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2� 17�2458 �oAN#: �sa�oss�z ' �aie, �he fal�ow�ng des�ribed prop�rty Iocated fn the County [Type ofi Recording Jurisdiction] �f Hall [Nam�o�Recording Jurisdiction]: L�T FIVE �3�, �N BL�CK SIX�5�, IN 1N�EBE'S ADDITI�N T�THE CITY�F GRAND �SLAND, HALL C�UNTY, NEBRASKA. APN#: 40��13895fi which current�y has the address of 52�W Jahn St, Grand Island, [Stree�]CCitY] N�braska 688D'I �"Property Address"}: [Zip Cod�] T��ETHER IfVITH alt�he impravemen�s now or h�reaft�r erected on the property,and all�asemen�s, appurtenances, and fixtures now or hereafter a par�af th�praperty.Ali replacem�n#s and additions sha�� a�so be covered by�his Securtty�nstrument.A!i af the foregaing �s referred ta in this��curi�jr �nstrument as the "Property." Borrower unders�ands and agrees tha� MER� ho�ds anly legal title ta the interests granted by Barrawer in this Secur�ty Instrument, hu�, �f necessary to compiy with iavW or custom, MERS �as naminee far Lender and Lender's su�cessors and assigns} has the right: to exereise any or af� of �hase interests, includ�ng, but not lim�ted ta, �h� �tght�a fvrecrvse and sel[the Property; and to take any act�on ��quir�d of Lender inc�uding, but no�fimit�d ta, releas�ng and canceling#his Se�urity lnstrumen�. BQRR�VIIER ��VENANTS �hat Borr�wer is lawfully seEsed of the esta�e hereby conveyed and has �he righf #a grant and canWey the Property and tha� the Property is unencumbered, excep� fo� encumbrances af recard. Barrower warrants and }nrill defend generally the fi�le to the Prope�ty against al! c�aims and demands, subjec��a an� encumbranc�s of fecord. TH�S SECUR�TY 1NSTRUi'UiENT cambi�es uniform c�venants for nat�ana! use and nan-un�farm covenants with limited variat�ons by jur�sdiction to con�tEtute a uniform securi�y�nstrument covering rea� propert�l. UN�F�RM C�VENAhiTS. Borrawer and Lender covenant and agree as foI�aws: �. Payment of Principal, Interest� Escrow Items, Prepa�ment Charges� and Late Charges. Borro�nrer shall pay when due the principal of, and interest�n, �he debt��fdenc�d by th� Nate and any prepayment char�es and �ate charges due under the N�te. Barr�v�er shal� also pay funds for Eserov�►r Items pursuan�ta 5ectian 3. Payments due underthe Note and th�s Secur�ty�nstrumentsha�l be made in U.S. curr�ncy. However, ifany checkorotherEnstrumentreceived by Lenderas paymentunderthe Note or this Security instrument is returned to Lender unpaid, Lender may require�hat any or al� subsequent payments du�unde�the N��e and this Security Instrum�nt be rr�ade in one ar mare of��e foli�uving forms, as selec�ed by Lender: �a} cash; �b} money order; �c} c�rtifed check, bank check, treasurer's ch�ck ar cashier's check, provided any such check is drawn upon an institut�an whose deposifs are insured by a federal agency, �nstrumentality, or entity; or�d} ElectronEc Funds Transfer. Payments are deemed rec�ived by L�nder when r�ceived at th� Iocafiion designated in the Nate or at such vth�r Iocation as may be designat�d by Lende� in ac�ordance wi#h the nvtice provisi�ns in Sectian ��. Lender may re�urn any payment or partia� payment if the payment ar partial payments are insuff��ent to b�ing the Loan current. Lender may accep�any payment or partial payment insuff�ient to hring the Laan current, without wai�er af any rights hereunder or prejudice to its rights tv refuse such payment or partia�paymenfs�n the fu�ur�, but Lender�s not obligated to apply�uch payments at the�ime su�h �ayments ar� accepted. If each Period�c Payment is applied as of its sche�uled due dat�, then Lender need no�pay interest on unapplied funds. Lender may h�ld such unapplied funds un�il Bvrrov�er makes payment to br�ng the Loan current. !f Borra�ver does no� da so wi#hin a reasonable periad af time, Lender shal�either apply su�h funds or r�tu�n them ta Bor��wer. If na�appli�d ea�lier, such funds �iI! �e applied tv the outstanding pr�ncipal balance under the Note immedEateiy privr to fareclvsure. Nv offset or c�aim which Borrov�rer might have nov� ar in fhe future against Lender shal! relieve Borrower from mak�ng payments due under the Note and this �e�urit� Instrument or p�rforming the co►renants and agreemert�s secured by this Security Instrument. ,� �nitials: ' NEBRASK►4�Single Family--Fannie Mae�Freddie Mac UNIF�RM INSTRU�IENT Fomn 3a28�!Q'I Ellie Mae, Inc. Page 3 of 1� NEEDEED 03�5 NEE�EED�CLS} �3«31�017'�2:1 fi PM PST