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<br /> rIP I.endcr requirM monsase insunnce as� canditioe� of making ehc taan secured by this Security Instrume�t,
<br /> Borrawer shall p�y the premium+required to mtintain the insurance in etfect umil sucA ti�a as Ihr rcquirement for tht
<br /> im�nnc�ttrmiru+ta in MccoMance with Borrawer's and Lender's written agreement or�pplic�ble law.
<br /> �. l�t�icdq�. Leitder or its aaent m�y m�ke rasonable entries upon and inspections oi'the Property. Lender
<br /> shall�ive Barro�rer nWice at ihe time of o��+rior ta an insptction specif'ying reasc�nable causc for the inspectian.
<br /> !. C�liN. The proceeds of any award or claim for damage,s,dircct or cansryuenti�l,i�connection�vith
<br /> any candemnation or othet taking oP any part oi the Property.o� far canveyance in lieu of condemnatian,are hereby
<br /> assi�ned and ihsll be p�id to Lender.
<br /> In the eveet oi'i taal takinE af the Property. the proceeds shall Ne applied to the sums secured by this Security
<br /> Instru�t,whether or not then due,arith an�eaass p�id to Horrower. la the event of a psnial t�kin6 of the Property.
<br /> unte�Bortower and Lrnder atheswise aara in�vriting.the sums secured by this Security Inst�vment shall be reduced by
<br /> the�mount of i:�e proceeds multipliecf by the following fnction:(a)the tatal smount af the sums secural immediately
<br /> before the ukinj.divided by(b)the fiir muket value af the Property immediately before the taking. Any balance shsll be
<br /> p�id to Horro�ret.
<br /> ' If the Property is�b�ndaned by 8orrower.or iP.after natice bv Lender to Bonower that the condemnor affers to
<br /> • make an awrard ar settle a claim for damages,Borrower fails to respond to Ixnder within 30 days after the date the noticc is
<br /> • pvee,Lender is authorizod to collect and apply the proceeds,at its option,enher to restoration or rep�ir of the Property or
<br /> to thesums socured by this Security instrument,whether ar not then due.
<br /> Unkss Lender and Bonower otherwise sara in writing,any applicat�on of prc�ceeds to principal shall not eatrnd or
<br /> postpone the due date of the monthly payments�efened to in parsgraphs !and 2 or change�he amount of such psymrnts.
<br /> 10. 8orrower Not Rekaud; Forban�e 8y Leeder Not � Wai�er. Extcnsion of the time for payment or
<br /> mo�diAc.ation oi�mortizstion of the sums secured by th�s Security Instrument granted by Lender to any successor in
<br /> . intetat of'Borrower shilt not optrate to release the liabil�ty of the original Barrower of Borrawer's successors in interat.
<br /> I.ender shal) rtot be required to commence pror.eedings against any success�r in �nterest or refuse to extend time for
<br /> paymmt or otl�erwise modify amortization of the sums secured by this Secunt. Instrument by reason af any demand made
<br /> by the ori�inal Bortower or Borrower s suecessors in interest.Any forbearance by Lender�n exerc�sing any right or remedy
<br /> s}isll nW be��aiver of or preclude the exercise of any n6ht or remedy. .
<br /> 11• SreteMOrs�i A�lpt BoM�d;Joi�t�d Se�enl Uabiltty:Casiswers. The covenants and aareements of
<br /> this Security lnstrument shall bind and beneflt the succrssors and ass�gns of Lender and Borrower.sub}ect to the provisions �
<br /> of paragaph 17.Hotr�wer's covrnants and a6raments shall be joint and several. Any Borrower wha casigns this Security �
<br /> lnstrurtle�ll but d0es nol execute the Nott:(a1 is casianina this Secuntv Ins�rument nnlv rn ma��o.,�n�a*crl s��y��
<br /> thai Bonower's interest in thr Property undrr the terms af this Secunty inttrurtitnt;f b)�s not personally obiigated to pay � �
<br /> the sums secu�ed by this 5ecunty fnstrument;and(c)agrees that l.ender and any ather Borrow•er may ag�a to eatend,
<br /> modify.fortiear or make any accommodations w•ith regard to the cerms of th�s Secunty instrument or the Notf wi�hout
<br /> thst Bonower's conscnt.
