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<br /> � ' `� g, yaz�nfl ar p�+up¢rty Ynsflragte. Barro�ver shall keep the improveraenu now existing or hereaft�r erected on the �3
<br /> , ', Property inssu�zd agaiast toss by fire. lialards induded within the term "extended coverage" aud any othsr hr,zards, including �
<br /> �`��r floods or flooding,for which Lender requires insurance.This insurance shall be maintained in the amaunt��nd for the periads
<br /> ,.,,• , that Lender re�uirzs.'Phe in5uranoe carrier pmviding the insurance shalt he chussn by Borrower subject tQ l�nder's approval �
<br /> � _ •,,�a��. • which srall nnt be unreasonably withheld. If Borrawer fails to maintain coverage desrribad atsove, lender m.ay. at Lender's �
<br />�-- . optian�obtain coveraga to proteet Leadet's rights in the Property in accocdaace with paragtaph 7.
<br /> � All insura�ce policies and renewals shall be acceptatrle to Lender and shall include a standard mnrgage clavse. Lender
<br /> � �?-� :, shall have the right to holsl t�e policies and renewals.1f L.e�er re�uires,Borrower shall promptly give to l�:ttder all receipts of �
<br /> � •f ���' paid premiums and ren��val notices.In t�e event of luss,Borroaer shall give pmmpt notice to the insurance c�rrier and Ixnder.
<br /> Lender may make proof of loss if not made promptly by Borrower.
<br /> *��: Ualess Lender and Borcower otherwise agree in writing,insurance proc.eeds shall be applieci to restarati�m or repair of the
<br /> s>'__�___"�r _�_ ptoperty dam�ged,if the restoratian ar repair is economically feasible and Lender's security is not lesseneti.��the restoration or
<br />_ . � � repair is not aconomically feasible ar�r�er s seturity would be lessened.the inswance procaeds sha11�s app1ied to the sums
<br /> r• � , secured by this Security Instrument, c.�;.-�.,^�er or not th:n d�e. with any excess paid to Borrower. If Bcrm•:�er abandons the
<br /> �.,� " Property. or does not answer within?fI �ays a notioe�om I.ender that the inswrance carrier has offer2d 3c,rt.xti:a claim,then
<br /> '.: '° ;° Lender r.�ay sr•:lect the inwsance p*c�'.s. Lender may use the proceeds ta repair or restore the Pnir;et:y or to pay sums
<br />`�`M� secured by��.�'rs Security Insuument,c�i�u or not then due.The 3C�:ay perial will begin w��the nodce is given.
<br />-`-'`'S '�-�� Unless II�der and Borcower c`.�zarNise agtee in writing, a�� aprlication of pruoea�s ¢n�rincigul shail not exYer�f ur
<br />_6�i..(�. .
<br /> `�`�'=����� os onc the due date ef tl:e monthly �ayments referre�to in paragr�pfbs 1 a_.d 2 or cYt�^����a amflunt of the paymems. If
<br /> ��?�'x�; ' g tP - -
<br /> ° -1� under paragaph 21 the i�a,eity is acguired by L.ender,Borrower's right to a*r iny.aan��Pc=�Ys and�rrx%�ds resultiaS fr°m
<br /> y��u}�-:�• damage to the Praperty prior to the s:�.ssition shall pass to Lender to the exzsat e�`�ce sums s�::.rad by thia Secvrity Insttument
<br /> , --�•r
<br />`._,;�;�,�.;:,�.
<br /> .- �..- immediately prior to the acquisitic�
<br />-'- '- .:��`r 6.Ocwpancy.Preservattan,:��fenance and Profection o�the Property;BorroweT's IIloar�Ap�iGxitioII;Least-holds.
<br />�``'�"� ` - Boaower shall occupy,e�lish.and use the Property as Borrawer's prin:ipal residence within siaey days�Ptea the execution of
<br /> "•°�i�a�'d:_.
