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<br /> paym.ents may no longer be reguired.at the option of Lender,if mortga�e ensurance coverage(in che amonnt and for the p�riad �
<br /> that Lender nquise.$)provided 6y an insurer approved by T.Ender again hecomes available at�d is obtained. Boaower shall pay �
<br /> the przmiums required to maintain mortgage insw�ance in effezt,or to provide a loss reserve.until the ceyuiretne�t fo�inurtgage �i
<br /> insarance ends in arrnrdance wtth any written a�'ce�n°nt betwten Sorrower and Lender ar appticabie laN. G9
<br /> g, InspeEtioat.Lender or its agent anay make reason�.ble entries upon and ins�sQCtians of ths Properly. Lender shali give �
<br /> Borrawer notice at the sime of or prior to un ins�aecdon sperifying reasonable cause for thQ inspection.
<br /> �Q, �� m�uottQa, '�'h;.preoeeds of�n�; a�vard or cluim for d�m.3�es.direct or mnsequendsil, in connertion with any �
<br /> cor.demnation or other takiug oF any part of th�Progrrty.or for conveyar.ce in lieu of coademnarian, aze hene6y assi�d and -
<br /> shall be paid to Lender.
<br /> In th�event of a total taking of Yhe Pro�erty,the proceeds shall be applied to the sums s�cured by this�rcuri'ty Insdument.
<br /> whether�+r not then due, with any excess paid to Barro�ver.1n the event of a partial taking of the Property in w�icb the fair -
<br /> market valece of the Property immzdiat2ly bsfore the taking is equal to or grrater than the amount of the sums secured by this
<br /> Securiry Inswment immediztely befom the taking,unless Borrower and Lercder othernrise agree in wriiing.the sums secure�f by
<br /> this �a:urity !nsirument shall lse reducsd by the amount of ttce proceeds multiplied by the following fraction: (a) the total
<br /> arnoc*�:of the sums ss�urad iminediately before the taking.dividcd Toy(b)ths fair m3rk�valus of th°.Pnoperty imrflediately —
<br /> before�ee taidng. Any balance shail be paid to Borrower. Tn the eveat of a p�rtiel ra�s:.;g of the Prop:zty in wfuch the fair
<br /> market value of tE1.n I�raperty imraediately before the taking is less thz�th�s as►ount of thz�-:.a�s secum±'immediately before the
<br /> taking.unless�arm+•es and I.ender otherwise agree in�vriting or unl�s�.,,-��'��ble taw oiherwise p���i�.the proceeds shaU
<br /> be a����si to the su�secured by this Security Instrumeut ahettier or ani dt��e�ns are tl�..en due.
<br /> L�c�a Property is abandon�by Barrotiver,or if,after notice by Lerder:�Borrower that the wndemnor offe�t��ake an
<br /> award�r settle a claim for damages. Borrower fails to respan�to Lender within 30 davs after the date the noti��aven,
<br /> Lend:ds.x3thorized to collect and apply the proceeds,at its uptian,eid:er to re;mration or repair of the Property os 4o Esbr�sums
<br /> secured by this Serurity Inswment,whether or not then due.
<br /> I.T:sTess I.ender and Borrower atherwise agree in writing, any application of proc�eds tu principal sf�all noi extend or
<br /> postgone the due date of the mar�c[sly.pa}mcents referred to in p�ragraphs 1 and 2 or change the amavnt of such payments.