<br /> 12. I.ou A�4es. If the loan xcured by th�s Secunty Instrument is sub�ect to a law wh�ch sets maaimum loan
<br /> char�es. sr�d that la�r is 5nslly intcrpreted so that the inter�t or other loan chuges coUeeted or to be collected in . _.°
<br /> connxtion rvith the losn excad the permittod I�mits, then: ta)any such loan charge shall Ae reduced by the amount
<br /> necessary to redua the charge to the permitted limit;and(b)any sums already collected trom Bc�rrower wh�ch exceedcd ;
<br /> permitted limits will be rcfunded to lianower. Lender may choosr to make th�s refund by reducmg the pnncipa!awed
<br /> under the Note or by making a direct paymrnt to Borrower.If a u('und reduces princ�pal,t he rrduchan wiU be treated as a =
<br /> puti�)prepayment without any prepsyment charge under rhe Nute
<br /> 13. I�islatio� ARettisg Lendtr't Rfg�ts, if en�ctment ot exp�rat�on �f appl�cabte laa�s has the effect of-
<br /> rendain��ny pr�vision of the Note�r th�s Secunty Instrument unrnforceable accosd�ng t�its terms,l,ender,at its opnon.
<br /> may require immediate Payment �n full of all sums secured by th�t Secunt�� Instrumcnt and may �n�oke any remedies
<br /> petmitted by paragraph 19.IP Lender exertists th�s optian,Lender shall talce the SteE►+specifird�n the secand paragraph of
<br /> paragraph 17. �
<br /> 14. Notiees. Any notice to B+..rrower prov�ded for in th��Secunty Instrument shall he g�ven t+�del�v�rmg�t or by � �
<br /> mailin6 it by first elass mai) unless applicable taw requires use of an�ther mr�hcxi "Ihe not�ce tiha)1 br d�rected �a the "
<br /> Property Address or any ather address Borrowcr dcsignates b}• notice tc, I cnder An� n�tue to Lcn�er shali be g�ven by '
<br /> • 6rst elass m�i1 to Lender's address stated hereics or an. other addres�Lender dc��gnatc-�by not�ce to Eiorrower.Any not�ce
<br /> providod for in ihis Secuniy 1nslrument shall be deemed to ha�e bsere g�ven tc�Hc�rrc�w•et nr l,eirder when gtven as prov�ded
<br /> in this pusgraph.
<br /> IS. G�erning I.�w;Serenbility. 7'1us Sc�.unty In4rramrnt sh�li he�c+.crned h� federal law and the laN of ihe
<br /> ��r?sdiction in whuh the�Protxrty �y ttx;�lat. In ihr evrnt t;.at anp�mti��a►�n c�r ciauce of thi� 5ecuntv lnsirufnent ur thc
<br /> ?�otecon8icts with appheabfe law,such confltct shall nat affect rnher ptu���u�n��f thi�S�curny In�trument ��r the Nate
<br /> whieh can be gwen eli'ect w�thout thc cs?nflutmg pr'u�•�sion To thi,eaid the rn+vic�om of thn Secunty Instrument and the
<br /> Note arK declared to be sevcrable
<br /> 1b. Borrowtr's Copy. i�rro�e�shail bc given onr tionfurntcd c��p. ��i the!`utr nnd nf thiti Se��rtny lntitrument
<br /> l7. Ttttnsftr ot the i"roperty ar a Benef�cial Interest in E3orrowcr. If all ��r�sey pan uf tl�r !'roperty ur any
<br /> inttrest in�t�s sold or transferred(or if s beneficial�^cetc�t m Borrc�u rr is�oid r�r trnntifcrre.l and E3nrra�uer�ti nut a natural
<br /> person) without Lender's pnor wnttrn consenL Lxnder ma}.at us nptum. rrywre imnicd�atr p�ymen� in full nf al!sum�
<br /> secured by this Secunty lnstrument H��wever, thi�r�pt�ua tiha�; nc�t he ex�eriitirtii hy i.ender if rxerutic i� p�uhib�ted b}
<br /> federal law as of thc date of th�s Secuntti lnstrument ,•_ "'""'..
