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<br /> °,�, , 3, Hc�zued or 1�roperlY In��m�m� B°R�'titicr shall keep the improvcmcnts rtow existing ar hereuftcr erected an the _--
<br /> �;,,,r�� property insured aguinst lusti by iire, hnuirds included �vithin the term "extended coverage" urtd uny other hawrds. including _v
<br /> tlouds or iloudinB.for�vhich Lender requires insurnncc. This insumnce shall be mnintained in the umount�and for the periods
<br /> `� that L.ender requires.The insuranee currier providing the insurnncc shnll be choien by Borrower+ubject to l.ender's approval _
<br /> ���" which shAll rtot be unreu�onably withhcld. If Harro�ver fnils ta mutntain covem�e d�cribcci ubove. [.ettder moy, ut i.ende�'s
<br /> �:r,�� optinn.obtuin covemge to protect Lender's riBhts in the Property in uccardunce witt►paragmph 7. -
<br /> ..,,,1 Alt insuronce pollcies and eenewule shull be ucceptnble to Ixnder and �hPJI include u standard morigo6e clause. Lender
<br />_: � shnll huve the dIIht ta hold the pvliciey and rencw�is.if Lender requires,Rnrro�ver shnti pmmptly give to i.endee nll rccr�ipt�of -.-
<br /> 7�.
<br /> puid prcmtums und renewul nottces.ln the event of loss.Horrower shail give prompt notice to the insumncc currler und Lender.
<br /> ''���� Lender muy malcc praof of loss if not made promptly by Horrower. -
<br />.,,,�.� Ci�less Lender nnd Borrower othenvise ngree in wdting.insumnce proceeds shall be Applied to restamtion or repuir of the
<br /> property damuged.if the restoration or repair is economically feasible und L.ender's security iR not tessened.If the restorution ur
<br /> :°;;�-'��.� repair is aot economi�lly feasible or Lender's security would be lessened, the Msurunce proceeds shnll be uppliod to the sums
<br />-_�� securc�by this Security Insqument, whether or not then due, with any excess paid to Borrower. If Borrower abandona dte
<br /> Propecty, or does not nnswer within 3Q days a nodce fnom Lender that the insurance carrter has offered to setde u claim,then
<br />,.-1.�; or to a sums
<br /> �_��,,Y'� Lender mny collect the insurartce pro c e e ds. L.e n d e r m a y u s e t h e p r o ce e d s t o re p a i r or restore the Pro p e rt y P Y
<br /> �,�� serumd by this Sc;curlty Instrument,wheth�r or not then due.The 30-day perlod will begin when the nodce is glven.
<br /> - - Unless L.ender ond Bonower oihenivise agree tn �v�c�ng. any applicndon of proceeds to princip�l shell noi extend or
<br /> � postpone the due date of the Reonchly paYmeats refemed to in psuagraphs 1 and 2 or change the amount of the paymenta. lf
<br /> _—— ,inder Paragraph 21 the Pra�perty is ecquiced by Lender.Borrower's i�ght to any insursnce poljcies and proceeda resulting from .
<br /> -�- damage to the PropertY pdor to the acqulsidon shall pass to Lendcr to the extent of the�umg secured by this Securtty insuument
<br />,J�� Immediately prior to the acquisition. _
<br /> 6�paup�sncy,Preservadon,Mainte.�3m�e�d Protection of the Property;Borrovrer's I.ean Applicatton;3.easeholds.
