe
<br /> ___ ___.=_�—� ��t��,,,�4�a.,of the mortgaae insurence previously in effect:from un alternate mortgtlg�a�surer appmved by Lender. If .
<br /> =� s� substantiaily eq�aivatasnt mortgaBe insucunce arverage ls not av�ilabic.Barnower s1w91 pay to t.ender rz����o��h a sum eqt�!tQ
<br /> - -�;�� o;!e•tnrel�of the ye�n►1Y mongage insunu►ce premium being p:►id by Borrower wl�Qn the insurance wvert�e lapsod or oeasod to
<br /> ="����:i��9ty;`:i"" be in EPFp�.�:ender �uvfU�ocept.use and retnln tt►ese payments as a lnss reserve in tieu of mongage ins�uance. Loss resen+e
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