<br />,;f�;!;,r•+s; this Security Instnuuent End shall continue w occupy the Property as Borro��•e•r's�izincipal residencr fe�r et Ic��t one year r
<br />_ �' �`� the date of occupancy,�zil�ss Lender otherwise agrces in writing. which consent shalf not be unreasnciahly��:-eld,or unless
<br />-=�'�L: emenuatir� cirtumstznce� exist �vhich are beyond Borrower's c�ttcroL Botrower shall not destroy, ctsim.a�e or it�a�r the
<br />�-'"�`��j'� Pro �!o�b �:e to deteriorate, or cammit waste on :he Properry. Eorrower s'�be ia defauit if any f�f�ec.vre
<br /> �:;_..' . Perty, " Pi'a�ei'IY
<br />-�_`,�� nction or proceedia�,r�':�..?ier civil or criminal.is begun that ia Leader's goad faith judgme�l oould r�t�it in forfeiture of the
<br /> e
<br />-y''�� ` Property or othera+iss�ac�.�ially impair the lien created by this Secwi�ty Instrument or Lender's securir�interest.Boaower may
<br />-T��:y�� cure such a default ana cz�ns�te,as provided in paragraph 18,by causing the z�tion or proceeding to he dium.issed with a ruling
<br />-_ �.,a�:i
<br /> -___- that, in L�nder's goc,d faith determination, precludes forfeiture of the Bornow�zr s interes� ;�the Pra(Satty or other mate�ial
<br /> _-=-��'�' impairrRent of the lien created by L�;Sxurity lnstrucnent or Lender's security interest. ��;recver sh�ll��also be in default if
<br /> �-'='r-"-'��'- Bonower,dwing the toan applicatio�t�cess.gave materially false or inaccur�te informarion or statementu to Lender(or fail2d
<br /> .°.:.;��"`�"?;'.�� to provide Lender wtth any material iniormation)in conne�tion with th�loan ewid�ced by the Note.includ•�,�.but nat liarited
<br /> - = to,representations conceming BorrOwer's occupanc��;�cf the Property as a priu�ip;.i residence.if this�er.urit�[r�saument is on a
<br /> -_ - -= leasehold. Bonower shall comply with all the provisfrons of the lease. If a"f.o�:owver acquires fee tiW.r..eo riie PropE::., t,hs
<br /> leasehold�the fee tide shall not merge unless Lender agrees co Ehe:a:-"3�-=writing•
<br /> - - ?.Pcote��Eion oi'd.euder's Rights in the Property.If Borror:�r�fails 2n p�r�orm the wvenants and u�r�ements cuntainefl u►
<br />_ = this Secarity Instxumer;:. �-thgre is a legal proceeding that may significant�.�:���e:t Lender's righta in �hb Property (such as a
<br /> - -_-_- proceeding in bankruptc�;.arobate,for condemnation or forfeiture or to enfon:.e'�ws or regulatians).the:n Lender may do and
<br /> '—'� pay for whatever is necressary to pmtect the value of the I'roperty and Lendes's rigt►ts in the Pcapery. Lendes's actions may
<br /> iuclude paying any sums secured L*-; 3 lien which has priority ovcr thls Serurity Instrurnen� apireenr�n� in sourt, paying
<br /> reasonabie attomeys'fees and enterinb on the Property to make repairs. Atthough Lender may take acti��n under this paragraph
<br /> 7,I.ender dces not have to do so.
<br /> R.ny amounts disL•r:,�sed by Lender under this paragraph 7 shall beco�: additional debt of Bo���••s•�;� secured by this �
<br /> Security lnstrmr:ent. L-!�'�s Buaower and Lender agreE to other temu of pay�:nznt.these amounu3 shult h���r+ntenst from the
<br /> date of disbursement at the Note rate and shaU be payable, w`_::�:nterest. upon notice from Lender ta��oaower req�.°siing
<br /> payment.
<br /> S.Mortgage Insnranoe.If Lender required mortgage insurance as a wn�`:�aon of making t}:e IaAn r,r�cured by this Security
<br /> - Instrument, Borrower�;;::�1 pay the premiums required to maintain th:inon:�-�oe insurancc in ef�eci. �f, for any rea,on, the
<br /> mortgage insurance covezage required by Lender lapses or ceases to be in effect,Bonower shafl puy.hu pszmiums requiral to
<br /> obtain coverage substantially ec�uip�cr�:to the mort�age insurance previousiy in effect,at a cosi subslantially equivatent to the
<br /> - cost to Borrower of the mortgage ir.�Tance previously in effect; from an altemate mortg�g�insunr•s�pprove�by I.Qnder. If
<br /> substantia}ly equivalent rnortgage insurance coverage is not available.8omower shall pay to Lender ez�.h month a sum equal to
<br /> - one-twelfth of che y�:;..�nortgage insurance premium being paid by Borrotiler ��•��:n the insvranoe co•rem:ye lapsed or cqsed to
<br /> - ba in effect.Leader w:!!�accept,use and retain these payments as a loss rese::�:n lieu of mo�gage inu:;�:j�ce. Loss reserve
<br /> Form 342fl �:90
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