<br /> Horrower shaU occupy.estab�ish,aad use the�ropertY es Borrower's principal residence within siaty days afcer the executlon of -
<br />- - �{S�u��yr Iastrument and sh�.11 condnue to occupy the Fraperty as Borrower's principal residence for at least on�year after
<br /> _ �� th��lnie of oocupancy,unless L.c�,1er othenvise agrees In writing,which consent shall r_at be unreasonably withheid, or ualess
<br /> =�� e�r�►uating �;rcumstances exist which are beyond Botrower's control. Borrower shall not destmy. damage or impair We
<br /> property, ailow the Property co detedomte,ar commlt waste on the Property. Borrower$hell be in default if any forfetture
<br /> action or proceeding.whether civll or criminal,is begun that in Lender's good faith jud�ment oould result in forfeitute of the
<br /> °- propectyr or othcrv►ise materfally 3mPair the lien created by thia Securlty Instn�ent or Lender'n securiry intemst.Bonowcr muy
<br />— cure such a default end reinstat�,ns pmv[ded in paragrap'h 18.by causing the actioa ar�toceedi�8 to be diamissed with a tulin8
<br /> � that. in Lender's good faith dcstuminadon.Precludw f�feltur�af tha Eano:��s'= '-ntere� in the Propeny or other mutesiel
<br /> impairment of the lien cmated by this S�urJty Insuument or I.ender's securlty interest. Horrowe:shall also Isc in dofnuit if
<br /> Borrower.during the loan applic�tton proocss,gave materially fr�se ox inaccumte informat�on or stateaAents W Y.Ender(or failed
<br /> to pmvide Lender wlth any matedal information)in connecdon with the loan evidencad by the Note,including.hut not limited
<br />-- - tu,represenuittons oonceming 3�3orrowePs occu�cY of the PropertY es a pdncipal residen�.If diis 3ecurity L�s�atfcnt is on a
<br /> _--- leasehold. Borrower shall conap�y with all thu PYOVislons of tho leuse. If Barrower acqulms fee title to the Ptaperty. tho
<br /> leasehoid und the Fee title shatl not merge unless L.ender agrees to the merger in wdting.
<br /> 7.prote�4ton o4 Lender's Aighfs In the Ptoperiy.�1f Eonower falls to perfoim the covenanta and agreements contoined in
<br /> thls Security Instrument, or there is n legal proc:�,ecting that may eignificandY affect I.ender's rights 1n the Property(such av a
<br /> pruc,�eding in bnnlauptcy.probAre. for condemnatton or forfeiture or to enforc�e laws or regulations).th�andeg�0�4�
<br /> pay fnr whntever is necessnry tu protect the value of thc Property and Lender's dghta in the Property Y
<br /> include paying any sums secui+ad by Q licn which has prlorIry over thia Securiry Insuument. uppearins in court, paying
<br /> - reasonable attomeys'fees end entcring on ihe PropertY to mnke rePairs•�►1�hough Lender may take action�mder thia paragreph _
<br /> 7.Lender does rtot huve w do sa.
<br /> Any amounts disburset! by i.ender under thia paragraph 7 shtill bocome addttiontil debt of Borrower secured by this
<br /> - - Securlty Instmment. Uniess Horrower and Lender agree to other terms of payment. these amounts ahall be3r interest frora tho
<br /> date af disbursement at the Note rnte and sbsll be payable, wtth interest, upon notfce from Lender w Botrotiver requesting
<br /> paymenY.
<br /> 8.Moetgago Iusnrunoe• If 1.ender re9ulred mortgagc insurance as a coadidon of making the loan sacured by thts Secutity
<br /> Insm�raent, Borrower shall p�y the premiams required to maintein the mortgege in6urance[n effect. If. for eny reason, the
<br /> mortgage insumnce aoverage �equired by Lender lapses or cease.g to be in effect,Bonower shall puy the prem[►uns required to
<br /> obtnin cover..�e aubsriu►tially equivalent to tl�e mort�ege ie�surenoe previonaly jn effect.at a oosi substanNaUy equivatent w the
<br /> cost to Bomnaer of the mo�4gage insurance�reviously in effect, from.An altemute mortgage irrsunr appmved by l.ender. If
<br /> = �- substanti�lly oquivalent moR�age insuranoe covemBe ia not available.Horrower shall pay to t.cntler cach month a sum c�7u�1 to
<br /> anc-twelRh of the yearly mortIIage ir�urance premium being paid by Borrower when the insvrance covernge lapsed or ceasod to
<br /> - he in effect. Lender will uooept,uso and retuin these p�ymenta as a loss aeserve in lie�� of mortBage insuran�e. 1NSS reserve
<br /> --���--� Form 382a DlSO
<br /> Popo 3 ot 6
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