<br /> lIlo Borrower Not Rede�..�.;ff�ti�arance BY Ixnder I�c:�.a{�Yaiver.Extensioa af ioLs time for payment or modificati�on
<br /> of amortization of tha sums secured by this Security Insuuu'.��anted bY E.ender to any s;.ccessor in interest of Borrower shaU
<br /> not operate tn release the iiabiliry of the origic�.t]arzower or�orrower's���x�sors in interest. L.ender shall aot be required W
<br /> commence pmceedings against any successor in interest or re5is�w ext���e for payment or otherwise modify am�orti7arion _
<br /> of tha sums securai by this Security Instrument by rea�an �f any dt:�:.�i made by che original Borrower or Borrower's
<br /> succe�wis in interest. Any forbearance by Lender ira exerci:iu��y right or reme�y shall not be a waive�r of or preclude the
<br /> exercise of any right or reme�y. •
<br /> 1Z. Suocet�or� and Asslgns Bound: Joint �nnd Several Liabf���r'-.u-stgners. The covenan:;:,:�d agre�ments of this :
<br /> Security Insmiment shali bfind and benefit the successoIIS and assigns e;�ader and Borrower,subject to the provisions cf .�. '
<br /> �mragraph 17. Borrower's covenants and agreemems shall lse joint ar:� s:.veral. Any Borrower who co-signs ttris Sec�rit�. ..
<br /> Yas��zr.nt but does aot execute the Note: (a) is co-signing dt_s Security Instrument r�:�}�co mortgabe,grant and cr.�cey.that.
<br /> Boir�wez's interest in the Propert�,r,�der the terms of this r�ccaity Instrumant:(b)is rt:�:�ersonal►y obGgated to p�.{�,:�a sums
<br /> secure�by this Security Instrument;and(c)agrces that Lcnder and any othu:�orrower may agree to extend,modify,t�bear ot
<br /> malce any accommodations with reaard to the tel�y�of this Security In�^i��ts or the Note arithout tha4 Bosower's c�a�eni.
<br /> 13. Y.oan Charges.If the loan secured by fnis Security Insuument is subject to a law�vhich se�is maxirnum lasn charges.
<br /> ar_c4 C-�ai law is finally inteipreted so that the interest or othes loan charges aollected or to be collected in connectio�with th�
<br /> toan v-:��xd the permitted limits,then: (a)any such laan cl�,�r�:sh4!1 be rednced by the amount necessary to reduce+tfr.e chargg
<br /> io the permitted 1ia►it;and(b)any sums silready collected fr��r 3orro�..r which exceeded permitted limits will be re;unded to
<br /> Borra�ver. Lendec may choose to make this refund by reducing che F�r:�cipal owed under the Noie or by making a direct
<br /> paymer.i to Borrower. If a refund reduces principal, the re�uction :+-�� be treated as a partial prePayment �vithout any
<br /> pre*a fr_at charge under the Nose.
<br /> i•g..'_�iotttes.Any notice t.� ''I..�:rrower providetl for in tlu���ecurity Insuvntent s�-.cc:��i��iven by deliveriag it or by mniling
<br /> it by ir.�t class flu,i}is�less a�'_�ax�le law requires use of a.;.�4isr meihod.'i`he notice::�s:l be directed to the Property Address
<br /> or any other addn::s Borrower designates by noticr to Lender. Any r��rrz:to Lender shall be given by fi�st class tnail to �.
<br /> Le�dei s address stated herein or any other address I.ender��signates b;n�a�:ice to Borrower. Any notice provided for in this
<br /> 5�s.:nsy Instrumant shall be deet►:ed to have bcen given to Dai1s;:ver or l.ender when given as provided in this paragraph.
<br /> F�.Gov�ng Law; Severa6ility. This Secuery I�nt•i��.�ent shall be govemed by federal law and the law of the �
<br /> juri�rlr_::on in which the Property is lacated. [n ths event ttc,u.any provision or clause of this Security insnument or the.Note
<br /> conflicu with appl��:zble law,such conflici shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect wit;=cct:.the conflictin�provision.To thi5 end the provisior.s uf this Security It�strument and the Note are declured
<br /> to Esseverable.
<br /> I'(�.Borrower's Copy.&::r�wer shall bs given one c^�nii*_rmed copy of the Noie arid of this Srcuriry Ynsitumer.t.
<br /> Fa�m 3028 srso
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