<br /> If Lrnder exercises th�s opuon, L.ender 5hal1 gi�e Borrower n�+trce��f accelerati;», T iic r�oti�e tihal!pru���c a pene�d
<br /> of nat less than 30days from�he date the notue is del��ered or mailed uith►n w.'�ich Hr�rruw rr mutit pay ail�umti sccurcd by
<br /> this Secunty Instrument.If Borrower fa�ls to pay these sums pnc,r t��the exr�ran�m cti1'thi. peniul. 1 erider rnay ���o��ke any
<br /> remedies perrz►tted by th�s Sccunry in.rr-umentµ�thout further nc�nce��r�icmaud;m fic�rr•�•�.�er
<br /> 18. Hurro�vcr's Right to Reinsiate. !f Harrower meet;,�eri�»i �i�rt�ttnmti, Nittru�scr �hali ha�c thc nght tr�ha�c
<br /> enfarcement uf th�s Secunty imtrurnent d�scv�itinued:st an� hme pn��r t,�the carlicr��f lo� 5 d�}.I��r��.�h uther prnud a� w�
<br /> f a�pl�ca�le law may specif� for reu�statementl beturc�aic oi ttic Yroj+crt} put�ua►i► t�� .in� ;��v.rr��t ...�-- cnntainrd �n ttu,
<br /> L— Sccurity Instrument, crr�i��� G��tr} ��f a�ud_v,mrnt en(urc�ing th�ti Srcuri�y ln�trument i hn+c _<�ndit���riti nrc th�E Hnrr��wcr �
<br /> (a) pay's Lender all wrrs :+li�eh then wc,uid he due� uncier thiti SecunF} In,trwnent ei�d il�c '���tr haci ni� ��cclerau��r� t..
<br /> �ce�!rree�, fh) sutes :!n; d�_fa�_It of an} other cvirnar�:ti vr sgteetn�s:r, (,i F,c:� ,�L' ��r�:::r. ,n�urtec: ::: er.!or.in;; rh�w �rn�
<br /> Secunty InStrwncnt, itlC�'.:f�1i1F;. but nc�t hmited ti�, feit�(}t1df��C dlltitt�Ci� irC� .t�tii (•.7! Ink�•. �u,h ,i.In�t� a� � tL��ff ltta� �
<br /> te��sanabh• reywre tr� Ati+_:'e IfIJI lflf �ICl1 !�f lfllti �CCU�lI� �71tilfUtilPfil � Ch;{ri � �i�!Yii� il• I��C �'fn(�;'i!\ nh� ��:•tY�•14Cf �
<br /> Obll��tl(�n tU r3y t�7f tiunl� �C�ufcti �n !}U� Se�uniti Ir��lrutr�cnf .h.�ll � �nnr�,,, �r�.h,it�,_�.1 l ;:,... ,rii��!etctn�n1 h.
<br /> f�Otf€�µCf.Ihit 5°.�ur�I y In�trument:�tid 1}tr�rhhReUnn��:�utc�: ne:reh� tih.�G�_n,.,-�1 lu;I� ,t�c,���•. .�,�� �. �.i.:r��i.�'u.r� he�:
<br /> �wcurred l�nuc�er.thi.n:;hi t��rel(�ti18ir�}l��ll nnt���E�;', itr thc�a•.r� . ., ��It'r.t7; � �i�.i.� �.c t i.:r,i;�;i. I '• . ,
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