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200010301 <br />assessments against the latter for the grantor's proportionate share of expenses up to the time <br />of the grant or conveyance of a Condominium Unit, unless the purchaser expressly assumes <br />such liability. Any such express assumption shall be without prejudice to the purchaser's and <br />Association's rights to recover from the former Owner the amounts paid by the purchaser <br />therefor. Any uncollectible Common Expenses or assessments shall be deemed to be Common <br />Expenses collectible from all of the Unit Owners, including the Mortgagee, purchaser and their <br />successors or assigns. The waiver of liability granted herein for the payment of past due <br />assessments shall not apply to any Owner who holds a purchase money mortgage or land <br />contract. <br />21. Mortgaaing a Condominium Unit. <br />Any Owner shall have the right from time to time to mortgage or encumber his interest in <br />a Condominium Unit by a Mortgage or other security interest. <br />22. Insurance. <br />The Board shall obtain and maintain on behalf of the Association at all times, to the <br />extent obtainable, insurance policies with amounts and the coverage to be determined by the <br />Board as defined by the Nebraska Uniform Condominium Act and in the Bylaws; the cost of the <br />insurance shall be assessed to the Unit Owners in the manner set out in the Bylaws. <br />23. Amendment to Declaration. <br />(A) Procedure. Except as provided by § 76 -854 of the Nebraska Uniform <br />Condominium Act and this Declaration, this Declaration may be amended only by unanimous <br />vote or agreement of the Owners of Units to which the votes in the Association are allocated. If <br />a vote is taken at an Association meeting, notice of the subject matter of a proposed <br />amendment shall be included in the notice of any meeting at which a proposed amendment is <br />considered. Resolutions for the adoption of a proposed amendment may be proposed by either <br />the Board or by the Members of the Association. <br />(B) One Year. No action to challenge the validity of an amendment adopted by the <br />Association pursuant to this paragraph may be brought more than one year after the <br />amendment is recorded. <br />(C) Recordation. Every amendment to the Declaration must be recorded in the office <br />of the Register of Deeds of Lancaster County, and is effective only upon recordation. <br />-13- <br />