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<br />' S, flc�zard or Peoperiy Iasurnnse. Borrowee shall keep the improvements now existing or hereafter erected on the •^
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<br /> Property Insured agelnat losa by fire, bazards included withid the tera� "extendea coverA�e'nnd any other ha�ar�ls, including �r
<br /> ' floods or floadin6.for which Leader mquirea insurence.Thia insucance shull he mnin�oined in the amounts and for the pedods �T'
<br /> ,> thnt Leader requires.The insurance carrier providinII the insurance shalt be chosen by Borrower subJect to Lender's approval �'"'�'
<br /> , • ,, which ahall cot bs unx�easonably withheld. If Bocrower fnils to m�intain coverage described above, I.ender mny. nt Lender's
<br /> option,obtniu coveroge to pmtect Lender's righta in the Progerty in uccordance with pnrugraph 7. � .
<br /> All ia8urnnce polictes and renewals shall be acceptable to Lender aad ahall include a standurd mortga�e cisuse. Lender - - _
<br /> aha1S have We right to hold the policies aad renewals.If Lender requirea,Bonower ahull promptly give to l.cndcr all receipta of •
<br /> •• p�id premiums aad renewal notices.In the event of toas,Borrower ahall glve pmmpt notice to the insurance carrier and Lender. ��."-�
<br /> -• r ' Lender may make procrf of loss if aot made prompdy by Borrower. -L
<br /> =°�= Unless I.ender and Borrower othenv{se agree in writing,insurance pmceeds shall be appiled to restoration or repair of the
<br /> �F�. �-�: property damaged.if the restoratiaa or repair fa econotaically feasible und Lender's securiry is not leasened.If the restoratfoa or �:'!`�'
<br /> " � ' repalr is not ecoaomically feaslble or Lender's securIty would be lessened.the insurance pmcceds shall be applied to the suma � �'�
<br /> ! secured by this Scxurity Instrument, whether or aot thcn due. with any eaceas paid to Borrower. IP Borrower abandans the ��:'=�'-=
<br /> Proparry,or does mt ans�ver witf►in 30 days a notice from l.eader that tha iasurance carrter has offered to setde A ctair�a,then �_�'-
<br /> Lender may caUect thc Insutance proceeds• L.ender may use the proceeda to repatr or resrore the Property or to pay suma
<br /> ;, „'•�;� secured by this Security Iastnunent,whethor or not then due.The 30-day period will bcsgin when the notice is�iven.
<br /> ., �`%��:�-s� Unicss Lendar aad Boaower othenvise ugree in writiag. aay application of proceeds to priacipal ahall aot extend or �"4
<br /> ^ °�`r�:���� postpone the due date of the monthly pnyments referred to in para6rapha 1 and 2 or chs�nga the a�nount of the payceaenta. If �-'
<br /> under paragraph 21 the Property la acquired by L,cnder.Borcower's dght to any insurance policies aad proceeda resulting from �
<br /> , � ���. QamnBe t�[he Property priar to the acquisition shali pass to Lender to the extent of the sua�s secured by chis 5ecudty Inamiment �
<br /> immediately prior to the acquisition. __
<br /> a,�.��� 6. Occupancy, Pl'CSP.NAtI6A� Irfa�tntenanee ond Protectton of the Propedy; Boreower's Loan AppNcntion;
<br /> ' � ••".� `' w r h• I uccu establleh and use the Pro e as Borrower's principal residence withia sixty days after the �„
<br /> I.easeholds.Borro e s al py. , P rtY _.
<br /> � executioa of thia Secur9ry Inatrument end shall continue to occupy the Property as Bomower's principal residence for at least one
<br /> � year after the date of oceupancy,unleas Leader otherwise agrees in wdting,which conseat ahall not be unreasonably withheld� �
<br /> � or unlesa eatenuating clrcumswaces exist which are beyond Borrower's conuol. Borrower ahall aat desuoy, demage or lmpair
<br /> the Property,allow the Froperty to detcriorate,oY cammit waste on the Property. Borrower shall be in default if aay forPeiture —
<br /> _ 1,,� action or proceeding, whether cIvll or criminai, is begun that in]xnder's good felth judgmont coWd resWt in forfeiture of the
<br /> Property or othenvlse materlelly impair the lien crr�ued by this Security Iasuument or I.�nder's sectuiry iaterest.Borrower aaay
<br /> . ?. cure such a default aad reinatate.as provided iu paragraph 18.by causing the actton or proeee8ing to be dismissed wtth a rullag
<br />" �.- ". that, in Lender's good faith detern►ination, precludes forfeiture of the Borrowet's intereat in the Proparly or at4er matertal
<br />.` "�.�.� . , impairment of the lien created by thie Securlty Inatniment or LendePs securlty interest. Borrower shalt ateo be in deiauic if °
<br /> ��- :;;;���;,� Borrower.durin�t6e loan applicadon process.gave mater�ally faise or inaccurate inforniation or sta4ementx to Lender(or f�iled
<br />���:-1'�i:'`''°��' to rovide Leader witt�eay uiaterIal iniom�ation)ia connecdon with the loan evidenced by the Note,facludiug,but�qt l►mited
<br />`�°����4�����., to,cepresentadona conceming Borroaer's occupanoy of the Propecty as a principal eesldence.If tbfs Securlty Instrument is on a
<br /> ,: ,�,,., teasehold. Borrower shail comply wltb �ll th� proviaiona of tha letise. If Borrower acquires fee dtle to the Property, the
<br />-rn_.:�r:4�: leasehold and the fee dde shall not merge wiless Lender egrees to the merger in writipg.
<br /> l""''"':'-'�'� 7.Protectton of I.ender's Ri�hts in the Property.[f Borrower fails to perform the covenants and agrcements wntained in
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<br /> si.st;'_`�__:. this Seeurlty Inatrumettt,or there Is a Iegai proceecling that may signlficaatiy affect I.eader's dghts ia the Pr+operty(auch as a
<br /> -_-_ �-• proc�tug in b�ptcy. prabate.for canaemnatioa or forfeiture or to enforce lawa or regulations),t�e�I.ender may do and
<br /> '��=��� pny for whatevcr ia necessary to protect the value of the Property and Leadcr's rlghts in the Property. Lender's acttons may
<br />��=���`� iaolude paying aay sums secured by a lten which hes prIorlty over this Security Insuument. nppearing ia courc. paying
<br /> _.,_ .�,�„_� reasonable attomeys' fces awd entering on the Property to raake repuirs. Although Lender may take action under this paragcaph
<br /> _�_a`��,�� 7�I.euder does aot have to do so. __
<br /> Any amounts disbucsed by Lender under this paragraph 7 shall become addittonal debt of Boxrower secureai by thls
<br /> =--- - Secvrity instnuttent. Unless Borrower and Lender agrec to other terroa of payment� t6ese smounts shul[beur interest finm the
<br /> date of disbutsemcat ut the Note rate aad ah�11 be payable� with iaterest, upon notice from Lendec to Borrower requesting '"
<br /> =_M�';�,Tr�� Paym�eut. �� _ -
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<br />_'=-''"��:� 8.Mortgagelnsnrance.If Lender requined mortgage insurance as a condidon nf maldng the loaa secured by this Secudty �
<br /> '"'-'�'}F-'�� Instnuaent. Borrawsr shall pay the pmmiutas required to maintain the mortp,uge insurance in effect. If, for any reasoa, the
<br /> -- •=-=-_.:� mvng.�e iasurana cuvc��e r�qafrrd by S.r,ncic:lajss�ar c��to tx!a effeci. HorroNter eh�il!�+ay the rremiums rec3uired to �'•�, - -
<br /> "'r�;�n�'� obtain ooverage substandally equivalent to We mortgage insurance previously in effect.at a oost au6stentially equivntent to We �. �-
<br /> -RT�;r t�,�' cost to Borcower of the m�rtgage insurmnce previously in effect, from an attemate mortgoge insurcr approved by I.�nder. if
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<br /> i�• x�i��;y�t�f, _• substantially eq►dvalent mortgage Wsurance coverage ia not available,Sorrower aheil pay to L.ender esch moatD a swtn equal to
<br />_ -~-:�-.::�-" ons•twelfkh of the yearly mortBage iasu:ance p:emium being paid by Bon+ower when the insurance wverage lapsed or ca�ased to _
<br />_- �• :���;';�� be ta effect.I.enalerwiit accept�use and retaln these payments as n losa reserve in Iieu of mortgagc iassuraace. Loss reservo -
<br /> ',,,r�t:•;�� Form 3028 9f80 �
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